RV Trader RV Insider

Resources for Buying and Selling RVs, Campers and Trailers - RVTraderOnline.com Contents Home Search Browse Place An Ad · modify your ad · renew your ad Find a Dealer Buyer's Guide Subscribe Help My RV Trader RV Insider Resources Financial Services NADA RV Values Insurance Products for the RV Lifestyle RV Transport Warranties RV Donation Generators RV Lots and Properties for Sale Campgrounds/Resorts RV Rentals Loan Calculator RV Links Escrow Dealers Sign Up Now! Demo Login Password Forgot your password? Click here . Resources for Buying & Selling RVs, Campers & Trailers Financial Services Banks and other financing houses offer a vast array of options for getting you on the road. With a few simple tips, finding the best one and making the deal will go a lot easier. Page 1 of 2 Next Want to see your business listed on this page? Call 1-877-354-4068, or click here to email our sales staff. Pick Up an RV Trader Magazine Today! | Search | Place an Ad | Find a Dealer | Resources | Site Map | | Contact Us | About Us | Help | Privacy Policy | Fraud Prevention Tips | Visitor Agreement | Security Center | 2006, Trader Publishing Company All Rights Reserved. This document is strictly for informational, non-commercial purposes. Aero | ATV | Auto | Auto | -- Boats | Collector Car | Cycle | Equipment | Merchandise | RV | Truck | TraderOnline || Apartments | Homes | Jobs | Lodging | Parenthood | Vacation Rentals AutoExtra.com | AutoMart.com BoatTraderOnline.com | Boats.com | YachtWorld.com | Soundings | Nor'easter | PassageMaker HarmonHomes.com | Homes.com | NUMBER1EXPERT.com | DistinctHomes.com

Used RV

RV Trader Online - Buy or sell a Camper, Motor Home, Travel Trailer or Fifth Wheel Contents Home Search Browse Place An Ad · modify your ad · renew your ad Find a Dealer Buyer's Guide Subscribe Help My RV Trader RV Insider Resources Financial Services NADA RV Values Insurance Products for the RV Lifestyle RV Transport Warranties RV Donation Generators RV Lots and Properties for Sale Campgrounds/Resorts RV Rentals Loan Calculator RV Links Escrow Dealers Sign Up Now! Demo Login Password Forgot your password? Click here . News Industry Leaders Search top brand RVs. Jan 24, 2006 | Updated Daily Search 76,914 Find the perfect RV, locally or nationwide. Search for a motorhome, travel trailer, fifth wheel, bus conversion, truck camper, park model, or pop-up camper. Browse Browse through categories of recreational vehicles for sale. Find a Dealer 1,510 Search for an RV dealer near you. Resources Financial Services , NADA RV Values , Insurance , Products for the RV Lifestyle , RV Transport , Warranties , RV Donation , Generators , Escrow & other tips and services. My RV Trader Click to Join. Username Password Sell your RV! Private Sellers - Place an ad online to sell your recreational vehicle. Dealers - Learn how to put your inventory online. Campgrounds and Resorts All the campground information you need is right here. RV Rentals Start your trip and find an RV rental dealer near you. 328 Featured Photo Ads 1994 Gulf Stream Sceanic Cruiser $39,500 2006 Chateau 31-P $69,995 2003 Jayco Designer Legacy $38,500 2005 Airstream International 28ccd $53,500 2003 Lance 1010 $14,200 View all 328 Featured Photo Ads Want your ad here? Choose the Featured Photo Ad for your listing! 40 Featured Ads 2000 FLEETWOOD Southwind 32V, Great Condition-33Ft.-living Room/Dinett $59,500 2000 SAFARI Zanzibar 39, Powered by a 325 Cat, one slide, many extras $99,999 2004 GULF STREAM Sunvoyager, Dual Slide with the best layout. Beautif $93,450 2005 SKYLINE 180W, 21' Weekender like brand new, used twice. Sleeps 6 $9,800 2002 FLEETWOOD BOUNDER 39R DBL. Slide/OUT, Only 11,300 Miles* 300 HP $91,500 2006 FLEETWOOD Providence, This is a beautiful, virtually new, 2006 Fl $195,000 2003 COACHMEN Somerset Dream Catcher, ,One owner, non smoker,like bran $38,900 2001 ITASCA HORIZON, 2001 ITASCA HORIZON HORIZON, $115999 T $97,999 2000 MONACO DIPLOMAT 36, ONLY 7000 miles on this premium beauty. Power $99,999 2003 ALPINE COACH 38 FDTS, This is a late 2003 model that has some fea $175,000 1998 GEORGIE BOY Cruise Master, 1998 Georgie Boy Cruise Master 3515, O $41,000 2003 JAYCO Designer Legacy, $8000 below NADA! Luxurious 5th wheel cust $38,500 2003 FOUR WINDS HURRICANE 30 Q, [31'5"] 9397 miles. 7 year or 80,000 e $43,000 2006 WINNEBAGO VIEW 23H TURBO DIESEL, BRAND NEW FROM WINNEBAGO 18-22 M $69,900 2001 HOLIDAY RAMBLER Imperial, 350 cummins,Pac brakes,2 slides,auto sa $129,500 2004 NEWMAR Dutch Star 4011 370HP Triple Slides, Only 15k one-owner mi $165,000 2005 FOUR WINDS 28A E45, 4.0 Generac generator, deluxe exterior mirror $39,900 2006 FLEETWOOD Jamboree 23E, This is a test ad, this is for the use of $55,750 1993 GEORGIE BOY Swinger, If your looking for a dependable maticulousl $16,900 1985 FLEETWOOD PACE ARROW, 29.5 FT FULLY LOADED, LOW MILES & READY TO $13,995 1992 PREVOST Beaver, 500HP 8V92 ALLISON TRANS ONE OF 10 ELEGANT COACHE $185,000 2000 ITASCA Suncrusier, 35', 35U,Ford Triton V10, 23k extra clean and $69,900 2004 MONACO Knight 40' Double Slides, Only 6700 miles in pristine cond $129,500 2003 IMPERIAL, HOLIDAY RAMBLER, only 2500 actual miles, beautiful, lux $168,500 2002 ITASCA Horizon 39' ''Dbl. Slide Out'', Only 23,300 Miles* Freigh $109,900 1994 GEORGIE BOY Swinger, GEORGIE Boy Swinger 32 ft 29k mi., 6.5 L die $39,000 2002 MONACO Windsor, 40' (PWD), 2 Slides, 37k miles, Full Body Paint ( $153,500 1993 ALJO ALLIANCE 3455, 34ft fifth wheel, super clean RV, ,deluxe sli $11,000 2002 CHINOOK Destiny, Like New Condition, Chevy 8.1 Liter Vortec Engin $67,000 1981 EAGLE 10, ,1981 Eagle Model 10 - Recent Paint - New brakes - Good $44,500 1987 HONEY 26, Good maintenance, new furnace, new refrigerator, no dam $14,000 2006 FLEETWOOD Providence 39L, 2006 FLEETWOOD Providence 39L, Caterpil $169,900 2003 GEORGIE BOY Landau 3402DS, Winter SALE Price Deadline 30 days for $61,975 2004 GEORGIE BOY Pursuit, 2 slides, 17,800 miles, sleeps 6, loaded, cl $69,500 2002 MONACO 40PBT DIPLOMAT, THREE SLIDES*19.5K MILES*GARAGED*WARRANTY* $139,000 2005 MONTANA 3670RL, Loaded with extras including 6 years left on Tr $39,000 2005 COACHMEN Chaparral 292RKS, MUST SELL! Slept in less than 5 times $25,000 2003 AIRSTREAM Skydeck 390, CAT 330 TURBO, QUIET DIESEL 8000 ONAN GENE $195,000 2001 NATIONAL TRADEWINDS LTC 37, Powered by a 325 CAT engine and equip $89,999 2001 WINNEBAGO Brave 35C, 1 owner with only 10,400 miles! Many opt $55,999 Pick Up an RV Trader Magazine Today! | Search | Place an Ad | Find a Dealer | Resources | Site Map | | Contact Us | About Us | Help | Privacy Policy | Fraud Prevention Tips | Visitor Agreement | Security Center | 2006, Trader Publishing Company All Rights Reserved. This document is strictly for informational, non-commercial purposes. Aero | ATV | Auto | Auto | -- Boats | Collector Car | Cycle | Equipment | Merchandise | RV | Truck | TraderOnline || Apartments | Homes | Jobs | Lodging | Parenthood | Vacation Rentals AutoExtra.com | AutoMart.com BoatTraderOnline.com | Boats.com | YachtWorld.com | Soundings | Nor'easter | PassageMaker HarmonHomes.com | Homes.com | NUMBER1EXPERT.com | DistinctHomes.com

RV Travel

RV Inventory of New Motorhomes, Fifth Wheels, Travel Trailers at Earnhardt RV in Phoenix Arizona Towables | Motorhomes | Mini Motorhomes | Preowned Motorhomes | Locations & Contact Info Phoenix, Arizona Preowned RVs New RV Inventory Towables Motorhomes Mini Motorhomes Get A Quote Internet Specials Parts & Accessories Service Department RV Events Customer Service Contact Us New RV Search Results Refine you search results: Class of RV: Manufacturer: Any Class Class A Class B Class C Fifth Wheel Travel Trailer Toy Hauler Folding Camper Any Manufacturer Alfa Alfa See-Ya Alfa See-Ya Gold Alfa Toyhouse Arctic Fox Born Free Bounder Diesel Carriage Cougar Desert Fox Extreme toy hauler Fleetwood Gear Box Gulfstream Hitch Hiker II LS Hurricane Mandalay Nash Nu-Wa Pace Arrow Pioneer Pioneer ASV Pleasure Way Presidio Road Trek Terry Quantum Tioga Tioga SLX CLICK HERE for Power Search options. Your query resulted in 130 RVs, displayed 30 at a time. Click a column heading to sort your results by that column. Click on a RV for detailed information. LEGEND FOR LOT COLUMN: M = Earnhardt RV in Mesa. A = Earnhardt RV in Avondale. Photo Class Year Make Model Stock Num Engine Lot Class A 2006 Alfa Founder 40 FD 6389 300 Cat M Fifth Wheel 2006 Alfa See-Ya 30RLIK 6629 M Fifth Wheel 2006 Alfa See-Ya 35RLIK 6734 M Class A 2006 Alfa Gold 6989 Cummins 400 HP M Fifth Wheel 2005 Alfa See-Ya SYF34RLES 5907 M Class A 2002 Alfa See-Ya 36FD K3100 330 Cat M Fifth Wheel 2006 Alfa See-Ya 30RL 6563 M Class A 2006 Alfa See-Ya 40FD 6822 350 Cat M Fifth Wheel 2006 Alfa See-Ya Gold 30RL 6700 M Fifth Wheel 2006 Alfa See-Ya Gold 35RL 6689 M Fifth Wheel 2006 Alfa See-Ya Gold 34RLES 6711 M Toy Hauler 2006 Alfa Toyhouse 40 6455 M Toy Hauler 2006 Alfa Toyhouse 40 6605 M Travel Trailer 2006 Arctic Fox 25RS 6590 M Travel Trailer 2006 Arctic Fox 29V 6879 M Fifth Wheel 2006 Arctic Fox 275L 6859 M Fifth Wheel 2006 Arctic Fox 295T 6698 M Fifth Wheel 2006 Arctic Fox 245N 6756 M Travel Trailer 2006 Arctic Fox 29V 6398 M Travel Trailer 2006 Arctic Fox 26X 6699 M Fifth Wheel 2006 Arctic Fox 295E 6927 M Fifth Wheel 2005 Arctic Fox 325S 5856 M Class B 2006 Born Free Built For Two 6739 Ford 5.4L M Class B 2006 Born Free 26RSB 6815 Ford V-10 M Class B 2006 Born Free 26 Rear Bath 6814 Ford V-10 M Class A 2005 Bounder Diesel 34M 5716 Cat C-7 300 HP M Fifth Wheel 2005 Carriage Compass 35SKO 5531 M Fifth Wheel 2005 Carriage Cameo LXI F35KSO 5261 M Fifth Wheel 2005 Carriage Carri-Lite CL34KS3 5948 M Fifth Wheel 2006 Cougar 276EFS 6323 M Page 1 of 5 1 2 3 4 5 - East Phoenix RV 2222 E. Main St. Mesa, AZ 85213 Sales: (800)560-3303 Parts (800)530-8438 RV@earnhardt.com West Phoenix RV 10255 W. Papago Fwy. Avondale, AZ 85323 (623) 934-7777 (888) 343-2497 RVAvondale@earnhardt.com Preowned RVs | New RV Inventory | Towables | Motorhomes | Mini Motorhomes Get A Quote | Internet Specials | Parts & Accessories | Service Department | RV Events Customer Service | Contact Us | Fleetwood | Alfa | Arctic Fox | Carriage | Desert Fox | Dodgen | Extreme RVs | Keystone Mandalay | Nash | Nu-Wa | Roadtrek | Thor 2006 Earnhardt RV Centers. All Rights Reserved Privacy Policy

Mobile home insurance developed

American Association of Insurance Services This article appeared in the Summer 2004 Vol. 29, No. 1 issue of Viewpoint. BACK TO VIEWPOINT ARTICLES Manufactured Housing A new term does not eliminate old distinctions Precise use of language is essential in insurance underwriting. Unfortunately, people in other fields can sometimes adopt terminology that can be misleading for property/casualty professionals. Residential property insurers have long understood the distinction between site-built (or stick-built) homes constructed at permanent locations, and mobile (or trailer) homes constructed in factories and hauled to a site. That distinction in how homes are constructed leads to different property loss experience for site-built and mobile homes, and provides the basis for the separate Homeowners and Mobile-Homeowners insurance programs offered by AAIS. Beyond the loss experience, however, standardized homeowners and mobile-homeowners programs are very similar. AAIS uses largely identical forms in both. Confusion can arise, however, when the term manufactured housing is used to identify mobile homes, as the mobile home industry has done in recent years. That term was adopted by mobile home trade groups to improve the image of mobile homes and reflect the enhanced size and features offered in today's mobile homes. Manufactured housing, however, also refers to modular housing, residences constructed from modules that are assembled in manufacturing facilities, shipped to permanent locations, and permanently affixed to a foundation and adjoining modules. Modules can arrive at a site completely pre-assembled, with plumbing and wiring included. Manufactured housing, therefore, encompasses structures ranging from million-dollar estate homes to traditional trailers. Beyond that, virtually all new residential construction has some manufactured elements. What is happening is that all new dwellings have some degree of pre-assembly, says Tom Underwood, president and COO of Utility Body Works, Elkhart, Ind., a mobile home manufacturer. Even stick-built structures have trusses that are pre-assembled. It used to be that everything was either stick-built or a mobile home. Now there's more of a continuum. While that may be true for residential construction techniques, the old distinction between site-built and mobile homes still appears to be valid for property insurance purposes. The challenge is to make sure that residences are properly classified. Mobile homes stand apart Mobile homes have long been defined as a unique subset of owner-occupied residences, and that is still the case. For example, American Modern Insurance Group, a carrier that specializes in insuring manufactured housing, defines a mobile home to be a factory-built structure at least eight feet in length that is constructed on its own chassis. According to Jerry Wachter, vice president for manufactured housing, the requirement that the structure be built on its own chassis ensures that a mobile home policy cannot be written to cover other types of manufactured housing. The American Modern definition of a mobile home explicitly includes expansions and additions to mobile homes, as well as fixtures. The purpose, says Wachter, is to allow for the full range of possibilities in modern mobile homes, without applying mobile home coverage to structures that have different loss characteristics. A fire safety study conducted by Foremost Insurance, Grand Rapids, Mich., indicated that the fire rate for mobile homes was less than that for site-built homes. The better fire rate is attributed in part to implementation of a national building code by the U.S. Dept. of Housing and Urban Development (HUD) in the 1970s. Mobile homes are more susceptible to windstorm loss, however. As the American Modern definition suggests, there are three characteristics that can be used to define a mobile home: Off-site construction in a factory setting; Construction on its own chassis; and Construction to HUD building standards, as opposed to local building codes. Does method matter? As for establishing other categories of manufactured housing for insurance purposes, there is little evidence of statistically significant distinctions in loss experience between modular and completely site-built homes. Modular homes are treated the same as site-built homes in terms of financing and insurance, says Bruce Savage, spokesman for the Manufactured Housing Institute. I'm not aware of any statistics showing they perform (in loss situations) differently than site-built homes. Also, modular housing must generally be built to standards in local building codes, even if the modules are constructed out of state. The growth in modular construction would not be possible without widespread use of standardized building codes. Thus, when a carrier receives an application for a manufactured home, the first order of business is to determine if it meets the characteristics of a mobile home. Many manufactured homes would be better classified with site-built homes. The construction of the residence--frame, masonry, etc.--will, of course, be a key factor in determining the premium, but there is no indication to date that the method of construction, in itself, alters the risk. (As a practical matter, most manufactured homes that are not mobile homes will be frame construction.) Enduring distinction Property/casualty professionals accustomed to using identical forms to write homeowners and mobile-homeowners coverage may be surprised to learn how differently the two lines started out. Mobile home insurance developed from the identity of mobile homes as chattel property rather than real property, says Wachter of American Modern. Early trailer homes had axles with wheels and could be literally hauled away at a moment's notice. Given the character of early mobile homes, the insurance policy [covering a mobile home] was really a takeoff on auto physical damage coverage, Wachter says. That steadily changed as mobile homes came to be permanently affixed at locations and developed risk characteristics similar to those of site-built homes. For decades now, the basic, broad, special, and limited perils forms, as well as the personal liability sections, have been largely identical in the AAIS Homeowners and Mobile-Homeowners Programs. The persistence of distinct homeowners and mobile-homeowners programs lies in two related factors: rating and valuation of structures. Perhaps the last vestige of the original auto character of mobile homes is the fact that their structures depreciate faster than they accumulate real estate value, if they accumulate any real value at all. With mobile homes, the depreciation is greater than the growth in replacement cost, says Werner Kruck, executive vice president of American Superior Ins. Co., Plantation, Fla., a company that specializes in residential property insurance. With traditional site-built homes, replacement cost usually grows faster than the depreciation of the home. Replacement cost Every student of insurance learns that the market value of a home should not be confused with replacement cost, but it frequently is because mortgage lenders often insist that residential property insurance be written to cover the balance on a mortgage loan. Also, the appreciation in market value has often been considered a factor in calculating replacement cost, the assumption being that the cost of living drives the cost of construction. Whatever the reason, depreciation is rarely a major consideration in home owners insurance, except for older homes in areas with relatively low real estate values. For that reason, replacement cost loss settlement, with a coinsurance requirement, is a standard feature of most homeowners policies written in the U.S. Standard homeowners forms explicitly state, however, that replacement cost terms do not apply to mobile homes, whether or not on a permanent foundation, but without otherwise defining the term mobile home. Actual cash value loss settlement automatically applies to mobile homes; replacement cost settlement, if desired, must be added by endorsement. 'Gap' coverage In practice, the underwriting of a replacement cost endorsement on a mobile home policy is analogous to the underwriting of gap coverage on a personal auto, says Jeffrey Holaway, AAIS manager of personal lines pricing. According to Holaway, car owners frequently buy coverage that will pay what it costs to replace a vehicle that has been effectively destroyed, even if the amount of insurance exceeds the book value of the vehicle being insured. Replacement cost coverage for a mobile home is written on a stated value basis in some states, says Kruck. This raises the possibility that an owner can collect an insurance payment for a total loss, replace the damaged home with a used one at less cost, and pocket the rest of the money. Apart from the settlement terms, the distinction between homeowners and mobile-homeowners insurance lies in the distinction between loss costs for the two lines, and subsequently the information used to rate policies. Insurers should be cautious about applying loss costs derived from mobile home experience to manufactured housing that may be more appropriately classified with site-built housing. Joseph Harrington Editor Christi DeBrock Design Reprinting Viewpoint Articles Articles generally may be reproduced, provided the appropriate credit is given and a copy is sent to the Editor. For details, please call or write. Viewpoint welcomes your comments. Write us at: American Association of Insurance Services 1745 S. Naperville Road | Wheaton, IL 60187-8132 630-681-8347 | 800-564-AAIS | Fax 630-681-8356 Phone: 630-681-8347 | Fax: 630-681-8356 e-mail: info@aaisonline.com Top

RV Parts & Accessories

Autopedia: RV Parts and Accessories RV Parts and Accessories | Resources | Clubs | Dealers | Manufacturers | Rentals | Parts/Accessories | (Also check dealers for parts departments.) . Please report any dead or new links immediately. Wholesale BR Wholesale RV & Marine - Your First Choice For Marine and Recreational Vehicle Needs! We serve RV & Marine Dealers... NO RETAIL SALES!!! If your local dealer doesn't have what you need, have them contact us.. Retail Camper Capitol USA - The Most Complete RV Parts & Accessories Store in North Texas Camping World, Inc. - Supplies and Accessories for Your RV Since 1966. RV Outfitters - Our RV Parts Catalog not only delivers convenience by letting you order online 24/7. But you can order from the comfort of your RV and have your order delivered directly to your site. DCM Company - Windshields and replacement glass and replacement windows for motorhomes, RVs, and buses. DL Products, LLC. - AC & Heating - Appliances - Bed & Bath - Covers - Electrical - Electronics - Jacks & Levelers - Plumbing - Suspension - Towing - Catalogs - GO-RV.com - RV Parts & Accessories - This site is sponsored on behalf of your local dealer. It is our goal to assure you that your local dealer is always ready to assist you and provide the service and advice you are accustomed to. Mastercraft, Inc. - RV Seating for Your Motorhome, Travel Trailer, Fifth Wheel, Sport Trailer & All Recreation Vehicles RV America - Offer RV Parts and Accessories Links to Stores Nationwide RV Parts Outlet - Located in Tualatin, OR - Leading the WORLD in RV Parts Sales Everyday Low Prices at Presidential Levels with No Membership Fees! RV USA - Offer RV Parts and Accessories Links to Stores Nationwide Spectrac Suspension Centers, Inc. - Loacted in Gilbert, Arizona - Big truck, Little truck, Van, Motor Home, Travel Trailers, Utility Trailers, Bus and Tractor/Trailers. We are the authority on handling, tire wear, air suspensions, springs, brakes and all undercarriage problems. Surplus Online - Located in Elkhart, Indiana - Surplus inventory of parts for custom conversions, RVs, trucks, SUVs, marine craft & more TJ Trailers - Located in Ogden, UT - Our RV parts selection covers everything from RV appliances, camping, RV supplies and accessories, RV electrical, RV plumbing, housewares, hardware, and alot more V-Sales Company - The Van Conversion Repair Parts Specialists - Repair parts for van conversion repair work. Parts available include matching single-side fiberglass running boards, roof racks, ladders, pleated shades and seating. Vegas Trailer Supply - Located in Las Vegas, Nevada - Online RV Products Store, Solar Living Store, RV Appliance Parts, Solar Books, Lodge Dutch Ovens, Camping Supplies, Solar Cookers, Solar Refrigerators, Solar Water Distillers, and more. | Resources | Clubs | Dealers | Manufacturers | Rentals | Parts/Accessories |