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RV Accessories RV Accessories RV Accessories A Wealth of RV Accessories Available from RV.net The one sure way to make your RV experience truly unique is by customizing your rig with unique RV accessories that can be located through RV.net. We can assist you in finding the perfect RV accessories that will set you apart from the rest of the camping crowd. Whether you are looking for leveling blocks for your motor home, or maybe just a small space heater to keep you warm during those long winter nights, RV.Net is a great place to begin your search. More than just a place to locate RV accessories though, RV.Net provides RV community forums, classified listings and financing sources to interested consumers. Locating Hard to Find RV Accessories RV.net stands ready to help you find RV accessories of all sorts today, so that your RV camping experience will be that much more enjoyable. If you think that by going on the road, you will have to sacrifice many of the creature comforts that you enjoy at home, then think again. Our comprehensive line of RV accessories will allow you to maintain the level of comfort that you have grown accustomed to at home while you are traveling about the country. Begin your shopping excursion today by following this link: RV accessories . RV Accessories for All Kinds of Camping Even though RV.net specializes in supplying RV accessories for motor home camping, we also have a good number of products that would benefit tent campers as well. For example, we carry a variety of different folding chairs that are capable of enhancing anyone's stay while in your camp. In addition to reliable camp chairs, RV.net also handles collapsible tables that can prove very valuable when preparing food outside. More about RV Accessories from RV.net If you are interested in learning additional information about the complete line of RV accessories that are available through RV.net, then please continue on to our shopping section by utilizing the following link: RV Accessories So remember that any camping experience can be made much more enjoyable by the right selection of RV accessories and there is no better outfitter in the business than RV.net. Request a free Camping World RV accessories catalog today from RV.net and begin creating your custom environment. Advertisement Advertisement Advertisement About RV.net | Privacy Policy | Terms | Site Map | Contact Us ©2005 RV.net RV Campgrounds | Recreational Vehicle Supplies | Travel Trailer | RV Camping | Motorhome Insurance



RV Travel With Pets

RVing with Pets Visit our sister site FabulousFoods.com Tuesday January 24, 2006 Email This Page To A Friend! RV Travel With Pets By Mark J. Polk Pets and RV's just seem to go together. One of the really great things about traveling in an RV is that you can take your pets with you. In many cases the main reason people buy an RV is so their pets can travel with them. Both of our dogs have been traveling with us in our RV since they were puppies. They both get extremely excited when they see us loading the RV for another trip. It's fun and convenient to be able to take your pets along with you, but I realized a long time ago that certain precautions must be taken when you travel with pets. There were a lot of things to remember about traveling with our pets, so to make it easier I included this checklist in my Checklists for RVers e-book. First and foremost always keep in mind that an RV gets extremely hot and / or cold inside depending on the outside temperature. Always make sure there is some type of ventilation and / or heat and air available when pets are left in the RV. Never leave your pets in an RV for long periods of time without somebody checking on them periodically. If you will be away from your pets and the RV for an extended period of time leave a key with someone you can trust to check on the pets and in case of an emergency. Always have fresh water available for your pets. You never know the quality of the drinking water when you are traveling so it's a good idea to take a container of water from your home that your pets are accustomed to, or use bottled water. Pets should always travel in a pet carrier or crate for their personal safety. Get a current health certificate from your veterinarian before traveling. Always take the pets medical records along with you. Take a recent color photograph of your pets with you in the event that they should get lost. Update all vaccinations before leaving on your trip. Take a proof of rabies vaccination. Take flea, tick, and heartworm medications. Take a pet first aid kit and know what dosages of medication to give your pets. Take your veterinarian's regular phone number and emergency phone numbers with you. Get the phone number for a local veterinarian when you arrive at your destination. Don't forget to take the brand of pet food your pet is used to and take a food and water travel bowl. Take a walking leash. Your pet's collar should include identification along with basic information such as your name, address and a cell phone number. You can even include an e-mail address. Take a harness, tie out anchor and a leash or chain. Give your pet plenty of room to move, but be cautious of traffic and obstacles that they can get hung or caught on. We use portable exercise pens. Take grooming tools, pet toys and treats. Take extra cat litter and the cat box. Take some plastic bags for pet clean up. Take your pet's favorite bedding or crate. Take some old towels just in case you need them Traveling can be stressful on pets especially if they are not used to it. When your pet is away from home and off of their regular schedule it can affect their health. Perform a daily health check on your pet. Look for anything out of the ordinary. Stop often when you're traveling and allow your pets to exercise and to relieve themselves. When making campground reservations be sure and ask about pets. Some campgrounds offer kennels and boarding for pets. If your travel plans include day trips or extended travel away from the campsite inquire about these services. This checklist does not cover everything that you need to be concerned with when traveling with pets in your RV, but it's a good start. You can add to this list and tailor it to your specific type of pet or your pet's needs and refer back to it before a trip so you don't forget anything. I wrote an e-book with over 35 checklists all in one place. For more information click to: Checklists for RVers . Happy Camping, Mark Mark Polk is the owner of RV Education 101 . He also hosts the RV Savvy segments on RVTV , which airs on the Outdoor Channel. RV Education 101 is a North Carolina based company that produces professional training videos, DVDs and e-books on how to use and maintain your RV. Our goal is to make all of your RVing experiences safe, fun and stress free. For more information, visit www.rveducation101.com . Sign up today for one of our FREE informative and fun Newsletters . RV / Camping Budget Travel Travel Tips Kitchen Tips Low Carb Low Fat Desserts Holidays/Parties Vegetarian E-Mail address subscribe unsubscribe Home | Budget | Adventures | Globetrotting | Weird Wanderings | RV & Camper's Corner | Galavanting Gourmet On the Water | Travel Books | Community | Tips © Enigma Communications™ 2006 About Us | Advertising Opportunities | Privacy Policy



Mobile home insurance developed

American Association of Insurance Services This article appeared in the Summer 2004 Vol. 29, No. 1 issue of Viewpoint. BACK TO VIEWPOINT ARTICLES Manufactured Housing A new term does not eliminate old distinctions Precise use of language is essential in insurance underwriting. Unfortunately, people in other fields can sometimes adopt terminology that can be misleading for property/casualty professionals. Residential property insurers have long understood the distinction between site-built (or stick-built) homes constructed at permanent locations, and mobile (or trailer) homes constructed in factories and hauled to a site. That distinction in how homes are constructed leads to different property loss experience for site-built and mobile homes, and provides the basis for the separate Homeowners and Mobile-Homeowners insurance programs offered by AAIS. Beyond the loss experience, however, standardized homeowners and mobile-homeowners programs are very similar. AAIS uses largely identical forms in both. Confusion can arise, however, when the term manufactured housing is used to identify mobile homes, as the mobile home industry has done in recent years. That term was adopted by mobile home trade groups to improve the image of mobile homes and reflect the enhanced size and features offered in today's mobile homes. Manufactured housing, however, also refers to modular housing, residences constructed from modules that are assembled in manufacturing facilities, shipped to permanent locations, and permanently affixed to a foundation and adjoining modules. Modules can arrive at a site completely pre-assembled, with plumbing and wiring included. Manufactured housing, therefore, encompasses structures ranging from million-dollar estate homes to traditional trailers. Beyond that, virtually all new residential construction has some manufactured elements. What is happening is that all new dwellings have some degree of pre-assembly, says Tom Underwood, president and COO of Utility Body Works, Elkhart, Ind., a mobile home manufacturer. Even stick-built structures have trusses that are pre-assembled. It used to be that everything was either stick-built or a mobile home. Now there's more of a continuum. While that may be true for residential construction techniques, the old distinction between site-built and mobile homes still appears to be valid for property insurance purposes. The challenge is to make sure that residences are properly classified. Mobile homes stand apart Mobile homes have long been defined as a unique subset of owner-occupied residences, and that is still the case. For example, American Modern Insurance Group, a carrier that specializes in insuring manufactured housing, defines a mobile home to be a factory-built structure at least eight feet in length that is constructed on its own chassis. According to Jerry Wachter, vice president for manufactured housing, the requirement that the structure be built on its own chassis ensures that a mobile home policy cannot be written to cover other types of manufactured housing. The American Modern definition of a mobile home explicitly includes expansions and additions to mobile homes, as well as fixtures. The purpose, says Wachter, is to allow for the full range of possibilities in modern mobile homes, without applying mobile home coverage to structures that have different loss characteristics. A fire safety study conducted by Foremost Insurance, Grand Rapids, Mich., indicated that the fire rate for mobile homes was less than that for site-built homes. The better fire rate is attributed in part to implementation of a national building code by the U.S. Dept. of Housing and Urban Development (HUD) in the 1970s. Mobile homes are more susceptible to windstorm loss, however. As the American Modern definition suggests, there are three characteristics that can be used to define a mobile home: Off-site construction in a factory setting; Construction on its own chassis; and Construction to HUD building standards, as opposed to local building codes. Does method matter? As for establishing other categories of manufactured housing for insurance purposes, there is little evidence of statistically significant distinctions in loss experience between modular and completely site-built homes. Modular homes are treated the same as site-built homes in terms of financing and insurance, says Bruce Savage, spokesman for the Manufactured Housing Institute. I'm not aware of any statistics showing they perform (in loss situations) differently than site-built homes. Also, modular housing must generally be built to standards in local building codes, even if the modules are constructed out of state. The growth in modular construction would not be possible without widespread use of standardized building codes. Thus, when a carrier receives an application for a manufactured home, the first order of business is to determine if it meets the characteristics of a mobile home. Many manufactured homes would be better classified with site-built homes. The construction of the residence--frame, masonry, etc.--will, of course, be a key factor in determining the premium, but there is no indication to date that the method of construction, in itself, alters the risk. (As a practical matter, most manufactured homes that are not mobile homes will be frame construction.) Enduring distinction Property/casualty professionals accustomed to using identical forms to write homeowners and mobile-homeowners coverage may be surprised to learn how differently the two lines started out. Mobile home insurance developed from the identity of mobile homes as chattel property rather than real property, says Wachter of American Modern. Early trailer homes had axles with wheels and could be literally hauled away at a moment's notice. Given the character of early mobile homes, the insurance policy [covering a mobile home] was really a takeoff on auto physical damage coverage, Wachter says. That steadily changed as mobile homes came to be permanently affixed at locations and developed risk characteristics similar to those of site-built homes. For decades now, the basic, broad, special, and limited perils forms, as well as the personal liability sections, have been largely identical in the AAIS Homeowners and Mobile-Homeowners Programs. The persistence of distinct homeowners and mobile-homeowners programs lies in two related factors: rating and valuation of structures. Perhaps the last vestige of the original auto character of mobile homes is the fact that their structures depreciate faster than they accumulate real estate value, if they accumulate any real value at all. With mobile homes, the depreciation is greater than the growth in replacement cost, says Werner Kruck, executive vice president of American Superior Ins. Co., Plantation, Fla., a company that specializes in residential property insurance. With traditional site-built homes, replacement cost usually grows faster than the depreciation of the home. Replacement cost Every student of insurance learns that the market value of a home should not be confused with replacement cost, but it frequently is because mortgage lenders often insist that residential property insurance be written to cover the balance on a mortgage loan. Also, the appreciation in market value has often been considered a factor in calculating replacement cost, the assumption being that the cost of living drives the cost of construction. Whatever the reason, depreciation is rarely a major consideration in home owners insurance, except for older homes in areas with relatively low real estate values. For that reason, replacement cost loss settlement, with a coinsurance requirement, is a standard feature of most homeowners policies written in the U.S. Standard homeowners forms explicitly state, however, that replacement cost terms do not apply to mobile homes, whether or not on a permanent foundation, but without otherwise defining the term mobile home. Actual cash value loss settlement automatically applies to mobile homes; replacement cost settlement, if desired, must be added by endorsement. 'Gap' coverage In practice, the underwriting of a replacement cost endorsement on a mobile home policy is analogous to the underwriting of gap coverage on a personal auto, says Jeffrey Holaway, AAIS manager of personal lines pricing. According to Holaway, car owners frequently buy coverage that will pay what it costs to replace a vehicle that has been effectively destroyed, even if the amount of insurance exceeds the book value of the vehicle being insured. Replacement cost coverage for a mobile home is written on a stated value basis in some states, says Kruck. This raises the possibility that an owner can collect an insurance payment for a total loss, replace the damaged home with a used one at less cost, and pocket the rest of the money. Apart from the settlement terms, the distinction between homeowners and mobile-homeowners insurance lies in the distinction between loss costs for the two lines, and subsequently the information used to rate policies. Insurers should be cautious about applying loss costs derived from mobile home experience to manufactured housing that may be more appropriately classified with site-built housing. Joseph Harrington Editor Christi DeBrock Design Reprinting Viewpoint Articles Articles generally may be reproduced, provided the appropriate credit is given and a copy is sent to the Editor. For details, please call or write. Viewpoint welcomes your comments. Write us at: American Association of Insurance Services 1745 S. Naperville Road | Wheaton, IL 60187-8132 630-681-8347 | 800-564-AAIS | Fax 630-681-8356 Phone: 630-681-8347 | Fax: 630-681-8356 e-mail: info@aaisonline.com Top



Motor Coaches Last Updated

Safari Motor Coaches - Consignment Sales Home | RVs for Sale | Sell Your RV | RV Insurance | RV Parts | About PPL | RV Service | Map | Contact PPL Safari Motor Coaches Last Updated January 24, 2006 Safari Motor Coaches that are now for sale or have been recently sold at PPL's Huge RV Consignment Dealership are shown below. We are currently in need of more vehicles like yours. If you have one to sell, use this link to learn how to sell your Safari Motor Coach Quickly and for the correct price. If you would like to buy an RV, please go to the complete list of the Consigned RVs for Sale . If are thinking about selling your Safari Motor Coach , click on the button to the left and request the free booklet " Nine Steps to Selling Your RV"... Avoid Common Mistakes . These tips and "no-nos" could save you thousands and help you avoid the headaches when selling your RV. Stock # Description RV Type Was $ Now $ D38 33' 1995 Safari Trek GM Diesel 26,500 23,950 D66 40' 1993 Continental 300hp Cummins Diesel 54,500 46,750 SOLD 36' 1998 Sahara 300hp Cat w/Slide Diesel SOLD 04/2005 Click here to sell your Safari Motor Coach quickly and for a fair price. SOLD 40' 1996 Continental 330hp Cat Diesel SOLD 09/2005 SOLD 36' 1990 Serengheti 230hp Detroit Diesel SOLD 03/2005 SOLD 40' 1997 Safari Continental 330hp CaT w/Slide Diesel SOLD 04/2005 Valuable free information services if you are buying, selling or own a Safari Motor Coach SOLD 38' 1995 Serengetti 300hp Cummins Diesel SOLD 05/2005 SOLD 35' 1997 Sahara 300hp Cat Diesel SOLD 05/2005 SOLD 36' 2003 Monaco Safari Sahara 350hp Cummins w/2 Slides Diesel SOLD 03/2005 SOLD 35' 1995 Sahara 230hp Cummins Diesel SOLD 06/2005 SOLD 32' 1992 Safari Kenya 190hp Cummins Diesel SOLD 03/2005 SOLD 30' 1995 Sahara 230hp Cummins Diesel SOLD 11/2005 SOLD 35' 1995 Safari Sahara 230hp Cummins Diesel SOLD 10/2005 SOLD 39' 2000 Zanzibar 300hp Cat w/2 Slides Diesel SOLD 10/2005 SOLD 28' 1994 Monaco Safari Trek Isuzu Diesel SOLD 09/2005 SOLD 37' 1998 Safari Serengeti 300hp Cat Diesel SOLD 07/2005 SOLD 37' 1993 Continental 250hp Cummins Diesel SOLD 08/2005 SOLD 24' 1999 Safari Trek Class A SOLD 10/2005 Act NOW...PPL sells RVs fast. The unit of your dreams may not last long! PPL has sold 1102 consigned vehicles just since 01/01/2005. If you want to sell your Safari Motor Coach, we have buyers that may find your RV to be just the one they are looking for. No representations or warranties, either expressed or implied are made as to the accuracy of the information herein. Pictures, Floor Plans, Prices and Details View pictures, floor plans, prices and details on all of the 163 RVs now forsale at PPL Motor Homes...The Largest RV Consignment Dealer in the USA. Clickhere to view a Complete List of Used RVs for Sale. Check out the large selection of great values on these used recreational vehicles. An example of just one of our floor plans is shown below: Sell Your RV Quickly and for a Fair Price RV Owners all over the USA are discovering PPL Motor Home's No Hassle Consignments. PPL has sold over 16,500 RVs for individualowners since 1972. Click and find out how you too can sell your RV. Experience the No-Hassle way to sell your Diesel Pusher, Motorhome, 5th Wheel or Travel Trailer.Selling your RV is not a side line at PPL...it's what we've been doing since1972. We do not sell any new RVs as this could distract from our focus on selling your consigned unit. The right asking price is critical for you to get the top dollar for yourvehicle.Our Free appraisals are based on the experience that comes with sellingover 16,500 consigned RVs since 1972. The information at the above link will help explain why PPL Motor Homes has grown to be the largest RV Consignment dealership in the USA. Examples of Higher Priced Diesel Motorhomes Recently Sold Description RV Type Date Sold 40' 2004 Beaver 350hp Cummins w/4 Slides Diesel 01/2006 40' 2004 Winnebago Vectra 350hp Cummins w/3 Slides Diesel 12/2005 39' 2005 Excursion By Fleetwood 350hp Cat w/3 Slides Diesel 09/2005 38' 2003 Beaver Monterey 350hp Cummins w/2 Slides Diesel 08/2005 38' 2003 Revolution By Fleetwood 350hp Cummins w/2 Slides Diesel 02/2005 39' 2003 Providence By Fleetwood 330hp Cat w/3 Slides Diesel 04/2005 39' 2003 Holiday Rambler Endeavor 330hp Cummins w/3 Slides Diesel 05/2005 39' 2003 Horizon 330hp Cat w/2 Slides Diesel 07/2005 38' 2001 Monaco Windsor 330hp Cummins w/2 Slides Diesel 06/2005 36' 2003 Horizon 330hp Cat w/2 Slides Diesel 08/2005 40' 2002 Holiday Rambler Endeavor 330hp Cummins w/2 Slides Diesel 05/2005 36' 2003 Monaco Safari Sahara 350hp Cummins w/2 Slides Diesel 03/2005 PPL Motor Homes 10777 Southwest Freeway (Highway 59 South) Houston, Texas 77074-9829 713-988-5555 1-800-755-4775 Hours: 8-5:30pm Mon-Fri 9-4 Central Saturday PPL Home | RVs for Sale | Steps to Buy | Sell Your RV | Insurance RV Parts Superstore Home | Service | About PPL | Photo Tour | Contact PPL PPL Motor Homes Houston, Texas All Rights Reserved, 1997-2006



Rent RV

Motorhome Rentals : RV Rentals : Alaska Motor home Rentals : Alaska Vacation Rentals Anchorage, Alaska : ABC Motorhome Rentals Home RVing In Alaska Camper Rentals Motorhome Rentals Car Rentals Specials One-Way Rentals Let Us Help You Plan Your Trip Day Tours Car & Tow Combo Class B Ultimate Luxury Luxury Touring Van Request A Quote Brochure Request Alaska Links Contact Us E-Mail Us BOOK BEFORE JANUARY 1 AND LOCK IN 2005 PRICES AND Save 10% if paid in full by December 1, 2005; Save 5% if paid in full by January 1, 2006. Plus ask about our CASH DRAWING !! CELEBRATING 20 YEARS OF EXCELLENT SERVICE IN ANCHORAGE, ALASKA We have something for everyone! ABC Motorhome Rentals in Anchorage, Alaska features top quality, state-of-the art, new model motorhome rentals at very affordable prices. RV rentals, truck campers, motorhomes - all self-contained. Car rentals, van rentals, truck rentals - it's your choice! Consider us your first choice for your Alaskan vacation. We’re the motorhome rental company Alaskan’s call for their rentals. Rest assured, when you rent from ABC, you are getting the best Alaska RV rental available. We have the best price, UNLIMITED MILEAGE, and newest fleet of motorhomes. In business since 1985, we've grown to become one of the largest RV rental companies in the Pacific Northwest. CALL 1-800-421-7456 CHECK OUT OUR ONE WAY SPECIALS ! Home | RVing in Alaska | Camper Rentals | Motorhome Rentals | Car Rentals | Specials | One Way Let Us Help You Plan Your Trip | Day Tours | Car & Tow Combo | Class B Ultimate Luxury | Luxury Touring Van Request A Quote | Brochure Request | Alaska Links | Contact Us | E-Mail ABC Motorhome & Car Rentals 3875 W. International Airport Road Anchorage, AK ~ 99502 Phone: 907.279.2000 ~ Fax: 907.243.6363 1.800.421.7456 USA ONLY Rates subject to change according to availability. All pages and images contained on this site are 2005 ABC Motorhome & Car Rentals Updates by Alaska Web Sites



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