RV Parts & More

McFadden's RV Parts & More - Recreational Vehicle Parts & Accessories - Emory, Texas - The RV and everything else! McFadden's RV Parts & More The RV and everything else! Click here to view our catalog To enhance your gas mileage and performance...Check out our friends at Performance Diesel in Emory, Texas. McFadden's RV Parts & More is a full-service RV store offering sales, repair, parts, and accessories in Emory, Texas, and the surrounding area. You'll find one of the largest selections of parts for RVs, trailers, and campers of all types when you visit. If we don't have it, we'll be glad to order it. As an RV owner, you already know it's not easy to locate parts when you need them. Now you don't have to look any further! We have one of the largest inventories in Texas. You are now able to order parts online without leaving the comfort of your home. We will give you a 10% rebate on the cost of parts ordered online. You will simply mail a copy of your online receipt with a self-addressed envelope to: McFadden's R.V., Attention: Online Rebate, 299 S Texas Street, Emory, Texas 75440 (allow up to 4 weeks for processing). If you need any assistance in finding the right part, just e-mail us, and someone will contact you, either by a return e-mail or telephone call, if you prefer. Repair service is also available. Don't let just anyone work on your valuable RV—trust yours to the experienced professionals on our team. We can also help you sell your RV on consignment at our location. With more than 70 combined years of experience, we've become well known for our wide variety of parts and expert repair services. Our courteous staff offers fast and friendly service and will go the extra mile to achieve your complete satisfaction. Contact us today for more information! Hours of Operation: Tuesday- Saturday 8:30 a.m. - 5:30 p.m. McFadden's RV Parts & More 299 S Texas Street Emory, TX 75440-3205 Phone: (903) 474-9448 Fax: (903) 474-9588 Email: mcfaddensrv@msn.com

Mobile home insurance developed

American Association of Insurance Services This article appeared in the Summer 2004 Vol. 29, No. 1 issue of Viewpoint. BACK TO VIEWPOINT ARTICLES Manufactured Housing A new term does not eliminate old distinctions Precise use of language is essential in insurance underwriting. Unfortunately, people in other fields can sometimes adopt terminology that can be misleading for property/casualty professionals. Residential property insurers have long understood the distinction between site-built (or stick-built) homes constructed at permanent locations, and mobile (or trailer) homes constructed in factories and hauled to a site. That distinction in how homes are constructed leads to different property loss experience for site-built and mobile homes, and provides the basis for the separate Homeowners and Mobile-Homeowners insurance programs offered by AAIS. Beyond the loss experience, however, standardized homeowners and mobile-homeowners programs are very similar. AAIS uses largely identical forms in both. Confusion can arise, however, when the term manufactured housing is used to identify mobile homes, as the mobile home industry has done in recent years. That term was adopted by mobile home trade groups to improve the image of mobile homes and reflect the enhanced size and features offered in today's mobile homes. Manufactured housing, however, also refers to modular housing, residences constructed from modules that are assembled in manufacturing facilities, shipped to permanent locations, and permanently affixed to a foundation and adjoining modules. Modules can arrive at a site completely pre-assembled, with plumbing and wiring included. Manufactured housing, therefore, encompasses structures ranging from million-dollar estate homes to traditional trailers. Beyond that, virtually all new residential construction has some manufactured elements. What is happening is that all new dwellings have some degree of pre-assembly, says Tom Underwood, president and COO of Utility Body Works, Elkhart, Ind., a mobile home manufacturer. Even stick-built structures have trusses that are pre-assembled. It used to be that everything was either stick-built or a mobile home. Now there's more of a continuum. While that may be true for residential construction techniques, the old distinction between site-built and mobile homes still appears to be valid for property insurance purposes. The challenge is to make sure that residences are properly classified. Mobile homes stand apart Mobile homes have long been defined as a unique subset of owner-occupied residences, and that is still the case. For example, American Modern Insurance Group, a carrier that specializes in insuring manufactured housing, defines a mobile home to be a factory-built structure at least eight feet in length that is constructed on its own chassis. According to Jerry Wachter, vice president for manufactured housing, the requirement that the structure be built on its own chassis ensures that a mobile home policy cannot be written to cover other types of manufactured housing. The American Modern definition of a mobile home explicitly includes expansions and additions to mobile homes, as well as fixtures. The purpose, says Wachter, is to allow for the full range of possibilities in modern mobile homes, without applying mobile home coverage to structures that have different loss characteristics. A fire safety study conducted by Foremost Insurance, Grand Rapids, Mich., indicated that the fire rate for mobile homes was less than that for site-built homes. The better fire rate is attributed in part to implementation of a national building code by the U.S. Dept. of Housing and Urban Development (HUD) in the 1970s. Mobile homes are more susceptible to windstorm loss, however. As the American Modern definition suggests, there are three characteristics that can be used to define a mobile home: Off-site construction in a factory setting; Construction on its own chassis; and Construction to HUD building standards, as opposed to local building codes. Does method matter? As for establishing other categories of manufactured housing for insurance purposes, there is little evidence of statistically significant distinctions in loss experience between modular and completely site-built homes. Modular homes are treated the same as site-built homes in terms of financing and insurance, says Bruce Savage, spokesman for the Manufactured Housing Institute. I'm not aware of any statistics showing they perform (in loss situations) differently than site-built homes. Also, modular housing must generally be built to standards in local building codes, even if the modules are constructed out of state. The growth in modular construction would not be possible without widespread use of standardized building codes. Thus, when a carrier receives an application for a manufactured home, the first order of business is to determine if it meets the characteristics of a mobile home. Many manufactured homes would be better classified with site-built homes. The construction of the residence--frame, masonry, etc.--will, of course, be a key factor in determining the premium, but there is no indication to date that the method of construction, in itself, alters the risk. (As a practical matter, most manufactured homes that are not mobile homes will be frame construction.) Enduring distinction Property/casualty professionals accustomed to using identical forms to write homeowners and mobile-homeowners coverage may be surprised to learn how differently the two lines started out. Mobile home insurance developed from the identity of mobile homes as chattel property rather than real property, says Wachter of American Modern. Early trailer homes had axles with wheels and could be literally hauled away at a moment's notice. Given the character of early mobile homes, the insurance policy [covering a mobile home] was really a takeoff on auto physical damage coverage, Wachter says. That steadily changed as mobile homes came to be permanently affixed at locations and developed risk characteristics similar to those of site-built homes. For decades now, the basic, broad, special, and limited perils forms, as well as the personal liability sections, have been largely identical in the AAIS Homeowners and Mobile-Homeowners Programs. The persistence of distinct homeowners and mobile-homeowners programs lies in two related factors: rating and valuation of structures. Perhaps the last vestige of the original auto character of mobile homes is the fact that their structures depreciate faster than they accumulate real estate value, if they accumulate any real value at all. With mobile homes, the depreciation is greater than the growth in replacement cost, says Werner Kruck, executive vice president of American Superior Ins. Co., Plantation, Fla., a company that specializes in residential property insurance. With traditional site-built homes, replacement cost usually grows faster than the depreciation of the home. Replacement cost Every student of insurance learns that the market value of a home should not be confused with replacement cost, but it frequently is because mortgage lenders often insist that residential property insurance be written to cover the balance on a mortgage loan. Also, the appreciation in market value has often been considered a factor in calculating replacement cost, the assumption being that the cost of living drives the cost of construction. Whatever the reason, depreciation is rarely a major consideration in home owners insurance, except for older homes in areas with relatively low real estate values. For that reason, replacement cost loss settlement, with a coinsurance requirement, is a standard feature of most homeowners policies written in the U.S. Standard homeowners forms explicitly state, however, that replacement cost terms do not apply to mobile homes, whether or not on a permanent foundation, but without otherwise defining the term mobile home. Actual cash value loss settlement automatically applies to mobile homes; replacement cost settlement, if desired, must be added by endorsement. 'Gap' coverage In practice, the underwriting of a replacement cost endorsement on a mobile home policy is analogous to the underwriting of gap coverage on a personal auto, says Jeffrey Holaway, AAIS manager of personal lines pricing. According to Holaway, car owners frequently buy coverage that will pay what it costs to replace a vehicle that has been effectively destroyed, even if the amount of insurance exceeds the book value of the vehicle being insured. Replacement cost coverage for a mobile home is written on a stated value basis in some states, says Kruck. This raises the possibility that an owner can collect an insurance payment for a total loss, replace the damaged home with a used one at less cost, and pocket the rest of the money. Apart from the settlement terms, the distinction between homeowners and mobile-homeowners insurance lies in the distinction between loss costs for the two lines, and subsequently the information used to rate policies. Insurers should be cautious about applying loss costs derived from mobile home experience to manufactured housing that may be more appropriately classified with site-built housing. Joseph Harrington Editor Christi DeBrock Design Reprinting Viewpoint Articles Articles generally may be reproduced, provided the appropriate credit is given and a copy is sent to the Editor. For details, please call or write. Viewpoint welcomes your comments. Write us at: American Association of Insurance Services 1745 S. Naperville Road | Wheaton, IL 60187-8132 630-681-8347 | 800-564-AAIS | Fax 630-681-8356 Phone: 630-681-8347 | Fax: 630-681-8356 e-mail: info@aaisonline.com Top

RV Supplies-Recreational Vehicle Accessories,

Rv Supplies And Accessories at Sportsman's Guide RV Keyword Search: Catalog Quick Order: --- Your Satisfaction is 100% GUARANTEED! View Cart Check Out 0 items in your cart. Your total is You are here : Home - Rv --- Browse Another Category: Choose a Category... Clothing Men's Clothing Women's Clothing Hunting Clothing Youth Clothing Clothing Accessories Footwear Men's Footwear Women's Footwear Youth Footwear Footwear Accessories Accessories Personal Accessories Watches Sunglasses Jewelry Luggage Hunting Archery Black Powder Big Game Turkey Waterfowl Optics Dog Supplies Hunting Footwear Hunting Clothing Fishing & Marine Fresh Water Ice Fishing Fly Fishing Marine Water Sports Camping & Hiking Tents Backpacks/Bags Sleeping Bags Camp Kitchen Accessories Camp Furniture Home & Outdoor Living Home & Garden Wildlife Art Food & Food Prep Sports & Recreation Self-Defense & Security Automotive Truck & SUV Motorcycle ATV RV Snowmobile Tools Gifts & Gadgets Electronics Toys & Gifts Shooting, Knives & Ammo Air Guns/Paintball Ammunition Shooting Supplies Optics Cutlery Government HQ Government Surplus --- RV Supplies-Recreational Vehicle Accessories, Power Supplies and Awnings ALL APPLIANCES AWNINGS BOOKS & MAPS CARRIERS TIE DOWNS CLEANING SUPPLIES COVERS BAGS HOUSEHOLD JACKS LEVELS MAINTENANCE OUTDOOR FURNISHINGS SANITATION TOILETS STEPS LADDERS TIRE ACCESSORIES TOWING VENTS MISC Browse RV by selecting a Style/Type and clicking "GO" or click on a Style/Type to narrow your results : Style/Type ALL APPLIANCES AWNINGS BOOKS & MAPS CARRIERS TIE DOWNS CLEANING SUPPLIES COVERS BAGS HOUSEHOLD JACKS LEVELS MAINTENANCE MISC OUTDOOR FURNISHINGS SANITATION TOILETS STEPS LADDERS TIRE ACCESSORIES TOWING VENTS --- --- Select 12 | 24 | 48 items per page View Images | Text-Only Page 8 of 12 Prev 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 Next Jump to: 1 - 9 10 - 12 Window / Maxx Louvered Window Vent for RV Sliding Windows $39.97 Club Price $35.97 More Info > Foam-insulated Vent Cover $14.97 Club Price $13.47 More Info > Universal Vent Installation Kit, Putty Sealing Tape $4.97 Club Price $4.47 More Info > 1 Gallon White RV Rubber Top Coat $39.97 Club Price $35.97 More Info > Heavy-duty Butyl Tape, Gray $4.97 Club Price $4.47 More Info > 2" x 20 ft Insta-seal Tape, Gray $11.97 Club Price $10.77 More Info > CAMCO Camp-n-Carry™ Chair Rack $34.97 Club Price $31.47 More Info > EZ / Maxx Screen Filter Kit $19.97 Club Price $17.97 More Info > 16" 8-lug Ford/GM/Dodge (not Budd) 4-piece $139.97 Club Price $125.97 More Info > CAMCO Easy Slip® Sewer Elbow and 4-in-1 Adapter $11.97 Club Price $10.77 More Info > Valterra Flexible Tank Wand $8.97 Club Price $8.07 More Info > RV Hydroflush w/ Anti-Siphon Valve $19.97 Club Price $17.97 More Info > Recreational vehicle power, accessories, and awnings are available from Sportsman's Guide in a variety of styles at great prices. Browse a big selection of of RV power supplies, RV awnings, tire guards, windshield covers and other items to protect and customize your RV. Select 12 | 24 | 48 items per page View Images | Text-Only Page 8 of 12 Prev 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 Next Jump to: 1 - 9 10 - 12 Home | Articles & Resources | About Us | Buyer's Club | Free Catalog | Privacy Contact Us | How To Order | Sizing Information | Order From Any Catalog | Order Status | Join Our Affiliates Subscribe/Unsubscribe | Change Email | Customer Service | Buyer's Club 4-Pay Plan | Shipping/Handling Gift Certificates | Our Links | -- Boot Finder | Shop All Categories | Shop By Brand | Shop By Size | View Our TV Commercials | Help Order securely online 1-800-882-2962

RV Motor Home

Motorhome Rentals : RV Rentals : Alaska Motor home Rentals : Alaska Vacation Rentals Anchorage, Alaska : ABC Motorhome Rentals Home RVing In Alaska Camper Rentals Motorhome Rentals Car Rentals Specials One-Way Rentals Let Us Help You Plan Your Trip Day Tours Car & Tow Combo Class B Ultimate Luxury Luxury Touring Van Request A Quote Brochure Request Alaska Links Contact Us E-Mail Us BOOK BEFORE JANUARY 1 AND LOCK IN 2005 PRICES AND Save 10% if paid in full by December 1, 2005; Save 5% if paid in full by January 1, 2006. Plus ask about our CASH DRAWING !! CELEBRATING 20 YEARS OF EXCELLENT SERVICE IN ANCHORAGE, ALASKA We have something for everyone! ABC Motorhome Rentals in Anchorage, Alaska features top quality, state-of-the art, new model motorhome rentals at very affordable prices. RV rentals, truck campers, motorhomes - all self-contained. Car rentals, van rentals, truck rentals - it's your choice! Consider us your first choice for your Alaskan vacation. We’re the motorhome rental company Alaskan’s call for their rentals. Rest assured, when you rent from ABC, you are getting the best Alaska RV rental available. We have the best price, UNLIMITED MILEAGE, and newest fleet of motorhomes. In business since 1985, we've grown to become one of the largest RV rental companies in the Pacific Northwest. CALL 1-800-421-7456 CHECK OUT OUR ONE WAY SPECIALS ! Home | RVing in Alaska | Camper Rentals | Motorhome Rentals | Car Rentals | Specials | One Way Let Us Help You Plan Your Trip | Day Tours | Car & Tow Combo | Class B Ultimate Luxury | Luxury Touring Van Request A Quote | Brochure Request | Alaska Links | Contact Us | E-Mail ABC Motorhome & Car Rentals 3875 W. International Airport Road Anchorage, AK ~ 99502 Phone: 907.279.2000 ~ Fax: 907.243.6363 1.800.421.7456 USA ONLY Rates subject to change according to availability. All pages and images contained on this site are 2005 ABC Motorhome & Car Rentals Updates by Alaska Web Sites

Diesel Motor Home

Weights: 2005 Tropi-Cal Diesel Pusher Motorhome by National RV Overview Features Photo Gallery Floorplans Weights Exteriors Interior Decors Chassis Dealer Locator Search by State Mail my Brochure 16 mb Download Quick Menu 2006 Islander 2006 tradewinds 2005 Tropi-Cal 2005 Dolphin 2005 Sea Breeze WEIGHTS & MEASURES Printer Friendly Tropi-Cal WEIGHT RATINGS (IN LBS.) T350 T351 T370 T396 T397 T398 T399 Gross Vehicle Weight Rating (GVWR) 27,910 27,910 27,910 27,910 27,910 27,910 27,910 Gross Combined Weight Rating (GCWR) 37,910 37,910 37,410 37,910 37,910 37,910 37,910 Front Gross Axle Weight Rating (FGAWR) 10,410 10,410 10,410 10,410 10,410 10,410 10,410 Rear Gross Axle Weight Rating (RGAWR) 17,500 17,500 17,500 17,500 17,500 17,500 17,500 Unloaded Weight Rating (UVR) 23,620 22,910 24,190 24,890 24,710 24,890 24,910 Maximum Carrying Capacity (MCC) 4,290 5,000 3,720 3,020 3,200 3,020 3,000 Cargo Carrying Capacity (CCC) 2,642 3,352 2,072 1,372 1,552 1,372 1,352 MEASUREMENTS T350 T351 T370 T396 T397 T398 T399 Wheelbase 208" 208" 228" 252" 252" 252" 252" Overall Length 35' 5" 35' 5" 37' 1" 39' 1" 39' 1" 39' 1" 39' 1" Overall Height (incl. A/C) 12' 1" 12' 1" 12' 1" 12' 1" 12' 1" 12' 1" 12' 1" Overall Height (incl. satellite receiver) 12' 5" 12' 5" 12' 5" 12' 5" 12' 5" 12' 5" 12' 5" Interior Height 79" 79" 79" 79" 79" 79" 79" Interior Width 98" 98" 98" 98" 98" 98" 98" Exterior Width 102" 102" 102" 102" 102" 102" 102" TANK CAPACITIES (IN GAL) T350 T351 T370 T396 T397 T398 T399 Water Heater Capacity 10 10 10 10 10 10 10 Gray Tank Capacity 60 60 60 60 60 60 60 Black Tank Capacity 40 40 40 40 40 40 40 Fresh Water Capacity (incl. w.h.) 105 95 105 105 95 105 105 LP-Gas (volume w.c.) 47.7 47.7 47.7 47.7 47.7 47.7 47.7 Fuel Tank 100 100 100 100 100 100 100 Tropi-Cal LX WEIGHT RATINGS (IN LBS.) T350 LX T351 LX T370 LX T396 LX T397 LX T398 LX T399 LX Gross Vehicle Weight Rating (GVWR) 27,910 27,910 27,910 27,910 27,910 27,910 27,910 Gross Combined Weight Rating (GCWR) 37,910 37,910 37,410 37,910 37,910 37,910 37,910 Front Gross Axle Weight Rating (FGAWR) 10,410 10,410 10,410 10,410 10,410 10,410 10,410 Rear Gross Axle Weight Rating (RGAWR) 17,500 17,500 17,500 17,500 17,500 17,500 17,500 Unloaded Weight Rating (UWR) 23,620 22,910 24,190 24,890 24,710 24,890 24,910 Maximum Carrying Capacity (MCC) 4,290 5,000 3,720 3,020 3,200 3,020 3,000 Cargo Carrying Capacity (CCC) 2,642 3,352 2,072 1,372 1,552 1,372 1,352 MEASUREMENTS T350 LX T351 LX T370 LX T396 LX T397 LX T398 LX T399 LX Wheelbase 208" 208" 228" 252" 252" 252" 252" Overall Length 35' 5" 35' 5" 37' 1" 39' 1" 39' 1" 39' 1" 39' 1" Overall Height (incl. A/C) 12' 1" 12' 1" 12' 1" 12' 1" 12' 1" 12' 1" 12' 1" Overall Height (with satellite receiver) 12' 5" 12' 5" 12' 5" 12' 5" 12' 5" 12' 5" 12' 5" Interior Height 79" 79" 79" 79" 79" 79" 79" Interior Width 98" 98" 98" 98" 98" 98" 98" Exterior Width 102" 102" 102" 102" 102" 102" 102" TANK CAPACITIES (IN GAL) T350 LX T351 LX T370 LX T396 LX T397 LX T398 LX T399 LX Water Heater Capacity 10 10 10 10 10 10 10 Gray Tank Capacity 60 60 60 60 60 60 60 Black Tank Capacity 40 40 40 40 40 40 40 Fresh Water Capacity (incl. w.h.) 105 95 105 105 95 105 105 LP-Gas (volume w.c.) 47.7 47.7 47.7 47.7 47.7 47.7 47.7 Fuel Tank 100 100 100 100 100 100 100 NOTE: Due to continuing product improvements, specifications and equipment are subject to change without notice. Weights stated are based on a typical build of standard and optional equipment, but some variance in weights from coach to coach is normal and to be expected. Please consider these factors BEFORE you buy. Tropi-Cal RV/Motorhome: Overview | Features | Photo Gallery | Floorplans | Weights | Exteriors | Interiors | Chassis 2005 National R.V., Inc. All Rights Reserved. Terms and Conditions | Statement of Privacy | Site Map | Contact Us