Mobile Home Insurance
Manufactured Home Lot and Combination Loan Insurance - HUD Housing About Housing Contact us Keywords Single Family Audience groups Buying a home Events & training FHA insured loans Common questions Housing counseling HUD homes/ REO Owning a home Reference guide Regulatory programs Hospitals Multifamily OAHP Reading room Online forums Work online HUD news Homes Communities Working with HUD Resources Tools Webcasts Mailing lists Contact us Help Manufactured Home Lot and Combination Loan Insurance Information by State Print version Email this to a friend Summary: This program insures mortgage loans made by private lenders to buyers of manufactured homes and the lots on which to place them. Purpose: HUD has been providing mortgage insurance on manufactured homes under Title I since 1969. By protecting mortgage lenders against the risk of default, HUD's participation has encouraged them to finance manufactured homes, which had traditionally been financed as personal property through comparatively high-interest, short-term consumer installment loans. The program thereby increases the availability of affordable financing and mortgages for buyers of manufactured homes and allows the buyers to finance purchase of their home at a term and interest rate comparable with the commercial loans typically used to finance manufactured homes. Type of Assistance: Title I programs offer coinsurance--HUD insures private lenders against losses of up to 90 percent of the value of a single loan, while the lender retains responsibility for the remaining 10 percent. In addition, the insurance coverage is limited to 10 percent of the lender's Title I portfolio. The buyer must agree to make a downpayment and interest rate payments determined by the lender. Title I insurance may be used for loans of up to $64,800 for a manufactured home and lot and $16,200 for a lot only. The lot must be appraised by a HUD-approved lender. The dollar limits for combination and lot loans may be increased up to 85 percent in designated high-cost areas. The maximum loan term is 20 years for a single-module home and lot, 25 years for a multiple module home and lot, and 15 years for a lot only. Eligible Grantees: Private lending institutions are eligible for insurance on loans made under the program. Eligible Customers: All buyers of manufactured homes who plan to use the homes as their principal residence are eligible for the program. Eligible Activities: Application: Buyers of manufactured homes may apply for insurance through a HUD-approved lender or through a lender's approved Retailer. CLICK HERE to find a nearby HUD-approved Title I lender . Technical Guidance: The program is authorized under Title I, Section 2 of the National Housing Act (12 U.S.C. 1703). Program regulations are in 24 CFR Part 201. These regulations, as well as applicable handbooks and notices, are available electronically through HUDCLIPS . The program is administered by the Office of Housing, Federal Housing Administration. Contact the Home Improvement Branch at (202) 708-2121 for more information. For More Information: For more information, refer to "Financing Manufactured Homes, HUD-265-H(10), available from the HUD Customer Service Center, 1-800-767-7468. Information can also be found at the HUD-approved Title I lender page or you can contact a HUD-approved housing counseling agency . To learn more about manufactured housing options and opportunities, try HUD's Manufactured Housing web page or the Manufactured Housing Institute website. Content updated May 22, 2002 Back to top FOIA Privacy Web Policies and Important Links Home U.S. Department of Housing and Urban Development 451 7th Street S.W., Washington, DC 20410 Telephone: (202) 708-1112 TTY: (202) 708-1455 Find the address of a HUD office near you Fleetwood RV Download LibraryFleetwood RV Brochure Download Library Welcome! 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Browse a big selection of of RV power supplies, RV awnings, tire guards, windshield covers and other items to protect and customize your RV. Select 12 | 24 | 48 items per page View Images | Text-Only Page 5 of 12 Prev 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 Next Jump to: 1 - 9 10 - 12 Home | Articles & Resources | About Us | Buyer's Club | Free Catalog | Privacy Contact Us | How To Order | Sizing Information | Order From Any Catalog | Order Status | Join Our Affiliates Subscribe/Unsubscribe | Change Email | Customer Service | Buyer's Club 4-Pay Plan | Shipping/Handling Gift Certificates | Our Links | -- Boot Finder | Shop All Categories | Shop By Brand | Shop By Size | View Our TV Commercials | Help Order securely online 1-800-882-2962 RV travel just gotRV Travel with a Purpose… RV Care-A-Vanners -- Habitat for Humanity Int'l 1 RV Travel with a Purpose… RV Care-A-Vanners RV travel just got better! Habitat for Humanity International’s RV Care-A-Vanner program offers anyone who travels in a recreational vehicle the opportunity to make a difference — and have fun while doing it — by helping build houses with families in need. The RV Care-A-Vanner program welcomes people of all ages and from all walks of life who are ready to pick up a hammer and help change lives. No Experience Necessary Every RV Care-A-Vanner building project is a unique and rewarding experience. Previous RV Care-A-Vanner teams have participated in house construction, roofing, interior and finish work, renovations and disaster relief. Those who prefer to be non-builders volunteer in the affiliate office or as “go fors” around the build site. There are ample opportunities to learn and plenty of meaningful work for everyone — no experience necessary. RV Care-A-Vanner builds normally involve eight to 20 RVing volunteers and last two weeks, with ten six- to seven-hour workdays. A typical day begins with devotions and includes morning, lunch and afternoon breaks. Volunteers bring sturdy work shoes and gloves, and their personal hand tools -- tool belt, hammer, square, pencil, measuring tape. The affiliate provides everything else including power tools, ladders, building materials, instruction and supervision. A volunteer leader handles the organization and administration of the team. Team members pay their own expenses, which may be tax deductible, and the host affiliate arranges for RV parking — usually free or at a nominal charge. Teams can expect at least minimal electric hookups, access to water and a dump station nearby. Hosting affiliates often also provide lunches and a welcome gathering. Due to safety and hygiene issues, pets are not permitted on the work site. Aside from the opportunity to use existing construction skills and learn new ones, RV Care-A-Vanner teams experience God’s love in action firsthand. Lasting friendships develop as the group parks together, builds together, eats together and socializes. In addition, the team often has the opportunity to work alongside local volunteers and future homeowners — a truly unforgettable experience. Check the Build Listing for builds that fit your travel plans. More Than Houses Habitat for Humanity and the RV Care-A-Vanners are about much more than building houses. Many team members partner with Habitat affiliates around the country to promote awareness of poverty housing and homelessness by speaking to churches, civic groups and local media. Individual Care-A-Vanners often make financial contributions to the host affiliate and houses built by RV groups are sometimes funded through fund raising and donations from the members. RV Care-A-Vanners are encouraged to help defray the cost of the program by donating on line. mobile home sales onGoogle Answers: Affordable condo/mobile home sales on Floridas Gulf Coast Log in | Google Answers Home View Question Ask a Question Q: Affordable condo/mobile home sales on Floridas Gulf Coast ( Answered , 4 Comments ) Question Subject: Affordable condo/mobile home sales on Floridas Gulf Coast Category: Miscellaneous Asked by: crickets-ga List Price: $100.00 Posted: 29 Oct 2002 08:12 PST Expires: 28 Nov 2002 08:12 PST Question ID: 92033 I am looking to purchase a reasonably priced ($65,000.00 or less)condoor mobile home in the area of either Indian Rocks, Madeira Beach,Englewood Beach or Bonita Beach Florida. It MUST be within walkingdistance of the beach and shopping. I would like it to have 2 bedroomsand a balcony/lanai if possible. Thanks for your help. Request for Question Clarification by silviares-ga on 11 Nov 2002 18:07 PST Hello crickets-gaI contacted several real estate agents in the area but all of themseem to think that the 65,000$ limit you fixed is too low to findsomething with the requisites that you specify.I will copy here one of the answers I got and I would like you to letme know if you are willing to pay a higher price or to buy somethingnot so close to the beach.Here is the real estate agent reply"....In response to your inquiry.It is very difficult or near impossible to find a 2BR condo or mobilehome on the beach for under $65,000! The 2BR condo,s on the beachstart at around $140,000 and there are few mobile homes on the beachbecause the real estate is so high. There are 1 or 2 parks on thebeach but even there the homes start at aroung $85,000 when they comeup which is seldom.I have found several nice homes just off the beach that are within 5minutes driving of the beach. A very nice mobile home on bayou waterfront but no beach for $69,000 which again is about a 5 min drive tothe beach.Regards"Let me knowSilviares Answer Subject: Re: Affordable condo/mobile home sales on Floridas Gulf Coast Answered By: peggy_bill-ga on 11 Nov 2002 19:53 PST Rated: Hello crickets,Earlier this year, I found an old farm house on 40 acres across thecountry from where I was living. I now own it. What I found, is thatif you are interested in something that is unusual, you have to lookfor yourself. So, you want to find a web page that will let yousearch through the properties yourself. The realtors that Icontacted to help me search were uninterested in helping me for thelow price I wanted to pay. I found my home on line through my ownreal estate searches and then went to visit. There was enoughinformation that I could actually go right to the house.So, I have done some similar searches for you. I started by searchingfor real estate in Florida. I have found a couple of locations, thatI hope will work for you.I am not certain where there is shopping. But, this place seems to bewithin a half mile of the beach.$69,000 BONITA SPRNG, FL 34134Beds: 2Baths: 1Sq.Ft.: 672MLS #80057885$69,000 Located in SPRING CREEK VILLAGE NO 3, Area: 4725, BONITASPRNG, County: LEE, Zip Code: 34134.This mobile/manufactured home built in 1978 has 2 bedroom(s), 1 fullbath(s) and is approximately 672 sq ft of living area. Rooms include afamily/florida room, eat-in kitchen, master bedroom, master bathroom.Other features include window treatments. This home has a 2 carcarport. Recreation amenities include community swimming pool(s),community tennis court(s), community clubhouse(s), community boatfacilities.NAPLES REALTY SERVICES-BONITAOffice: (239) 498-3333 http://www.realtor.com/FindHome/HomeListings.asp?areaid=39969&mlsttl=&frm=byMap&pgnum=1&mls=xmls&lnksrc=&js=on&fid=so&vtsort=&ss_aywr=no&optInCheckbox=no&gate=&poe=realtor&ct=Bonita+Beach&st=FL&zp=&mnprice=10000&mxprice=70000&mnbed=2&mnbath=0&typ=1&typ=3&typ=2&mnsqft=0&exft=0&exft=0&exft=0&exft=Any+Size&lid=&Submit1=Search ________________________________________________________________________Again, I am not certain where there is shopping. But, this placeseems to be within a mile of the beach. $44,900 See Listing Details 2039 Willow DriveEnglewood, FL 34224Beds: 2Baths: 1.5Sq.Ft.: 684MLS #373219 presented by:KATHY DAMEWOOD(800)881-1311 $44,900 Located in Aillon, Englewood, County: Charlotte, Zip Code:34224.2039 Willow Drive. This mobile home built in 1975 has 2 bedroom(s), 1 full bath(s), 1half bath(s) and is approximately 684 sq. ft. Rooms include a familyroom, master bedroom. Other features include breakfast bar, pantry.This home has a carport.RE/MAX BAYSIDE PROPERTIES INCOffice: (941) 475-1311 http://remax.realtor.com/FindHome/HomeListings.asp?mlsttl=Englewood&frm=bycomm&pgnum=1&mls=englewood&lnksrc=REALRSCF2C0002&js=on&gate=remax&poe=realtor&st=fl&areaid=1085448&typ=1&typ=2&typ=3&mnprice=0&mxprice=10000000&mnbed=0&mnbath=0&mnsqft=0&pgsz=5&view=2&ss_fthb=n%2Fa&ss_mitm=n%2Fa ________________________________________________________________________This site listed 30 homes in Englewood Florida for under $80,000. Isearched for 2 bedroom. There was no place for distance to beach. However, if you look at this site, many of the houses have maps thatlocate them. A few that I looked at were within 2 miles from thebeach. http://list.realestate.yahoo.com/display/realestate?ct_hft=table&cc=realestate&loctype=c_s_z&intl=&cs=time+2&csz=englewood%2C+florida&cl_l4pri=&ch_l4pri=80000&cl_bds=2&cl_bth=&fullnodeid=750007014 ________________________________________________________________________Be warned that there are a lot of sites that will tell you there isnothing under $100,000. Probably best to just go somewhere else whenyou see that.You can try this property finder website http://www.florida-properties.com/propfind.asp This one was the most useful for me http://list.realestate.yahoo.com/ Keywords Used: United States Florida Englewood http://remax.realtor.com/florida/nbselfl.asp?st=&gate=remax&poe=realtor real estate http://hotbot.lycos.com/?query=real+estate&cobrand=&matchmode=all&datedelta=0&language=any&recordcount=10&descriptiontype=2&modsign1=MC&dateoption=within&placeselection=georegion&srchbutton.x=40&srchbutton.y=11 real estate http://www.google.com/search?hl=en&lr=&ie=UTF-8&oe=UTF-8&q=real+estate&btnG=Google+Search I hope this helps you find what you are looking for.pba Request for Answer Clarification by crickets-ga on 12 Nov 2002 07:15 PST Hi Silviares,I appreciate the work you put into trying to help me. Unfortunately,I cannot drive at this time, but am hoping to be able to in thefuture. I would certainly "settle" for a one bedroom within walkingdistance of the beach and I can "give up" being near a shopping area. I know how difficult this search is and I appreciate any leads you canprovide me with. Thanks for everything.crickets Clarification of Answer by peggy_bill-ga on 12 Nov 2002 08:16 PST Dear crickets,I will be glad to keep looking. What I need to know is how far do youconsider walking distance. None of the pages I saw used that term. But, many of them had maps with scales on them. Did any on the listthat I posted look good to you?Thankspba Request for Answer Clarification by crickets-ga on 12 Nov 2002 10:16 PST Hi pba,First of all, thank you so much for all your work. You have done awonderful joband I appreciate all the leads you have provided. Rest assured, thatthis is my dream and I will never give up searching. A little personalinfo...I had LASIK eye surgery 1 1/2 years ago that has left me unableto drive. I am working on getting back to driving and that will helpmy search immeasurably.At this time, however, I need to find something that I (an unfit 55year old...ha! ha!) can walk to (and back from) without passing out. I would guess that that distance would be about 1/2 a mile or less. Iwent to all the sites you provided and they have renewed my faith thatthere IS something out there for me. Thank you so much for that. Best of luck with your farm and property.crickets Clarification of Answer by peggy_bill-ga on 13 Nov 2002 08:34 PST Dear Crickets,I wish you the best of luck on this endeavor. I think it is greatthat you are pursuing your dream. I believe that what you want is outthere. It just isn't well advertised. Good luck on your lasersurgery. My brother had it years ago, and was eternally grateful forit.In the meantime, I had been looking for property that seemed to bewithin a mile of the beach. So, your clarification helps, but, Ican't tell for sure from the maps how far those properties are. So, Ihave contacted two realtors who listed a couple of those inexpensivehomes. I asked them what the distances were to the beach. I alsoasked them if they had anything else that met the critera. When theycontact me, I will let you know (their names are listed below).I did find a few trailer parks that had many trailers in your pricerange. I think I got them because I reduced the number of bedrooms. But, they are more like 3 miles from the beach. However, many ofthese places are a lot closer to other water ways than that. I don'tknow if that interests you, or not (address at the bottom). I think itwould expand your options. But, I guess if you are having troubledriving, you aren't going to want to get into a little speed boat. Although, they are alot of fun.On a completely different track, have you thought of the Floridapanhandle? When I was doing my national search, I discovered thatthat area was significantly cheaper than the rest of Florida. Thereare some nice beaches in this area, and the prices are much lower.I will let you know when I hear from the realtorspbaKathy Damewood in Englewood http://remax.realtor.com/FindHome/HomeListings.asp?mlsttl=Englewood&frm=bycomm&pgnum=1&mls=englewood&lnksrc=REALRSCF2C0002&js=on&gate=remax&poe=realtor&st=fl&areaid=1085448&typ=1&typ=2&typ=3&mnprice=0&mxprice=70000&mnbed=0&mnbath=0&mnsqft=0&pgsz=5&view=2&ss_fthb=n%2Fa&ss_mitm=n%2Fa and AMELIA BARRETO in Bonita Springs http://www.realtor.com/FindHome/HomeListings.asp?areaid=39969&mlsttl=&frm=byMap&pgnum=1&mls=xmls&lnksrc=&js=on&fid=so&vtsort=&ss_aywr=no&optInCheckbox=no&gate=&poe=realtor&ct=Bonita+Beach&st=FL&zp=&mnprice=10000&mxprice=70000&mnbed=2&mnbath=0&typ=1&typ=3&typ=2&mnsqft=0&exft=0&exft=0&exft=0&exft=Any+Size&lid=&Submit1=Search New listing using 1 bedroom. http://www.realtor.com/FindHome/HomeListings.asp?mlsttl=&frm=byMap&pgnum=1&mls=xmls&lnksrc=&js=on&fid=so&vtsort=&ss_aywr=&optInCheckbox=&gate=&poe=realtor&ct=englewood&st=FL&zp=&mnprice=10000&mxprice=70000&mnbed=2&mnbath=0&typ=1&typ=3&typ=2&mnsqft=0&exft=0&exft=0&exft=0&exft=Any+Size&lid=&Submit1=Search&areaid=8226 crickets-ga rated this answer: and gave an additional tip of: $50.00 peggy_bill (pba) has been absolutely wonderful! I could not ask formore help or enthusiasm and she continues to work on getting an answerto my difficult question. I am especially grateful that she hasrenewed my faith that I will actually realize my dream. Thank You!Thank You! Thank You! Comments Log in to add a comment Subject: Re: Affordable condo/mobile home sales on Floridas Gulf Coast From: peggy_bill-ga on 22 Nov 2002 17:42 PST Dear crickets,I have not yet received any emails from either of those realtors thatI contacted. I would suggest that you attempt to contact them. Theiremail and webpage addresses are above. You might even call them.In anycase, since they are showing property within your price range,they would be very good people to talk to. I am just sorry they neveranswered me.Good luck.pba Subject: Re: Affordable condo/mobile home sales on Floridas Gulf Coast From: crickets-ga on 22 Nov 2002 18:12 PST Hi pba,Thank you for all your work. I truly appreciate it. I emailed two ofthe realtors listed and I have not received a reply either. It makesme wonder why they bother to ask people to email them.... I willcontinue to forge ahead with my quest. Thanks again. I hope Googlehas given you the tip. Take care.crickets Subject: Madeira Beach From: sergeantshultz-ga on 13 Feb 2003 23:51 PST I just left ebay, they have this listed:Florida 55 Plus Condo, spacious fully furnished, ground floor, onebedroom, one bathroom, 745 sq ft plus florida room and patio. New A Cwith digital thermostat. Covered parking space. $154,00 maintenancefee includes Cable TV, water, sewer, trash removal, lawn maintenance,building exterior, escrow reserves, heated swimming pool, shuffleboardcourts, large clubhouse with activities. Minutes to Gulf Beaches,Across the street from large VA hospital, On city bus line, Close toTyrone Mall (over 170 stores). Ideal for snowbird situation, lock thedoor in April and return in October.Complex includes several yearround residents BUY IT NOW FOR $45,000.00 Could include 1990 MercuryGrand Marquis all original with 44,131 miles THIS IS THE ITEM NUMBER:2306995880 You can look it up by that number in search box.Other than that...Sergeant Shultz knows... "Nothing!" Subject: Sergeant Shultz strikes again. From: sergeantshultz-ga on 14 Feb 2003 00:06 PST I am going to have to get these Real Estate guys to put me on aretainer...I did a search for Florida property at Ebay and came up with thisdescription that lists Englewood Beach. I know you said condo ormobile but a building lot in a new residential area for this price?Now if you have an ounce of "initiative" you will locate some masonaryhome builder (in Minnesota or Alaska or somewhere ICEBERG cold likeAlbert City, Iowa) that would darn near pay you to spend the winterworking on your new home in sunny Florida.Here is their description with the item number at end so you can lookit up at Ebay's search page ( http://www.ebay.com )Welcome to South West Florida. Your bidding on a 10,000 sq ft. CORNER,Residential PORT CHARLOTTE Lot in an upcoming new neighborhood.Standard lot in the same section is listed locally for the $4,700shown in the Pictures below. Property is special being between twowaterway canals, The Apollo Waterway & The Jupiter Waterway, whichattracts upscale homes.Marina Park, public boat ramp leading to the Gulf, is less than 1 mileon Chancellor Blvd. shown in the pictures below. Riverwood Gulf &Country Club is easy access within 5 minutes from the Lot inside theneighborhood. Many new homes are up and in construction. Fair marketvalue conducted by a real estate agency is $4,000-6,000. . If youwould like to set up an appointment to view the property in personplease email me at DELSOLBF@AOL.COM or call me anytime at239-980-2197.Closest Beach is PORT CHARLOTTE BEACH just on Harbor blvd. You alsohave Englewood BEACH on County Road 776. Boca Grande BEACH on StateRoad 771. Neighboring Cities include Punta Gorda, North Port, CapeCoral, and Sarasota. DELSOLBF@AOL.COMLocal Comparable Sales from Real Estate Agencies are listed at$4,000-6,000 respectively. Agengcies are selling them to local andout-of-state investors and builders for as much as DOUBLE mine. Cutout the middle man! It costs $1,000 or 10%, whichever is higher, tosell a Lot with a REAL ESTATE AGENCY. Who pays their commission? TheInvestor/Buyer. This is how I can sell wholesale. DELSOLBF@AOL.COM333 Dorman St. Port Charlotte, Florida. Parcel ID:0027512-000000-4.Section-Township-Range:04-40-21. Tax District:107, Market Area:01,Neighborhood:05. Legal Description:PCH 024 2066 0016 PORT CHARLOTTESEC24 BLK2066 LT 16 240/298 DELSOLBF@AOL.COMPort Charlotte is one of the highest ranked cities in the Nation ingrowth rate. Charlotte County is ranked #1 in the State of Florida forLowest Crime Rate. Residential Lots in every neighborhood are high indemand. People will always need a place to live. Corporations rise andfall, Real Estate always Appreciates!!! Its just a matter of whatarea's to invest in. SouthWest Florida is home to the HOTTEST MARKET.You can't beat these gains in the STOCK MARKET. REAL ESTATE will bethe investment tool of the future. DELSOLBF@AOL.COMI do offer no qualifying owner financing at $1,200 down with thebalance spread over 12 months @ 12% interest. Closing Costs are $75.00flat for Charlotte County to process the Deed and prepare thepaperwork.I also invest in the Cape Coral area, well as Sarasota and Northportarea. I will send you info and pics of my Land Inventory in additionto my Ebay Auctions. I get new Lots in weekly. Email me atDELSOLBF@AOL.COMPlease email me if you'd like to see more pictures of the physical lotand ammenities.Picture 1: Charlotte County Aerial Map of Lot 16 showing The ApolloWaterway.Picture 2: Charlotte County Street Map view showing The ApolloWaterway & The Jupiter Waterway.Picture 3: Standard Lot for Sale in area. Picture 4: Right view of the physical Lot. Picture 5: Marina Park for free access to Gulf. Picture 6: New Construction. I will "BUY NOW" this property for a $3,500 payment in full. Seriousbidder's only please!!! All fraudalent bidders will be turned in toEbay personally!!! $250.00 deposit per property is required within 24hours of Auction End. Thanks and please feel free to email or call mewith any questions. Brandon of delsolbf@aol.com. (239)980-2197.Item # 2308060126 Important Disclaimer: Answers and comments provided on Google Answers are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Google does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. Please read carefully the Google Answers Terms of Service . If you feel that you have found inappropriate content, please let us know by emailing us at answers-editors@google.com with the question ID listed above. Thank you. Search Google Answers for all questions answered questions unanswered questions Google Home - Answers Help & Tips - Answers FAQ - Terms of Service - Privacy Policy ©2006 Google |
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