Used RV Variable 5.75%

America First Credit Union :: Auto & RV Loan Rates Welcome to America First Credit Union . You are viewing an un-styled version of our website. Your browser may not support basic Web standards preventing the display of our site's design details. We encourage you to upgrade your browser. SECURITY CONTACT US CURRENT RATES BRANCH/ATM LOCATOR HELP HOME ACCOUNTS LOANS VISA ELECTRONIC SERVICES BUSINESS SERVICES AFCU INFO BECOME AN AFCU MEMBER -- ALL RATE CHOICES Savings Accounts Certificate Accounts Checking Accounts Auto & RV Loan Rates Consumer Loan Rates Visa Rates Home Equity Loan Rates Conventional Mortgage Rates Government Mortgage Rates Specialty Mortgage Rates Auto & RV Loan Rates Rates and terms are accurate as of Tuesday, January 03, 2006 and are subject to change. The credit union may offer other rates and terms or amend the rates and terms contained in this schedule from time to time. Loan Type* Rate Type APR as low as Term/Details Apply Online New Vehicle Variable 5.34% 6 Years New Vehicle Loan New Vehicle ($25,000 +) Variable 6.15% 7 Years New Vehicle ($25,000 +) Loan New Vehicle Fixed 5.9% 5 Years New Vehicle Loan New Vehicle Fixed 6.09% 6 Years New Vehicle Loan New Vehicle ($25,000 +) Fixed 6.9% 7 Years New Vehicle ($25,000 +) Loan Used Vehicle Variable 5.15% 5 Years Used Vehicle Loan Used Vehicle Fixed 5.9% 5 Years Used Vehicle Loan New or Used RV Variable 5.75% 12 Years New or Used RV Loan New or Used RV Fixed 6.5% 10 Years New or Used RV Loan The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. * Click the loan type to calculate what your loan payment might be. ©2006 America First Credit Union. All Rights Reserved. America First Federal Credit Union does business as (DBA) America First Credit Union and is federally insured by NCUA . A standards compliant browser with Macromedia's Flash player is recommended. America First Credit Union respects your privacy. Please view our Privacy Policy .

used motor home but

School bus conversion into a motor home School bus conversion into a motor home How to convert a school bus into a roomy, comfortable, heavy duty motor home. Learn more. After breaking three axles on our motorhome in as many years, we began looking for an alternative vehicle that would be comfortable, yet handle the heavy cargo load of our craft business. The solution we found was to convert an old school bus into a serviceable motor home. Used school buses can be purchased at state auctions of vehicles or in the classified ads of your local paper for around $1,000 or less, depending on the size. We chose the 27 foot model, but their are also available a 40 foot and 60 foot size. Later, we were sorry we didn't get the 40 footer. By the time we finished remodeling, the cost was comparable to a used motor home but we ended up with a vehicle that was not only more durable, but was customized to suit our specific needs. You are required by law to remove the warning flashers and the stop sign so we did this first. This was a matter of taking out a few bolts. By law you cannot leave it yellow, so we painted ours with spray paint that comes in a can. It didn't look too bad. Friends of ours painted theirs with house paint and a paint roller. The cost for this is about $200.00. A professional paint job we found was cost prohibitive, running around $2-5,000.00. Next we stripped out all but the driver's seat and two passenger seats. We turned the front passenger seat around and built a table in between the two seats. This gave comfortable seating for four passengers plus the driver. We built the interior closets and cupboards from 3/4" plywood covered with cedar closet liner where the surfaces showed and sold cedar boards for drawer fronts and cupboard doors. We also covered the ceiling with cedar closet liner after adding two inches of insulation to the ceiling and walls. In the back of the bus we installed a shower/toilet combination salvaged from an old camper in one corner. Next to that went a cupboard that houses the water heater. On the other side we built two single beds in bunk bed fashion. We built drawers under the lower bed for storage. In front of the shower we built storage shelves customized for the crates we use to carry our craft supplies. For the average family, this area could be used for two more beds. Across the isle we built a clothes closet with more drawers two high under the closet floor. At the front of the bus we built a six foot counter with a sink on the forward end and a counter top stove on the other. Next to that we added a broom closet. Under the counter we installed a refrigerator and more drawers. A hole was cut in the floor to run pipes to water tanks installed under the bus for plumbing. Over the counter we installed more cupboards. To fireproof this area, we covered the underside of the cupboards, the walls and the empty counter top with a special heat resistant ceramic tile. We cut a hole in the wall to install a fan and vent for the stove, and one in the ceiling for an air conditioner. On the outside of the bus we covered all the windows except one over the sink, two by the table and two next to the beds in the back with 1/8" steel before we painted it. Behind the refrigerator we installed a fuse box and breakers for electricity. We later wished we had put this somewhere more accessible. Over the table and seating area across from the kitchen counter we added more overhead shelves with doors for storage. You have to remember to duck when seating yourself, but after a few bumps on the head we learned this response became automatic. On the back of the bus we added a three foot steel deck for the generator and storage space for miscellaneous equipment like lawn chairs, gas cans and bicycles. There is also a storage compartment under each side of this deck. Under the bus along one side we built another storage compartment of steel with hinged doors we can lock. We use this to haul our plywood tables and tent for our craft booth. All in all this project took us about a month to complete at a cost of about $2,000.00. We are very happy with it, and since its rated to haul ten tons of cargo, we haven't broken any more axles. © 2002 Pagewise You are here: Essortment Home >> Do It Yourself >> Automotive:General >> School bus conversion into a motor home << Heat suffocation in a car Increase your gas mileage >>

motor coaches. As IMG

Welcome to International Motor Group Inc - Index LOGIN ID: PASSWORD: WHEN PLANNING YOUR NEXT TOUR, CORPORATE RETREAT, OR TAKING YOUR TEAM TO THE NEXT GAME, WHY HIRE A BUS WHEN YOU CAN CREATE AN EXPERIENCE? International Motor Coach Group (IMG), representing over 50 of the premier motor coach operators located throughout the United States and Canada, can turn your excursion into a safe and memorable travel experience! IMG Companies Select State / Province: Select state Alabama Alaska Alberta Arizona Arkansas British Columbia California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Nova Scotia Ohio Oklahoma Ontario Oregon Pennsylvania Quebec Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington DC West Virginia Wisconsin Wyoming Yukon Territory Select by motorcoach company: A Yankee Line ALL ABOARD AMERICA! Ambassatours Anderson Coach & Travel Arrow Stage Lines Autocar Excellence Brown Coach, Inc. Central West of Texas, Inc. Charter Bus Lines Colorado Charter Lines & Tours Covered Wagon Tours Croswell Bus Lines Cyr Bus Line Dan Dipert Coaches DATTCO, Inc. Elite Coach Escot Bus Lines Eyre Bus Service, Inc. Free Enterprise System Gray Line of Nashville / LCL, Inc. Gray Line of Seattle / Alaska Hampton Jitney, Inc Harran Transportation Co., Inc. Holiday Tours, Inc. Indian Trails, Inc. James River Bus Lines Krapf's Coaches Lamers Bus Lines, Inc. Leprechaun Lines / TLC Tours Lewis Bros. Stages Mid-America Charter Lines / Mid-America Tours Mid-American Coaches & Tours New Orleans Tours / Great American Coach Northfield Lines, Inc. Northwest Iowa Transportation, Inc. Pacific Coachways Charter Services Pacific Western Transportation, Ltd. Peoria Charter Coach Company Premier Coach Company Ramblin Express Red Carpet Charters Royal Coach Tours Southern Coaches, Inc. Southern Tier Stages, Inc. / Shafer's Bus Lines Star of America Star Shuttle & Charter Starr Tours Storer Coachways Sun Diego Charter Company Swarthout Coaches, Inc. Trans-Bridge Lines, Inc. Vandalia Bus Lines Wilson Bus Lines, Inc. Young Transportation IMG is comprised of independently owned tour and charter companies that have created a network of travel services. The Owners/Shareholders of IMG operate more than 7,000 vehicles in North America, with more than 21 million charter and tour customers counting on IMG to provide solutions to their transportation needs. IMG members offer an extensive fleet of vehicles to choose from including 15 passenger vans, school buses, limousines, executive and corporate coaches, and of course 36, 47, and 58 passenger motor coaches. As IMG owners/shareholders, they are required to meet very high standards on a daily basis. These standards - in safety, equipment quality, comfort, performance, customer service and emergency assistance - are by far the most stringent in the industry. They are never relaxed, never compromised. IMG owners/shareholders not only earn their membership, they work hard to keep it. To get started fill out the “Get a Free Quote” Request Form and We’ll start working for you! Home | About IMG | Travel Partners | Annual Meetings | Contact Us * Denotes Required Fields. *Name: *Email: *Phone: *Trip is: Choose Round Trip One Way Trip Departure: *Address: *City : *ST: *Zip: Trip Destination: Address: *City : *ST: Zip: *Start Date: MM/DD/YY *End Date: MM/DD/YY *# of Passengers: 2006 Cruises Include: Alaska & the Inside Passage Jun 13-25, 2006 from Anchorage Alaska/Glacier Bay Cruise Sept. 12-21, 2006 from Vancouver Rome/Western Mediterranean Sept. 15-28, 2006 from Rome New England/Canada Sept. 26-Oct. 9, 2006 from New York City Florida & Bahamas Nov. 2-9, 2006 from Cape Canaveral Exotic Western Caribbean Jan 18-27, 2007 from Ft. Lauderdale Contact IMG today at 888-447-3466 2005 IMGCOACH.COM . All rights reserved. Powered By Accelerated E Solutions

RV Trader RV Insider

Resources for Buying and Selling RVs, Campers and Trailers - RVTraderOnline.com Contents Home Search Browse Place An Ad · modify your ad · renew your ad Find a Dealer Buyer's Guide Subscribe Help My RV Trader RV Insider Resources Financial Services NADA RV Values Insurance Products for the RV Lifestyle RV Transport Warranties RV Donation Generators RV Lots and Properties for Sale Campgrounds/Resorts RV Rentals Loan Calculator RV Links Escrow Dealers Sign Up Now! Demo Login Password Forgot your password? Click here . Resources for Buying & Selling RVs, Campers & Trailers Products for the RV Lifestyle There are a variety of products and services that can make life on the road with your RV better! Click on the ads below to learn more! Want to see your business listed on this page? Call 1-877-354-4068, or click here to email our sales staff. Pick Up a National RV Trader Today! | Search | Place an Ad | Find a Dealer | Resources | Site Map | | Contact Us | About Us | Help | Privacy Policy | Fraud Prevention Tips | Visitor Agreement | Security Center | 2006, Trader Publishing Company All Rights Reserved. This document is strictly for informational, non-commercial purposes. Aero | ATV | Auto | Auto | -- Boats | Collector Car | Cycle | Equipment | Merchandise | RV | Truck | TraderOnline || Apartments | Homes | Jobs | Lodging | Parenthood | Vacation Rentals AutoExtra.com | AutoMart.com BoatTraderOnline.com | Boats.com | YachtWorld.com | Soundings | Nor'easter | PassageMaker HarmonHomes.com | Homes.com | NUMBER1EXPERT.com | DistinctHomes.com

Mobile Home Sales

Manufactured Housing Institute left Print Version Business and Operations Resources for Manufactured Home Sales Centers FTC Publishes Rule on Disposal of Consumer Information This rule affects any industry company that requests credit reports on their customers, including retailers, communities, and lenders. The rule is effective on June 1, 2005. The rule implements requirements contained in the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) which requires that persons who possess or maintain, for a business purpose, consumer information derived from consumer reports, properly dispose of the information. The purpose is to take reasonable measures to protect against unauthorized access to, or use of, the information when it is disposed of. Click here for a copy of the Final Rule published in the Federal Register on November 24, 2004. FTC Safeguards Rule -- The Gramm-Leach-Bliley Act (GLB) requires financial institutions that collect personal financial information from their customers to safeguard that information. The purpose of the FTC Safeguards Rule, which implements the requirements contained in GLB, is to prevent identity theft. The Safeguards Rule applies to businesses, regardless of their size, that are significantly engaged in providing financial products and services. - Click here for a form designed to help retailers develop a Safeguards Program for their business. Privacy Notices -- Protecting the privacy of consumer information held by "financial institutions" is at the heart of the financial privacy provisions of the Gramm-Leach-Bliley Financial Modernization Act of 1999. The GLB Act requires companies to give consumers privacy notices that explain the institutions information-sharing practices. In turn, consumers have the right to limit some - but not all - sharing of their information. - Click here for a guide for small business from the FTC on how to comply with the privacy rule. - Click here for sample privacy letters. How to Advertise Consumer Credit - Complying with the Law -- Click above link to find detailed information on complying with the Truth in Lending Act. The main purpose of the Truth in Lending Act is to assure the meaningful disclosure of consumer credit and lease terms, including those in advertisements, so that consumers can easily compare terms and shop wisely for credit. Retail Sales Centers Must Report Cash Payments Over $10,000 -- A retail sales center must report on IRS/FinCEN Form 8300 receipts of cash payments of $10,000 when received in one transaction or in two or more related transactions. Once a form has been filed, the retail sales center must keep the form on file at the sales center for a period of five years. Click on the links for the IRS/FinCEN Form 8300 and General Instructions for filing. - IRS FinCEN Form 8300 - IRS Form 8300 Instructions Retailer Voluntary Professional Standards of Practice -- The MHI National Retailers Council and the MHI Board of Directors have approved the following Voluntary Professional Standards of Practice for retail sales centers. Identity Theft - How Retailers Can Help Their Customers -- With the increasing incidents each year of identity theft, retail sales centers may encounter customers that are first learning that their identity has been stolen when a credit report is pulled at the sales center. Identity theft is a shocking experience and many consumers dont know where to begin to correct the credit problems that have been created by an identity thief. The links below provide documents that can help retailers customers respond to the knowledge that their ID has been stolen. One is an ID Theft Affidavit and the other is an FTC booklet designed to instruct victims on how to respond to identity theft. Transportation Resource Manual -- The MHI Transportation Committee has initiated the development of a Transportation Resource Manual that covers safety-related, voluntary information concerning manufactured (HUD Code) and modular home section movements. (Click on the title to view document) Understanding Today's Manufactured Housing Find a Factory-Built Home at Homestore.com Modern Homes Magazine Photo Gallery Quick Facts © 2006 byManufactured Housing Institute. All rights reserved.