Used RV Variable 5.75%

America First Credit Union :: Auto & RV Loan Rates Welcome to America First Credit Union . You are viewing an un-styled version of our website. Your browser may not support basic Web standards preventing the display of our site's design details. We encourage you to upgrade your browser. SECURITY CONTACT US CURRENT RATES BRANCH/ATM LOCATOR HELP HOME ACCOUNTS LOANS VISA ELECTRONIC SERVICES BUSINESS SERVICES AFCU INFO BECOME AN AFCU MEMBER -- ALL RATE CHOICES Savings Accounts Certificate Accounts Checking Accounts Auto & RV Loan Rates Consumer Loan Rates Visa Rates Home Equity Loan Rates Conventional Mortgage Rates Government Mortgage Rates Specialty Mortgage Rates Auto & RV Loan Rates Rates and terms are accurate as of Tuesday, January 03, 2006 and are subject to change. The credit union may offer other rates and terms or amend the rates and terms contained in this schedule from time to time. Loan Type* Rate Type APR as low as Term/Details Apply Online New Vehicle Variable 5.34% 6 Years New Vehicle Loan New Vehicle ($25,000 +) Variable 6.15% 7 Years New Vehicle ($25,000 +) Loan New Vehicle Fixed 5.9% 5 Years New Vehicle Loan New Vehicle Fixed 6.09% 6 Years New Vehicle Loan New Vehicle ($25,000 +) Fixed 6.9% 7 Years New Vehicle ($25,000 +) Loan Used Vehicle Variable 5.15% 5 Years Used Vehicle Loan Used Vehicle Fixed 5.9% 5 Years Used Vehicle Loan New or Used RV Variable 5.75% 12 Years New or Used RV Loan New or Used RV Fixed 6.5% 10 Years New or Used RV Loan The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. * Click the loan type to calculate what your loan payment might be. ©2006 America First Credit Union. All Rights Reserved. America First Federal Credit Union does business as (DBA) America First Credit Union and is federally insured by NCUA . A standards compliant browser with Macromedia's Flash player is recommended. America First Credit Union respects your privacy. Please view our Privacy Policy .

Used Motor Home

RV.Net Open Roads Forum: Buying A Used Motorhome Some Thoughts For First Time Buyers Already a member? Login here . If not, Register Today! | Help Newest | Active | Popular | RVing FAQ Forum Rules | Forum Help and Support | Contact Search: Advanced Search Search only in Class A Motorhomes Jump to Forum Recreational Vehicles - Camping Van Conversions - Class A Motorhomes - Class C Motorhomes - Fifth-Wheels - Folding Trailers - Hybrid Travel Trailers - Travel Trailers - Truck Campers - Toy Haulers Camping - Tent Camping - Family Camping - Workamping Forum General Forums - Beginning RVing - Rallies, Shows and Gatherings - General RVing Issues - RV Lifestyle - Full-time RVing - Camp Cooks and Connoisseurs - RVing with Disabilities and Ge... - RV Pet Health Technical Resources - Towing - Tow Vehicles - Dinghy Towing - Technology Corner - Forum Technical Support - Tech Issues Locations - Campgrounds, Resorts and Attra... - Roads and Routes - Public Lands, Boondocking and ... - RVing in Canada and Alaska - RVing in Mexico and South Amer... - Snowbirds Other Discussions - Around the Campfire Open Roads Forum > Class A Motorhomes > Buying A Used Motorhome Some Thoughts For First Time Buyers Reply to Topic | Subscribe | Print Topic | Post New Topic | Oldest first Newest first Page of 4 Next JohnnyT • View posts Goshen New York Moderator Joined: 07/15/2003 View Profile Posted:08/12/04 01:11pm Link | Quote | Print | Notify Moderator Buying A Used Motorhome Updated 4/13/2005 Ok folks here is a start, I know that there is a lot of insight and experience out there so please post constructive suggestions so that we may have a comprehensive reference for those that are shopping for a used coach... There are several good reasons to buy used, one of course is that the big depreciation has already occurred and used often represent best value for the dollar.., It is also possible that the coach has some or all of the new coach maladies taken care of.. The other side of the coin is that you do not want to inherit some one else's headache... One of the first things to weigh in on is what trade off you will want to make on the age versus opting for a higher end model but older Motorhome.. Finding a coach that is a good match for your requirements and pocket book is not the biggest challenge. The big challenge is determining if the coach will deliver to your expectations. One last thing about buying used.. spend some time focused on what your recourse is if the coach has hidden defects... Get any verbal promises in writing. Buying used still requires balancing financial considerations with requirements and preferences as is discussed in this Thread In fact I would look on this post as an addendum to the other... Try to limit your compromising to matching your pocketbook and requirements not on the coaches you select from....Limiting your search to what is conveniently available locally may be expedient but the more broader you extend your search the more likely you are to find exactly what you are looking for......Regardless of how much you end up spending the amount will not be insignificant.. You would be well served to do some research on availability and the market price of where your interests take you... While not as straight forward as buying new it is possible to arrive at a pretty fair estimate of what to consider paying for the type of coach that interests you.. Prior to looking for a pre owned Motorhome it is still a good idea to nail down most of the same issues as you would if your buying new... .. Doing some research prior to actually shopping will give to the best chance of getting the Motorhome is the best match to your pocket book and requirements... Buying off the internet There are basically three types of sellers, established brick and mortar dealers that use the internet as a marketing channel, individuals, and EBay only dealers. In the case of the latter caution is strongly advised. We have had instances of eBay only sellers get on the forum and basically hype a unit for sale, basically these are shills, there is no reason not to expect that the bidding will also have shills at work bumping up the prices. Here is a thread with additional comments Buying From eBay Looking for used coaches on the internet will give you a wider selection than just shopping locally. You will also get a good sense for the range of asking prices. While the process is more convoluted via the internet, fax and phone you should be able to ascertain the condition via pictures and written descriptions. All expectations relative to condition and features and options should be reduced to writing as part of the agreement to purchase with the caveat that you reserve the right to have the coach inspected by an independent source and that your deposit is fully refundable should the coach not pass inspection or if there are inconsistencies between the written expectations and the coach. What to pay There are a number of factors that will affect what the best price will be.. Age, condition, features, and availability. You can do searches on RVTRADER and RVSEARCH to get a good approximation of what the asking price band will be.. You can also go to the NADA site and get the Low Retail, and Avg. Retail prices... From what I have been able to determine you can consider the asking prices on listed units as equivalent to MSRP, the same is to be said for the Avg price shown on the NADA site. The low retail price shown would be equivalent to the discounted or what the market value would be... The whole sale and trade in value is measurably lower. . If there is anything that will require expenditures to restore the unit to pristine condition that should be deducted from the Low retail price as listed in NADA. When using the NADA site it is appropriate to add in the optional extras, the dilemma is knowing what was optional and what was including as standard when the unit was sold as new... I recommend being conservative when adding the options onto the base price... A more indepth discussion on How To Determine The Fair Market Value of A Used Motorhome Check for any RECALLS Inspecting what you expect Not doing a comprehensive and thorough inspection is not a guarantee that you will buy a bad coach. Conversely doing a comprehensive and thorough inspection will not be an absolute guarantee that you will buy a trouble free coach... But the odds increase in your favor the more comprehensive and thorough the inspection is... The inspection process for a used coach needs to be much more comprehensive and thorough than buying a new coach.. You have to do all the things you would be normally doing for a new coach such as insuring everything works.. But in the case of a used coach you have to understand and calibrate the effect of use and time and understand the maintenance history as well.. A checklist and a note pad to record observations during the inspection process will insure that the inspection is thorough, systematic and that you will not lose track of what you find.. There are multiple areas that will need to be inspected.. The chassis and running gear including tires, suspension components, the house itself focusing on general condition, all of the added components such as air conditioners, refrigerator, heating, hot water heater leveling system and the like. Another area to be looked at as well would be the generator, batteries, and inverter/converter if applicable. Unless you feel comfortable as to your qualifications to perform a thorough inspection then you might want to get some help either in the form of a knowledgeable friend or hire a professional to do the inspection... You will need to inspect the wear components such as brakes and tires and the life span components such as shocks, suspension components, hoses, belts, seals, batteries and tires. If the coach has not been in continual usage there will be the added potential of problems with dry rot and compromised components relative to fuel delivery.. Particularly with gasoline engines... varnish can form in as little as 30 days of disuse of proper precautions have not been taken. You will also want to post questions and do searches to gain insight to any of the particular high probability areas of concerns that are unique or specific to makes and model years. Starting with the house, you will want to look for any signs of water leakage, delaminating, as well as roof condition and integrity. The doors ( including bay doors) should be inspected that they open and shut easily and securely, and that all the locking mechanism work. Windows seals should be inspected and in the case of dual pane window that the inner seal has not failed, any cloudiness is a red flag. You will want to insure that all awnings are in good repair by opening and stowing taking note of any signs of wear.. Awing should open and close easily, excessive sloppiness is another red flag. You will also want to insure that all cabinet doors and drawers will open and securely latch when closed. Check the alignment of interior doors.. Then if equipped level the coach and note any changes especially in the alignment of interior doors including the shower door. Significant changes when leveled should be a concern. Inspect the batteries for signs of bulging or corrosion. Inspect for evidence of routine maintenance Focus on know problem areas such as the auto brake if so equipped Diesel cooling system test for sign of electrolysis Air bags look for dry rot and signs of leakage Look for signs of dry rot on belts and hoses Run generator under load for a period of time difficulty in starting and surging is a red flag Make sure that the refrigerator operates and will cool in all modes Check the outlet temperatures of the dash and roof air conditioner If the unit is equipped with slides in addition to insuring that they will extend and retract check the alignment of the slide with the side of the coach when fully retracted.. Slider problems are often preceded by signs of miss alignment. when retracted the slide should look the same in reference to the coach opening on all four corners. While your at it learn how and then do the manual retract operation... Insure that the hot water and furnace are operating properly If possible get the coach weighed and match that against the GVWR rating to understand what your CCC will be. One last area to think about has to do with documentation such as Owners manuals wiring and plumbing schematics and diagrams... Make sure you get them...You will need them... Try to get as thorough understanding as you can about where things are... Have the person you are buying from demonstrate or explain dumping procedures, water system, winterizing... Knowing where all the fuses, switches, valves are located and what they do... may save you some headaches ... JohnnyT * This post was last edited 04/13/05 12:11pm by JohnnyT * View edit history Whupdeedo • View posts NE Ohio Senior Member Joined: 11/14/2003 View Profile Posted:08/12/04 01:40pm Link | Quote | Print | Notify Moderator An excellent post JohnnyT; we should save as a reference doc in this forum. I might add that my experiences have taught me to ignore coaches that were not used in the past year... Going by the old adage "Use it or Lose it", I've found lotsa great-looking used coaches that had real headaches because they've sat too long (brakes hanging up, exhaust rotted, unseen roof leaks/rotten wood, etcetra). Whupdeedo '04 BRAVE 34D charleegirl • View posts Williston, ND, USA New Member Joined: 02/29/2004 View Profile Posted:08/12/04 04:44pm Link | Quote | Print | Notify Moderator Thank you for the excellent posts, I just looked at a used motorhome and really didn't know what to look for. This helped me alot. Timing was great! Charlee (found my camper) 2 adventurous girls (5 & 7) 1 rescue dog 89 Bronco graypreach • View posts Madison, WI usa Full Member Joined: 12/27/2003 View Profile Offline Posted:08/12/04 06:07pm Link | Quote | Print | Notify Moderator Johnny thanks......we've done tents, converted school bus, popup, and now class A.....but I printed your post to save if we get the itch to look/buy........thanks again for the time and effort.......dc & zz mpkmfl • View posts USA New Member Joined: 08/04/2004 View Profile Posted:08/12/04 06:41pm Link | Quote | Print | Notify Moderator Thank you so very much. Your efforts are greatly appreciated. Buying used and this has come at just the right time. mpkmfl Michael 2000 Nu-Wa HitchHiker Premier 35 1/2 LKTG - $38,900 Contact Seller Look no further! This coach is in showroom condition! Must see!This 36.5 ft. overall, triple slide 5th wheel is truly set ... more details nixiejen • View posts Pgh, PA, US Senior Member Joined: 08/16/2004 View Profile Offline Posted:08/17/04 10:16am Link | Quote | Print | Notify Moderator Thanks for all the sound advice John. This OLD PARATROOPER (48 yrs young) never thought he'd be back runnin around in the woods but I want my son to experience all the beautiful things mother nature has to offer. Kinda makes ya appreciate the simple things in life more, Hasta la Vista, Baby !!! GO STEELER"S Hey, by the way anyone out there belong to ROARING RUN RESORT here in PA. Look forward to seein ya there. Happy Trails to You, GO STEELERS!!! "A Stranger is just a Friend that you haven't met yet" "All Gave some, Some Gave All, Let Us Not Forget" Rich Nix-(Nixie) Pgh, PA USArmy Retired (1st Infantry-82nd Airborne) NALC Letter Carrier, Retired (nixiejen6@hotmail.com) Jenn- RJ & Kelsey 3 Dogs- Tigger Casey Bandit 89 Southwind 65K 33' golfman59 • View posts Tampa, Florida USA Full Member Joined: 03/09/2004 View Profile Offline Posted:08/26/04 10:19am Link | Quote | Print | Notify Moderator Just absolutely awesome insights Johnny. I agree with what someone said that these articles should be kept in a separate forum for reference only. This would be helpful in that you wouldn't have to "weed" through a lot of individual replies if you don't have the time. One additional thought would be: for a given budget, should one look at an older diesel or a newer gas rig. What are the Pro's and Con's? samsnet • View posts Discovery Bay, CA USA New Member Joined: 12/05/2003 View Profile Posted:09/13/04 12:26pm Link | Quote | Print | Notify Moderator Hi hope this isn't to late a response. I have a 1999 Dolphin 5370 (Gas) and can tell you that this truck is a great driving Motorhome. Now the Tradewind Model 7390 would be heavier since it's 2' longer and a Diesel. I looked at all of the National Products Tradewinds, Tropical, Dolphin and Seabreeze. All of these coaches are basicly the same. Tradewinds being the top of the line and Seabreeze being the entry level. You can get the Tropical in both Diesel or Gas depending on the Model Year. Pay attention to the advise about how much room do you have when the slides are in. My model is fully usable with the slide in. ( I don't have a bedroom slide) Can you get to the Closet when the slide is in (without crawling over the bed). Can you get into the bar cabinet with the slide in? Can you use the Coach as a bed with the slide in? I chose Gas over Diesel because of cost. Initial and upkeep. Price an oilchange for both. and now that Diesel fuel cost more then Regular, I'm glad a got Gas. SamS sam@samsnet.net apetit • View posts between here and there Full Member Joined: 09/12/2004 View Profile Posted:09/13/04 12:58pm Link | Quote | Print | Notify Moderator Having just gone through this, I would add: Go through the motions of throughly cleaning the coach. Look behind stuff, under things, where the sun never shines. You might be surprised, and possibly dismayed, at what you find. Unfortunately I learned this by truly cleaning a used MH AFTER I bought it. anthony clintb439147 • View posts norfolk, nebr, usa Full Member Joined: 08/08/2004 View Profile Posted:09/28/04 08:48pm Link | Quote | Print | Notify Moderator what you need to look at is how tall the mh is and does it have duals on back and how wide it is , i drive a bus school and greyhound type , school bus are dp and not as tall as coach bus, wind is stronger on the larger coach buses , more space to be pushed around. we have lots of wind on the plains and you get used to driving in strong winds and adverse weather conditions. Reply to Topic | Subscribe | Print Topic | Post New Topic | Oldest first Newest first Page of 4 Next Open Roads Forum > Class A Motorhomes > Buying A Used Motorhome Some Thoughts For First Time Buyers Search: Advanced Search Search only in Class A Motorhomes Jump to Forum Recreational Vehicles - Camping Van Conversions - Class A Motorhomes - Class C Motorhomes - Fifth-Wheels - Folding Trailers - Hybrid Travel Trailers - Travel Trailers - Truck Campers - Toy Haulers Camping - Tent Camping - Family Camping - Workamping Forum General Forums - Beginning RVing - Rallies, Shows and Gatherings - General RVing Issues - RV Lifestyle - Full-time RVing - Camp Cooks and Connoisseurs - RVing with Disabilities and Ge... - RV Pet Health Technical Resources - Towing - Tow Vehicles - Dinghy Towing - Technology Corner - Forum Technical Support - Tech Issues Locations - Campgrounds, Resorts and Attra... - Roads and Routes - Public Lands, Boondocking and ... - RVing in Canada and Alaska - RVing in Mexico and South Amer... - Snowbirds Other Discussions - Around the Campfire New posts No new posts Closed, new posts Closed, no new posts Moved, new posts Moved, no new posts Adjust text size: © 2006 RV.Net | PRIVACY POLICY | YOUR PRIVACY RIGHTS

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Sale Prices limited to in-stock quantities for some items. Prices valid thru 01/27/06. Telephone Order Lines are open until 5:30pm Mon-Fri Central See Below for Hours of All other Services PPL's RV Parts Superstore 10777 Southwest Freeway (Highway 59 South) Houston, Texas 77074-9829 713-988-5555 1-800-755-4775 Hours: 8-5:30pm Mon-Fri 9-4 Central Saturday PPL Home | RV Parts Superstore Home | About PPL | Parts Return Policy Request Parts Catalog | Photo Tour | RVs for Sale | Sell Your RV | Contact PPL PPL Motor Homes Houston, Texas All Rights Reserved, 1997-2006