Recreation Vehicle Insurance
UNC Health Care - Auto/Home Owner Insurance UNC Health Care Search HR Home Benefits Data Management Employment Employee Recreation Employee Relations HRD Records Position & Compensation Mgmt. Academic Assistance Contact Us Disability Income Plans Financial Education/Planning Flexible Spending Accounts Forms Insurance - Auto/Home Insurance - Dental Insurance - Health Insurance - Life/AD&D Insurance - Supplemental Medical Insurance - Vision Long Term Care Other Programs Policies Retirement - State Retirement - Supplemental Staff Directory Update Your Information ................................... Quick Links UNC Health Care UNC Health Care Human Resource Services N.C. Children's Hospital N.C. Women's Hospital Rex Healthcare UNC Chapel Hill - School of Medicine UNC-Chapel Hill You are here: Human Resources » Benefits » Insurance - Auto/Home Auto/Home Owner Insurance UNC Health Care System offers employees the option of participating in the MetPay program. The program is administered by Met-Life Auto and Home. It is available to all permanent employees who work 20 or more hours per week. What is MetPay? MetPay is a personal property insurance program designed for UNC Health Care System employees. It allows employees to apply for and obtain automobile, home, and other types of insurance at special group rates. Coverages Available Through MetPay MetLife Auto & Home offers a number of policies that can help protect investments in property, including: Automobile Boat Owners Home Owners Fire Renters Mobile Home Condominium Personnel Excess Liability Recreational Vehicle Landlord's Rental Dwelling What About Service? As part of its continued commitment to quality customer service, the MetPay program features one convenient toll-free number to call for: Quotes for your insurance Applying for coverage through the program Making changes to your coverage Reporting a claim For more information, call 1-800-GETMET8 (1-800-438-6388) to reach an insurance consultant . © 2004 UNC Health Care - 101 Manning Drive, Chapel Hill, NC 27514 - Phone: 919-966-4131 • Disclaimer • Notice of Privacy Practice • Aviso de Practicas Privadas Rent Motor HomeAll Seasons Recreation Rentals, Monroe, Washington USA. Motorhome rentals, yourrecreational vehicle rental specialist. All Season Recreation Rentals, Motorhome Rentals Please visit www.asrrentals.com for complete information about quality motorhome rentals in Washington state. All Season Recreation Rentals offers many new clean comfortable motorhomes at very competitive prices. Your motorhome can be fully outfitted for your enjoyment, ready to use. We will match any competitors price. We offer free insurance and free generator use. Do not take any chances when you rent a motorhome or coach, your vacation is important to us. We only offer current clean units that can be fully equiped when you pick them up. Vist these pages for more information: Selection: Motorhome Pictures Prices: Rental Prices Contract: Rental Contract Terms Contact All Season Recreation Rentals: Motorhome rental information For complete information about quality motorhome rentals in Washington state, contact All Season Recreation Rentals. All Season Recreational Rentals offers many new clean comfortable motorhomes at very competitive prices. Your motorhome can be fully outfitted for your enjoyment, ready to use. We will match any competitors price. We offer free insurance and free generator use. Do not take any chances when you rent a motorhome or coach, your vacation is important to us. We only offer current clean units that can be fully equiped when you pick them up. Recreational Vehicle, motor home, motor coach, camper cramper, fun, camping, tours, environmental, environment, bird watching, site seeing, nature hike, scenic tour, river rafting, golf trip, kids, hiking, weekends, weekend, Urlaub, Ferien, Nord-Amerika, Amerika, Vacances, Amrique du Nord, Amrique, billig, bon march, caravane, wohnwagen, wohnmobil, kamping, kamp Mobile Home Insurance ALiberty Mutual - Home Insurance Glossary Home > Home Insurance Glossary Printer Friendly Home Products Get a Home/Renters Quote Policyholder Benefits Understand Coverages Claims Saving Money Flood Insurance Home Safety Fire Safety Credit Information and Insurance Home Insurance Glossary The following are some general terms that may be helpful to you in reading and understanding your Homeowner, Condominium, or Renters insurance policy with Liberty Mutual. Because insurance laws vary throughout the United States and Canada or coverages may not be available in some jurisdictions, the information below may not apply in all situations. The terms and definitions in your actual policy will govern any claims or questions of interpretation. Please take this opportunity to read these terms and if you have any questions, please Contact Us or call your nearest Liberty Mutual Sales Office. A-C | D-G | H-K | L-N | O-R | S-Z Act of God An unpreventable accident or event that is the result of natural causes; for example, floods, earthquakes, or lightning. Actual Cash Value An amount equal to the replacement cost of lost or damaged property at the time of loss, less depreciation. Additional Insurance Insurance that supplements an already existing policy. It is uncommon that the company or its duly authorized agent allows additional insurance. Additional Living Expense Any necessary increase in living expenses incurred by the insured, so the household can maintain its normal standard of living. Applicant A person who fills out and signs a written application for insurance. Application A written statement by a prospective policyholder that gives the information the company relies upon when evaluating the applicant and issuing the policy. Appraisal A survey by a Liberty Mutual Claims Representative or Claims Appraiser estimating the amount of damage to property and the cost to repair or the determination of a complete loss. Basic Limits The lowest coverage amount, as prescribed by law or the company, for which an insurance policy can be written. Basic Limits primarily prescribe limits of liability. Cancellation Termination of an insurance contract before its expiration date by either the insurance company or the policyholder. Catastrophe A sudden, severe disaster that causes a large loss. Claim A demand for payment under an insurance contract for the estimated or actual amount of loss. Conditions Provisions that set forth the rights, duties, and responsibilities of the parties to an insurance contract. Conditions may be found anywhere in the contract. Coinsurance Clause A clause requiring the insured maintains insurance on the property at least equal to a stipulated percentage of its value in order to collect partial losses in full. Return to beginning of Home Glossary . Damages A sum of money that a party is legally obligated to pay to another as compensation for injury. Declarations The part of the policy that provides detailed information about the insured, the insurer, and the coverages. Deductible The amount of a claim that the policyholder has agreed to pay. This amount is deducted from a claims payment. Depreciation A decrease in the value of any type of tangible property over time. Effective Date The date the coverage begins on an insurance contract (policy). Endorsement An amendment to your policy written especially to cover unique items just for you. An endorsement is also a change to your policy that is made during the policy's term. An endorsement is attached to your policy to modify the terms of the insurance contract. Exclusion Part of an insurance contract that excludes coverage of certain perils, persons, property, or locations. Expiration Date The ending date of an insurance contract (policy). Extended Coverage A clause in an insurance policy or in an endorsement that provides additional coverage for other hazards or risks than those provided under the basic policy provisions. Fire Insurance Contract prescribed by each state insuring against direct loss by fire, lightning, and other defined causes. Flood Insurance Coverage against damage caused by the rising or overflowing of bodies of water. This is available through a national insurance program and must be bought separately. Return to the beginning of Home Glossary . Hazard Situation or condition that increases the possibility or extent of a loss. Homeowner's Policy A form of package policy including fire and other perils, theft insurance, and comprehensive personal liability. The premium is stated as one amount. Insurance Department A state's department that has responsibility for the enforcement of the state's insurance code. It is charged with the supervision and licensing of insurance companies and agents and the general administration of insurance laws of the state. Insurance to Value The amount of insurance written on property is approximately equal to its value. An insured most always wants to insure all property to value. Insuring Agreements Part of an insurance policy that states the coverage of the contract. Insured The person who is protected by the insurance policy. Insurer The company that issues a policy to a policyholder; the party in the insurance contract that promises to pay losses and render services. Return to the beginning of Home Glossary . Liability Insurance Liability insurance pays on behalf of the insured for certain types of injury to others. Limit of Liability The maximum amount that an insurer agrees to pay in the case of loss under policy contract. Loss A value reduction in an insured's property caused by an insured peril, the amount sought in a claim, or the amount paid on behalf of an insured under an insurance contract. Loss Payable Clause A policy condition that enables an insured to direct the company to pay any loss that may be due to a third party. Loss of Use Insurance Compensation for loss caused because the policyholder has lost the use of his property. Mobile Home Insurance A special policy designed to meet the needs of mobile home owners or occupants, covering physical damage to the home, contents, and personal liability while the home is used as a permanent residence. Mortgage Clause A clause in an insurance policy that makes a claim jointly payable to the policyholder and the party that holds a mortgage on the property. Mutual Insurance Company A company with no capital stock that is owned and controlled by policyholders. Named Insured The individual or organization with whom an insurance contract is made and who is specifically named as a Named Insured in the policy declarations. Additional individuals or organizations can also be added as named insureds. Natural and Probable Consequences Consequences of a given act that a reasonable person could foresee. Non-Renewal A policy that the insurer does not continue after its expiration date. Return to the beginning of Home Glossary . Occurrence An accident or loss, including continuous or repeated exposure to substantially the same general harmful conditions, that result in bodily injury or property damage. Partial Loss A loss that does not completely destroy the insured property that is covered by an insurance policy. Payroll Deduction The policyholder authorizes his or her employer to deduct amounts from the employee's earnings to cover the premium. Peril The cause of a possible accident, loss, or claim. Personal Inland Marine Insurance (Personal Articles Floater) Worldwide coverage on an all risk basis for scheduled valuable personal property. Policy A formal written contract of insurance. Policyholder The party to whom a policy is issued who agrees to pay a premium to an insurer in consideration of the latter's promise to provide insurance protection. Premium The amount that a policyholder agrees to pay to the insurance company for an insurance policy. Policy Anniversary Date on which an insurance policy must be reinstated to remain in force. Protection Coverage afforded by an insurance contract. Premises The building insured or containing the insured property. Depending on policy conditions, it may also include an adjacent area. Property Damage Means physical injury to, destruction of, or loss of use of tangible property. Property Insurance First party insurance of real and personal property against physical loss or damage. Rate The cost of insurance per unit; used as a base for the determination of premiums. Real Property The earth and all attached land and buildings, also known as real estate. Reinstatement Returning a lapsed policy to its full value after its termination as if it was never terminated. Renewal A policy issued to replace one that has expired. Replacement Cost Coverage for replacing property with new material; depreciation is not taken into consideration. Residence Employee An employee of an insured whose duties are related to the maintenance or use of the insured residence premises. Residence Premises Principal residence of the named insured. Return to the beginning of Home Glossary . Scheduled Property Listing specific personal property for a stated insured value. This is usually considered for valuable items that are subject to limited coverage. Tenants Policy A form of homeowner policy sold to person(s) who rent their living quarters. Total Loss Loss to the insured of the entire value of goods or other property insured, or a loss entailing the payment of the full face amount of an insurance contract. Underwriting A process that evaluates an applicant and their property against pre-established criteria for insurability to determine whether the applicant will be rejected or accepted for coverage and whether at standard or modified rates. Return to beginning of Home Glossary . Motor Coaches Depart FromWilliams Transport Motor Coach Service - Frequently Asked Questions Frequently Asked Questions NOTE: Refunds cannot be given on uncanceled tickets. You can cancel/change reservations any time until 6 PM the day before your bus leaves. After that time, sales are finalized. Thank You! How Does the Electronic Ticket Work? The new system replaces conventional tickets by giving you a confirmation number, which you will receive by e-mail at least 24 hours before your motor coach departure. You must print this number out and bring it with you; a Student Conductor will collect it when you board the bus. What is a Student Conductor? As a Student Conductor, you are personally responsible for collecting confirmation numbers of the passengers on your motor coach. In exchange for fulfilling your responsibilities, your ticket will be free. We encourage you to volunteer if you are comfortable handling these responsibilities. RESPONSIBILITIES: 1. Student Conductors must arrive 30 minutes before the scheduled departure of their motor coach 2. You will receive a list by e-mail of the names and confirmation numbers of all the passengers on your motor coach 3. Check-in with the Driver upon arrival 4. When students start to board, take their names and confirmation numbers down. These confirmation numbers are equivalent to tickets: Without a matching confirmation number, a passenger cannot board. 5. If there are any problems or you need assistance, talk with the Driver I Missed My Motor Coach Departure. What do I do? If you are returning to campus from Albany, please take the next motor coach to campus. The Motor Coach Service will not reimburse the cost of privately arranged transportation. If you are stuck at the Albany Airport and need to get back to campus, call Veteran's Taxi at (413) 663-8300. If you need to speak to someone at Williams College during a vacation period, please call Williams College Security at (413) 597-4444. Where Do The Motor Coaches Depart From On Campus? All coaches depart from the west side of Chapin Hall, across from the Frosh Quad. Where Exactly Do The Motor Coaches Travel? Albany Airport Departures will pick up and drop off students in front of the airport's Main Terminal. Updated! Due to regulations New York City Departures will now drop off and pick up students on West 31st Street in between 7th and 8th Avenue. (Not directly in front of MSG/Penn Station). Boston Departures will first drop off students at the corner of Causeway Street and Canal Street, which is directly outside of North Station. Students returning to campus from North Station will be picked up at this same location. Students continuing on to Logan Airport will be dropped off in front of the airline of their choice. All students returning from Logan Airport will be picked up in front of the American Airlines area of Terminal B. How Long Do The Motor Coaches Take? Our motor coach companies estimate the following travel times to/from Williams College: Albany Airport: 1 hour and 15 minutes New York City: 4 hours and 30 minutes Boston's North Station: 3 hours and 15 minutes Boston's Logan Airport: 3 hours and 30 Please Note: These are only estimates and may vary due to traffic and weather conditions. How Do I Purchase Tickets? An e-mail will be sent to all students about upcoming Motor Coach departures a few weeks before each break. Tickets can be purchased online through our Web site, http://motorcoach.williams.edu, and your E-Ticket confirmation will be sent to you by e-mail. Using term bill charge, you may purchase tickets until 6:00 PM the day before your departure. How Do I Pay For Tickets? Tickets may be purchased with cash, a check payable to Williams College, or a Term Bill charge. Where Can I Find A Service Schedule? At the beginning of the Fall Semester, the official Motor Coach Service Schedule for the year will be delivered to all SU Boxes. An online version of this schedule may be found at Motor Coach Web site: http://motorcoach.williams.edu What If I Miss The Ticket Reservation Deadline? Do not worry; with our new system you can still purchase tickets online, until the 6:00 PM deadline on the day prior to your motor coach's departure . After this deadline, tickets cannot be purchased as we have already submitted final ride counts to our operators. Can I Get A Refund? With our new E-Ticket system, tickets cannot be refunded . However, with the new system you may cancel your tickets until 6 PM the day before your departure. We cannot offer refunds after this point because final passenger counts must be delivered to the motor coach companies. What's The Weather Cancellation Policy? Cancellations due to weather will be at the sole discretion of the motor coach company, whose decision is final. This decision will be made and announced only at Chapin Hall. Please do not call to see if a coach will be delayed ; this decision will be made at the last possible moment. If departures are delayed, they will resume as soon as meteorologically possible. If you are unable to use your ticket because your motor coach is cancelled or delayed due to weather, you will receive a refund of the motor coach ticket price. How Early Do I Need To Be At My Airport? We strongly suggest arriving at your airport at least two hours prior to your scheduled departure, which means departing campus at least three hours and 15 minutes before your scheduled departure from Albany. The CC Motor Coach Service is not responsible for any costs due to missed flights or other connecting transportation. This includes, but is not limited to, cab fare, hotel rooms, meals, plane tickets, and incidental or consequential damages arising from the use of this service. Do The Motor Coaches Depart On Time? Motor Coaches departing Williamstown are strictly instructed to depart precisely on time . Students have planes to catch and they must get to their destination on time. We strongly urge arriving at Chapin Hall 15 minutes prior to your scheduled departure from Williamstown. Motor Coaches returning to Williamstown are not under such stringent time pressure. If a large number of passengers are not on a motor coach at its scheduled departure time (drivers have exact passenger counts), the motor coach may wait a few minutes, at the driver's sole discretion. The last motor coach of the day usually waits longer than earlier ones. Who Should I Contact With Additional Questions? If your question is not answered here, please contact Chris Upjohn and Andy Jang by e-mailing them at motorcoach@wso.williams.edu . Williams Transport Motor Coach Service 1756-6 Baxter Hall Williamstown, MA 01267 2001 Drew Newman winnebago rvs" Search againCompare Prices and Read Reviews on "winnebago rvs" RVs at Epinions.com Join Epinions | Help | Sign In RVs Cars & Motorsports All Categories Advanced Search Home > Cars & Motorsports > RVs We found 39 results for RVs "winnebago rvs" Search again by Keyword Return to RVs Search Results Showing 1-15 of 39 items Page 1 2 3 - View all Next Hide photos Sort by Rating Sort by Average Price Compare 1999 Winnebago Itasca Spirit Compare 1999 Winnebago Itasca Sundancer Compare 1999 Winnebago Minnie Compare 1999 Winnebago Minnie Winnie Compare 2000 Winnebago Itasca Spirit Compare 2000 Winnebago Itasca Sundancer Compare 2000 Winnebago Minnie Featured Resources Rv's that Drive like SUVs Roadtrek: comforts of larger RVs with ease of driving an SUV. www.roadtrek.com Winnebago Motorhomes Full line Winnebago Dealer. 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