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Google Answers: Affordable condo/mobile home sales on Floridas Gulf Coast Log in | Google Answers Home View Question Ask a Question Q: Affordable condo/mobile home sales on Floridas Gulf Coast ( Answered , 4 Comments ) Question Subject: Affordable condo/mobile home sales on Floridas Gulf Coast Category: Miscellaneous Asked by: crickets-ga List Price: $100.00 Posted: 29 Oct 2002 08:12 PST Expires: 28 Nov 2002 08:12 PST Question ID: 92033 I am looking to purchase a reasonably priced ($65,000.00 or less)condoor mobile home in the area of either Indian Rocks, Madeira Beach,Englewood Beach or Bonita Beach Florida. It MUST be within walkingdistance of the beach and shopping. I would like it to have 2 bedroomsand a balcony/lanai if possible. Thanks for your help. Request for Question Clarification by silviares-ga on 11 Nov 2002 18:07 PST Hello crickets-gaI contacted several real estate agents in the area but all of themseem to think that the 65,000$ limit you fixed is too low to findsomething with the requisites that you specify.I will copy here one of the answers I got and I would like you to letme know if you are willing to pay a higher price or to buy somethingnot so close to the beach.Here is the real estate agent reply"....In response to your inquiry.It is very difficult or near impossible to find a 2BR condo or mobilehome on the beach for under $65,000! The 2BR condo,s on the beachstart at around $140,000 and there are few mobile homes on the beachbecause the real estate is so high. There are 1 or 2 parks on thebeach but even there the homes start at aroung $85,000 when they comeup which is seldom.I have found several nice homes just off the beach that are within 5minutes driving of the beach. A very nice mobile home on bayou waterfront but no beach for $69,000 which again is about a 5 min drive tothe beach.Regards"Let me knowSilviares Answer Subject: Re: Affordable condo/mobile home sales on Floridas Gulf Coast Answered By: peggy_bill-ga on 11 Nov 2002 19:53 PST Rated: Hello crickets,Earlier this year, I found an old farm house on 40 acres across thecountry from where I was living. I now own it. What I found, is thatif you are interested in something that is unusual, you have to lookfor yourself. So, you want to find a web page that will let yousearch through the properties yourself. The realtors that Icontacted to help me search were uninterested in helping me for thelow price I wanted to pay. I found my home on line through my ownreal estate searches and then went to visit. There was enoughinformation that I could actually go right to the house.So, I have done some similar searches for you. I started by searchingfor real estate in Florida. I have found a couple of locations, thatI hope will work for you.I am not certain where there is shopping. But, this place seems to bewithin a half mile of the beach.$69,000 BONITA SPRNG, FL 34134Beds: 2Baths: 1Sq.Ft.: 672MLS #80057885$69,000 Located in SPRING CREEK VILLAGE NO 3, Area: 4725, BONITASPRNG, County: LEE, Zip Code: 34134.This mobile/manufactured home built in 1978 has 2 bedroom(s), 1 fullbath(s) and is approximately 672 sq ft of living area. Rooms include afamily/florida room, eat-in kitchen, master bedroom, master bathroom.Other features include window treatments. This home has a 2 carcarport. Recreation amenities include community swimming pool(s),community tennis court(s), community clubhouse(s), community boatfacilities.NAPLES REALTY SERVICES-BONITAOffice: (239) 498-3333 http://www.realtor.com/FindHome/HomeListings.asp?areaid=39969&mlsttl=&frm=byMap&pgnum=1&mls=xmls&lnksrc=&js=on&fid=so&vtsort=&ss_aywr=no&optInCheckbox=no&gate=&poe=realtor&ct=Bonita+Beach&st=FL&zp=&mnprice=10000&mxprice=70000&mnbed=2&mnbath=0&typ=1&typ=3&typ=2&mnsqft=0&exft=0&exft=0&exft=0&exft=Any+Size&lid=&Submit1=Search ________________________________________________________________________Again, I am not certain where there is shopping. But, this placeseems to be within a mile of the beach. $44,900 See Listing Details 2039 Willow DriveEnglewood, FL 34224Beds: 2Baths: 1.5Sq.Ft.: 684MLS #373219 presented by:KATHY DAMEWOOD(800)881-1311 $44,900 Located in Aillon, Englewood, County: Charlotte, Zip Code:34224.2039 Willow Drive. This mobile home built in 1975 has 2 bedroom(s), 1 full bath(s), 1half bath(s) and is approximately 684 sq. ft. Rooms include a familyroom, master bedroom. Other features include breakfast bar, pantry.This home has a carport.RE/MAX BAYSIDE PROPERTIES INCOffice: (941) 475-1311 http://remax.realtor.com/FindHome/HomeListings.asp?mlsttl=Englewood&frm=bycomm&pgnum=1&mls=englewood&lnksrc=REALRSCF2C0002&js=on&gate=remax&poe=realtor&st=fl&areaid=1085448&typ=1&typ=2&typ=3&mnprice=0&mxprice=10000000&mnbed=0&mnbath=0&mnsqft=0&pgsz=5&view=2&ss_fthb=n%2Fa&ss_mitm=n%2Fa ________________________________________________________________________This site listed 30 homes in Englewood Florida for under $80,000. Isearched for 2 bedroom. There was no place for distance to beach. However, if you look at this site, many of the houses have maps thatlocate them. A few that I looked at were within 2 miles from thebeach. http://list.realestate.yahoo.com/display/realestate?ct_hft=table&cc=realestate&loctype=c_s_z&intl=&cs=time+2&csz=englewood%2C+florida&cl_l4pri=&ch_l4pri=80000&cl_bds=2&cl_bth=&fullnodeid=750007014 ________________________________________________________________________Be warned that there are a lot of sites that will tell you there isnothing under $100,000. Probably best to just go somewhere else whenyou see that.You can try this property finder website http://www.florida-properties.com/propfind.asp This one was the most useful for me http://list.realestate.yahoo.com/ Keywords Used: United States Florida Englewood http://remax.realtor.com/florida/nbselfl.asp?st=&gate=remax&poe=realtor real estate http://hotbot.lycos.com/?query=real+estate&cobrand=&matchmode=all&datedelta=0&language=any&recordcount=10&descriptiontype=2&modsign1=MC&dateoption=within&placeselection=georegion&srchbutton.x=40&srchbutton.y=11 real estate http://www.google.com/search?hl=en&lr=&ie=UTF-8&oe=UTF-8&q=real+estate&btnG=Google+Search I hope this helps you find what you are looking for.pba Request for Answer Clarification by crickets-ga on 12 Nov 2002 07:15 PST Hi Silviares,I appreciate the work you put into trying to help me. Unfortunately,I cannot drive at this time, but am hoping to be able to in thefuture. I would certainly "settle" for a one bedroom within walkingdistance of the beach and I can "give up" being near a shopping area. I know how difficult this search is and I appreciate any leads you canprovide me with. Thanks for everything.crickets Clarification of Answer by peggy_bill-ga on 12 Nov 2002 08:16 PST Dear crickets,I will be glad to keep looking. What I need to know is how far do youconsider walking distance. None of the pages I saw used that term. But, many of them had maps with scales on them. Did any on the listthat I posted look good to you?Thankspba Request for Answer Clarification by crickets-ga on 12 Nov 2002 10:16 PST Hi pba,First of all, thank you so much for all your work. You have done awonderful joband I appreciate all the leads you have provided. Rest assured, thatthis is my dream and I will never give up searching. A little personalinfo...I had LASIK eye surgery 1 1/2 years ago that has left me unableto drive. I am working on getting back to driving and that will helpmy search immeasurably.At this time, however, I need to find something that I (an unfit 55year old...ha! ha!) can walk to (and back from) without passing out. I would guess that that distance would be about 1/2 a mile or less. Iwent to all the sites you provided and they have renewed my faith thatthere IS something out there for me. Thank you so much for that. Best of luck with your farm and property.crickets Clarification of Answer by peggy_bill-ga on 13 Nov 2002 08:34 PST Dear Crickets,I wish you the best of luck on this endeavor. I think it is greatthat you are pursuing your dream. I believe that what you want is outthere. It just isn't well advertised. Good luck on your lasersurgery. My brother had it years ago, and was eternally grateful forit.In the meantime, I had been looking for property that seemed to bewithin a mile of the beach. So, your clarification helps, but, Ican't tell for sure from the maps how far those properties are. So, Ihave contacted two realtors who listed a couple of those inexpensivehomes. I asked them what the distances were to the beach. I alsoasked them if they had anything else that met the critera. When theycontact me, I will let you know (their names are listed below).I did find a few trailer parks that had many trailers in your pricerange. I think I got them because I reduced the number of bedrooms. But, they are more like 3 miles from the beach. However, many ofthese places are a lot closer to other water ways than that. I don'tknow if that interests you, or not (address at the bottom). I think itwould expand your options. But, I guess if you are having troubledriving, you aren't going to want to get into a little speed boat. Although, they are alot of fun.On a completely different track, have you thought of the Floridapanhandle? When I was doing my national search, I discovered thatthat area was significantly cheaper than the rest of Florida. Thereare some nice beaches in this area, and the prices are much lower.I will let you know when I hear from the realtorspbaKathy Damewood in Englewood http://remax.realtor.com/FindHome/HomeListings.asp?mlsttl=Englewood&frm=bycomm&pgnum=1&mls=englewood&lnksrc=REALRSCF2C0002&js=on&gate=remax&poe=realtor&st=fl&areaid=1085448&typ=1&typ=2&typ=3&mnprice=0&mxprice=70000&mnbed=0&mnbath=0&mnsqft=0&pgsz=5&view=2&ss_fthb=n%2Fa&ss_mitm=n%2Fa and AMELIA BARRETO in Bonita Springs http://www.realtor.com/FindHome/HomeListings.asp?areaid=39969&mlsttl=&frm=byMap&pgnum=1&mls=xmls&lnksrc=&js=on&fid=so&vtsort=&ss_aywr=no&optInCheckbox=no&gate=&poe=realtor&ct=Bonita+Beach&st=FL&zp=&mnprice=10000&mxprice=70000&mnbed=2&mnbath=0&typ=1&typ=3&typ=2&mnsqft=0&exft=0&exft=0&exft=0&exft=Any+Size&lid=&Submit1=Search New listing using 1 bedroom. http://www.realtor.com/FindHome/HomeListings.asp?mlsttl=&frm=byMap&pgnum=1&mls=xmls&lnksrc=&js=on&fid=so&vtsort=&ss_aywr=&optInCheckbox=&gate=&poe=realtor&ct=englewood&st=FL&zp=&mnprice=10000&mxprice=70000&mnbed=2&mnbath=0&typ=1&typ=3&typ=2&mnsqft=0&exft=0&exft=0&exft=0&exft=Any+Size&lid=&Submit1=Search&areaid=8226 crickets-ga rated this answer: and gave an additional tip of: $50.00 peggy_bill (pba) has been absolutely wonderful! I could not ask formore help or enthusiasm and she continues to work on getting an answerto my difficult question. I am especially grateful that she hasrenewed my faith that I will actually realize my dream. Thank You!Thank You! Thank You! Comments Log in to add a comment Subject: Re: Affordable condo/mobile home sales on Floridas Gulf Coast From: peggy_bill-ga on 22 Nov 2002 17:42 PST Dear crickets,I have not yet received any emails from either of those realtors thatI contacted. I would suggest that you attempt to contact them. Theiremail and webpage addresses are above. You might even call them.In anycase, since they are showing property within your price range,they would be very good people to talk to. I am just sorry they neveranswered me.Good luck.pba Subject: Re: Affordable condo/mobile home sales on Floridas Gulf Coast From: crickets-ga on 22 Nov 2002 18:12 PST Hi pba,Thank you for all your work. I truly appreciate it. I emailed two ofthe realtors listed and I have not received a reply either. It makesme wonder why they bother to ask people to email them.... I willcontinue to forge ahead with my quest. Thanks again. I hope Googlehas given you the tip. Take care.crickets Subject: Madeira Beach From: sergeantshultz-ga on 13 Feb 2003 23:51 PST I just left ebay, they have this listed:Florida 55 Plus Condo, spacious fully furnished, ground floor, onebedroom, one bathroom, 745 sq ft plus florida room and patio. New A Cwith digital thermostat. Covered parking space. $154,00 maintenancefee includes Cable TV, water, sewer, trash removal, lawn maintenance,building exterior, escrow reserves, heated swimming pool, shuffleboardcourts, large clubhouse with activities. Minutes to Gulf Beaches,Across the street from large VA hospital, On city bus line, Close toTyrone Mall (over 170 stores). Ideal for snowbird situation, lock thedoor in April and return in October.Complex includes several yearround residents BUY IT NOW FOR $45,000.00 Could include 1990 MercuryGrand Marquis all original with 44,131 miles THIS IS THE ITEM NUMBER:2306995880 You can look it up by that number in search box.Other than that...Sergeant Shultz knows... "Nothing!" Subject: Sergeant Shultz strikes again. From: sergeantshultz-ga on 14 Feb 2003 00:06 PST I am going to have to get these Real Estate guys to put me on aretainer...I did a search for Florida property at Ebay and came up with thisdescription that lists Englewood Beach. I know you said condo ormobile but a building lot in a new residential area for this price?Now if you have an ounce of "initiative" you will locate some masonaryhome builder (in Minnesota or Alaska or somewhere ICEBERG cold likeAlbert City, Iowa) that would darn near pay you to spend the winterworking on your new home in sunny Florida.Here is their description with the item number at end so you can lookit up at Ebay's search page ( http://www.ebay.com )Welcome to South West Florida. Your bidding on a 10,000 sq ft. CORNER,Residential PORT CHARLOTTE Lot in an upcoming new neighborhood.Standard lot in the same section is listed locally for the $4,700shown in the Pictures below. Property is special being between twowaterway canals, The Apollo Waterway & The Jupiter Waterway, whichattracts upscale homes.Marina Park, public boat ramp leading to the Gulf, is less than 1 mileon Chancellor Blvd. shown in the pictures below. Riverwood Gulf &Country Club is easy access within 5 minutes from the Lot inside theneighborhood. Many new homes are up and in construction. Fair marketvalue conducted by a real estate agency is $4,000-6,000. . If youwould like to set up an appointment to view the property in personplease email me at DELSOLBF@AOL.COM or call me anytime at239-980-2197.Closest Beach is PORT CHARLOTTE BEACH just on Harbor blvd. You alsohave Englewood BEACH on County Road 776. Boca Grande BEACH on StateRoad 771. Neighboring Cities include Punta Gorda, North Port, CapeCoral, and Sarasota. DELSOLBF@AOL.COMLocal Comparable Sales from Real Estate Agencies are listed at$4,000-6,000 respectively. Agengcies are selling them to local andout-of-state investors and builders for as much as DOUBLE mine. Cutout the middle man! It costs $1,000 or 10%, whichever is higher, tosell a Lot with a REAL ESTATE AGENCY. Who pays their commission? TheInvestor/Buyer. This is how I can sell wholesale. DELSOLBF@AOL.COM333 Dorman St. Port Charlotte, Florida. Parcel ID:0027512-000000-4.Section-Township-Range:04-40-21. Tax District:107, Market Area:01,Neighborhood:05. Legal Description:PCH 024 2066 0016 PORT CHARLOTTESEC24 BLK2066 LT 16 240/298 DELSOLBF@AOL.COMPort Charlotte is one of the highest ranked cities in the Nation ingrowth rate. Charlotte County is ranked #1 in the State of Florida forLowest Crime Rate. Residential Lots in every neighborhood are high indemand. People will always need a place to live. Corporations rise andfall, Real Estate always Appreciates!!! Its just a matter of whatarea's to invest in. SouthWest Florida is home to the HOTTEST MARKET.You can't beat these gains in the STOCK MARKET. REAL ESTATE will bethe investment tool of the future. DELSOLBF@AOL.COMI do offer no qualifying owner financing at $1,200 down with thebalance spread over 12 months @ 12% interest. Closing Costs are $75.00flat for Charlotte County to process the Deed and prepare thepaperwork.I also invest in the Cape Coral area, well as Sarasota and Northportarea. I will send you info and pics of my Land Inventory in additionto my Ebay Auctions. I get new Lots in weekly. Email me atDELSOLBF@AOL.COMPlease email me if you'd like to see more pictures of the physical lotand ammenities.Picture 1: Charlotte County Aerial Map of Lot 16 showing The ApolloWaterway.Picture 2: Charlotte County Street Map view showing The ApolloWaterway & The Jupiter Waterway.Picture 3: Standard Lot for Sale in area. Picture 4: Right view of the physical Lot. Picture 5: Marina Park for free access to Gulf. Picture 6: New Construction. I will "BUY NOW" this property for a $3,500 payment in full. Seriousbidder's only please!!! All fraudalent bidders will be turned in toEbay personally!!! $250.00 deposit per property is required within 24hours of Auction End. Thanks and please feel free to email or call mewith any questions. Brandon of delsolbf@aol.com. (239)980-2197.Item # 2308060126 Important Disclaimer: Answers and comments provided on Google Answers are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Google does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. Please read carefully the Google Answers Terms of Service . If you feel that you have found inappropriate content, please let us know by emailing us at answers-editors@google.com with the question ID listed above. Thank you. 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RV Articles and Information Insider RV Financing Secrets Many people who contemplate financing an RV, or any other high-ticket items such as a boat or private aircraft, are intimidated by the length of the financing term needed for an acceptable payment. Typical financing terms are 10 to 20 years, with 15 years being the most common. Some consumers choose a shorter financing term and a higher payment simply because of their fear of the longer-term commitment. Even though they obviously know RV owners rarely, if ever, keep an RV for the entire term of their financing, they choose a shorter term. They unnecessarily strap themselves to a higher payment that could strain their budget; should illness, unemployment or other hard times take place. Others buyers choose the longest term available to secure the lowest payment possible; even though they could afford much more. They usually pay more interest than principal during the first half of the loan period, and wind up in an "upside-down" position when it comes time to trade or sell their RV. In other words, the remaining payoff on their loan is much more than the actual value of their unit because they chose the longest loan term. A Hybrid System Savvy RV buyers use a "Hybrid" type of financing system to get the best of both worlds. They finance the RV for the longest term available for the loan amount, which makes the payment lower than they can actually afford. During the loan, they make the monthly payment PLUS an additional amount, which is directly subtracted from the principal amount of the loan. When this approach is followed with discipline, it can lower the "effective" interest rate to as much as half the original rate - as well as dramatically shortening the length of the loan term. It also allows the most flexibility. Should the borrower face a situation where times are rough or money is tight, they still have the luxury of making the lowest payment possible. An Example of a $50,000 Loan Interest Rate: 6.25% Term in Years: 15 years Payment Amount: $428.71 Total Interest Paid: $27.167.80 Now if this person added $50 to each monthly payment, he would change the repayment terms to: Effective Interest: 5.64% Term in Years: 12 years Total Interest Paid: $18,927.20 Interest Savings: $ 8,240.60 Now lets assume that this person added $150 to the monthly payment. Effective Interest: 2.66% Term in Years: 8 years Total Interest Paid: $5,556.17 Interest Savings: $21,611.63 Whats the Bottom Line? Comparing our last example of a consumer applying our hybrid system to an individual who took out an 8-year loan upon purchasing the same RV The hybrid system would have saved nearly 4% in interest over the initial 8-year financing. By shortening your loan term from 15 years to roughly 8 years, you have saved over $21,000 in interest. You have also reduced your "effective" interest rate to less than 3%. Plus, the buyer has paid off a 15-year loan in about 8 years! Even if they miss a few months of additional principal payments, they will still have saved thousands of dollars in finance charges. The additional $150 per month added to principal has saved about $78 per month over choosing an 8-year initial loan term. That equates to about $7,500 savings in payment amount over the course of the loan. What if I Dont Make the Additional Payment? The key to making a hybrid payment system work - is discipline. You must make the additional principal payment every month, or very close to it. You should be certain your scheduled payment amount plus any additional amount you plan to add toward principal is within your budget. Even if you intend to use a hybrid payment system, but never add an additional penny towards principal you will have simply paid off your loan in the same manner the majority of RV buyers choose. Barry Wilder - President Best Rate Financial Services RV Loans and Financing Barry Wilder has been associated with his family RV business for over 25years. He is currently the owner of Best Rate Financial Services, providingloans and refinancing for RVs, boats and aircraft. They also provide RV and Boat Warranties. This article may ONLY be reprinted in it's full original form and MUST contain the author's information and linking structure. Please notify us if you are an authority in a related field and would like to submit articles. We welcome your questions and comments. Info@bestrate-loans.com 573-442-4949 For our Loan Application - Click Here! © 1995 - 2005 Best Rate FinancialServices -- All Rights Reserved. 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