Mobile home insurance going


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Sun Herald - 12/13/05 Tue, December 13, 2005 Home | Sports | Classifieds | Charlotte News | Englewood News | North Port News | DeSoto News | Venice News 12/13/05 Mobile home insurance going sky high NORTH PORT -- Insurance rates for owners of manufactured homes are skyrocketing with no sign of stopping any time soon. So said John Ruggeri, an insurance executive with Ruggeri Insurance of Sarasota, whose clients include many manufactured-home owners. Ruggeri will speak about insurance issues at 11 a.m. on Wednesday at the recreation hall of LaCasa, and anyone with a manufactured home is urged to attend. Residents of River Walk, Lazy River, Harbor Isles and Harbor Cove, as well as LaCasa, are welcome. "Insurance for manufactured homes is going to get horrendously more expensive," Ruggeri said. "After Hurricane Andrew, new construction codes came out in 1994." Ruggeri said that insurance carriers are now trying to limit their obligation to only insure manufactured homes built prior to the 1994 codes. After Andrew, many insurance carriers would not insure manufactured homes at all, Ruggeri said, so the state formed its own company - now called Citizens - to act as a pool to insure the highest risks. Their rates, by law, are based on the average of the five highest private insurers' rates in the state, so they do not compete with private carriers. "Citizens is like a company of last resort," Ruggeri said, "but they have continued to raise their already-high rates." For example, he said they (Citizens) "just tacked on a six-percent increase from the 2004 hurricanes." This fall, citizens raised its rates by another 15 percent, and for the 2005 hurricanes it looks as though rates will increase yet another 10-11 percent, according to Ruggeri. "Citizens is looking at a $1 billion loss for 2005. They are going to have to get that money from somewhere," he said, adding he believes, the rest comes from everyone else's pockets. Private carriers will be required to help fund the losses that Citizens is facing, he said. They will, in turn, pass the costs on down to their customers. Ruggeri said that this year he lost almost 1,000 clients who did not renew their manufactured-home policies. He suspected that these people now are without property insurance. Ruggeri said that when people can't get insurance for their manufactured housing, the owners are more inclined to seek rezoning and sell the land at a profit. This results in a loss of affordable housing. Ruggeri was invited to speak to residents by John Clancy, who is on the Homeowners Association board at La Casa. Clancy urges residents to attend the meeting, learn about this insurance crisis and available options. Anyone interested in attending, call Clancy at (941) 423-5570. You may e-mail Susan Hoffman at shoffman@sun-herald.com. By SUSAN E. HOFFMAN North Port Assistant Editor © 2006All rights reserved. Your Local Internet Service Provider A division of Sun Coast Media Group Inc. Publishers of the Sun newspapers.
RV Motor Home
Welcome to Motor Home & RV Super Center: Home Home Search Inventory Sales Finance Parts & Service Ask Mr. Motorhome Route 66 GoRVing Join Us Thats right, just because the weather is cold and theres snow on the ground, doesnt mean that weve gone into hibernation! Motor Home & RV Super Center , Maine s biggest and best RV dealer is STILL making RED HOT deals just like we always do! Dont wait for the spring rush to hit; act now while selections are great and interest rates are still low! Before you know it, spring will be here and the demand for our Winnebago , Holiday Rambler and KZ RVs will be through the roof, so dont waste another minute. Come in today and find out why so many RVers Adventures Begin At Motor Home & RV Super Center ! Announcing the addition of Jayco Quality Towables to our already award winning lineup of some of the best motor homes, travel trailers and fifth wheels in the industry! 2005 Holiday Rambler Presidential FW 34RLT (#TT264)INSTALLED OPTIONS - 7,000lb Never Lube Axles, Quick Draw Elec Rear Stabi, Remote Landing Gear, Slide-Out Storage Tray, Aluminum Wheels, 8 CF Refrigerator w/ Ice Maker, 27" Color TV in Livingroom, VCR Option, Home Stereo 5 Disc/DVD w/ Srnd, Exterior Radio w/ CD Player, Interlocked Plank Floor Galley, 2 UltraLeather Glider Recliner, Hide-A-Bed Sofa, 2-Two 12V Deep Cycle Batteries, Generator Prep, Tub w/ Glass Door, Dual Pane Windows, Black Out Shades LR/BR, Patio Awning w/ Cover, Slide-Out Cover DS, Slide-Out Awning Kitchen, Bedroom Slide-Out Cover, Swing Out Entry Door Handle, Roof Ventilation-2nd 13.5 BTU AC w/ Remote, A/C Ventilation-High Capacity AC w/ Remote Price: ...Sale Price $52,147 2005 Winnebago Minnie WF324F (#M816)INSTALLED OPTIONS - Oceanside/Blue/Oak, Entertainment Center/Ext w/CD, Entrance Step-Elec, Window Front Bunk Delete, Ext Paint #1 w/ Fiberglass Boards, TV 13" w/ DVD-12V, Windows-Coach Dual Pane, Battery-Second, Drainage System-Heated, Mirrors-Exterior w/ Defrost, Generator 4.0 KW Onan Gas-Microquiet, Floor Covering-Vinyl Throughout, Awning-Patio, Wheel Liners-Stainless Steel, Exterior Wash Station, Instrument Panel Applique Price: ...Sale Price $60,888 2006 K-Z Coyote 23CT (#TT308)INSTALLED OPTIONS - Mandatory Living Package, Fiberglass Sidewalls, 6 CF Refrigerator, Oven, Sink Cover (1), Outside Grill, Trailer Power Jack, Gas Bottle Cover, Exterior Shower, 2 Stabilizer Jacks (Front), Spare Tire, Spare Tire Carrier, Spare Tire Cover. Price: ...Sale Price $16,571 Maine Campgrounds & RV Parks Motor Home & RV Super Center I 220 Station Road I Auburn, Maine 04210 I Phone: (207) 783-1169 I (800) 244-6686 VIEW MAP
Mobile Home Insurance
Chase Insurance Group - Homeowners Insurance ")} else if (document.all){document.write("")} else {document.write("")}//-- Home About Us Careers Contact Us Find Us Privacy & Security Site Map Log On Search Individuals Small Business Advice & Planning Customer Center Insurance Personal Property Chase Protect Your Most Valuable Possessions. Since 1666 when the first private home insurance was issued following the Great Fire of London, home owners have been protecting their homes -- and their families' standard of living -- with homeowners insurance. What Is Homeowners Insurance? This coverage helps limit your financial losses if your home or its contents are damaged, destroyed, or stolen. For a budgetable annual premium, if you are adequately insured, homeowners insurance shifts the bulk of the exposure to the insurance company. So, depending on your policy, if your possessions are lost or damaged owing to fire, theft, vandalism, storm or another covered disaster, your homeowners insurance can help rebuild, repair or replace the asset. It can also pay damages if someone is hurt on your property. (Note that flood damage is not covered under homeowners policies and must be purchased separately.) Who Needs Homeowners Insurance? You may if you own a home, whether it be a single family home, duplex, condominium or mobile home. When you apply for a mortgage, the lender will generally require proof of homeowners insurance to protect both their and your investment in your home. Even when not required, however, homeowners insurance is the single best way to protect against unexpected losses. How Does It Work? Depending on your individual need and budget, homeowners insurance can be purchased in a number of "packages." Coverage may insure against losses owing to: Injury occurring on your property. Fire and lightning. Smoke damage. Windstorms and hail. Vandalism. Theft. Explosions. Riots and civil commotion. Damage by vehicles and aircraft. Glass breakage. Premiums are based on the level of coverage, individual company rates (which may vary significantly), the value of your home and its contents, its location, and the amount of your deductible. Why Should I Find Out More? Ask yourself the following: If my home burned down, how would I find the financial resources to rebuild it? If my home were broken into and my possessions stolen or vandalized, how would I replace them quickly and without sacrifice? If a neighbor slipped and was injured on my property, would I be willing to risk paying for a lawsuit? If a tree fell on my roof, how would I pay for the repairs? Homeowners insurance can limit your liability to your deductible amount if a covered event takes place. Homeowners Insurance In Action: One Example When Lou and Sally returned home from their usual Thursday evening dinner out at their favorite restaurant, they were met by fire trucks and police cars in the driveway. An electrical short in the stereo system had caused a fire that destroyed 40 percent of their home. Because they had a homeowners policy with broad coverage, their out-of-pocket expenses were minimal relative to the total costs sustained. The insurance company paid their temporary housing costs up to the coverage limit. Get your mortgage from Chase. Make smarter home financing decisions and find the right mortgage by visiting the Chase Home Finance Center to check current mortgage rates, use calculators and apply online. Where can I get more information? For more information contact your local insurance agent. Content is for informational purposes only and may not accurately reflect your specific situation. Information is not intended to provide legal, tax, or accounting advice. You should consult a qualified advisor for advice specific to your own circumstances. Date last updated - October 11, 2001. Statement of Disclosure Home | JPMorgan | JPMorgan Chase Terms & Conditions © 2006 JPMorgan Chase & Co.
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RV Trader Online Contents Home Search Browse Place An Ad · modify your ad · renew your ad Find a Dealer Buyer's Guide Subscribe Help My RV Trader RV Insider Resources Financial Services NADA RV Values Insurance Products for the RV Lifestyle RV Transport Warranties RV Donation Generators RV Lots and Properties for Sale Campgrounds/Resorts RV Rentals Loan Calculator RV Links Escrow Dealers Sign Up Now! Demo Login Password Forgot your password? Click here . Dealer Program Welcome to RVTraderOnline.com - the online resource dedicated to the buying and selling of recreational vehicles. Currently RVTraderOnline.com has the largest selection of recreational vehicles for sale and over 167,000+ customer visits to our site weekly. Now we are making it easier for you to take full advantage of these buyers by getting your inventory easily and affordably into our database. With the click of a button you can list unlimited inventory and expose your recreational vehicle to the thousands that visit RVTraderOnline.com every day. Once you sign-up, you will have access to your inventory 24-hours a day. You can enter, upload, and edit unlimited inventory listings, include up to 12 photos with each listing and complete specs to fully detail the recreational vehicles you list. If you would like to take a quick tour of the Inventory Management Program, click below on the Dealer Demo . If you want to start selling recreational vehicles today, sign-up now by clicking on the button, and take advantage of the low introductory price of $110.00 * a week plus a one time activation fee. * Average weekly price if paid by credit card. Pick Up a National RV Trader Today! | Search | Place an Ad | Find a Dealer | Resources | Site Map | | Contact Us | About Us | Help | Privacy Policy | Fraud Prevention Tips | Visitor Agreement | Security Center | 2006, Trader Publishing Company All Rights Reserved. This document is strictly for informational, non-commercial purposes. Aero | ATV | Auto | Auto | -- Boats | Collector Car | Cycle | Equipment | Merchandise | RV | Truck | TraderOnline || Apartments | Homes | Jobs | Lodging | Parenthood | Vacation Rentals AutoExtra.com | AutoMart.com BoatTraderOnline.com | Boats.com | YachtWorld.com | Soundings | Nor'easter | PassageMaker HarmonHomes.com | Homes.com | NUMBER1EXPERT.com | DistinctHomes.com
Rent Motor Home
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