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RV Advice RV Links RVAdvice Links Stardenotes RV Webmaster's pick for a GREAT SITE! Indicatesa new link listed Last changes made December 4, 2005 Commercial linking only for payingpatrons, visit our Sponsor page for information. If you find any expired link, or if you'd like tosuggest a NON-COMMERCIAL link or a non-commercial HOMEPAGE, pleasesend URL request to the webmaster: Liz @ rvadvice.com (remove spaces beforesending email). HAVEFUN! Campgrounds/Camping/Travel Classifieds Clubs/Special Interest Commercial Fulltiming Government International Newbies Newsgroups/E Groups OtherInterest Homepages RVSites CommunityEvents and RV Shows (you will be transported off thispage to another section within this web site). 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Recreation Vehicle Insurance

Insurance for Recreational Vehicles Graduate's Guide to Insurance Auto Insurance 101 After an Auto Accident Filing an Auto Insurance Claim Insurance for Recreational Vehicles Preparing for College Home Insurance for Recreational Vehicles Boats, jet skis, ATVs and recreational vehicles are exciting modes of transportation. They provide a great means of escape on weekends and vacations, but ownership of these thrill-seeking vehicles creates the need for special insurance to protect you, your passengers and others. While all recreational-type vehicles can be protected by the same basic coverages, each one has its own special requirements and restrictions. This brochure offers some basic information about insuring the vehicles you use for sports and recreation. Basic Coverages At a minimum, boats, jet skis, ATVs and recreational vehicles need "liability" and "comprehensive" insurance coverage. Liability protects you if your vehicle injures someone or damages someone else's property, and comprehensive insurance protects your property in case of vandalism, damage or destruction caused by theft or fire. Depending on the age and value of your investment, you may want to purchase collision insurance, which provides coverage for damage you cause to your own property. Boats The amount you pay for your boat insurance will depend on many factors including the boat's value and the value of your boating equipment, the engine's horsepower and whether it's in-board or out-board, and the length of the boat. You may purchase additional coverages for such things as such as Fuel and Other Spillage Liability, your boat trailer, medical payments, personal effects and liability to protect you from an uninsured boater. You may be eligible to receive lower rates if you hold a captain's license or have completed safety courses provided by the U.S. Coast Guard Auxiliary or Power Squadron Courses. You may also receive discounts for having safety equipment on board or providing protective storage for your boat during non-use or off-season. Jet Skis The price of insuring a jet ski varies depending on its engine power and value. Your insurance costs will typically be higher for a jet ski with more than 500 cc. You also may obtain insurance to protect your trailer or to pay you for medical payments if you're in an accident. Recreational Vehicles You may want to purchase an automobile policy to cover this type of vehicle. This policy will provide you with liability, medical payments and physical damage coverage for your motor-home and can be endorsed to include coverage for rental to others. Other coverages you may want to consider are: Replacement Cost/Purchase Price - In the event of a total loss, you will receive a new unit equal to the model, class, body type and equipment of your previous one. You will be compensated for the actual purchase price of the vehicle. Personal Effects - Your valuables (clothing, jewelry, etc.) may be covered against most hazards. Other coverages you may want to discuss with your Trusted Choice ® insurance agent are Towing and Labor or Emergency Expense Allocation insurance. Special rates may apply if you are more than 45 years old and have a good driving record. A Final Note All recreational-type vehicles can be protected by the same basic policy. Your Trusted Choice ® insurance agent can provide you with more details about this special insurance and guide you in purchasing the best coverage to maximize your enjoyment and meet the insurance needs for your recreation equipment.

RV buyers use a

Insider RV Financing Secrets Insider RVFinancing Secrets How to Buy an RV Current Rates Loan Programs RV Loans Home Boat Financing RV Financing Aircraft Loans RV News Apply On-Line NOW! RV Articles and Information Insider RV Financing Secrets Many people who contemplate financing an RV, or any other high-ticket items such as a boat or private aircraft, are intimidated by the length of the financing term needed for an acceptable payment. Typical financing terms are 10 to 20 years, with 15 years being the most common. Some consumers choose a shorter financing term and a higher payment simply because of their fear of the longer-term commitment. Even though they obviously know RV owners rarely, if ever, keep an RV for the entire term of their financing, they choose a shorter term. They unnecessarily strap themselves to a higher payment that could strain their budget; should illness, unemployment or other hard times take place. Others buyers choose the longest term available to secure the lowest payment possible; even though they could afford much more. They usually pay more interest than principal during the first half of the loan period, and wind up in an "upside-down" position when it comes time to trade or sell their RV. In other words, the remaining payoff on their loan is much more than the actual value of their unit because they chose the longest loan term. A Hybrid System Savvy RV buyers use a "Hybrid" type of financing system to get the best of both worlds. They finance the RV for the longest term available for the loan amount, which makes the payment lower than they can actually afford. During the loan, they make the monthly payment PLUS an additional amount, which is directly subtracted from the principal amount of the loan. When this approach is followed with discipline, it can lower the "effective" interest rate to as much as half the original rate - as well as dramatically shortening the length of the loan term. It also allows the most flexibility. Should the borrower face a situation where times are rough or money is tight, they still have the luxury of making the lowest payment possible. An Example of a $50,000 Loan Interest Rate: 6.25% Term in Years: 15 years Payment Amount: $428.71 Total Interest Paid: $27.167.80 Now if this person added $50 to each monthly payment, he would change the repayment terms to: Effective Interest: 5.64% Term in Years: 12 years Total Interest Paid: $18,927.20 Interest Savings: $ 8,240.60 Now lets assume that this person added $150 to the monthly payment. Effective Interest: 2.66% Term in Years: 8 years Total Interest Paid: $5,556.17 Interest Savings: $21,611.63 Whats the Bottom Line? Comparing our last example of a consumer applying our hybrid system to an individual who took out an 8-year loan upon purchasing the same RV The hybrid system would have saved nearly 4% in interest over the initial 8-year financing. By shortening your loan term from 15 years to roughly 8 years, you have saved over $21,000 in interest. You have also reduced your "effective" interest rate to less than 3%. Plus, the buyer has paid off a 15-year loan in about 8 years! Even if they miss a few months of additional principal payments, they will still have saved thousands of dollars in finance charges. The additional $150 per month added to principal has saved about $78 per month over choosing an 8-year initial loan term. That equates to about $7,500 savings in payment amount over the course of the loan. What if I Dont Make the Additional Payment? The key to making a hybrid payment system work - is discipline. You must make the additional principal payment every month, or very close to it. You should be certain your scheduled payment amount plus any additional amount you plan to add toward principal is within your budget. Even if you intend to use a hybrid payment system, but never add an additional penny towards principal you will have simply paid off your loan in the same manner the majority of RV buyers choose. Barry Wilder - President Best Rate Financial Services RV Loans and Financing Barry Wilder has been associated with his family RV business for over 25years. He is currently the owner of Best Rate Financial Services, providingloans and refinancing for RVs, boats and aircraft. They also provide RV and Boat Warranties. This article may ONLY be reprinted in it's full original form and MUST contain the author's information and linking structure. Please notify us if you are an authority in a related field and would like to submit articles. We welcome your questions and comments. Info@bestrate-loans.com 573-442-4949 For our Loan Application - Click Here! © 1995 - 2005 Best Rate FinancialServices -- All Rights Reserved.

Recreation Vehicle Insurance

Aon Recreation Insurance -- Home | Contact Us | Privacy Policy | Site Map About Us Request a Quote Insurance Coverage RV Seminars & Rallies Newsletters & Articles Customer Service Insurance Home RV Auto Medium-Duty Truck Watercraft Motorcycle/ATV Snowmobile Collector Car Umbrella Medical EmergencyPlus Mexico Insurance Vendor LiabilityCoverage for RVers Who Exhibit -- Classic Car -- Get an instant quote now. -- Does the rumble of a 427 big-block engine make your motor run? Does the mirror finish of a perfectly restored paint job on a 1959 Chevy Corvette make your heart race? If so, youre not alone. It is estimated that there are more than 4 million collector cars in the United States, and that number is growing every year. Whether youre already an avid collector or a first-time buyer, you may want to give some additional thought to insurance for your prized possession. You might think insuring it with regular auto insurance is easiest, but doing so is usually a mistake. Collector car insurance offers expanded coverage for the special nature of your vehicle at a fraction of the cost of standard auto insurance. For more than 40 years, our sister program, Aon Collector Car Insurance, has protected collector cars. Program Highlights: Minimal usage restrictions Unlimited mileage for all classes Agreed Value Coverage to protect your investment against depreciation Zero-dollar deductibles with the highest limits available Instant online quotes and application submission One-day-turnaround on most completed applications Qualifying Vehicles Use this guide to determine if your collector car is eligible for Aon Collector Car Insurance. Insurance Coverages Aon Collector Car Insurance provides comprehensive coverage for your investment. Find out more about our outstanding coverage. Use our instant quote calculator to figure your annual premium right now. Footer | Footer | Footer -- Insurance License Information © 2005 Aon Recreation Insurance

RV Parts Superstore USED

Used Motorhomes and Other Consigned RV Sales - PPL Motor Homes The Largest RV Consignment Dealer in the USA The hassle free way to buy or sell used Motorhomes, 5th Wheels & Travel Trailers PPL Motor Homes has Sold Over 15,500 Consigned RVs since 1972. We also offer RV Insurance, Financing, Service and our RV Parts Superstore USED RVs FOR SALE Pictures, floor plans, descriptions and prices on over 175 Diesel Pushers , Motor Homes , Mini Motorhomes , Travel Trailers , and 5th Wheels for sale on PPL's huge 12 acre consignment lot. Updated daily! SELL YOUR RV We can help you sell your RV QUICKLY and at a FAIR PRICE ! We serve RV Sellers, Buyers and Owners Nationwide. View our RV Pricing information. RVs RECENTLY SOLD Compare your RV with over 1900 consigned RVs sold by PPL in the last 2 years from the largest RV Consignment facility in the U.S.A. RV PARTS SUPERSTORE Check out the everyday low and special sale prices on our many featured RV products. Order online or call our 800#. We ship nationwide. RV INSURANCE No Obligation Motor Home , Travel Trailer or 5th Wheel Quote - What you don't know about RV Insurance can cost you money! RV SERVICE Collision damage and insurance claims welcome on motor homes and recreational vehicles. FAQ Frequently asked questions about buying an RV, listing your RV for sale, financing and more! RV LINKS Visit sites relating to RVs MAP How to Find PPL...Map and Driving Directions . 10777 Southwest Freeway Houston, Texas 77074-1003 1-800-755-4775 (N.A.) (713)988-5555 (713)988-8447 FAX e-mail sales@pplmotorhomes.com Hours for PPL's Used RV Consignment Dealership, Parts Superstore and RV Insurance Mon-Fri 8am to 5:30pm CT Sat 9am to 4pm CT Closed Sunday PPL Motor Homes All Rights Reserved, 1997-2006 Revised: 01/05/2006 -- PPL Motor Homes 10777 Southwest Freeway (Highway 59 South) Houston, Texas 77074-9829 713-988-5555 1-800-755-4775 Hours: 8-5:30pm Mon-Fri 9-4 Central Saturday PPL Home | RVs for Sale | Steps to Buy | Sell Your RV | Insurance RV Parts Superstore Home | Service | About PPL | Photo Tour | Contact PPL PPL Motor Homes Houston, Texas All Rights Reserved, 1997-2006 Used RVs, Motor Homes, Motor Coaches Organized by Brands and Models RVs ( Recreational Vehicles ) Motorhomes 5th Wheels ( Fifth Wheels ) Travel Trailers Motorcoaches Buses or Diesel Antennas & Satelites King Dome & KVH Tracvision RV Satellites , Winegard TV Antennas , Satellite Finders , Satellite Locator , Satellite Meter Air Conditioners (Roof) Coleman , Carrier , Duo-Therm RV Air Conditioners , Marine Air Conditioners Awnings & Screen Rooms Awnings, Screen Rooms, Awning Parts and Accessories Gas Grills/Accessories BBQ Grills, Portable Cookers, Gas Lighters & Accessories Bikes and Bike Carriers Bikes, Bike Carriers, Racks & Ladders Recliners,Chairs,Tables Folding Recliners, Chairs, Tables, Camping Items Chemicals & Cleaners RV Toilet Chemicals, Enviro-chem, Aqua-kem & RV Cleaners Covers (RV,Tire,WindShield) RV Covers , Storage Covers , 5th Wheel Covers , Travel Trailer Covers , Windshield Covers and Tire Covers Directories & Books RV Directories, RV Books, RV Manuals, and the Next Exit Electrical (110 Volt) RV Power Cords , Outlets, Adapters and 110 Volt Electrical Electrical (12 Volt) RV Converters, Inverters, Chargers and 12 Volt Electrical Furnaces & Heaters Atwood , Suburban , and Olympian RV Furnaces and Parts Generators ( Onan RV ) Onan Generators , Onan Parts , Home Standby Generator , Residential Backup Generator and Onan Manuals Jacks, Levelers, Chocks Electric Trailer Jacks , Tongue Jack , Camper Jacks , Power Jacks Scissor Jacks , Stabilizers , Leveling Jacks , Wheel Chocks , Wheel Locks , Hydraulic Jacks LP Gas LP Gas Cylinders , LP Gas Parts and LP Gas Accessories Lights 12V RV Lights, Thin-Lites, Light Bulbs and Fluorescent Tubes Mirrors Towing Mirrors, Clip On and Cipa Mirrors Plumbing (Black Water) RV Toilets, Tanks, Plumbing and Sanitation Accessories Plumbing (Fresh Water) Flojet Pumps Shurflo RV Water Pumps , Filters, Fixtures and Water Tanks Refrigerators Norcold and Dometic Refrigerators and Refrigerator Parts Roofs & Roof Repair EPDM Rubber Roof , Roof Coatings, Sealants and Repairs Sealants & Adhesives Caulks, Sealants, Adhesives, Sealing Tapes and Repair Kits Solar Power Solar Power Kits and Solar Battery Chargers Steps & Mats RV Steps, Step Parts and Step Rugs Stoves/Ovens,Microwaves RV Stoves , Ovens, Microwaves , Gas Cooktops and Range Hoods Towing & Hitches Blue Ox & Roadmaster Tow Bars , Tow Dollies, BrakeBuddy , and Hitches Vents RV Vents, Vent Covers, Power Vents & Vent Parts Water Heaters & Parts Suburban and Atwood RV Water Heaters and Water Heater Parts Wheels & Suspension RV Wheel Covers, Simulators, Shocks, and RV Covers