Vacation Vehicle

-- "Alamo Rent A Car is one of the largest value oriented rental car companies offering lowest rate guarantee for leisure vacation car rental deals, business rentals and discounted weekly specials in over 1000 locations including Orlando, Miami, Florida, Las Vegas, Maui, Hawaii, Los Angeles, San Diego, San Francisco, California, Dallas, New York, Atlanta, Boston, Chicago, Denver, Colorado, Houston, Kansas City, Maine, New Jersey, Washington DC. Virginia, Seattle, Chicago, Phoenix, Arizona, Salt Lake City, Boston, and more! " ALAMO® FEATURES GM VEHICLES Starting January 1, get away to a fun-filled vacation in Florida and take advantage of these low Internet-exclusive rates at popular destinations throughout the state. Offer expires 2/8/06. Contract ID#: SUNPROMO Florida Fun! CAR TYPE WEEKLY WEEKEND DAY Compact $149.00 $20.99 Midsize $159.00 $22.99 Fullsize $189.00 $27.99 Midsize SUV $199.00 $36.99 Minivan $209.00 $41.99 Standard SUV $239.00 $42.99 Valid for rentals picked up between 1/1/06 and 2/8/06. Availability is limited. Blackouts may apply. Weekly rate requires a 5-day minimum rental or daily rates apply. Weekend rentals must begin between 9:00 AM Thursday and 11:59 PM Saturday with an overnight Saturday keep required. Vehicle must be returned by Monday. Valid at participating Florida locations only. See below for additional terms and conditions. Terms and Conditions Taxes, other governmentally-authorized or imposed surcharges, license recoupment fees, airport facility fees of up to US$4.50 per day or US$12 per rental, fuel, additional driver fee, one-way rental charge and optional items (such as CDW up to US$29.99 per day) are extra. Concession recoupment fees of up to 12% may be added to the rental rate at some on-airport locations. Up to 11.11% may be added to the rental rate if you rent at an off-airport location and exit on our shuttle bus. Renter must meet standard age, driver and credit requirements. Rates may be higher for drivers under age 25. May not be combined with other discounts. Availability is limited. Subject to change without notice. Blackout dates may apply.Standard rental qualifications and additional restrictions apply. One hour advance reservation required.

RV Travel

RV Trader Online - Buy or sell a Camper, Motor Home, Travel Trailer or Fifth Wheel Contents Home Search Browse Place An Ad · modify your ad · renew your ad Find a Dealer Buyer's Guide Subscribe Help My RV Trader RV Insider Resources Financial Services NADA RV Values Insurance Products for the RV Lifestyle RV Transport Warranties RV Donation Generators RV Lots and Properties for Sale Campgrounds/Resorts RV Rentals Loan Calculator RV Links Escrow Dealers Sign Up Now! Demo Login Password Forgot your password? Click here . News Industry Leaders Search top brand RVs. Jan 24, 2006 | Updated Daily Search 76,914 Find the perfect RV, locally or nationwide. Search for a motorhome, travel trailer, fifth wheel, bus conversion, truck camper, park model, or pop-up camper. Browse Browse through categories of recreational vehicles for sale. Find a Dealer 1,510 Search for an RV dealer near you. 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Choose the Featured Photo Ad for your listing! 40 Featured Ads 2001 NATIONAL TRADEWINDS LTC 37, Powered by a 325 CAT engine and equip $89,999 2006 FLEETWOOD Providence, This is a beautiful, virtually new, 2006 Fl $195,000 2002 FLEETWOOD BOUNDER 39R DBL. Slide/OUT, Only 11,300 Miles* 300 HP $91,500 2003 AIRSTREAM Skydeck 390, CAT 330 TURBO, QUIET DIESEL 8000 ONAN GENE $195,000 1998 GEORGIE BOY Cruise Master, 1998 Georgie Boy Cruise Master 3515, O $41,000 2003 ALPINE COACH 38 FDTS, This is a late 2003 model that has some fea $175,000 2005 SKYLINE 180W, 21' Weekender like brand new, used twice. Sleeps 6 $9,800 2004 WINNEBAGO Journey 39W 330CAT Dual Slides, Model 39W with galley a $129,500 2000 HARNEY COACH WORKS Riata Premier Series Sonoma, Exterior features $65,414 2000 FLEETWOOD Southwind 32V Superslide w/Banks Power, Only 21k miles $53,900 2003 FOUR WINDS HURRICANE 30 Q, [31'5"] 9397 miles. 7 year or 80,000 e $43,000 1987 HONEY 26, Good maintenance, new furnace, new refrigerator, no dam $14,000 2005 MONTANA 3670RL, Loaded with extras including 6 years left on Tr $39,000 1992 PREVOST Beaver, 500HP 8V92 ALLISON TRANS ONE OF 10 ELEGANT COACHE $185,000 2000 FLEETWOOD Southwind 32V, Great Condition-33Ft.-living Room/Dinett $59,500 2006 FLEETWOOD Jamboree 23E, This is a test ad, this is for the use of $55,750 2000 ITASCA Suncrusier, 35', 35U,Ford Triton V10, 23k extra clean and $69,900 2000 SAFARI Zanzibar 39, Powered by a 325 Cat, one slide, many extras $99,999 2003 COACHMEN Somerset Dream Catcher, ,One owner, non smoker,like bran $38,900 2003 JAYCO Designer Legacy, $8000 below NADA! Luxurious 5th wheel cust $38,500 2003 OUTBACK 26RS, 2003 OUTBACK BY LITE WAY 26RS, 26 ft. Light weight $16,500 2000 MONACO DIPLOMAT 36, ONLY 7000 miles on this premium beauty. Power $99,999 2003 IMPERIAL, HOLIDAY RAMBLER, only 2500 actual miles, beautiful, lux $168,500 2001 WINNEBAGO Brave 35C, 1 owner with only 10,400 miles! Many opt $55,999 1993 GEORGIE BOY Swinger, If your looking for a dependable maticulousl $16,900 2004 DUTCH STAR 4025, 04 Dutchstar-4025-4 slides-Expanded MBRMw/reclin $189,380 2004 NEWMAR Dutch Star 4011 370HP Triple Slides, Only 15k one-owner mi $165,000 2004 GEORGIE BOY Pursuit, 2 slides, 17,800 miles, sleeps 6, loaded, cl $69,500 2002 MONACO 40PBT DIPLOMAT, THREE SLIDES*19.5K MILES*GARAGED*WARRANTY* $139,000 1985 FLEETWOOD PACE ARROW, 29.5 FT FULLY LOADED, LOW MILES & READY TO $13,995 1993 ALJO ALLIANCE 3455, 34ft fifth wheel, super clean RV, ,deluxe sli $11,000 2005 COACHMEN Chaparral 292RKS, MUST SELL! Slept in less than 5 times $25,000 1981 EAGLE 10, ,1981 Eagle Model 10 - Recent Paint - New brakes - Good $44,500 2002 CHINOOK Destiny, Like New Condition, Chevy 8.1 Liter Vortec Engin $67,000 2004 MONACO Knight 40' Double Slides, Only 6700 miles in pristine cond $129,500 2001 HOLIDAY RAMBLER Imperial, 350 cummins,Pac brakes,2 slides,auto sa $129,500 2004 GULF STREAM Sunvoyager, Dual Slide with the best layout. Beautif $93,450 1994 GEORGIE BOY Swinger, GEORGIE Boy Swinger 32 ft 29k mi., 6.5 L die $39,000 2002 MONACO Windsor, 40' (PWD), 2 Slides, 37k miles, Full Body Paint ( $153,500 2006 FLEETWOOD Providence 39L, 2006 FLEETWOOD Providence 39L, Caterpil $169,900 Pick Up a National RV Trader Today! | Search | Place an Ad | Find a Dealer | Resources | Site Map | | Contact Us | About Us | Help | Privacy Policy | Fraud Prevention Tips | Visitor Agreement | Security Center | 2006, Trader Publishing Company All Rights Reserved. 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Vacation Vehicle

Van Rental - Minibus Hire - SUV - Passenger Van - Mini Van - Vacation Rental - Cargo and Full Size Van Rental Home | Fleet Guide | Hotels | Locations | Van Rentals | Partners | About Us | Corporate | Suppliers Tuesday, 24 January, 2006 Van Rental, Minibus Hire and SUV Rental by Argus Car Hire Argus Car Hire started their van rental business in 1970 as part of their expanded operations. Whether you're looking to hire a Van, Minibus , Passenger Van, SUV , Mini Van or Full Size - Van Argus Car Hire can help you. Our team of dedicated and professional staff are able to respond at speed, supplying the vehicle of your choice. The key elements of the Argus Car Hire Van Rental service are flexibility, speed, efficiency, convenience and the best Van Rental rates. We pride ourselves on our professionalism and attention to detail. International Van Rental Ireland Van Rental Van Rentals by Argus offer a range of top quality people carriers, minibuses, and minivans worldwide through our car rental booking engine. These can be up to 7-9 seaters - please click below to make a van rental reservation. Argus is Ireland's leading independent van rental company, providing clients with a large range of self-drive vans at various locations throughout Dublin with a fleet of over 100 commerical vehicles. We offer clients friendly, experienced and knowledgable staff 364 days a year. Whether you are a long-term multiple business user or need a vehicle for your holiday vacation, we have an extensive selection readily available to meet your every need. Choose Argus Car Hire for your Van Rental, Minibus Hire and SUV Rental - Just Great Value for Money. FAQs | Testimonials | Rental Conditions | Privacy Policy | Site Map | Information | Travel Directory | International **

Rent Motor Home

RV Rentals / Motorhome Rentals in Los Angeles, San Francisco, Las Vegas, Denver, Boston, New York, Miami, Chicago, California, Florida. Adventure Touring RV Rentals. Email: Email us using our contact form Country: USA Canada Country: Language: RV Rental Locations in: California , Los Angeles , San Francisco , Las Vegas , Denver , Boston , New York , Miami , Florida , Chicago Dear RV Enthusiast: Now You Can Enjoy an RV Vacation Thats Memorable AND Affordable Adventure Touring RV Rentals is committed to providing you with all the tools you need to rent an RV for the vacation of a lifetime! Specializing in long term discounts and one-way rental options, Adventure Touring RV Rentals continues to offer quality RVs at affordable prices. Whether youre touring the majesty of the Grand Canyon, the quaint towns of Cape Cod, or the awesome Rocky Mountains, there is no better way to do it than in an RV rented from Adventure Touring RV rentals. Vacationing with an RV affords travelers the luxury and the freedom to travel where you want to, when you want to. Hotels all booked up? No problem! With an RV from Adventure Touring RV rentals you can travel during the cool evenings without the constant worries about hotel reservations and congested downtown traffic. Low Rates Year Round Using our online quote page as a guide ( online quote ), you can conveniently guarantee the exact price as you choose from thousands of RVs available in over 15 locations in Canada and the continental USA. Or if youd prefer, pick up the phone and call one of our helpful staff members. Choosing an RV for your budget has never been easier, and you can rest assured that with our friendly staff at Adventure Touring RV Rentals, the needs of our customers are always number one. About Adventure Touring RV Rentals Founded in 1999, Adventure Touring RV Rentals began their on-line service modestly, guided by the three cornerstones of our business: quality, affordability, and reliability. Over the years we have worked hard at consistently assuring these three principles to every customer who calls our offices or visits our website. Today, we have expanded to include more types of RVs, more convenient depot locations, and more competitive prices! Our Staff Is Here To Serve You The safe, comfortable, clean RVs provided by Adventure Touring RV Rentals dont simply serve as a mode of transportation; they become an integral part of your travels. We at Adventure Touring RV Rentals know the importance of this, which is why our staff is here to help you choose the right RV for your needs. Whether you choose our popular and familiar Class C RVs with their distinctive cab-over design, or the super-spacious Class A RVs, all our rentals are clean, dependable, and ready to go. Our experienced and helpful reservations staff will provide detailed explanations about the different features in each RV, and work patiently with you in determining which RV best suits your needs. When you arrive at the depot to pick up your unit, the depot staff will provide an informative orientation and spend time to carefully go over all the details of traveling with your RV. (Note: Please allow one and a half hours for this orientation. Overseas travelers are reminded that they are required to spend one nights rest prior to picking up their RV as a common-sense safety measure. Weve Got All the Extras You Need In addition, there are a number of convenient options which are available when you rent your RV. For those customers who wish to have a fully equipped unit, all of our RVs can be equipped with personal kits which include dishes, pots, and pans, bed linens, towels, and other personal items (a detailed list of personal kit items is located on our FAQ page ( click here ). Another popular option is to include a set of mountain bikes with carrier to use on your vacation! Whether its a TV/VCR or a childs booster seat youll need, visit our on-line quote page to see the full range and costs of the options available. We are very proud to be one of the few companies who offer well-priced, one way rentals . In addition, our competitive prices for RV rentals are reduced even further if you book your RV for a period of 12 days or more. Extended rentals (over 40 days) garner even further discounts (please call our sales staff for a quote). Why Not Get a Quote Today! The on-line quote page ( online quote ) eliminates any hassles about hidden costs or questionable pricing that all consumers hate. A quick click of your mouse leads you to our straightforward price quoting system which provides you with a 7 day price quote at the click of a button! What could be easier! Better yet, take that first step in starting your dream vacation today by giving our staff a call at 1-866-672-3572. We look forward to helping you enjoy a memorable and affordable RV vacation. With Adventure Touring, youll be sure to drive away a winner! Sincerely, Stephen Badger Stephen Badger President Adventure Touring RV Rentals The finest in quality RV rentals. USA Canada Deutsch English Home Online Quotes Specials RV models available RV Rates Terms and Reservations Online Motorcycle Quote Motorcycles available Motorcycle Rates Locations and Maps Trip and Holiday Planning Download our catalog! Own an RV Testimonials Photo Gallery ::FAQS ::Contact Us One Way RV Rentals Home | Contact us | FAQS Online Quotes | Register Online | Specials RV models available | RV Rates | Motorcycle Quotes | Motorcycles available | Motorcycle Rates Terms and Conditions | Locations and Maps | Trip and Holiday Planning | Catalog | Site Map Own an RV | Testimonials | Photo Gallery For Canada RV Rentals Click Here 1999-2006 Adventure Touring. All rights reserved. Site design by: Brooks Interactive Web Services . Join our mailing list for specials and updates!

Mobile home insurance developed

American Association of Insurance Services This article appeared in the Summer 2004 Vol. 29, No. 1 issue of Viewpoint. BACK TO VIEWPOINT ARTICLES Manufactured Housing A new term does not eliminate old distinctions Precise use of language is essential in insurance underwriting. Unfortunately, people in other fields can sometimes adopt terminology that can be misleading for property/casualty professionals. Residential property insurers have long understood the distinction between site-built (or stick-built) homes constructed at permanent locations, and mobile (or trailer) homes constructed in factories and hauled to a site. That distinction in how homes are constructed leads to different property loss experience for site-built and mobile homes, and provides the basis for the separate Homeowners and Mobile-Homeowners insurance programs offered by AAIS. Beyond the loss experience, however, standardized homeowners and mobile-homeowners programs are very similar. AAIS uses largely identical forms in both. Confusion can arise, however, when the term manufactured housing is used to identify mobile homes, as the mobile home industry has done in recent years. That term was adopted by mobile home trade groups to improve the image of mobile homes and reflect the enhanced size and features offered in today's mobile homes. Manufactured housing, however, also refers to modular housing, residences constructed from modules that are assembled in manufacturing facilities, shipped to permanent locations, and permanently affixed to a foundation and adjoining modules. Modules can arrive at a site completely pre-assembled, with plumbing and wiring included. Manufactured housing, therefore, encompasses structures ranging from million-dollar estate homes to traditional trailers. Beyond that, virtually all new residential construction has some manufactured elements. What is happening is that all new dwellings have some degree of pre-assembly, says Tom Underwood, president and COO of Utility Body Works, Elkhart, Ind., a mobile home manufacturer. Even stick-built structures have trusses that are pre-assembled. It used to be that everything was either stick-built or a mobile home. Now there's more of a continuum. While that may be true for residential construction techniques, the old distinction between site-built and mobile homes still appears to be valid for property insurance purposes. The challenge is to make sure that residences are properly classified. Mobile homes stand apart Mobile homes have long been defined as a unique subset of owner-occupied residences, and that is still the case. For example, American Modern Insurance Group, a carrier that specializes in insuring manufactured housing, defines a mobile home to be a factory-built structure at least eight feet in length that is constructed on its own chassis. According to Jerry Wachter, vice president for manufactured housing, the requirement that the structure be built on its own chassis ensures that a mobile home policy cannot be written to cover other types of manufactured housing. The American Modern definition of a mobile home explicitly includes expansions and additions to mobile homes, as well as fixtures. The purpose, says Wachter, is to allow for the full range of possibilities in modern mobile homes, without applying mobile home coverage to structures that have different loss characteristics. A fire safety study conducted by Foremost Insurance, Grand Rapids, Mich., indicated that the fire rate for mobile homes was less than that for site-built homes. The better fire rate is attributed in part to implementation of a national building code by the U.S. Dept. of Housing and Urban Development (HUD) in the 1970s. Mobile homes are more susceptible to windstorm loss, however. As the American Modern definition suggests, there are three characteristics that can be used to define a mobile home: Off-site construction in a factory setting; Construction on its own chassis; and Construction to HUD building standards, as opposed to local building codes. Does method matter? As for establishing other categories of manufactured housing for insurance purposes, there is little evidence of statistically significant distinctions in loss experience between modular and completely site-built homes. Modular homes are treated the same as site-built homes in terms of financing and insurance, says Bruce Savage, spokesman for the Manufactured Housing Institute. I'm not aware of any statistics showing they perform (in loss situations) differently than site-built homes. Also, modular housing must generally be built to standards in local building codes, even if the modules are constructed out of state. The growth in modular construction would not be possible without widespread use of standardized building codes. Thus, when a carrier receives an application for a manufactured home, the first order of business is to determine if it meets the characteristics of a mobile home. Many manufactured homes would be better classified with site-built homes. The construction of the residence--frame, masonry, etc.--will, of course, be a key factor in determining the premium, but there is no indication to date that the method of construction, in itself, alters the risk. (As a practical matter, most manufactured homes that are not mobile homes will be frame construction.) Enduring distinction Property/casualty professionals accustomed to using identical forms to write homeowners and mobile-homeowners coverage may be surprised to learn how differently the two lines started out. Mobile home insurance developed from the identity of mobile homes as chattel property rather than real property, says Wachter of American Modern. Early trailer homes had axles with wheels and could be literally hauled away at a moment's notice. Given the character of early mobile homes, the insurance policy [covering a mobile home] was really a takeoff on auto physical damage coverage, Wachter says. That steadily changed as mobile homes came to be permanently affixed at locations and developed risk characteristics similar to those of site-built homes. For decades now, the basic, broad, special, and limited perils forms, as well as the personal liability sections, have been largely identical in the AAIS Homeowners and Mobile-Homeowners Programs. The persistence of distinct homeowners and mobile-homeowners programs lies in two related factors: rating and valuation of structures. Perhaps the last vestige of the original auto character of mobile homes is the fact that their structures depreciate faster than they accumulate real estate value, if they accumulate any real value at all. With mobile homes, the depreciation is greater than the growth in replacement cost, says Werner Kruck, executive vice president of American Superior Ins. Co., Plantation, Fla., a company that specializes in residential property insurance. With traditional site-built homes, replacement cost usually grows faster than the depreciation of the home. Replacement cost Every student of insurance learns that the market value of a home should not be confused with replacement cost, but it frequently is because mortgage lenders often insist that residential property insurance be written to cover the balance on a mortgage loan. Also, the appreciation in market value has often been considered a factor in calculating replacement cost, the assumption being that the cost of living drives the cost of construction. Whatever the reason, depreciation is rarely a major consideration in home owners insurance, except for older homes in areas with relatively low real estate values. For that reason, replacement cost loss settlement, with a coinsurance requirement, is a standard feature of most homeowners policies written in the U.S. Standard homeowners forms explicitly state, however, that replacement cost terms do not apply to mobile homes, whether or not on a permanent foundation, but without otherwise defining the term mobile home. Actual cash value loss settlement automatically applies to mobile homes; replacement cost settlement, if desired, must be added by endorsement. 'Gap' coverage In practice, the underwriting of a replacement cost endorsement on a mobile home policy is analogous to the underwriting of gap coverage on a personal auto, says Jeffrey Holaway, AAIS manager of personal lines pricing. According to Holaway, car owners frequently buy coverage that will pay what it costs to replace a vehicle that has been effectively destroyed, even if the amount of insurance exceeds the book value of the vehicle being insured. Replacement cost coverage for a mobile home is written on a stated value basis in some states, says Kruck. This raises the possibility that an owner can collect an insurance payment for a total loss, replace the damaged home with a used one at less cost, and pocket the rest of the money. Apart from the settlement terms, the distinction between homeowners and mobile-homeowners insurance lies in the distinction between loss costs for the two lines, and subsequently the information used to rate policies. Insurers should be cautious about applying loss costs derived from mobile home experience to manufactured housing that may be more appropriately classified with site-built housing. Joseph Harrington Editor Christi DeBrock Design Reprinting Viewpoint Articles Articles generally may be reproduced, provided the appropriate credit is given and a copy is sent to the Editor. For details, please call or write. Viewpoint welcomes your comments. Write us at: American Association of Insurance Services 1745 S. Naperville Road | Wheaton, IL 60187-8132 630-681-8347 | 800-564-AAIS | Fax 630-681-8356 Phone: 630-681-8347 | Fax: 630-681-8356 e-mail: info@aaisonline.com Top