Rent Motor Home

Alaska RV Rentals ~ Alaska Motorhome Rentals Alaska RV Rentals Alaska Tour and Travel does not offer Alaska RV or Motorhome rentals, but we are happy to pass along a few tips for those looking to do so. In addition, you can use our Alaska RV Rental Quote Request form to receive a no obligation quote directly from one of Alaska's top motorhome rental agencies. Renting an rv to travel Alaska is often a great choice for those looking for added flexibility in their Alaska vacation, and those who want to "rough it" in style with most of the comforts of home. Whatever the case, more and more people are turning to Alaska rv rental companies to plan their perfect Alaska vacation. While many people drive their own rv to Alaska, a substantial number choose to rent their rv in Anchorage. There are over a dozen firms offering Alaska rv rentals in Anchorage, from 22 foot class C motorhomes to 30 foot class A motorhomes. The most popular rental model is the class C motorhome which are generally available in 22 foot to 31 foot lengths. Most rental rvs are fully self contained, meaning that in addition to beds and seating, expect a bathroom with toilet and shower, stove, refrigerator, kitchen sink, hot water heater and furnace. If you are renting from a top firm, expect your motorhome to be less than 3 years old. A 22-24 foot rv will work well for a couple, although the 25-27 foot models usually offer a full bed in the back. A 25-27 foot rv will also work well for a family with 1 or 2 children, but look towards a larger 28-31 foot motorhome for parties with 4 to 6 adults or larger families. Follow this link to see some typical class C motorhome floor plans . Start early if you plan to rent an rv in Alaska. Advance reservations are required and many companies are sold out by spring time. A deposit is generally required to rent an rv, and strict cancellation penalties are common. Some firms charge extra for mileage, kitchen set ups, bedding, insurance, dumping or cleaning, so make sure you ask about extra fees so you know the total cost of your rental. Expect to pay $165 to $225 per day for a nice, well equipped rv, depending on the rental company and motorhome size. Discounts are often available for May or September rentals. No special license is required to operate an rv in Alaska, and most rental companies give an orientation prior to your departure. There are a number of RV rental firms in Anchorage, and as with any major purchase it is important to pick a reputable one. Click here to receive a no obligation quote directly from one of Alaska's top motorhome rental agencies. If you choose to rent an rv in Alaska you will likely be visiting a number of Alaska cities. Our suggestion is to save two or three days for Denali National Park as well as Kenai Fjords National Park and Seward. Be sure to check out our Denali Park tours , Seward tours or Alaska Tours pages. The Alaska Milepost guidebook will also be an invaluable resource for both planning your Alaska vacation and to take with you as you travel Alaska and the Yukon. [printer version Alaska RV Rentals ~ Alaska Motorhome Rentals ] ALASKA TRAVEL TIPS Alaska Anchorage Denali Park Fairbanks Seward Talkeetna Area more cities ... ALASKA VACATIONS Alaska Trip Finder Land Only Packages Pre Cruise Packages Post Cruise Packages ALASKA CRUISES Alaska Cruise Finder Princess Cruises Holland America Line ALASKA HOTELS Anchorage Hotels Denali Park Hotels Fairbanks Hotels Seward Hotels Talkeetna Area Hotels ALASKA TRANSPORT Alaska Train Finder Bus Lines Alaska Railroad Alaska Car Rentals Alaska RV Rentals ALASKA TOURS Anchorage Tours Denali Park Tours Fairbanks Tours Seward Tours Talkeetna Area Tours ALASKA AIRLINES ALASKA PARKS Denali National Park Kenai Fjords Glacier Bay Wrangell St Elias ALASKA TOURISM INFO Alaska Map Travel Guides Alaska Weather Travel Insurance Web Specials Travel Links Alaska Photos Link To Us FAQS ALASKA ADVENTURE Alaska Fishing Alaska Kayaking Alaska Rafting Alaska Bear Viewing Alaska Helicopter Tours Alaska Hiking Alaska Wildlife 10 Questions to ask before you book your Alaska Vacation. Home Packages Hotels Transport Day Tours Cruises Reservations Specials Trip Finder Alaska Brochures Payments Contact Us Site Search Site Map Tell a Friend Link To Us

Mobile home insurance developed

American Association of Insurance Services This article appeared in the Summer 2004 Vol. 29, No. 1 issue of Viewpoint. BACK TO VIEWPOINT ARTICLES Manufactured Housing A new term does not eliminate old distinctions Precise use of language is essential in insurance underwriting. Unfortunately, people in other fields can sometimes adopt terminology that can be misleading for property/casualty professionals. Residential property insurers have long understood the distinction between site-built (or stick-built) homes constructed at permanent locations, and mobile (or trailer) homes constructed in factories and hauled to a site. That distinction in how homes are constructed leads to different property loss experience for site-built and mobile homes, and provides the basis for the separate Homeowners and Mobile-Homeowners insurance programs offered by AAIS. Beyond the loss experience, however, standardized homeowners and mobile-homeowners programs are very similar. AAIS uses largely identical forms in both. Confusion can arise, however, when the term manufactured housing is used to identify mobile homes, as the mobile home industry has done in recent years. That term was adopted by mobile home trade groups to improve the image of mobile homes and reflect the enhanced size and features offered in today's mobile homes. Manufactured housing, however, also refers to modular housing, residences constructed from modules that are assembled in manufacturing facilities, shipped to permanent locations, and permanently affixed to a foundation and adjoining modules. Modules can arrive at a site completely pre-assembled, with plumbing and wiring included. Manufactured housing, therefore, encompasses structures ranging from million-dollar estate homes to traditional trailers. Beyond that, virtually all new residential construction has some manufactured elements. What is happening is that all new dwellings have some degree of pre-assembly, says Tom Underwood, president and COO of Utility Body Works, Elkhart, Ind., a mobile home manufacturer. Even stick-built structures have trusses that are pre-assembled. It used to be that everything was either stick-built or a mobile home. Now there's more of a continuum. While that may be true for residential construction techniques, the old distinction between site-built and mobile homes still appears to be valid for property insurance purposes. The challenge is to make sure that residences are properly classified. Mobile homes stand apart Mobile homes have long been defined as a unique subset of owner-occupied residences, and that is still the case. For example, American Modern Insurance Group, a carrier that specializes in insuring manufactured housing, defines a mobile home to be a factory-built structure at least eight feet in length that is constructed on its own chassis. According to Jerry Wachter, vice president for manufactured housing, the requirement that the structure be built on its own chassis ensures that a mobile home policy cannot be written to cover other types of manufactured housing. The American Modern definition of a mobile home explicitly includes expansions and additions to mobile homes, as well as fixtures. The purpose, says Wachter, is to allow for the full range of possibilities in modern mobile homes, without applying mobile home coverage to structures that have different loss characteristics. A fire safety study conducted by Foremost Insurance, Grand Rapids, Mich., indicated that the fire rate for mobile homes was less than that for site-built homes. The better fire rate is attributed in part to implementation of a national building code by the U.S. Dept. of Housing and Urban Development (HUD) in the 1970s. Mobile homes are more susceptible to windstorm loss, however. As the American Modern definition suggests, there are three characteristics that can be used to define a mobile home: Off-site construction in a factory setting; Construction on its own chassis; and Construction to HUD building standards, as opposed to local building codes. Does method matter? As for establishing other categories of manufactured housing for insurance purposes, there is little evidence of statistically significant distinctions in loss experience between modular and completely site-built homes. Modular homes are treated the same as site-built homes in terms of financing and insurance, says Bruce Savage, spokesman for the Manufactured Housing Institute. I'm not aware of any statistics showing they perform (in loss situations) differently than site-built homes. Also, modular housing must generally be built to standards in local building codes, even if the modules are constructed out of state. The growth in modular construction would not be possible without widespread use of standardized building codes. Thus, when a carrier receives an application for a manufactured home, the first order of business is to determine if it meets the characteristics of a mobile home. Many manufactured homes would be better classified with site-built homes. The construction of the residence--frame, masonry, etc.--will, of course, be a key factor in determining the premium, but there is no indication to date that the method of construction, in itself, alters the risk. (As a practical matter, most manufactured homes that are not mobile homes will be frame construction.) Enduring distinction Property/casualty professionals accustomed to using identical forms to write homeowners and mobile-homeowners coverage may be surprised to learn how differently the two lines started out. Mobile home insurance developed from the identity of mobile homes as chattel property rather than real property, says Wachter of American Modern. Early trailer homes had axles with wheels and could be literally hauled away at a moment's notice. Given the character of early mobile homes, the insurance policy [covering a mobile home] was really a takeoff on auto physical damage coverage, Wachter says. That steadily changed as mobile homes came to be permanently affixed at locations and developed risk characteristics similar to those of site-built homes. For decades now, the basic, broad, special, and limited perils forms, as well as the personal liability sections, have been largely identical in the AAIS Homeowners and Mobile-Homeowners Programs. The persistence of distinct homeowners and mobile-homeowners programs lies in two related factors: rating and valuation of structures. Perhaps the last vestige of the original auto character of mobile homes is the fact that their structures depreciate faster than they accumulate real estate value, if they accumulate any real value at all. With mobile homes, the depreciation is greater than the growth in replacement cost, says Werner Kruck, executive vice president of American Superior Ins. Co., Plantation, Fla., a company that specializes in residential property insurance. With traditional site-built homes, replacement cost usually grows faster than the depreciation of the home. Replacement cost Every student of insurance learns that the market value of a home should not be confused with replacement cost, but it frequently is because mortgage lenders often insist that residential property insurance be written to cover the balance on a mortgage loan. Also, the appreciation in market value has often been considered a factor in calculating replacement cost, the assumption being that the cost of living drives the cost of construction. Whatever the reason, depreciation is rarely a major consideration in home owners insurance, except for older homes in areas with relatively low real estate values. For that reason, replacement cost loss settlement, with a coinsurance requirement, is a standard feature of most homeowners policies written in the U.S. Standard homeowners forms explicitly state, however, that replacement cost terms do not apply to mobile homes, whether or not on a permanent foundation, but without otherwise defining the term mobile home. Actual cash value loss settlement automatically applies to mobile homes; replacement cost settlement, if desired, must be added by endorsement. 'Gap' coverage In practice, the underwriting of a replacement cost endorsement on a mobile home policy is analogous to the underwriting of gap coverage on a personal auto, says Jeffrey Holaway, AAIS manager of personal lines pricing. According to Holaway, car owners frequently buy coverage that will pay what it costs to replace a vehicle that has been effectively destroyed, even if the amount of insurance exceeds the book value of the vehicle being insured. Replacement cost coverage for a mobile home is written on a stated value basis in some states, says Kruck. This raises the possibility that an owner can collect an insurance payment for a total loss, replace the damaged home with a used one at less cost, and pocket the rest of the money. Apart from the settlement terms, the distinction between homeowners and mobile-homeowners insurance lies in the distinction between loss costs for the two lines, and subsequently the information used to rate policies. Insurers should be cautious about applying loss costs derived from mobile home experience to manufactured housing that may be more appropriately classified with site-built housing. Joseph Harrington Editor Christi DeBrock Design Reprinting Viewpoint Articles Articles generally may be reproduced, provided the appropriate credit is given and a copy is sent to the Editor. For details, please call or write. Viewpoint welcomes your comments. Write us at: American Association of Insurance Services 1745 S. Naperville Road | Wheaton, IL 60187-8132 630-681-8347 | 800-564-AAIS | Fax 630-681-8356 Phone: 630-681-8347 | Fax: 630-681-8356 e-mail: info@aaisonline.com Top

RV America We are

Florida,New Orleans, Louisiana, Mississippi, rv rental motorhome rentals, central caravans for hire California HOME RENTAL RATES REFERENCES CONTACT US LEASEBACK PROGRAM rv Rental Rates Rental Rates Spring 2005 Summer 2005 Fall 2005 Winter 2006 Breakdown of Fees Make Money Leaseback Program Tax Benefits FAQ Reservations Reservations/Inquiry Form References References Happy Campers Articles About Us Web Compliments Corporate Clients: 1 2 3 4 5 6 Insurance USA Insurance Mexican Insurance Specials Las Vegas Raceway Deal Corporate Special Gasoline Insurance Charges Additional Charges Optional/Equipment One Way Trips Tow-Behind-Vehicles Housekeeping Kits Airport Shuttle Pets Customer Desk RV Manual Dump Sites Campgrounds RV Classes RV Terms Glossary Traveling to Mexico Corporate Clients Traveler Help RV Desk Your RV RV History One of a Kind RV Contact Us Inquiry Form Where are we? FAQ Email Us RV motorhome rentals in Florida,New Orleans, Louisiana, Mississippi, RV motor home rental serving New Orleans, Louisiana, Mississippi and a motorhome RV serving New Orleans, Louisiana, Mississippi, Orange County, Riverside and San Bernardino areas, also Los Angeles International Airport (LAX), Orange County's John Wayne Airport and Ontario Airport. (San Diego, Las Vegas and San Francisco deliveries). LEASEBACK PROGRAM If you own an RV or would like to buy a motorhome and want to make money, ask us about our Leaseback Program . You can own your own RV for almost nothing! WHERE ARE WE 4238 East Mission Blvd., Montclair, California 91763 (909) 613-0562 Fax (909) 613-056 info@americanrvrentals.com Need directions and a map? SPECIALS Las Vegas Special Raceway Deal Corporate Clients Special OUR GUARANTEE We guarantee our overseas customers will thoroughly enjoy their motorhome, or they can return it, within 24 hours, with less than 100 miles on it, for a full refund HOUSEKEEPING KITS All Housekeeping Kits must be ordered at time of booking or they will not be available when motorhome is picked up. WANT TO RENT A...? Tow Behind Car Mountain Bike Bike Rack Generator Car Seat for a Small Child Utility Flatbed Trailer Dune Buggy CORPORATE CLIENTS We also specialize in long term rentals to the movie and television production industry, sport events, concerts, fairs, commercial enterprises, dog/horse shows, conventions, etc. Save with our Corporate Special . We are in the process of updating its motorhome fleet for the coming season, so that our customers will always have clean, low mileage, dependable, privately owned motorhomes, of various years and sizes, for rent to the most discriminating of customers. rv SEE OUR REVIEW IN ATV SPORT MAGAZINE We also specialize in long term rentals for Corporate Clients We are proud to supply RVs to (among others): in Las Vegas 2002 Slime Time Live 2002 Winter Tour Japan Grand Touring Championship USA 2004 Lifetime Television for Women 2005 We support our Troops RV America We are a California, USA based motorhome, RV, caravan rental and a motorhome, RV, caravan sales company serving the Los Angeles, Orange County, Riverside and San Bernardino areas. Also serving Los Angeles International Airport, Orange County's John Wayne Airport and Ontario Airport. Deliveries available to Las Vegas, San Francisco and San Diego.

RV Trader RV Insider

Your online classified advertising company - RV Trader Online.com Contents Home Search Browse Place An Ad · modify your ad · renew your ad Find a Dealer Buyer's Guide Subscribe Help My RV Trader RV Insider Resources Financial Services NADA RV Values Insurance Products for the RV Lifestyle RV Transport Warranties RV Donation Generators RV Lots and Properties for Sale Campgrounds/Resorts RV Rentals Loan Calculator RV Links Escrow Dealers Sign Up Now! Demo Login Password Forgot your password? Click here . About Us At RVTraderOnline.com you will find the widest selection of classified ads with 76914 recreational vehicles to choose from and more than 1510 dealership listings. RVTraderOnline.com is owned and operated by Trader Publishing Company. Formed in 1991, Trader Publishing Company is the nation's leading publisher of specialty classified advertising publications, including over 750 paid and free magazines such as RV Trader, For Rent, Harmon Homes and The Employment Guide. Dedicated to satisfying consumer demand for efficient targeted advertising, these magazines are complemented by Trader's over 40 market leading Internet sites (RVTraderOnline.com, ForRent.com, Homes.com and EmploymentGuide.com), each designed to serve a specific category like the automotive, specialty vehicle, apartment rental, homes for sale, employment and lodging segments. It also provides website hosting services for over 12,000 real estate agents, car dealers, and other specialty vehicle businesses. With over 335,000 outlets, it boasts the largest paid and free distribution publication network across the U.S.; and it operates 11 regional printing plants. Trader's over 10,000 employees serve its customers through offices in most major cities in 47 states. Our number one goal is to provide the best service possible for our users. As a division of Trader Publishing Company, RVTraderOnline.com can boast the very best in technical support, hardware and software to ensure that we are always ready when you need us. We are also always looking for ways to make our site better and encourage you to contact us with any complaints or suggestions. About TraderOnline.com TraderOnline.com is a collection of high-traffic websites receiving millions of visitors each week. The sites cover virtually every used vehicle and general merchandise category. TraderOnline continues its relationship with private parties wanting to buy and sell used vehicles, including recreational vehicles, yet also serves as a forum for dealers and brokers to advertise their vehicles for sale. TraderOnline.com is a division of Trader Publishing Company. Trader Publishing has several hundred publications today covering a diverse mix of categories such as automobiles, trucks, heavy equipment, boats, motorcycles, aircraft, employment, homes, apartments and general merchandise. With local sales offices in almost a hundred U.S. cities, Trader's print magazines are distributed through hundreds of thousands of distribution points in most of the United States. Trader Distribution Services also a division of Trader Publishing, is the nations largest direct distributor to the retail channel for free publications, product and service brochures, and other free consumer media. TraderOnline.com and its parent company, Trader Publishing, are headquartered in Norfolk, Virginia. Trader Publishing Company is owned equally by Landmark Communications, Inc. and Cox Enterprises, Inc. Who we are. TraderOnline.com ( www.traderonline.com ) is the world's largest new and used vehicle classifieds service on the Internet. TraderOnline.com ranks in the top 200 most highly trafficked websites with 7 million visitors and 70 million page views each month. TraderOnline.com is a collection of websites covering the automotive, aircraft, boat, yacht, truck, motorcycle, RV, heavy equipment, collector car, employment, homes, apartments and general merchandise categories. TraderOnline.com Websites AutoTrader.com RVTraderOnline.com AeroTraderOnline.com BoatTraderOnline.com TruckTraderOnline.com EquipmentTraderOnline.com CycleTrader.com Dibit.com CollectorCarTraderOnline.com BargainTraderOnline.com Walnecks.com DealsonWheels.com SoundingsOnline.com TruckRaceCycle.com RacingMilestones.com WoodshopNews.com HarmonHomes.com ForRent.com EmploymentGuide.com Parenthood.com All Trader websites are accessible through www.traderonline.com . What we do. We provide quick, easy-to-navigate websites for our customers to search FREE for new and used vehicles. We allow the consumer to place an ad, online, to sell his/her vehicle. We facilitate the sales transaction by providing the seller's phone number and e-mail address when available with the item for sale. We provide dealer inventory tools to allow dealers to manage their inventory online. How to sell a recreational vehicle on RVTraderOnline.com. It takes about three minutes from any computer with Internet access. Describe your recreational vehicle, price it, let buyers know how to get in touch with you, and submit the ad. CLICK HERE to get started! How to buy a vehicle on RVTraderOnline.com. It's free to search. Search as long as you like for a recreational vehicle using criteria you select. CLICK HERE to start searching! Call the phone number listed in the ad, or email the owner. Cut a deal! Pick Up a National RV Trader Today! | Search | Place an Ad | Find a Dealer | Resources | Site Map | | Contact Us | About Us | Help | Privacy Policy | Fraud Prevention Tips | Visitor Agreement | Security Center | 2006, Trader Publishing Company All Rights Reserved. This document is strictly for informational, non-commercial purposes. Aero | ATV | Auto | Auto | -- Boats | Collector Car | Cycle | Equipment | Merchandise | RV | Truck | TraderOnline || Apartments | Homes | Jobs | Lodging | Parenthood | Vacation Rentals AutoExtra.com | AutoMart.com BoatTraderOnline.com | Boats.com | YachtWorld.com | Soundings | Nor'easter | PassageMaker HarmonHomes.com | Homes.com | NUMBER1EXPERT.com | DistinctHomes.com

RV Travel Newspaper) Livingon

RV Advice RV Links RVAdvice Links Stardenotes RV Webmaster's pick for a GREAT SITE! Indicatesa new link listed Last changes made December 4, 2005 Commercial linking only for payingpatrons, visit our Sponsor page for information. If you find any expired link, or if you'd like tosuggest a NON-COMMERCIAL link or a non-commercial HOMEPAGE, pleasesend URL request to the webmaster: Liz @ rvadvice.com (remove spaces beforesending email). HAVEFUN! Campgrounds/Camping/Travel Classifieds Clubs/Special Interest Commercial Fulltiming Government International Newbies Newsgroups/E Groups OtherInterest Homepages RVSites CommunityEvents and RV Shows (you will be transported off thispage to another section within this web site). 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RVNetLinx RV OwnerInfo RV Seek RV Site RV Web Network RV Zone Top Searching for something in particularon our website? Utilize our search engine: Main Page Page Updates Unless specifically stated in aposted email letter to one of the pages, RV Advice (Peter Scalf) does notendorse any product or service provided with a link on this page, nor isRV Advice responsible for the content of any followed link. If you finda broken link please email URL or Link Name to Liz @ rvadvice.com (Pleaseremove spaces for sending email). Site created, hosted, and maintainedby Liz Curtis