Mobile Home Insurance A

Liberty Mutual - Home Insurance Glossary Home > Home Insurance Glossary Printer Friendly Home Products Get a Home/Renters Quote Policyholder Benefits Understand Coverages Claims Saving Money Flood Insurance Home Safety Fire Safety Credit Information and Insurance Home Insurance Glossary The following are some general terms that may be helpful to you in reading and understanding your Homeowner, Condominium, or Renters insurance policy with Liberty Mutual. Because insurance laws vary throughout the United States and Canada or coverages may not be available in some jurisdictions, the information below may not apply in all situations. The terms and definitions in your actual policy will govern any claims or questions of interpretation.  Please take this opportunity to read these terms and if you have any questions, please  Contact Us  or call your nearest Liberty Mutual Sales Office. A-C | D-G | H-K | L-N | O-R | S-Z Act of God An unpreventable accident or event that is the result of natural causes; for example, floods, earthquakes, or lightning. Actual Cash Value An amount equal to the replacement cost of lost or damaged property at the time of loss, less depreciation. Additional Insurance Insurance that supplements an already existing policy. It is uncommon that the company or its duly authorized agent allows additional insurance. Additional Living Expense Any necessary increase in living expenses incurred by the insured, so the household can maintain its normal standard of living. Applicant A person who fills out and signs a written application for insurance. Application A written statement by a prospective policyholder that gives the information the company relies upon when evaluating the applicant and issuing the policy. Appraisal A survey by a Liberty Mutual Claims Representative or Claims Appraiser estimating the amount of damage to property and the cost to repair or the determination of a complete loss. Basic Limits The lowest coverage amount, as prescribed by law or the company, for which an insurance policy can be written. Basic Limits primarily prescribe limits of liability. Cancellation Termination of an insurance contract before its expiration date by either the insurance company or the policyholder. Catastrophe A sudden, severe disaster that causes a large loss. Claim A demand for payment under an insurance contract for the estimated or actual amount of loss. Conditions Provisions that set forth the rights, duties, and responsibilities of the parties to an insurance contract. Conditions may be found anywhere in the contract. Coinsurance Clause A clause requiring the insured maintains insurance on the property at least equal to a stipulated percentage of its value in order to collect partial losses in full. Return to beginning of Home Glossary . Damages A sum of money that a party is legally obligated to pay to another as compensation for injury. Declarations The part of the policy that provides detailed information about the insured, the insurer, and the coverages. Deductible The amount of a claim that the policyholder has agreed to pay. This amount is deducted from a claims payment. Depreciation A decrease in the value of any type of tangible property over time. Effective Date The date the coverage begins on an insurance contract (policy). Endorsement An amendment to your policy written especially to cover unique items just for you. An endorsement is also a change to your policy that is made during the policy's term. An endorsement is attached to your policy to modify the terms of the insurance contract. Exclusion Part of an insurance contract that excludes coverage of certain perils, persons, property, or locations. Expiration Date The ending date of an insurance contract (policy). Extended Coverage A clause in an insurance policy or in an endorsement that provides additional coverage for other hazards or risks than those provided under the basic policy provisions. Fire Insurance Contract prescribed by each state insuring against direct loss by fire, lightning, and other defined causes. Flood Insurance Coverage against damage caused by the rising or overflowing of bodies of water. This is available through a national insurance program and must be bought separately. Return to the beginning of Home Glossary . Hazard Situation or condition that increases the possibility or extent of a loss. Homeowner's Policy A form of package policy including fire and other perils, theft insurance, and comprehensive personal liability. The premium is stated as one amount. Insurance Department A state's department that has responsibility for the enforcement of the state's insurance code. It is charged with the supervision and licensing of insurance companies and agents and the general administration of insurance laws of the state. Insurance to Value The amount of insurance written on property is approximately equal to its value. An insured most always wants to insure all property to value. Insuring Agreements Part of an insurance policy that states the coverage of the contract. Insured The person who is protected by the insurance policy. Insurer The company that issues a policy to a policyholder; the party in the insurance contract that promises to pay losses and render services. Return to the beginning of Home Glossary . Liability Insurance Liability insurance pays on behalf of the insured for certain types of injury to others. Limit of Liability The maximum amount that an insurer agrees to pay in the case of loss under policy contract. Loss A value reduction in an insured's property caused by an insured peril, the amount sought in a claim, or the amount paid on behalf of an insured under an insurance contract. Loss Payable Clause A policy condition that enables an insured to direct the company to pay any loss that may be due to a third party. Loss of Use Insurance Compensation for loss caused because the policyholder has lost the use of his property. Mobile Home Insurance A special policy designed to meet the needs of mobile home owners or occupants, covering physical damage to the home, contents, and personal liability while the home is used as a permanent residence. Mortgage Clause A clause in an insurance policy that makes a claim jointly payable to the policyholder and the party that holds a mortgage on the property. Mutual Insurance Company A company with no capital stock that is owned and controlled by policyholders. Named Insured The individual or organization with whom an insurance contract is made and who is specifically named as a Named Insured in the policy declarations. Additional individuals or organizations can also be added as named insureds. Natural and Probable Consequences Consequences of a given act that a reasonable person could foresee. Non-Renewal A policy that the insurer does not continue after its expiration date. Return to the beginning of Home Glossary . Occurrence An accident or loss, including continuous or repeated exposure to substantially the same general harmful conditions, that result in bodily injury or property damage. Partial Loss A loss that does not completely destroy the insured property that is covered by an insurance policy. Payroll Deduction The policyholder authorizes his or her employer to deduct amounts from the employee's earnings to cover the premium. Peril The cause of a possible accident, loss, or claim. Personal Inland Marine Insurance (Personal Articles Floater) Worldwide coverage on an all risk basis for scheduled valuable personal property. Policy A formal written contract of insurance. Policyholder The party to whom a policy is issued who agrees to pay a premium to an insurer in consideration of the latter's promise to provide insurance protection. Premium The amount that a policyholder agrees to pay to the insurance company for an insurance policy. Policy Anniversary Date on which an insurance policy must be reinstated to remain in force. Protection Coverage afforded by an insurance contract. Premises The building insured or containing the insured property. Depending on policy conditions, it may also include an adjacent area. Property Damage Means physical injury to, destruction of, or loss of use of tangible property. Property Insurance First party insurance of real and personal property against physical loss or damage. Rate The cost of insurance per unit; used as a base for the determination of premiums. Real Property The earth and all attached land and buildings, also known as real estate. Reinstatement Returning a lapsed policy to its full value after its termination as if it was never terminated. Renewal A policy issued to replace one that has expired. Replacement Cost Coverage for replacing property with new material; depreciation is not taken into consideration. Residence Employee An employee of an insured whose duties are related to the maintenance or use of the insured residence premises. Residence Premises Principal residence of the named insured. Return to the beginning of Home Glossary . Scheduled Property Listing specific personal property for a stated insured value. This is usually considered for valuable items that are subject to limited coverage. Tenants Policy A form of homeowner policy sold to person(s) who rent their living quarters. Total Loss Loss to the insured of the entire value of goods or other property insured, or a loss entailing the payment of the full face amount of an insurance contract. Underwriting A process that evaluates an applicant and their property against pre-established criteria for insurability to determine whether the applicant will be rejected or accepted for coverage and whether at standard or modified rates. Return to beginning of Home Glossary .

Fleetwood RV revealed its

Fleetwood RV debuts newly designed 2004 Pace Arrow RETURN TO INDEX Resources Beginners Guide to RVing Advice and information for beginning RVers and others thinking of taking up the recreational vehicle lifestyle. Half Price Camping for RVers: The Happy Camper Club offers its members half-price camping at more than 700 RV parks in the US and Canada. A one year membership is $49.95, and there are no contracts or hidden fees. Read more RV Bookstore Books, videos and other goodies for RVers. Need financing for your RV purchase? Get a quick quote! Financial Underwriters Network provides exceptional customer service and exceptional interest rates. Don't pay too much or get treated like a number! Get a quick quote and truly professional, caring service. Tow your trailer or 5th wheel Smoother, Safer, Stronger If your RV is a towable, you should be using this device. Shopping for an Extended Warranty for your RV? The Good Sam Club's Continued Service Plan covers your coach, engine, appliances, and accessories in your RV and even tow vehicle! Get a quote . Full Time RVer Do you travel full time in your RV? Would you like to someday. Then FullTimeRVer.com is for you. Free RV Camping in the West FreeCampgrounds.com is a directory of free RV campgrounds in the American West. Sign up for a free email newsletter about RVing in America Sign up for one or all of our free RV email newsletters. RV Travel offers helpful news, information and advice for all RVers. Florida RVer is for anyone who travels by RV in the Sunshine State. Fulltime RVer covers issues of interest to RVers who travel full time or want to. Your email address is never shared or sold. Subscribe me to: RV Travel (weekly) Florida RVer (monthly) Fulltime RVer (monthly) Fleetwood announces newly designed Pace Arrow Motorhome for 2004 Story based on a press release RIVERSIDE, Calif., Dec. 2 — Fleetwood RV revealed its highly anticipated 2004 Pace Arrow Class A motorhome at the 41st Annual National RVIA tradeshow, taking place in Louisville, Kentucky, December 2-4, 2003. The newly redesigned model represents Fleetwood's best-equipped, most luxurious Pace Arrow to date. The 2004 Pace Arrow motorhome has the appearance of a high-line diesel pusher, with new graphics, higher roofline and 22.5-inch wheels and tires. The foundation of the new Pace Arrow is the Workhorse W-22 chassis with the Vortec V-8 engine and Allison 1000 five-speed automatic transmission. The exterior of the recreational vehicle includes a new front fiberglass cap, a high-profile tubular grille, five additional inches in the roofline, dramatic stylized graphics and a powered A&E awning that can be set to automatically retract in the event of high wind or rain. "Our customers expressed a desire for a more luxurious and impressive coach without the additional costs associated with a diesel engine and chassis — we delivered with the new Pace Arrow," said Chris Braun, Senior Vice President of Fleetwood RV. The interior boasts a full seven feet of headroom, a lower dash to increase driver visibility, and a powered one-piece sun visor to reduce eye fatigue. Automatic two-zone electronic climate control (ECC) keeps the elements at bay with two ducted roof air units and two Hydroflame furnaces. The 2004 Pace Arrow offers a unique floor plan with a side aisle between the living area and the master suite. Reminiscent of a bygone era with Pullman cars and late-night whistle stops, this floor plan provides a one-room lavatory with a residential-size shower enclosure that boasts an adjustable- height shower head, as well as a soap and shampoo dispenser, linen closet, cabinet for the optional washer/dryer, deep medicine cabinet, additional towel racks and a SeaLand toilet. Pace Arrow offers four interior decor selections (sand, slate, terra cotta and lagoon) and three different woods. All the furniture is Flexsteel ultra leather and the mattress is a queen-size Restonic. The recreation vehicle's new front fiberglass cap includes MCI heavy-duty headlights, ultra- modern LED turn signals and side markers, a two-piece windshield with Denso wipers (which include a wet-arm design for the ultimate in windshield cleanliness). The new, lower dash includes redesigned, easy-to-read gauges, back-up monitor with one-way sound, and a radio with larger buttons and read- out screen for quick selections while driving (the stereo also includes both CD and cassette players). All electronic entertainment components (two TVs, DVD, VCR, and surround-sound speakers) are Panasonic. The dining area is available as either a table with chairs or a booth, depending on whether the customer wants more sleeping capacity or not. The 2004 Pace Arrow will have a base MSRP range of $127,000 - $135,700. RETURN TO RV TRAVELER NEWSLETTER INDEX

RVing RV Owners Solo

A huge collection of links to RV websites and resources LINKS BY CATEGORY: BOONDOCKING BUDGET RVING CAMPING Bargain Memberships Private Public Parks/Lands Resorts CLUBS General RVing RV Owners Solo RVers Specialty Groups COMMUNICATIONS COOKING ON THE GO DESTINATIONS FORUMS/ DISCUSSION GROUPS FULLTIMING GENERAL INFO HOW-TO GUIDES INSURANCE JUST FOR FUN MANUFACTURERS/ INFO NEIGHBORS (Travel Blogs) PET PERSPECTIVES PRODUCTS PUBLICATIONS/ E-ZINES RV MARKET Buy/Sell Lease/Timeshare SAFETY SERVICES TECH INFO Maintenance Towing Issues WOMEN ON THE ROAD WORKING ON THE ROAD HOME Check out our huge collection of quality RVing and camping links! Featured Links: Learn about the best RV websites Sign up to receive the free RV-Links.com email newsletter. Learn about the best websites about RVing. Your email address is never sold or shared with outsiders. * Email Address: Web RV-Links.com RVtravel.com RVbookstore.com Do RVers Wear Gloves While Dumping Their Holding Tanks? Learn all about the habits of RVers as surveyed by RVtravel.com . Learn: How many RVers wear gloves while dumping their holding tanks, how many carry a firearm with them, how many travel with their refrigerator operating on propane, how many routinely stay the night in rest areas or Wal-Mart parking lots. See how readers responded to these questions and others, too. Learn about the best RV websites Sign up to receive the free RV-Links.com email newsletter. Learn about the best websites about RVing. Your email address is never sold or shared with outsiders. * Email Address: PRIVACY STATEMENT We respect the privacy of visitors to this website. We never sell, share or otherwise make public any information from visitors to this website or any other of our family of websites. CONTACT US Do you have an RV-related business? Advertise with us to reach your primary market. Please email us for information.

RV Trader RV Insider

Find a Campground in your area on RV Trader Online Contents Home Search Browse Place An Ad · modify your ad · renew your ad Find a Dealer Buyer's Guide Subscribe Help My RV Trader RV Insider Resources Financial Services NADA RV Values Insurance Products for the RV Lifestyle RV Transport Warranties RV Donation Generators RV Lots and Properties for Sale Campgrounds/Resorts RV Rentals Loan Calculator RV Links Escrow Dealers Sign Up Now! Demo Login Password Forgot your password? Click here . There are 755 RV Campgrounds and Resorts available tosearch today. Click on a state or enter a zip code to find a RV Campground or Resort near you. Canadian visitors please use the dropdown boxes. Update your flash to view our dynamic map or use the dropdown below Shady Oaks RV Park Countryside Campground Hunger House OR State: Select a State Alabama Alaska Alberta Arizona Arkansas British Columbia British Virgin Isles British West Indies California Colorado Connecticut Delaware District of Columbia Dutch West Indies Florida French West Indies Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Manitoba Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Netherlans Antilles Nevada New Brunswick New Hampshire New Jersey New Mexico New York Newfoundland North Carolina North Dakota Northwest Terri Nova Scotia Nunavut Ohio Oklahoma Ontario Oregon Pennsylvania Prince Edward Is Puerto Rico Quebec Rhode Island Saskatchewan South Carolina South Dakota Spanish West Indies Tennessee Texas US Virgin Isles Utah Vermont Virgin Islands Virginia Washington West Indies West Virginia Wisconsin Wyoming Yukon Territory OR Zip/Postal: Located within: Any Distance 25 miles 50 miles 75 miles 100 miles | Search | Place an Ad | Find a Dealer | Resources | Site Map | | Contact Us | About Us | Help | Privacy Policy | Fraud Prevention Tips | Visitor Agreement | Security Center | 2006, Trader Publishing Company All Rights Reserved. This document is strictly for informational, non-commercial purposes. Aero | ATV | Auto | Auto | -- Boats | Collector Car | Cycle | Equipment | Merchandise | RV | Truck | TraderOnline || Apartments | Homes | Jobs | Lodging | Parenthood | Vacation Rentals AutoExtra.com | AutoMart.com BoatTraderOnline.com | Boats.com | YachtWorld.com | Soundings | Nor'easter | PassageMaker HarmonHomes.com | Homes.com | NUMBER1EXPERT.com | DistinctHomes.com

RV supplies, parts, service.

Shopping Recreational Vehicles Parts in the Yahoo! Directory Search: the Web | the Directory | this category Shopping> Recreational Vehicles > Parts Email this page Suggest a Site Advanced Search Directory > Business and Economy > Shopping and Services > Automotive > Recreational Vehicles > Parts CATEGORIES Makers (6) SPONSOR LISTINGS ( What's this? ) Dyer's Online - offers secure online ordering for parts and accessories for all types of RVs and trailers. SITE LISTINGS By Popularity | Alphabetical ( What's This? ) Sites 1 - 23 of 23 J.C. Whitney - Offers brand name parts and accessories for cars, trucks, motorcycles, and SUVs. Dyer's Online [SPONSOR] - offers secure online ordering for parts and accessories for all types of RVs and trailers. RV Parts Outlet Inc. - Offers parts, equipment, and accessories online. Expert Auto Electric - Specializing in inverters, batteries and chargers especially for recreation and emergency vehicles. Carl's R.V. - offers parts, accessories, and service for motorhomes and trailers. Includes online catalog of parts. Duncan Systems - sells RV and motorhome windshields and windows. Also offers replacement glass for trucks and classic cars. J & L Sales - specializes in go-cart, mini-bike, and snowmobile parts. Metro RV Motorhome Rentals - Altmans, Winnebagos. Martinsburg RV - offers new and used recreational vehicles and travel trailers for sale with parts, accessories, and service available. Avalon RV/Marine Inc. - Sales and service for motorhomes and boats. Online ordering of parts and accessories available. Discount Motorcycle Batteries - offers batteries for motorcycles, ATV's, scooters, snowmobiles, and more. Dixie RV Superstore - Featuring class A, B, and C motorhomes, travel trailers and fifth wheels, and fold-down campers as well as local rentals. Online ordering of accessories and parts. Arizona R.V. Salvage Inc. - Recreational vehicle salvage yard. Sirum, Alex - GMC motorhome repair, parts and accessories. Specializing in classic RV's. Custom Instrument Panels - Custom-built instrument panels. Manufacturing, sales, and installation. Timbucktu - Sells RV parts and accessories. Snells RV Repair, Inc. - offers parts and accessories as well as service. Also provides insurance repairs. Pelland Enterprises - providers of aftermarket RV replacement parts including windows, holding and water tanks, fender skirts, tubs and surrounds, and skylights. Channelview Supply Company - RV parts, accessories, service. Includes an online catalog. International Plastic Components, Inc. - manufacturer of custom profile PVC extrusions servicing the RV, window, and boating markets. Wine Country RV Superstore - Offering RV supplies, parts, service. RV Parts-RV Parts.com - RV parts supplier for all major appliances and accessories. GMC Motorhome Parts - committed only to the GMC motorhome. Offering parts for you classic palace on wheels. Shopping> Recreational Vehicles > Parts Email this page Suggest a Site Advanced Search Directory > Business and Economy > Shopping and Services > Automotive > Recreational Vehicles > Parts Search: the Web | the Directory | this category