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Manufactured Home Loan Insurance (Title I) - HUD Housing About Housing Contact us Keywords Single Family Hospitals Multifamily OAHP Reading room Online forums Work online HUD news Homes Communities Working with HUD Resources Tools Webcasts Mailing lists Contact us Help Manufactured Home Loan Insurance (Title I) Information by State Print version Email this to a friend Summary: This program insures mortgage loans made by private lending institutions to finance the purchase of a new or used manufactured home. Purpose: HUD has been providing loan insurance on manufactured homes under Title I since 1969. By protecting mortgage lenders against the risk of default, HUD's participation has encouraged them to finance manufactured homes, which had traditionally been financed as personal property through comparatively high-interest, short-term consumer installment loans. The program thereby increases the availability of affordable financing and mortgages for buyers of manufactured homes and allows buyers to finance their home purchase at a longer term and lower interest rate than with conventional loans. Type of Assistance: The program insures lenders against loss from default on loans of up to $48,600. The program insures private lenders against losses of up to 90 percent of the value of a single loan. Total insurance coverage is limited to 10 percent of the lender's Title I portfolio. The buyer must agree to make a 5 percent downpayment and interest rate payments determined by the lender. Annual insurance charges start at $1 per $100 of the loan amount, but are reduced in the later years of the loan. The maximum loan term varies from 20 to 25 years. Eligible Grantees: Private lending institutions are eligible for insurance on loans made under the program. Eligible Customers: All buyers who plan to use the manufactured home as their principal place of residence are eligible for the program. Application: Buyers of manufactured homes may apply for a loan through a HUD-approved lender or through a lender's approved Retailer. Technical Guidance: The program is authorized under Title I, Section 2 of the National Housing Act (12 U.S.C. 1703). Program regulations are in 24 CFR Part 201. Administered by the Office of Housing-Federal Housing Administration. Debt collection activities have been consolidated at the Albany Financial Operations Center, 800-669-5152. For More Information: For more information, refer to "Financing Manufactured Homes, HUD-265-H(10), available from the HUD Customer Service Center, 1-800-767-7468. Information can also be found at the HUD-approved Title I lender page or you can contact a HUD-approved housing counseling agency . To learn more about manufactured housing options and opportunities, try HUD's Manufactured Housing web page or the Manufactured Housing Institute website. Content updated May 20, 2002 Back to Top FOIA Privacy Web Policies and Important Links Home U.S. Department of Housing and Urban Development 451 7th Street S.W., Washington, DC 20410 Telephone: (202) 708-1112 TTY: (202) 708-1455 Find the address of a HUD office near you RV Motor HomeUsed Motorhomes and Other Consigned RV Sales - PPL Motor Homes The Largest RV Consignment Dealer in the USA The hassle free way to buy or sell used Motorhomes, 5th Wheels & Travel Trailers PPL Motor Homes has Sold Over 15,500 Consigned RVs since 1972. We also offer RV Insurance, Financing, Service and our RV Parts Superstore USED RVs FOR SALE Pictures, floor plans, descriptions and prices on over 175 Diesel Pushers , Motor Homes , Mini Motorhomes , Travel Trailers , and 5th Wheels for sale on PPL's huge 12 acre consignment lot. Updated daily! SELL YOUR RV We can help you sell your RV QUICKLY and at a FAIR PRICE ! We serve RV Sellers, Buyers and Owners Nationwide. View our RV Pricing information. RVs RECENTLY SOLD Compare your RV with over 1900 consigned RVs sold by PPL in the last 2 years from the largest RV Consignment facility in the U.S.A. RV PARTS SUPERSTORE Check out the everyday low and special sale prices on our many featured RV products. Order online or call our 800#. We ship nationwide. RV INSURANCE No Obligation Motor Home , Travel Trailer or 5th Wheel Quote - What you don't know about RV Insurance can cost you money! RV SERVICE Collision damage and insurance claims welcome on motor homes and recreational vehicles. FAQ Frequently asked questions about buying an RV, listing your RV for sale, financing and more! RV LINKS Visit sites relating to RVs MAP How to Find PPL...Map and Driving Directions . 10777 Southwest Freeway Houston, Texas 77074-1003 1-800-755-4775 (N.A.) (713)988-5555 (713)988-8447 FAX e-mail sales@pplmotorhomes.com Hours for PPL's Used RV Consignment Dealership, Parts Superstore and RV Insurance Mon-Fri 8am to 5:30pm CT Sat 9am to 4pm CT Closed Sunday PPL Motor Homes All Rights Reserved, 1997-2006 Revised: 01/05/2006 -- PPL Motor Homes 10777 Southwest Freeway (Highway 59 South) Houston, Texas 77074-9829 713-988-5555 1-800-755-4775 Hours: 8-5:30pm Mon-Fri 9-4 Central Saturday PPL Home | RVs for Sale | Steps to Buy | Sell Your RV | Insurance RV Parts Superstore Home | Service | About PPL | Photo Tour | Contact PPL PPL Motor Homes Houston, Texas All Rights Reserved, 1997-2006 Used RVs, Motor Homes, Motor Coaches Organized by Brands and Models RVs ( Recreational Vehicles ) Motorhomes 5th Wheels ( Fifth Wheels ) Travel Trailers Motorcoaches Buses or Diesel Antennas & Satelites King Dome & KVH Tracvision RV Satellites , Winegard TV Antennas , Satellite Finders , Satellite Locator , Satellite Meter Air Conditioners (Roof) Coleman , Carrier , Duo-Therm RV Air Conditioners , Marine Air Conditioners Awnings & Screen Rooms Awnings, Screen Rooms, Awning Parts and Accessories Gas Grills/Accessories BBQ Grills, Portable Cookers, Gas Lighters & Accessories Bikes and Bike Carriers Bikes, Bike Carriers, Racks & Ladders Recliners,Chairs,Tables Folding Recliners, Chairs, Tables, Camping Items Chemicals & Cleaners RV Toilet Chemicals, Enviro-chem, Aqua-kem & RV Cleaners Covers (RV,Tire,WindShield) RV Covers , Storage Covers , 5th Wheel Covers , Travel Trailer Covers , Windshield Covers and Tire Covers Directories & Books RV Directories, RV Books, RV Manuals, and the Next Exit Electrical (110 Volt) RV Power Cords , Outlets, Adapters and 110 Volt Electrical Electrical (12 Volt) RV Converters, Inverters, Chargers and 12 Volt Electrical Furnaces & Heaters Atwood , Suburban , and Olympian RV Furnaces and Parts Generators ( Onan RV ) Onan Generators , Onan Parts , Home Standby Generator , Residential Backup Generator and Onan Manuals Jacks, Levelers, Chocks Electric Trailer Jacks , Tongue Jack , Camper Jacks , Power Jacks Scissor Jacks , Stabilizers , Leveling Jacks , Wheel Chocks , Wheel Locks , Hydraulic Jacks LP Gas LP Gas Cylinders , LP Gas Parts and LP Gas Accessories Lights 12V RV Lights, Thin-Lites, Light Bulbs and Fluorescent Tubes Mirrors Towing Mirrors, Clip On and Cipa Mirrors Plumbing (Black Water) RV Toilets, Tanks, Plumbing and Sanitation Accessories Plumbing (Fresh Water) Flojet Pumps Shurflo RV Water Pumps , Filters, Fixtures and Water Tanks Refrigerators Norcold and Dometic Refrigerators and Refrigerator Parts Roofs & Roof Repair EPDM Rubber Roof , Roof Coatings, Sealants and Repairs Sealants & Adhesives Caulks, Sealants, Adhesives, Sealing Tapes and Repair Kits Solar Power Solar Power Kits and Solar Battery Chargers Steps & Mats RV Steps, Step Parts and Step Rugs Stoves/Ovens,Microwaves RV Stoves , Ovens, Microwaves , Gas Cooktops and Range Hoods Towing & Hitches Blue Ox & Roadmaster Tow Bars , Tow Dollies, BrakeBuddy , and Hitches Vents RV Vents, Vent Covers, Power Vents & Vent Parts Water Heaters & Parts Suburban and Atwood RV Water Heaters and Water Heater Parts Wheels & Suspension RV Wheel Covers, Simulators, Shocks, and RV Covers RV Motor HomeSell used RV, Motor home, fifth wheel, travel trailer, truck camper, busconversion. RV Buyers Home Page RVs For Sale All RV Listings Class A RV Class B RV Class C RV Fifth Wheel Travel Trailer Folding Camper Truck Camper Van Conversion Bus Conversion Park Model Search RVs Featured RV's Dealer Finder Contact Us Our Other Websites: Boat-Mart Motorbike-Mart Puppy-Breeders Kitten-Breeders JAD Travel Place an Ad to Sell your Used RV Sell your Used RV Selling your used RV or motor home can be fast and easy. By listing it onRV-Mart.com your RV will get the exposure that it needs to sell. We are offering RV sellers a listing on RV-Mart.com for a period of six (6) months for $10. This listing will include complete details about your RV with up to three photos of your RV. Why not list now and sell yourused RV? For even more exposure feature list your used RV for only $15. As well as being included in the normal listings your ad will also appear on the featured ads page, on the featured ads section of our home page, and most likely will also be selected as a "featured RV of the day" which also appears on our home page. See What Others Say About Selling on RV-Mart.com "...I checked the site and entered my ad and it went in immediately! Cool! You have a GREAT site! The price is GREAT too! I have a feeling your site will sell my RV!! I hope so! Thank you!!" Donna. 11/9/2002 "We had around 6 responses from our ad on your site. ... We also posted on RVtraderonline and RVfrenzy. We received only 1-2 responses in their sites. We also had it in the RV Trader print magazine. No response." Russell. 1/29/2003 "We have had quite a few responses to our ad on RV-Mart. The buyer saw the ad there." John. 2/12/2003 "We had about 6 enquiries through the web site. One was from England and the eventual buyer was from Colorado. ... We were very pleased to find a buyer for our RV and thank you for this service which we found to be very economical. We would recommend your web site to anyone who is looking to sell or buy an RV." Shirley. 4/7/2003 "I want to say thanks for running my ad. We sold the camper in 3 days and have had many enquiries since then." Dale. 4/19/2003 "... SOLD!!! Thanks for the help, we got 30 emails from your site." Jennifer, CA. 5/8/2003 "You have a very nice site through which I was able to sell my RV." Gwen. 6/16/03 "...I think your web site is a better looking site than rvsearch. I thought your add layouts were far superior to any other site I had the fifth-wheel listed on." Owen. 8/7/2003 "I received about six calls from your site, which one of them bought my camper. Thank you." Daniel. 8/31/03 "Yes it was great. I had five enquiries the first week and the first person who looked at it bought it. Thank you for your help." George. 9/5/03 "Thank you, we have sold our RV. ...I had excellent response from the first day I placed the ad. I had people waiting in line to purchase...it sold in record time because of your site and credit is well deserved." Frank. 12/1/03. "The sale of my Dad's motorhome was from the ad on your website. Thanks again." Kim. 2/16/04. "My RV was sold through RV-Mart. I got about 12 responses... Thanks." Jerome. 3/26/04. "Hi! and thanks for your website. I like the way it was set up. We sold our RV... In fact we did sell it to someone who found it at your site! Thank you. We have had four or five responses from your site since selling. It works!" Nancy. 7/5/04. "... I received only one enquiry thru my local paper. I directed him to your website to view the pictures and details that did not fit in the paper ad. He came to look the next day and purchased the RV. Thanks." John. 7/27/04 Click Here to List Your RV for Sale RV Sellers Home Page Place RV Ad Alter Your Ad List Dealer Contact Us Message Board Main General Parts Financing Lemon Report Road Stories RV CampgroundRuby's Inn RV Park & Campground Lodging Rates Online Reservations Activities Camping Locator Map Shopping Conference Restaurants Best Western International Inc. Employment Ruby's Inn History Notify me of Upcoming Events Testimonials Homepage Ruby's Inn Store Ruby's Online Products Bryce Photo Shop Old Bryce Town Shops RV Park / Campground Lodging Ruby's Inn Store Bryce Canyon Info Red Canyon Info Testimonials Itineraries Map/Location Bryce Canyon Info Red Canyon Info Grand Staircase Info Kodachrome Basin Info Hiking Video Guide Homepage Activities & Events County Calendar Shopping Horseback Riding Rodeo Scenic Flights Guided ATV Tours Mountain Biking Family Reunions Winter Activities Rim Run Bryce Canyon Info Testimonials Homepage Car Care Center Transportation Airport Rent a Car Shuttle Bryce Canyon Info Red Canyon Info State Parks Horseback Rides Weather Information Hiking Video Guide Homepage Ruby's Inn Photos Bryce Canyon Photos Horserides Photos Homepage Alternate Bryce Lodging -Bryce View Lodge Big Horn Lodge / Moab Ramada Inn / St. George Red Cliffs Lodge Red Stone Inn National Park Service Utah State Parks Best Western Moab Ramada Inn Moab River Canyon Lodge Best Western Lake Powell -- Bryce Canyon National Park - Ruby's Inn -- Closest Accommodations To Bryce Canyon National Park Ruby's Inn Campground and RV Park offers an excellent way for travelers to enjoy Bryce Canyon . Our AAA-approved campground features over 200 shaded campsites including full hookups with electricity and water, large pull-thrus to accommodate modern RV's, shaded tent sites, and large group sites nestled beneath the pines. Visit Ruby's Inn Campground & RV Park Website! Bryce Canyon Bryce Canyon Lodging Shopping Bryce Canyon RV Park/Campground Bryce Canyon Maps/Itineraries Activities/Events Trip Planner Bryce Canyon Photo Gallery Bryce Canyon National Park - Ruby's Inn Rent RVBerkeley Parents Network: RV Rentals Berkeley Parents Network Home Members Post a Msg Reviews Advice Join BPN Help/FAQ What's New Search RV Rentals Berkeley Parents Network Reviews Services & Businesses Autos RV Rentals Small RV to rent mid June? May 2004 Renting an RV for a week Feb-Apr 2004 RV for Road Trip May 2003 Older Recommendations More advice about Car Rentals Small RV to rent mid June? May 2004 We would like to rent a camper van or small RV for a family get-awayin mid June. Can anyone make a suggestion? Are there private partyrentals out there? My husband and I have a clean driving record andwould be able to take out supplemental insurance, etc....The cruiseamerica agreements are so restrictive and pricey!lj We recently rented a VW Camper Van from California Campers in Redwood City for a week-long trip down the California Coast. We rented a 1988 vehicle that worked great, has a pop top that sleeps two and a pull out back seat that also sleeps two. Working stove, sink and refrigerator in the van. We brought our dog and it worked well. We had a wonderful trip and the price was pretty reasonable (I think it worked out to about $700 for the whole week.) The guy who runs it is very laid back and helpful. Anon Hi, just my input on CA Campers and renting a Westy, which we've now done twice. LOVE the camper itself for our family of 4, and the first trip several years ago was wonderful. The second time around, the original van broke down so the owner drove a new one to us (4 hours away!) and swapped it out and covered our motel. Then it broke down a second time and we had to get it fixed ourselves since we were by now at least an 8-10 hour drive away. Not necessarily a negative reflection on CA Campers, but on renting a circa late 1980's van (mechanically easier to fix than the new ones, but somewhat risky in my opinion). Have fun!anon Renting an RV for a week Feb 2004 We want to rent a medium-sized RV for about a week this summer. Has anybody done this before? If so, where should we go to do it? What should we look for and what kind of questions should we ask?Thankshappycamper Our son (7) has become enamored of RVs with an ''upstairs'' as he calls them. We would like to rent one for a week or so, but I have looked and looked on the internet and even the smallest ones (I prefer small, actually) cost almost $1,000 a week, with limited mileage! I also looked into the VW campers (although I'm not sure they would be entirely satisfactory to my son...), but they, too, are prohibitively expensive (about $750/week with limited mileage). So... before I give up on my son's top vacation request, does anyone have any suggestions for less expensive ways to rent?never thought I would ask this question... Hi I found your post interesting because I have seen other familiesinquiring about RVs. Last year I got lucky I got a FREE 25 footWinnebago Brave RV from Craigslist. Its a long but very nicestory. Anyways, she is in good condition, but has needed someupgrading which we are doing little by little. Our next projectis upholstery and tires. Then she is ready to roll. Because Iwas so lucky, my family and I would like to offer ''Winnie'' toother families for short trips. While she doesn't have anupstairs, every kid I have known thought it was the coolestthing. It has a TV, Radio Casette player with surprising goodsound quality, stove and fridge that operate on propane, bathroomwith shower. It also runs on electricity.Of course Winnie would be much less affordable then renting fromsay El Monte, but I think she would suit your needs. We are justtrying to defray the cost of upgrading her.If you are interested, send me an e-mail at ljkwaiting AT earthlink.netLori RV for Road Trip May 2003 I'm thinking of renting an RV this summer to road trip back to the Midwest and have already checked with Cruise America but it's too expensive. Does anyone know of any alternatives? If you've done this before do you think it's worth the expense? I have two children under 4 and the thought of us being cooped up in our car that long is not very appealing! Any advice is much appreciated. Thanks.Jackie An RV will provide you an alternative for accomodations, butwon't change the driving experience: your children will need tobe in their car seats whether they are driving in your car ortraveling in an RV. So if they have a hard time traveling a longdistance in the car, the RV would make no difference. It doesgive you a lot more flexibility about where you stop for mealsand for the night, though.Barbara I am trying to answer your query before my husband does because he will tell you that renting the Cruise America RV was one of the finest, funnest things that he ever did with his (our) life. Here is what I consider to be the objective reality:1) We rented a Cruise America RV--one of the bigger models--to go from New Orleans through LA and MI, up to Oxford, MI (Faulkner's birthplace and home) and back to New Orleans, in a weeks time. We then recuperated in a 5-star hotel for another week. 2) My then two-year old son and 8 1/2 year old daughter thought the RV was the finest thing since Ben 'n Jerry's ''One Sweet Whirled.'' They got such a kick out of the concept and journey. 3) I find these things intimidating to drive--our wonderful nanny and my husband drove it with ease; I did not, and would not, drive it. I had visions of getting stuck under overpasses and taking out whole city blocks of innocent bystanders. 4) Someone has to ''hook up'' the darn thing in the RV parks, and, worse yet, let the ''junk'' out--''junk'' is my euphemism for bodily waste. 5) For some reason, even though we paid for a larger model with a ''complete'' bathroom, we never showered in the RV. We used the showers in the RV parks, and other RVers seem to be doing the same thing. Don't shower where you eat, maybe? I don't know. It just seemed to be everyone's instinct. 6) The hotel on wheels concept mitigated, and, maybe, even eliminated, arguments about some of us not being ready to go. My husband merely disconnected us, stepped on the gas, and we were on our way. So, in this way, the RV may be a friction-reducer. 7) There is another outfit, with Swiss-manufactured RVs (Mobius, or something like that)--they looked sleeker and more modern, but they had not outlet in New Orleans. There are only a few of them in the States, I believe. 8) Would we do it again--absolutely. My husband and children and nanny and, okay, I, had fun. And the photos of our life in the RV are precious. 9) You might ask if Cruise America offers a AAA discount. 10) Feel free to e-mail me, not my husband, if I haven't covered something. 11) Oh, yes, factor in gas costs--gas is much more expensive than when we weGlad I did it, ONCE!P Older Recommendations 1999 I rented a camper van from someplace in hayward. It was just me and myinfant daughter. It was pretty spendy and fun. The camper could easilyhold 2 children and dogs contained a toilet stove microwave and fridge.Presumably if youd only be using it to sleep in and not stuck in the raininside with all mentioned family members it would cheaper then a Rv. My family of 4 just rented an RV and traveled to the Grand Canyon over the Easter Break. We had a blast...really relaxing for everyone and a fun, safe adventure. We rented our RV from CruiseAmerica and you can find out all about them at www.CruiseAmerica.com. You pick it up out on 66th near the Oakland Coliseum. We rented a 20' and got "upgraded" to a 24' which was fine but I still would go smaller next time. They give you a terrific book on all RV parks in the US so we would just figure out where we wanted to stop, read a description and head that way. We never made reservations, but I would recommend it for inside the Grand Canyon (we just got lucky). The CruiseAmerica units are fully contained, clean, and well-maintained. We only had full hook-ups one night and it never was a problem. Getting the fridge to stay cold is a little tricky on just propane, but we figured out the trick and the rest of our trip everything stayed cold. Inside the Grand Canyon (South Rim), I would recommend Camp Mather which does not have hook-ups but is much prettier than the camp with full RV hookups which is more like a parking lot. I would also recommend that you pick up your RV unit and then go home and load it because the RV does not come with ANY kitchen utensils, blankets, pillows, or anything and while you can rent a "Personal Package", they are expensive and not extensive at all...we just brought all of our own which was more comfortable and easier. Kathleen Home | Reviews | Advice | Members | Post a Message Join BPN | Help | What's New | Search Please send questions and comments to Berkeley Parents Network . 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