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Recreational Vehicle (RV) and Trailer Loans Pentagon Federal Credit Union Warning If you're reading this, your browser is not capable of displaying the full capabilities of this website. Please consider upgrading to a later browser. Branch Locations | ATM Locations | Tools & Calculators | Forms | Contact Us | Foundation HOME ABOUT US PRODUCTS & RATES ONLINE BANKING HOW TO JOIN Board Election - VOTE TODAY Checking & Savings | Credit Cards | :: Loans :: | Mortgages | Investment Services | Insurance | Resource Center Locator: Home > Products & Rates > Loans > Vehicle Loans > Recreational Vehicle / Travel Trailer Loans LOANS Overview Vehicle Loans Auto Loans Motorcycle Loans :: RV/Trailer Loans :: Boat Loans Education Loans Personal Loans Small Business Loans JOIN & OPEN AN ACCOUNT RV/Trailer Loan Auto Loan Bill Consolidation Loan Boat Loan Checking Account Coverdell Certificate Credit Card Education Line of Credit Education Loan Federal Student Loan Home Equity Line Home Equity Loan Investment Property Loan IRA Certificate IRA Premier IRA Share Account Money Market Certificate Money Market Saving Mortgage Motorcycle Loan Personal Line Personal Loan Regular Share Saving Roth IRA RV/Trailer Loan Small Business Loan >> Am I eligible to join? Questions? Call Us: 1-800-247-5626 ( more contact info ) RESOURCE CENTER Online Guides Getting Started Buying a Car Shopping for a New Car Auto Financing Car Buying Services Going for a Used Car Insurance & Coverage Useful Links Tools & Calculators Select Calculator New Vehicle Loan Used Vehicle Loan How much car? RVs: Fixed Loan Boats: Fixed Loan PROTECT YOUR INVESTMENT Guaranteed Asset Protection (GAP) If your car is "totalled" your insurance company could pay you far less than you owe on the vehicle leaving you liable for the difference. More... Mechanical Breakdown Protection Repair costs can increase dramatically as your vehicle gets older and the manufacturers warranty only lasts so long. Mechanical Breakdown Coverage can help take care of some of the costs. More... GEICO Auto Insurance GEICO offers 24-hour sales, service and claims. As a Pentagon Federal Credit Union member, you are part of a select group to be offered GEICO auto insurance as a member benefit. You'll get GEICO's lowest possible rate for which you qualify. More... Insurance Verification Submit your insurance information for the vehicle loans you have financed with Pentagon Federal Credit Union. More... Recreational Vehicle (RV) and Travel Trailer Loans Travel when and where you want for less. Pentagon Federal can put you in that RV you've always wanted with a superior-rate loan and low monthly payments. You can finance a new or used RV sold by private party or dealer with no application fee and no early payoff penalty. The interest may even be tax deductible! Enjoy life for less with our RV loan. Loans are available in both fixed and variable rates! Apply Now Variable New & Used RV and Travel Trailer Loan Rates 7.5% APR Initial rate; rate after 5 years is Prime + 0.25% variable 12 year loan amortized as 20 years; up to 70% LTV $40,000 - $175,000 7.74% APR Initial rate; rate after 5 years is Prime + 0.49% variable 12 year loan amortized as 15 years; up to 75% LTV $40,000 - $175,000 8.15% APR Initial rate; rate after 5 years is Prime + 0.9% variable 12 year loan amortized as 15 years; up to 80% LTV $40,000 - $175,000 9.15% APR Initial rate; rate after 5 years is Prime + 1.9% variable 12 year loan amortized as 12 years; up to 85% LTV $40,000 - $175,000 Disclosures Fixed New RV and Travel Trailer Loan Rates 5.9% APR Up to 84 months $5,000 - $25,000 6.25% APR Up to 120 months $25,001 - $39,999 Disclosures Fixed Used RV and Travel Trailer Loan Rates 5.9% APR Up to 84 months $5,000 - $25,000 7% APR Up to 120 months $25,001 - $39,999 Disclosures Variable Loan Disclosures When the amortization is longer than 12 years, the loan will result in a balloon payment. Financing from 70% - 85% of purchase price (new) or NADA average value (used). Prime is 7.25% as of December 14, 2005. Fixed New Loan Disclosures New Fixed Rate RV/Travel Trailer Loans can be financed for up to 90% of the actual purchase price. Fixed Used Loan Disclosures Loan Amount may not exceed 75% of NADA average value. Collateral cannot be more than 5 model years old. Loan amounts based on NADA average value. If refinancing a Pentagon Federal Credit Union RV/Travel Trailer loan, you must apply for an additional $5,000. Ask for details. Other conditions apply. Loan example: $10,000 at 5.9% APR; 60 monthly payments of approximately $193 each. Privacy Policy | Disclaimers | Site Map QUESTIONS? CALL US AT 1-800-247-5626 © 2005 Pentagon Federal Credit Union Your savings insured to $100,000 by the National Credit Union Administration, an agency of the U.S. Government. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. APY = Annual Percentage Yield APR = Annual Percentage Rate

RV Rental > Email

RV Rental Store Reviews and Ratings at BizRate Log in to your account Bookmark this page! Home Home & Garden Computers Clothes Toys Electronics Kids Jewelry Store Ratings All Departments I'm shopping for in All Departments ---------------------- Special Offers Store Ratings Welcome to BizRate.com's free comparison shopping site! We help you find the best deals on the biggest selection of products from all of the top-rated stores. Compare products, read reviews, and compare prices to make sure you quickly find the right product at the right price every time! Shop smarter at BizRate. Home > Travel & Leisure > Store Ratings > RV Rental > Email this page Customer Ratings of Stores in RV Rental (updated daily) Below is a list of 0 stores carrying RV Rental and their customer ratings. Click on a customer rating score to see a full report card, or click a store name to visit the store. 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Save 20% on rentals 14 days or longer. www.usarvrentals.com Overall Rating: Not Yet Rated Monaco motorhomes Special Offer- 05 Monaco Signature, '05 Jeep Cherokee & Tow Bar Pkg. www.c-dmotorhomes.com Overall Rating: Not Yet Rated Luxury RV Rentals Class C and A rvs. Save 20% on the daily rate on 12 or more days. www.adventuretouring.com Overall Rating: Not Yet Rated Motorhome Rentals Canada RV Holidays Calgary and Vancouver luxury rvs, campervans and trailers www.alldrive.com Overall Rating: Not Yet Rated Pleasure-Way Motorhomes Fully self contained camper vans on Ford, Chevy & Sprinter chassis www.pleasureway.com Overall Rating: Not Yet Rated RV Rentals made easy RV Rentals for all occasions from Class A to Travel Trailers www.getrv.com Overall Rating: Not Yet Rated NC RV Rentals All Inclusive Weekend Getaways Diesel Coaches, Gas A, B, C & Pulls www.rentmervamerica.com Overall Rating: Not Yet Rated I'm shopping for in All Departments ---------------------- Special Offers Store Ratings See the 2005 Circle of Excellence Winners! 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Recreation Vehicle Insurance

Aon Recreation Insurance -- Home | Contact Us | Privacy Policy | Site Map   About Us Request a Quote Insurance Coverage RV Seminars & Rallies Newsletters & Articles Customer Service Proper RV Load Distribution and Weight Safety View all RV Driving Safety Articles Loading the RV Improper weight distribution and heavy items shifting during travel can have an unfavorable effect on the handling, ride quality, and braking of your motorhome. Proper weight distribution is critical when loading the motorhome. Each manufacturer has taken into consideration the location of appliances, cabinets and additional components for proper weight distribution side to side, as well as front to back. When loading food, clothing, cooking utensils, tools and other items, be sure to distribute heavy items evenly throughout the RV. They should also be placed in such a way that they do not shift during travel. Understanding Weight Ratings Many motorhome manufacturers have joined the Recreational Vehicle Industry Association. RVIA has developed a set of standards used on a data plate included on each RV produced by participating manufacturers. In motorhomes, the RVIA data plate is located inside one of the cabinets in the kitchen, bath, or bedroom. On travel trailers and fifth wheels, the data plate is located outside near the front of the unit or, in some cases, in a cabinet door inside the RV. On pickups it is located on the doorpost. Following are weight terms and their definitions adopted by RVIA, including the terms and updates added in September 2000. Gross Axle Weight Rating (GAWR) is the maximum weight an axle can carry. It is determined by taking the lowest combined value of the axle rating, spring, airbag, suspension and tire rating. Gross Vehicle Weight Rating (GVWR) is the total weight the vehicle has been designed to carry. Unloaded Vehicle Weight (UVW) is the weight of the motorhome as built at the factory. For motorhomes, that includes full fuel, engine oil and coolants. The UVW does not include cargo, fresh water, LP gas, occupants or dealer-installed accessories. Net Carrying Capacity (NCC) is the maximum weight of all occupants, personal belongings, food, fresh water, LP gas, tools, dealer-installed accessories, and tongue weight of the towed vehicle that can be carried by the motorhome. (NCC is equal to or less than GVWR minus UVW.) It is beneficial to know the NCC when purchasing a new coach. It tells you how much weight can be added to the coach and still remain within the GVWR on the coach. The term Cargo Carrying Capacity is replacing NCC in new RVs. Cargo Carrying Capacity (CCC) is a newly adopted term that is comparable to the previously used NCC. CCC is equal to the GVWR minus UVW, the weight of fresh water in the tank and hot water heater, the weight of propane in the tank, and the SCWR. Following is an example of the CCC calculation. GVWR 22,000 lbs. Less UVW - 16,000 lbs. Less 20 Gallons Fresh Water x 8.3 lbs. Each - 166 lbs. Less 16 Gallons Propane x 4.5 lbs. Each - 72 lbs. Less SCWR (4 x 154 lbs.) - 616 lbs. Cargo Carrying Capacity (CCC) 5,146 lbs. Sleeping Capacity Weight Rating (SCWR )-is another term recently adopted by RVIA. It's calculated by multiplying 154 pounds times the number of sleeping positions as defined by the RV manufacturer. Gross Combined Weight Rating (GCWR) -a term that was developed for the trucking industry-is the combined weight of the truck and a trailer with brakes. It means that the engine horsepower, the cooling system capability and the transmission and differential have been designed into the vehicle to handle this much weight. It assumes the trailer or thing being towed would have its own braking system. The recreational vehicle industry adapted this term to mean the total weight the vehicle has been designed to handle, including the weight of a tow vehicle or trailer. It does not mean that the braking system has been designed to accommodate that much weight. Each RV owner is responsible for knowing the loaded weight of his or her vehicle. Use the worksheet below to help you find out if your vehicle weighs what it should according to the data plate found on the wall in the driver's compartment. Take your RV to a truck stop, where they will weigh it for a nominal fee and provide you with a weight receipt that shows front axle and total vehicle weight. RVers with travel trailers and fifth wheels will receive a weight slip that shows pickup weight and unit weight separately. Weighing your RV at a truck stop is only the first step, however. When the opportunity arises, you should take it to a professional weighing agency such as A'Weigh We Go-perhaps at an FMCA rally-to determine what your vehicle weighs at each of the corners. You need to determine if your vehicle is overweight on the corners as well as on the axles. Remember that the generator or other heavy items may have an effect on a particular axle. The actual Gross Vehicle Weight (GVW) should be determined with the RV fully loaded, including fuel, propane, water (if you normally carry water when traveling), personal items, and the normal number of people usually carried. The gross weight shouldn't exceed the GVWR placed on the vehicle by the manufacturer. RV Weight Information Worksheet Copy the figures from the data plate in your RV in the first column. Then enter the actual weight figures in the second column and compare the two. If the actual GVWR is higher than the label figure, your vehicle is overloaded. If the GCVR is higher than the label figure, the motorhome and car or truck and trailer together weigh more than the vehicle was designed to pull. Model Date Date Weight on Data Plate Actual Weight GVWR GVWR UVW UVW NCC/CCC NCC/CCC SCWR SCWR GCWR GCWR Gross Vehicle Weight Rating (GVWR): The maximum permissible weight of the RV. GVWR is equal to or greater than the sum of the UVW plus the NCC. Unloaded Vehicle Weight (UVW): The weight of this RV as built at the factory. For motorhomes, this includes a full load of fuel, engine oil and coolants. The UVW does not include cargo, fresh water, LP gas, occupants, or dealer-installed accessories. Net Carrying Capacity (NCC): The maximum weight of all occupants, personal belongings, food, fresh water, LP gas, tools, dealer-installed accessories and, for motorhomes, the tongue weight of the towed vehicle that can be carried by this RV. (To calculate the weight of water, multiply number of gallons times 8.33 pounds per gallon.) NCC is equal to or less than GVWR minus UVW. Cargo Carrying Capacity (CCC): Comparable to the previously used NCC, CCC is equal to the GVWR less UVW, the weight of fresh water in the tank and hot water heater, the weight of propane in the tank, and the SCWR. Sleeping Capacity Weight Rating (SCWR): Calculated by multiplying the number of sleeping positions as defined by the RV manufacturer by 154 pounds per position. Gross Combination Weight Rating (GCWR): The value specified by the manufacturer as the maximum allowable loaded weight of the motorhome or truck with its towed trailer or towed vehicle. Consult your owner's manual for specific weighing instructions and towing guidelines. Footer | Footer | Footer -- Insurance License Information © 2005 Aon Recreation Insurance

Motor Coaches

Easter Seals Project ACTION: Motorcoach Resources Search this site Enter keyword and click Go Advanced Search Home | Site Map | Contact Us Login | Register Technical Assistance Funding Guide Motor Coach Taxi Service Fact Sheets Training & Conferences Free Resources Projects & Funding Frequently Asked Questions Who We Are Subscribe to our Easter Seals Project ACTION email newsletter Why Subscribe? Technical Assistance Resources for Motorcoach and Over-the-Road Bus Operators ADA Training Program People with disabilities are a significant and growing market in the travel and tourism industry. Easter Seals Project ACTION, in partnership with the American Bus Association , developed the ADA Training Program for Motorcoach Companies . This free resource provides guidance to companies, drivers and others who serve passengers with disabilities on the ADA regulations for accessible motorcoach service. This program comes with a self-study guide for companies, fact sheets for customers and operators, and two videos which review how to safely secure mobility aids and provide the best customer service. The 2005 training program builds on the ADA Pocket Handbook for motorcoach companies, originally developed by ESPA and ABA in 2001, and the pocket guide is included within the package. Secretary of Transportation Norman Y. Mineta applauded Easter Seals Project ACTION and the American Bus Association for "giving the motorcoach industry a hands-on tool it needs to comply not only with the letter of ADA, but with its spirit as well, through excellent customer service.” The complete ADA Training Program for Motorcoach Companies package, which includes two videos, print materials, and a CD-ROM with electronic versions of the individual print components, may be ordered free of charge from the Easter Seals Project ACTION Clearinghouse . Electronic versions of the individual print components may also be downloaded in PDF or plain text formats through the following links: Self-Study Guide PDF text Getting on Board: Facts for Customers of Motorcoach Service PDF text Operator Fact Sheet: Serving Customers with Disabilities on America’s Motorcoaches PDF text Pocket Handbook PDF text The Adobe Acrobat Reader is needed to view PDF files. If you do not have the reader, you may download it for free at: http://www.adobe.com/products/acrobat/readstep2.html . National Accessible Travelers Database If you operate accessible motorcoach service and wish to share information about your services with travelers with disabilities, Easter Seals Project ACTION invites you to list your services in the National Accessible Travelers Database . To meet a need for more direct information about accessible services among users, travel agents, tour coordinators and tour guides, Easter Seals Project ACTION maintains this online database of accessible transportation services in the United States which includes accessible motorcoach, charter and tour companies. This free resource allows the user to locate accessible transportation services in the state and city they plan to visit. The user is also able to view the travel agencies specializing in travel arrangements for persons with disabilities. To add your accessible transportation service to the database, or to update the information currently included on your service, please complete the Travelers Database survey form and return to Easter Seals Project ACTION by mail, fax or electronically. Privacy Policy | Accessibility Guidelines | Easter Seals National Headquarters 2006 Easter Seals | Printer Friendly Version Assistance derived for Easter Seals Project ACTION through a cooperative agreement with the U.S. Department of Transportation, Federal Transit Administration esLocation=ta_ esAffiliate=ESPA_

Mobile Home Insurance

Buying a Home - HUD HUD News Newsroom Priorities About HUD Homes Buying Owning Selling Renting Homeless Home improvements HUD homes Fair housing FHA refunds Foreclosure Consumer info Communities About communities Volunteering Organizing Economic development Working with HUD Grants Programs Contracts Work online HUD jobs Complaints Resources Library Handbooks/ forms Common questions Tools Webcasts Mailing lists Contact us Help Buying a Home Information by State Esta página en español Print version Email this to a friend Counseling and Education Housing counseling agencies can give you advice about buying a home. Find a housing counselor near you. Common questions Homeownership videos More from HUD Mortgage glossary FHA mortgage limits HUD approved lenders HUD approved condos Healthy homes Environmental maps Energy info About appraisals Links Rural housing loan programs Loan programs for veterans Freddie Mac Fannie Mae US Postal Service Mover's Guide The homebuying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home! Nine steps to buying a home Figure out how much you can afford Know your rights Shop for a loan Learn about homebuying programs Shop for a home Make an offer Get a home inspection Shop for homeowners insurance Sign papers Step 1: Figure out how much you can afford What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. The calculators below can help, but it is best to visit a lender to find out for sure. How much home can you afford? Buying vs. Renting Need help with your downpayment and/or closing costs? Homebuying programs in your state A housing counselor can help you figure out how to manage and pay off your debt, and start saving for that downpayment! Find a housing counselor near you Step 2: Know your rights Fair Housing: Equal Opportunity for All - brochure Real Estate Settlement Procedures Act (RESPA) Borrower's rights Predatory lending Back to Top Step 3: Shop for a loan Save money by doing your homework. Talk to several lenders, compare costs and interest rates, negotiate to get a better deal. Consider getting pre-approved for a loan. Looking for the best mortgage: shop, compare, negotiate - brochure Let FHA help you Step 4: Learn about homebuying programs Homebuying programs in your state FHA loan programs offer lower downpayments and are a good option for first-time homebuyers. Let FHA help you HUD's special homebuying programs Good Neighbor Next Door Program - for police officers, teachers, firefighters and emergency medical technicians Homeownership for public housing residents Indian Home Loan Guarantee Program (Section 184) Step 5: Shop for a home Choose a real estate agent Wish list - what features do you want? Home-shopping checklist take this list with you when comparing homes Homes for sale (including HUD homes) " Fixer-uppers " - home purchase and repair programs Manufactured (mobile) homes Build a home If you choose a home in a neighborhood with a Home Owners Association (HOA), be sure to request a copy of the HOA packet, so you can review before closing. Back to Top Step 6: Make an offer Discuss the process with your real estate agent. If the seller counters your offer, you may need to negotiate until you both agree to the terms of the sale. Making an offer Step 7: Get a home inspection Make your offer contingent on a home inspection. An inspection will tell you about the condition of the home, and can help you avoid buying a home that needs major repairs. For Your Protection Get a Home Inspection Step 8: Shop for homeowners insurance Lenders require that you have homeowners insurance. Be sure to shop around. Homeowners insurance 12 ways to lower your homeowners insurance costs Step 9: Sign papers You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign! Settlement Costs and Helpful Information Content updated January 20, 2006 Back to Top FOIA Privacy Web Policies and Important Links Home U.S. Department of Housing and Urban Development 451 7th Street S.W., Washington, DC 20410 Telephone: (202) 708-1112 TTY: (202) 708-1455 Find the address of a HUD office near you