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Mississippi Campgrounds Guide - Mississippi Cabins, RV Parks & More Home > Hotel/Packages/Booking >Cabins/RV/Campgrounds Cabin & RV Campgrounds When it comes to enjoying the great outdoors, Mississippi cabins and campgrounds offer something for everyone. Whether you're vacationing or just passing through, the inviting year-round climate and varying terrain make Mississippi an adventurer's paradise. Our many lakes, rivers, streams, reservoirs and over 100 miles of coastline allow plenty of opportunity to spend time fishing, swimming, boating, sailing, canoeing or water-skiing. And for those looking to get back to nature, find both developed and primitive Mississippi campgrounds, surrounded by countless trails for walking and hiking. There are abundant numbers of birds and wildlife that call Mississippi home, presenting a relaxing trip to those who just like to kick back and take it all in. For a list of all the available Mississippi campgrounds, cabins, and amenities that you'll need to make your visit to the outdoors safe and enjoyable, use our search engine below or call 1.866.SEE.MISS (733.6477). You can also contact individual facilities through information provided here. Enjoy your Mississippi outdoors adventure! Use the search below or check out the Mississippi State Parks website. Search for cabins, RV Parks and camping here! Enter as much information as you can to narrow your search. Name of Establishment: Any "Garfield Ladner" Municiple Fishing Pier "Jimmy Rutherford" Ulman Avenue Fishing Pier A1 Trade World-Flea Market & RV Park Airey Lake Recreation Area American Legion Lake Archusa Water Park Arkabutla Lake/U. S. Army Corps of Engineers Ashe Lake Askew's Landing Campground B. Bryan Preserve Barge Lake Battlefield Kampground Bay Hide Away RV Park and Campground Bay Marina RV Park & Lodging Bayberry RV Park Bayou Caddy RV Resort Bayou Tours With Captain Fox Baywood Campground Beachfront Walking and Bike Path Bethel ATV Trail Bienville Interpretive Walking Trail Bienville National Forest Big Biloxi Recreation Area Big Creek Landing Big Creek Water Bank Big Foot Horse Trail Black Creek Canoe Rental Black Creek Float Trip and National Scenic River Black Creek Trail Black Creek Wilderness Blue Bluff Campground & Recreational Area Blue Lake Recreation Area Bluff Creek Bob's Magnolia RV Park Bogue Chitto Water Park Bonita Lakes Bordeaux Point, Inc. Broad Lake Brown's Landing Brushy Creek Guest Ranch, Ltd. Brushy Creek Horse Trail Buccaneer State Park Burnside Park Cabins at Shoreline Park Cajun Oasis RV Park Camp Journey's End Campground at Barnes Crossing Campground Trailer Park Campgrounds of the South Casino Magic RV Campground Chautauqua Tree Top Trail Chewalla Lake Choctaw Lake Clark Creek Natural Area Clarkco State Park Clear Creek Campground Clear Springs Recreation Area Clearwater RV Park and Campground Cleveland's Trailer Town/MHP Club Red's Beachhouse Coahoma County Expo at the Fairgrounds Coal Bluff Park Columbia Water Park Columbus Lake Columbus Marina Copiah County Wildlife Management Area Corinth Civil War Hiking/Biking Trail Corinth-Alcorn Co. Park & Fun Station Country Side RV Park and Trading Post Cypress Creek Landing Cypress Garden D'Lo Water Park Da Beach House Dahomey National Wildlife Refuge (USFWS) Davis Bayou (GINS) Davis Lake Delta National Forest DeSoto National Forest Desoto National Forest DeWayne Hayes Campground and Recreation Area Dry Creek Duncan Park Dunn's Falls East Port Marina Elvis Presley Lake & Campground Enid Lake Field Office Everbreeze RV Park Fairley Bridge Landing Five Star Resort Campground Flint Creek Fox RV Park Freedom Ridge Park Friendship Park Frog Hollow RV Park & Campground Fulton Campground George P. Cossar State Park Geyser Falls Water Theme Park Golden Memorial State Park Goshen Springs Grand Casino Tunica RV Resort Grand Gulf Military Park Great River Road State Park Grenada Lake Gulf Islands National Seashore Hancock County Equine and Livestock Arena Hillside National Wildlife Refuge Hite Wolcott Park Holly Springs National Forest Hollywood Casino RV Park Holmes County State Park Holmes Water Park Homochitto National Forest Horn Island (GINS) Howard Stafford Park & Lake Hugh White State Park Indian Point Campground Isle of Capri RV Park J. P. Coleman State Park Jacinto Courthouse & Village Complex Jamie L. Whitten Historical Center & Park Janice Landing Jeff Busby Park Jefferson Davis Lake John W. Kyle State Park & Mallard Point Golf Cours Kemper Lake Kidstown Kingston's Landing - Tunica Lake KOA Campgrounds Lacy RV Park Camp Ground Lake Bill Waller Lake Bogue Homa Lake Charlie Capps Lake Claude Bennett Lake Columbia Lake George Wildlife Management Area Lake Jeff Davis Lake Lamar Bruce Lake Lincoln State Park Lake Lowndes State Park Lake Mary Crawford Lake Mike Conner Lake Monroe Lake Okatibbee Lake Perry Lake Ross Barnett Lake Tiak-O'Khata Resort Lakeland Park Lakeview RV Resort Laurel KOA Kampground Leaf Hiking Trail in Leaf Wilderness Area Leake County Water Park LeFleur's Bluff State Park Legion State Park Leroy Percy State Park Little Black Creek Little Creek Ranch & Campground Little Sunflower River Recreation Area Lonesome Duck Stables Longleaf Horse Trail Longleaf Trace Longleaf Trace Equestrian Trail Low Head Dam Mabry's Red Barn Magic River Resort Magnolia RV Park Marathon Lake Martin Lake Resort Mathews Brake National Wildlife Refuge Maynor Creek Water Park Mazalea Travel Park Inc. McCoy's River and Marsh Tours McLeod Water Park Memphis South Campground and RV Park Meridian East/Toomsuba KOA Mill Creek Boat Dock Mimosa Landing Campground, LLC Mimosa Landing Campground, LLC Mississippi Petrified Forest Moody's Landing Morgan Brake National Wildlife Refuge Mubby Creek Park Murphree's Waterfront Camping, Inc. Nanabe Creek Campground Nanih Waiya Historic Site Natchez National Historical Park Natchez State Park Natchez Trace Parkway Headquarters and Visitors Ce Natchez Trace RV Park Natural Adventures Touring Kayaks Nella's RV Park Neshoba County Lake North Abutment Campground Northside Park Noxubee National Wildlife Refuge Noxubee Wildlife Refuge Okatibbee Lake Okatibbee Water Park Okatoma Outdoor Post Okatoma Outdoor Post Okatoma River Resort and RV Park Oktibbeha County Lake Old Trace Park P.O.W. Lake Panther Swamp National Wildlife Refuge Parker's Landing RV Park Pat Harrison Waterway Paul B. Johnson State Park Pecan Grove RV Park Pep's Point Water Park Percy Quin State Park Petit Bois Island (GINS) Pines Mobile Home and RV Complex, The Piney Grove Campground & Recreation Area Plantation Park Poor John's RV Park Promise Land Puskus Lake Quapaw Canoe Company Red Creek Canoe Rental Ridgeland Multi-Use Trail Ridgeland Recreational Center Ridgeland Tennis Center River Town Campground Riverbend RV Resort and Campground Rocky Springs Roosevelt State Park Rose Hill Plantation Ross Barnett Reservoir Roy's Store, Cabins, RV Park and Fishing Campgroun Sacred Grounds Canoe & Kayak Sam's Town Tunica RV Park San Beach RV Park & Apts. Sandhill Crane National Wildlife Refuge Sardis Lake Field Office Seminary Canoe Rental Shady Acres RV Park Shady Cove RV Park Shepard State Park Shields RV Park Ship Island East (GINS) Ship Island West (GINS) Shockaloe Trail Camp 1 Shockaloe Trail Camp 2 Shongelo Lake Recreation Area Simpson County Lake Soggy Bottom Canoe and Kayak Southern Comfort Camping Resort Southern Stars Campground & RV Park Splashdown Country Stennis East Bank & Columbus Recreational Area Stennis Lock and Dam Sun Roamers RV Resort Tallahatchie National Wildlife Refuge Tallahatchie Trails Tara Wildlife Inc. Tennessee-Tombigbee Waterway & Columbus Lake The Forest Retreat Tillatoba Lake Timberlanes Camp & Dude Ranch Timberview Lodge Tippah County Lake Tishomingo State Park Tombigbee National Forest Tombigbee State Park Town Creek Campground Town Creek Campground Trace State Park Traceway Travelers Camper Park Triple N Ranch Tunica Cut-Off Tunica Riverpark Turkey Creek Water Park Turkey Fork Recreation Area Tuxachanie National Recreation Trail Upper Lake Washington Village US Army Corps of Engineers USM Lake Sehoy Vaiden Campground Walker's Bridge Water Park Wall Doxey State Park Walshtown Retreat Cabin Warfield Point Park Washington Avenue Pier Waverly Recreation Area Weaver Creek Park and Campground Wendy Oaks RV Resort White's Creek Lake Wolf Lake Wolf River Canoe and Kayak Wonderland Campground Yazoo National Wildlife Refuge City: Any Aberdeen Ackerman Amory Bassfield Bay Springs Bay St. Louis Belden Biloxi Booneville Boyle Brandon Brooklyn Brooksville Byhalia Carriere Carrollton Chatham Choctaw Clarksdale Cleveland Coldwater Collins Collinsville Columbia Columbus Corinth Crystal Springs D'Lo DeKalb Durant Edwards Enid Enterprise Escatawpa Eupora Flora Florence Forest Fulton Gautier Glen Allan Gloster Greenville Grenada Gulfport Hattiesburg Holcomb Hollandale Holly Bluff Holly Springs Houlka Iuka Jacinto Jackson Janice Kiln Laurel Lena Lexington Long Beach Louisville Ludlow Magee McComb McHenry Meadville Mendenhall Meridian Mize Monticello Morton Myrtle Natchez New Albany Newton Oakland Ocean Springs Oxford Pass Christian Pattison Pearl Philadelphia Picayune Pontotoc Poplarville Port Gibson Porterville Prentiss Quitman Richland Ridgeland Ripley Rolling Fork Rosedale Saltillo Sandhill Sardis Saucier Seminary Shannon Sidon Starkville Tchula Tishomingo Toomsuba Tunica Tunica Resorts Tupelo Tylertown Vaiden Vancleave Vicksburg Walnut Grove Washington Waveland Waynesboro Wesson West Point Wiggins Woodville Yazoo City County: Any Adams Alcorn Amite Bolivar Carroll Chickasaw Choctaw Claiborne Clarke Clay Coahoma Copiah Covington Forrest Franklin Greene Grenada Hancock Harrison Hinds Holmes Humphreys Itawamba Jackson Jasper Jefferson Davis Jones Kemper Lafayette Lauderdale Lawrence Leake Lee Leflore Lowndes Madison Marion Marshall Monroe Neshoba Newton Noxubee Oktibbeha Panola Pearl River Perry Pike Pontotoc Prentiss Rankin Scott Sharkey Simpson Smith Stone Tallahatchie Tate Tippah Tishomingo Tunica Union Walthall Warren Washington Wayne Webster Wilkinson Winston Yalobusha Yazoo OR State Region: Any The Capital/River Region The Coastal Region The Delta The Hills The Pines Check any criteria below that may apply to your search: Activity Area Laundry Bath House Nature Trails Bicycle Path Picnic Area Boat Launch Rentals Cabins RV Dump Station Camping Developed Sailing Camping Primitive Swimming Canoeing / Tubing Water Playground Fishing Water Skiing Book Your Accommodations : Please contact individual parks to book your reservations for cabins, RV camping pads, and camp sites. Find a Certified Mississippi Travel Agent in your area.



Mobile home insurance developed

American Association of Insurance Services This article appeared in the Summer 2004 Vol. 29, No. 1 issue of Viewpoint. BACK TO VIEWPOINT ARTICLES Manufactured Housing A new term does not eliminate old distinctions Precise use of language is essential in insurance underwriting. Unfortunately, people in other fields can sometimes adopt terminology that can be misleading for property/casualty professionals. Residential property insurers have long understood the distinction between site-built (or stick-built) homes constructed at permanent locations, and mobile (or trailer) homes constructed in factories and hauled to a site. That distinction in how homes are constructed leads to different property loss experience for site-built and mobile homes, and provides the basis for the separate Homeowners and Mobile-Homeowners insurance programs offered by AAIS. Beyond the loss experience, however, standardized homeowners and mobile-homeowners programs are very similar. AAIS uses largely identical forms in both. Confusion can arise, however, when the term manufactured housing is used to identify mobile homes, as the mobile home industry has done in recent years. That term was adopted by mobile home trade groups to improve the image of mobile homes and reflect the enhanced size and features offered in today's mobile homes. Manufactured housing, however, also refers to modular housing, residences constructed from modules that are assembled in manufacturing facilities, shipped to permanent locations, and permanently affixed to a foundation and adjoining modules. Modules can arrive at a site completely pre-assembled, with plumbing and wiring included. Manufactured housing, therefore, encompasses structures ranging from million-dollar estate homes to traditional trailers. Beyond that, virtually all new residential construction has some manufactured elements. What is happening is that all new dwellings have some degree of pre-assembly, says Tom Underwood, president and COO of Utility Body Works, Elkhart, Ind., a mobile home manufacturer. Even stick-built structures have trusses that are pre-assembled. It used to be that everything was either stick-built or a mobile home. Now there's more of a continuum. While that may be true for residential construction techniques, the old distinction between site-built and mobile homes still appears to be valid for property insurance purposes. The challenge is to make sure that residences are properly classified. Mobile homes stand apart Mobile homes have long been defined as a unique subset of owner-occupied residences, and that is still the case. For example, American Modern Insurance Group, a carrier that specializes in insuring manufactured housing, defines a mobile home to be a factory-built structure at least eight feet in length that is constructed on its own chassis. According to Jerry Wachter, vice president for manufactured housing, the requirement that the structure be built on its own chassis ensures that a mobile home policy cannot be written to cover other types of manufactured housing. The American Modern definition of a mobile home explicitly includes expansions and additions to mobile homes, as well as fixtures. The purpose, says Wachter, is to allow for the full range of possibilities in modern mobile homes, without applying mobile home coverage to structures that have different loss characteristics. A fire safety study conducted by Foremost Insurance, Grand Rapids, Mich., indicated that the fire rate for mobile homes was less than that for site-built homes. The better fire rate is attributed in part to implementation of a national building code by the U.S. Dept. of Housing and Urban Development (HUD) in the 1970s. Mobile homes are more susceptible to windstorm loss, however. As the American Modern definition suggests, there are three characteristics that can be used to define a mobile home: Off-site construction in a factory setting; Construction on its own chassis; and Construction to HUD building standards, as opposed to local building codes. Does method matter? As for establishing other categories of manufactured housing for insurance purposes, there is little evidence of statistically significant distinctions in loss experience between modular and completely site-built homes. Modular homes are treated the same as site-built homes in terms of financing and insurance, says Bruce Savage, spokesman for the Manufactured Housing Institute. I'm not aware of any statistics showing they perform (in loss situations) differently than site-built homes. Also, modular housing must generally be built to standards in local building codes, even if the modules are constructed out of state. The growth in modular construction would not be possible without widespread use of standardized building codes. Thus, when a carrier receives an application for a manufactured home, the first order of business is to determine if it meets the characteristics of a mobile home. Many manufactured homes would be better classified with site-built homes. The construction of the residence--frame, masonry, etc.--will, of course, be a key factor in determining the premium, but there is no indication to date that the method of construction, in itself, alters the risk. (As a practical matter, most manufactured homes that are not mobile homes will be frame construction.) Enduring distinction Property/casualty professionals accustomed to using identical forms to write homeowners and mobile-homeowners coverage may be surprised to learn how differently the two lines started out. Mobile home insurance developed from the identity of mobile homes as chattel property rather than real property, says Wachter of American Modern. Early trailer homes had axles with wheels and could be literally hauled away at a moment's notice. Given the character of early mobile homes, the insurance policy [covering a mobile home] was really a takeoff on auto physical damage coverage, Wachter says. That steadily changed as mobile homes came to be permanently affixed at locations and developed risk characteristics similar to those of site-built homes. For decades now, the basic, broad, special, and limited perils forms, as well as the personal liability sections, have been largely identical in the AAIS Homeowners and Mobile-Homeowners Programs. The persistence of distinct homeowners and mobile-homeowners programs lies in two related factors: rating and valuation of structures. Perhaps the last vestige of the original auto character of mobile homes is the fact that their structures depreciate faster than they accumulate real estate value, if they accumulate any real value at all. With mobile homes, the depreciation is greater than the growth in replacement cost, says Werner Kruck, executive vice president of American Superior Ins. Co., Plantation, Fla., a company that specializes in residential property insurance. With traditional site-built homes, replacement cost usually grows faster than the depreciation of the home. Replacement cost Every student of insurance learns that the market value of a home should not be confused with replacement cost, but it frequently is because mortgage lenders often insist that residential property insurance be written to cover the balance on a mortgage loan. Also, the appreciation in market value has often been considered a factor in calculating replacement cost, the assumption being that the cost of living drives the cost of construction. Whatever the reason, depreciation is rarely a major consideration in home owners insurance, except for older homes in areas with relatively low real estate values. For that reason, replacement cost loss settlement, with a coinsurance requirement, is a standard feature of most homeowners policies written in the U.S. Standard homeowners forms explicitly state, however, that replacement cost terms do not apply to mobile homes, whether or not on a permanent foundation, but without otherwise defining the term mobile home. Actual cash value loss settlement automatically applies to mobile homes; replacement cost settlement, if desired, must be added by endorsement. 'Gap' coverage In practice, the underwriting of a replacement cost endorsement on a mobile home policy is analogous to the underwriting of gap coverage on a personal auto, says Jeffrey Holaway, AAIS manager of personal lines pricing. According to Holaway, car owners frequently buy coverage that will pay what it costs to replace a vehicle that has been effectively destroyed, even if the amount of insurance exceeds the book value of the vehicle being insured. Replacement cost coverage for a mobile home is written on a stated value basis in some states, says Kruck. This raises the possibility that an owner can collect an insurance payment for a total loss, replace the damaged home with a used one at less cost, and pocket the rest of the money. Apart from the settlement terms, the distinction between homeowners and mobile-homeowners insurance lies in the distinction between loss costs for the two lines, and subsequently the information used to rate policies. Insurers should be cautious about applying loss costs derived from mobile home experience to manufactured housing that may be more appropriately classified with site-built housing. Joseph Harrington Editor Christi DeBrock Design Reprinting Viewpoint Articles Articles generally may be reproduced, provided the appropriate credit is given and a copy is sent to the Editor. For details, please call or write. Viewpoint welcomes your comments. Write us at: American Association of Insurance Services 1745 S. Naperville Road | Wheaton, IL 60187-8132 630-681-8347 | 800-564-AAIS | Fax 630-681-8356 Phone: 630-681-8347 | Fax: 630-681-8356 e-mail: info@aaisonline.com Top



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Starcraft Recreation Vehicles: Folding Camping Trailers, Travel Trailers, Fifth Wheels, Truck Campers and Lightweight Towables Starcraft Camper Club | Your Adventure | Download Brochure | Accessories | Contact Us | About Us | Help LOCATE A DEALER NEAREST TO YOUR AREA Starcraft RV in the News.................................................. Starcraft – the Camping Trailer that’s Right for Everyone Pine Mountain Soft Side Truck Campers – There’s One for Your Truck With 13 models, floorplans that sleep from six to eight people and all the conveniences of home, there’s a Starcraft fold-down camping trailer for just about every family, including yours. This 2407 is one of three floorplans with a spacious dinette slideout; model 2412 has a roomy super lounge slide. More » New red-tinted sierra maple cabinetry is complemented by neutral spice beige fabrics in the 2006 Pine Mountain truck camper line-up from Starcraft RV. One of the most diverse in the industry, the line features seven models with boxes ranging from 6'8" to 9'3" to fit virtually every size and style of ½- and ¾-ton pickup. More » Antigua by Starcraft – One of Today’s Most Sought After Expandables Starcraft 2006 Travel Star 18SD Features Large Front Cargo Area Antigua expandable travel trailers by Starcraft are among the industry’s most popular sellers. Shown here is the remarkably popular 215SSO with front and rear bed ends and a large slideout dinette and sofa. More » Travel Star 18SD is one of Starcraft’s most popular selling RVs. Its spacious diamond plated front cargo area is designed to carry leisure time toys such as motorcycles, ATVs and extra gear for hunting, boating or camping. Two ramps make loading cargo easy. More » » READ ALL PRESS RELEASES Choose a Starcraft Brand: Starcraft Folding Camping Trailers Pine Mountain Truck Campers Antigua Travel Trailers Travel Star Travel Trailers Starcraft Travel Trailers Aruba LITE Travel Trailers & Fifth Wheels Homestead LITE Travel Trailers & Fifth Wheels Not sure which Starcraft brand is right for you? Click here. Starcraft Camper Club | Your Adventure | Download Brochure Accessories | Contact Us | About Us | Help ©2005 Starcraft RV, Inc.



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