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Resources for Buying and Selling RVs, Campers and Trailers - RVTraderOnline.com Contents Home Search Browse Place An Ad · modify your ad · renew your ad Find a Dealer Buyer's Guide Subscribe Help My RV Trader RV Insider Resources Financial Services NADA RV Values Insurance Products for the RV Lifestyle RV Transport Warranties RV Donation Generators RV Lots and Properties for Sale Campgrounds/Resorts RV Rentals Loan Calculator RV Links Escrow Dealers Sign Up Now! Demo Login Password Forgot your password? Click here . Resources for Buying & Selling RVs, Campers & Trailers Financial Services Banks and other financing houses offer a vast array of options for getting you on the road. With a few simple tips, finding the best one and making the deal will go a lot easier. Page 1 of 2 Next Want to see your business listed on this page? Call 1-877-354-4068, or click here to email our sales staff. Pick Up an RV Trader Magazine Today! | Search | Place an Ad | Find a Dealer | Resources | Site Map | | Contact Us | About Us | Help | Privacy Policy | Fraud Prevention Tips | Visitor Agreement | Security Center | 2006, Trader Publishing Company All Rights Reserved. This document is strictly for informational, non-commercial purposes. Aero | ATV | Auto | Auto | -- Boats | Collector Car | Cycle | Equipment | Merchandise | RV | Truck | TraderOnline || Apartments | Homes | Jobs | Lodging | Parenthood | Vacation Rentals AutoExtra.com | AutoMart.com BoatTraderOnline.com | Boats.com | YachtWorld.com | Soundings | Nor'easter | PassageMaker HarmonHomes.com | Homes.com | NUMBER1EXPERT.com | DistinctHomes.com Fleetwood RV Download LibraryFleetwood RV Brochure Download Library Welcome! [sign in to access My Fleetwood] My Fleetwood Luxury Coaches American Heritage American Eagle American Tradition Diesel Coaches Revolution Revolution LE Excursion Providence Discovery Bounder Diesel Expedition Gas Motor Homes Pace Arrow Southwind Bounder Flair Storm Terra Fiesta Mini Motor Homes Tioga Tioga SL Tioga SLX Jamboree Jamboree GT Jamboree GTX Travel Trailers Triumph Pride Terry Prowler Wilderness Mallard Pioneer Pegasus Orbit Toy Haulers GearBox Nitrous Hyperlite RedLine Folding Camping Trailers Destiny Americana Highlander Scorpion Evolution Element Download Library Welcome to the Fleetwood RV Download Library Download information about our recreational vehicles. Fleetwood RV provides two types of product literature: brochure and flyers, both in PDF form. Prefer printed brochures? Request Fleetwood RV literature via mail. Choose a Fleetwood Brand - Choose One - - Luxury Coaches - American Eagle American Heritage American Tradition - Diesel Motor Homes - Bounder Diesel Discovery Excursion Expedition Providence Revolution LE - Gas Motor Homes - Bounder Fiesta Flair Pace Arrow Southwind Storm Terra - Mini Motor Homes - Jamboree Jamboree GT Jamboree GTX Tioga Tioga SL Tioga SLX - Travel Trailers - Mallard Orbit Pegasus Pioneer Prowler Prowler Lynx Terry Terry Dakota Wilderness Wilderness Yukon Pride Prowler Regal AX6 Terry Quantum AX6 Triumph Wilderness Advantage AX6 - Toy Haulers - GearBox Nitrous Hyperlite - Folding Camping Trailers - Americana Destiny Element Evolution Highlander Scorpion FLEETWOOD RV BROCHURES: full color interior and exterior product photography, highlights of key features. FLEETWOOD RV FLYERS: all available floorplans and complete technical specifications. 2006 Terry Dakota flyer (1.4 MB) Fleetwood RV brochures and flyers require Adobe Acrobat Reader . Home | Contact Us | Owners Clubs | Plant Tours | Your Privacy | About this Site Fleetwood RV Store | Fleetwood.com | Employment | Website Feedback Mobile Home InsuranceBuying a Home - HUD HUD News Newsroom Priorities About HUD Homes Buying Owning Selling Renting Homeless Home improvements HUD homes Fair housing FHA refunds Foreclosure Consumer info Communities About communities Volunteering Organizing Economic development Working with HUD Grants Programs Contracts Work online HUD jobs Complaints Resources Library Handbooks/ forms Common questions Tools Webcasts Mailing lists Contact us Help Buying a Home Information by State Esta página en español Print version Email this to a friend Counseling and Education Housing counseling agencies can give you advice about buying a home. Find a housing counselor near you. Common questions Homeownership videos More from HUD Mortgage glossary FHA mortgage limits HUD approved lenders HUD approved condos Healthy homes Environmental maps Energy info About appraisals Links Rural housing loan programs Loan programs for veterans Freddie Mac Fannie Mae US Postal Service Mover's Guide The homebuying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! Nine steps to buying a home Figure out how much you can afford Know your rights Shop for a loan Learn about homebuying programs Shop for a home Make an offer Get a home inspection Shop for homeowners insurance Sign papers Step 1: Figure out how much you can afford What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. The calculators below can help, but it is best to visit a lender to find out for sure. How much home can you afford? Buying vs. Renting Need help with your downpayment and/or closing costs? Homebuying programs in your state A housing counselor can help you figure out how to manage and pay off your debt, and start saving for that downpayment! Find a housing counselor near you Step 2: Know your rights Fair Housing: Equal Opportunity for All - brochure Real Estate Settlement Procedures Act (RESPA) Borrower's rights Predatory lending Back to Top Step 3: Shop for a loan Save money by doing your homework. Talk to several lenders, compare costs and interest rates, negotiate to get a better deal. Consider getting pre-approved for a loan. Looking for the best mortgage: shop, compare, negotiate - brochure Let FHA help you Step 4: Learn about homebuying programs Homebuying programs in your state FHA loan programs offer lower downpayments and are a good option for first-time homebuyers. Let FHA help you HUD's special homebuying programs Good Neighbor Next Door Program - for police officers, teachers, firefighters and emergency medical technicians Homeownership for public housing residents Indian Home Loan Guarantee Program (Section 184) Step 5: Shop for a home Choose a real estate agent Wish list - what features do you want? Home-shopping checklist take this list with you when comparing homes Homes for sale (including HUD homes) " Fixer-uppers " - home purchase and repair programs Manufactured (mobile) homes Build a home If you choose a home in a neighborhood with a Home Owners Association (HOA), be sure to request a copy of the HOA packet, so you can review before closing. Back to Top Step 6: Make an offer Discuss the process with your real estate agent. If the seller counters your offer, you may need to negotiate until you both agree to the terms of the sale. Making an offer Step 7: Get a home inspection Make your offer contingent on a home inspection. An inspection will tell you about the condition of the home, and can help you avoid buying a home that needs major repairs. For Your Protection Get a Home Inspection Step 8: Shop for homeowners insurance Lenders require that you have homeowners insurance. Be sure to shop around. Homeowners insurance 12 ways to lower your homeowners insurance costs Step 9: Sign papers You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign! Settlement Costs and Helpful Information Content updated January 20, 2006 Back to Top FOIA Privacy Web Policies and Important Links Home U.S. Department of Housing and Urban Development 451 7th Street S.W., Washington, DC 20410 Telephone: (202) 708-1112 TTY: (202) 708-1455 Find the address of a HUD office near you Mobile Home Sales .The Victoria Advocate - Classifieds: Category Search News Sports Community Classifieds Autos Careers Real Estate Marketplace News Archives Search For: This Site The Web -- Advocate Classifieds Announcements Real Estate Service Directory Employment Autos Merchandise 30 ads found for Tuesday January 24, 2006 in Mobile Home Sales . HUGE country lots with beautiful oaks. Nothing down! Improved with water, septic, gas. Own for same price to rent! Shady Oaks. Call 576-1781. PRE-APPROVAL ON-LINE www.a1homesvictoria.com #RBI35822 1995 TOWN & Country, 3/2, 16x80, patio dr, Zone II, plywood floors, mint condition. $8,500. Call 361-548-0147. RBI35288. 2/1, NEEDS work, $5000 obo. Call Melissa at 573-0137. RBI35822. FSBO. www.advocatehomes.com ID#5729616 . 2br/2ba 2000 Fleetwood, 15x56, new carpet, paint, stove, refrig., handicap assessible with 8x8 covered porch. Price negotiable. Call 361-572-9616 or 676-9616. GREAT location and best prices in town at Camelot Place. Our homes are setup and ready to move in at 4302 John Stockbauer. Call 573-9040. RBI35504. I NEED YOUR TRADE Call Steve (361) 652-6234. RBI #35822 NEED a new home? I give the best value for your old home. 361-652-6234. RBI #35822. SINGLE wide clearance sale! No one refused! Must move all single wides. Call Robert 573-0960. RBI35822. BOSS man says, sell immediately! 2005 Modular 4/2, 28x52 home. Only 1 left! Call Robert 573-0960. RBI#35822. OWNER WILL finance like new 3br/2ba doublewide on almost 1/2 acre. $2,000 down. 361-550-5687 or 361-277-8960 3BR/2BA single wide, excellent condition on 1/2 acre. Owner Will Finance 361-550-5687 or 361-277-8960 FAYETTE Country Homes in Schulenburg has a new 5 bedroom, 3 bath on sale now. Call 800-369-688 or 979-743-5955 call today RBI32896 JUST in 2002 Palm Harbor Bank Repo. Only $465 per mo. Call Fayettecountryhomes.com in Schulenburg 800-369-6888 or 979-743-6192 $52,900 with 5% down $2645@7.5% rate for 180 months. RBI32896. FAYETTE Country Homes.Com in Schulenburg has used homes arriving daily. Call for more information 800-369-6888 or 979-743-5955 RBI32896. IT'S Tax Refund Time. Double your down up to $1,000 at fayettecountryhomes.com in Schulenburg. Call 800-369-6888 or 979-743-6192 RBI32896 WE CAN Finance Land, and water well, septic systems with most of our new homes. Call Fayette Country Homes.com in Schulenburg 800-369-6888 or 979-743-5955 RBI32896 MUST SELL! 99 CLAYTON 16X76, 3/2, $22,500 or best offer. Please Leave Message. 361-578-9227. 97 Palm Harbor, 18x80, 3BR, 2BA, big kitchen with island, ceiling vents, newer carpet & paint, new 12'x16' covered deck. A must See! Asking $25,500. 361-570-8215. First Time Homebuyer? Single Parent? FHA will assist with Down pymt. #800-249-2301 RBI02959 www.info.palmharbor.com/Victoria10 190 Floorplans at $500 down We have Land! Call #361-576-2171 RBI02959 Best Deal in Texas! 2/1 Vinyl Singlewide NEW $28,495 #361-576-2171 RBI02959 Victoria Repo Supercenter!!! SINGLE 3/2 @ $256 mo. DBL. 3/2 @ $344 mo. New Inventory Daily #361-576-2171 RBI02959 PALM HARBOR 16x80, island kitchen, glamour bath, 3BR/2BA, $15,000. Call 361-676-1273. 01PALM Harbor, with fireplace. Books at $38,000. Selling for $24,900. 676-0184. RBI35768. www.bowermobilehomes.com 97 FLEETWOOD Zone II. 3/2. 16x76. $25,900. Perfect for Port O'Connor.RBI35768. 676-0184. www.bowermobilehomes.com 05 Sunshine, Brookwood Series, 16'x80', 1216 sq.ft. 3/2, 2 decks, skirting, a/c, on nice country lot. $35,890. 361-649-9771. AMERICAN Home Star 3/2 single wide. Very clean with a/c $8900 361-894-3115 WATCHA Gonna Do With Your Tax Refund? How about a new home in a nice neighborhood. For information call 573-9040. NICE 1994 Schult 18 x 76 mobile home, 3/2 with 16 x 20 storage room & 20 x 20 carport. Parked on beautiful rented 1 ac. lot in Edna. $15,000 obo. 361-782-1241. Announcements Real Estate Service Directory Employment Autos Merchandise Place Classifieds To place a classified ad click here , call 361-574-1234 or 800-234-8108 Back to top Advertising Info | Terms of Use Archives | Subscribe to Paper Letters to the Editor | Submit News Give us Feedback about what you think of VictoriaAdvocate.com Victoria Advocate: Online Staff | Executive Staff | Editors | Circulation Department | Advertising Department | Production Department | Press Department Human Resources | Accounting Department | Technology Solutions | Bureau Reporters | Matagorda Advocate Staff Luxury RV Market NovemberFractional Ownership Comes to High End Luxury RV Market Home - Members Area - Login - Help PR News Now : News at the Speed of Now. Fractional Ownership Comes to High End Luxury RV Market November 12, 2004 -- For the first time, fractional ownership of luxury RVs ranging in price from $250,000 to well over a million dollars is possible, with national delivery, pick up, provisioning, repair/maintenance, storage/cleaning, and roadside service included. Like fractional jet ownership - which has made VIP business jets available to executives and corporations - fractional RV owners enjoy use of a luxury capital good while jointly sharing expenses such as depreciation, maintenance, storage, and insurance. Once the typical three-year ownership agreement is completed, these high end RV's are typically sold, and the proceeds returned to fractional owners to further recoup their expenses. The result: individuals who only expect to use an RV for a portion of the year can buy into ownership of a million dollar "palace on wheels" at a fraction of the full cost of ownership. Companies such as Burr Ridge, Ill.-based American QuarterCoach (americanquartercoach.com) (AQC), the first to introduce fractional ownership of luxury RVs on a national scale, are lowering costs as much as ten-fold compared to sole-ownership, while making the RV experience sheer vacationing pleasure. AQC, for instance, not only delivers deluxe RVs worth from a quarter-million to over a million dollars to the fractional owner's doorstep from coast to coast, but also picks them up on return, plus stores, cleans, repairs, maintains, and outfits them. All the details, such as insurance, licensing, and even roadside service are included, as is an initial driver's training program/orientation to ensure maximum safety and comfort. Fractional owners can purchase shares from one-eighth (5 weeks annual usage) to one-half of a desired luxury RV (24 weeks annual usage) or a combination of shares depending on how much annual usage time they desire. There are three levels of RVs to choose from, including multi-million dollar units with amenities like 42" plasma TVs, Corinthian leather, monogrammed linens, and custom-inlaid Italian marble flooring and bath. On a still deluxe but less lavish scale, in the several hundred thousand-dollar vehicle price range, are 40-foot motor coaches such as the Monaco Camelot with in-motion, satellite TV and multiple slide-outs for extra living space. "I bought a 5-week a year share for about one-tenth the annual cost I would've spent on my own RV," says Chris Turner, an Ann Arbor, Mich. helicopter company owner. "AQC allowed us to own a $300,000 motor home at a price we could justify. With the savings freed up, we can take both deluxe RV and non-RV vacations as the mood strikes, with no waste or guilt." High Cost, High Headache Traditional RV Ownership Until now, hard-working professionals wanting a quality RV experience have had little choice in the marketplace. They've typically had to tie up from a quarter-million to a million dollars or more to buy an RV they may use just several weeks a year. Rental RVs, because they are a mass-market product, simply don't offer the size, style, or features desired. Before turning to fractional RV ownership, Chris Turner faced the dilemma confronting many upscale professionals wanting to provide a quality RV experience for themselves and their loved ones. Though Turner treasured the togetherness, natural beauty, and variety that RV-ing brought his family, he found it hard to justify the purchase of a high-end RV for the occasional family outing. When he bit the bullet and finally bought one, he found his family used it no more than several weeks a year. "The total expense - including provisioning, depreciation, maintenance, storage, insurance, and licensing, as well as the hard work of prepping it for each trip and cleaning/storing it afterward began to grate on my nerves," explains Turner. "I felt guilty every time I drove past my storage facility, with $300,000 of RV sitting there, unused." Turner sold his RV. He didn't miss the thousand-dollar repair/maintenance bills, paying for insurance, or licensing. He didn't miss the full day of work it took to prep the RV for use, including pulling it from storage, sanitizing the tanks, loading fresh water and supplies, and checking the air, oil, fluids, battery, and generator. He certainly didn't miss cleaning the entire RV, including linen and utensils, plus winterizing it for storage on the return trip. What Turner missed were the look in his wife and daughter's eyes when they were on the road, in the midst of an adventure, when their focus was on each other, and not the never-ending "to do" list in each of their lives. "I tried renting an RV," says Turner, "but we ended up with a bottom-of-the-line, 25-foot, class C unit. It was completely unequipped, with just 100 miles a day for mileage. That wasn't what we were looking for." Turner was about to buy another high-end RV, with the caveat that RV-ing would be the family's primary vacation experience. Cruises, flying to Mexico, and other more typical vacations, would be out, to avoid keeping a quarter-of-a-million dollar RV sitting around unused. Turner's wife, Sherri, was not pleased with having to choose between RV-ing and taking other types of vacations. "We realized we wanted the quality RV experience, but without the expenses and responsibilities of a full-time, lifestyle commitment," explains Turner, who found what he was looking for through fractional RV ownership with AQC. High-End, Worry-Free RV Ownership In traveling to locations such as California's Sequoia National Park from his home in Ann Arbor, Mich., Turner discovered that AQC's RV drop off and pick up capability is a major benefit for those living far from their destinations. At Turner's request, the company arranged to have his motor home waiting for him in California, so he was able to fly in from Michigan, board his fully-equipped RV, with gas tank topped off, and hit the road bound for redwood country. "While driving the RV is fun anywhere, my pressed schedule doesn't allow me to drive for thousands of miles to and from a destination," says Turner. "Because we were able to fly to California, board our ready-to-go RV, and spend most our time enjoying the scenic route and destination, our trip was that much more memorable. On leaving, AQC picked up our RV, allowing us to simply fly home, while they took care of the details." On other trips, such as a family jaunt to enjoy a Nascar race, the company has delivered the motor coach right to Turner's door in Ann Arbor, Mich. What Turner enjoys is that fractional ownership has taken the hassle and cost out of RV-ing. "Everything we need is right there, whether dishes, towels, grills, or lawnchairs," says Turner. "There's nothing to forget, and no mechanical problems to speak of because the coach is superbly maintained. If there's ever a problem, we just call AQC ( www.americanquartercoach.com ) and they send someone to fix it. It's worry-free with no out-of-pocket costs, other than what you spend on gas and groceries." RV-ing that Suits Your Lifestyle Now and into Retirement Those new to RV-ing are finding that fractional ownership fits their needs as well. Norm Yop, a realty company owner in Salinas, Cal., was looking for a way to test if RV-ing was right for he and his wife. "My family and friends loved RV-ing and I was intrigued by it, but reluctant to tie up a large amount of capital in a venture that might not suit us," says Yop. Like Turner, Yop found renting a turnoff because he could not find a RV in the size, style, or with the amenities he wanted. Jointly, with his real estate business partner, Yop purchased 5-week a year fractional RV ownership through AQC. Yop appreciated the RV training program, which helped him get up to speed quickly on driving the vehicle and its use. So far, Yop and his wife have RVed to Banff, Canada and Glacier National Park, and love the experience. "The program allows us to own a first-class motor home that suits our schedule, without tying up capital," says Yop. "We can use the RV for a few weeks and not worry about maintaining it all year long." "As I wind down the pace of my business in the next few years, I'm planning to buy a larger fractional share with even more deluxe amenities," concludes Yop. "It's the perfect way to enjoy RV-ing both when you've got a demanding career, and when you want to ease into retirement." Want to Get your own News Servers to better promote your website. Just click on News Servers and join today. 1824 readers online... 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