Rent Motor Home

self drive motorhome hire | campervan rental | rent a RV motorhome Motor home hire 5th Gear Car Hire 4wd hire Efficient service Value for money customer focused agents Car hire RV Hire Van hire Camper van hire 4x4 hire auto hire Self drive Campervan Campers Motorhomes Motor home hire Discount rental Book on line Excellent service Tailormade quote with no obligation Car rental France Toulouse rentals Hiring in France Marseille hire Hire in Lyon Touring in France in self drive campervans Car rental Norway Oslo rentals Touring in Norway in self drive campervans Car hire Finland Helsinki rentals Touring in Finland in self drive campervans Car hire Germany Germany rentals Driving in Germany and touring in a motor vehicle Car hire Spain Spanish rentals Hiring in Alicante Hiring in Gerona Staying in Spain in a self drive motorhome Motorhome rentals RV - Recreational vehicles for hire Motor homes, campervans, caravanettes, motorcaravans and many recreational vehicles for hirein Australia, Finland, France, New zealand, Norway, South africa, Spain and Sweden. Motor homes and campers for 2 - 7 people to sleep in - accommodating all the family for a superb touring holiday. If you prefer to speak to us to discuss your motorhome hire, or campervan rental requirements, please telephone; Central Reservations Please Quote "5th Gear": 0044 (0) 1780 482565 Lines open Monday - Friday 9 AM - 6 PM weekends and out of hours answerphone - if you leave your number you will be called back. Contact us by Email: Motor home enquiry Breakaway on an adventure and rent a motor home, complete our no obligation quotation and we will off a comprehensive price to you for the hire of a motor home in the country of your choice.If you are visiting the British Lions tour in New Zealand next year - get on and book now! The World cup in Germany in 2005? What better solution for your motor and accommodation requirements than a motorhome.Recreational Vehicles are superb for an easy life, combining auto and camping needs - forget hiring a 4x4 and towing a trailer home - or a caravan or mobile home. Motor home and camper van configurations are suitable for couples, groups and families, generally sleeping 2 - 7 people.Some motor homes are fairly basic - the top of the range is the height of luxury. Motorhome hire in New zealand and motorhome hire in Australia is a fantastic way to travel - like renting accommmodation and car hire in one!Great deals for a total motor camping holiday. Autocampers seeking a mobile home can enjoy flexable rates by hiring a motorhome. Backpackers wanting to drive hired vehicles should considerhightop caravans and caravanettes - many people buy campervans and are told the dealers will buyback at the end of the trip - why nothire a motorhome instead, all the insurance and machanical side of things remain the responsibility of the rental company and you can conncerntrate on driving and touring in the camper. Motor home hire in France in; Digne, Blois, Lyon, Marseille, Nice, Paris and Toulouse Motor home hire in Ajaccio Corsica Motor home rentals in Ajaccio Camper hire in Germany Rental from Munich, Dusseldorf, Frankfurt and Hamburg. Motorhome hire and campervan rental in Finland fromHelsinki Ivalo KuopioRovaniemi Motorhome rental and campervan hire from Oslo Norway Rent a Motor home in Stockholm Sweden Rent Motorhomes and campervans in New Zealand at; Auckland Christchurchand Queenstown Motorhome rentals in South Africa at Cape Town, Durban, Port Elizabeth Motorhome hire in Spain at; Alicante, Almeria,Barcelona,Bilbao,Gerona,Madrid,Malaga,Pamplona,Salamanca,San Sebastion,Santander,Santiago De Compostela,Sevilla,Tarragona,Valencia,and Vigo. Rent an RV motorhome in America USA at; Albuquerque, Los Angeles, Bellingham (Vancouver/Seattle), Salt Lake City, Denver, Gresham (Portland), Las Vegas, Dallas, Miami, New York, Orlando and San Francisco - covering USA with RV motorhome rental depots. RV rentals Canada collection points in: Victoria, Edmonton, Halifax, kelowna, Montreal, St. Johns, Whitehorse, Calgary, Toronto and Vancouver. Motorhome hire in Australia is available from; Adelaide, Brisbane, Broome, Alice Springs, Darwin, Melbourne, Cairns, Perth and Sydney in Australia and Hobart in Tasmania. 5th Gear © 2004 5th Gear hiring autos around the world, cars, vans, campervans, motorhomes and RV's - Company vehicle hire can be arranged. www.car-rental-hire.co.uk

Fleetwood RV Download Library

Fleetwood RV Brochure Download Library Welcome! [sign in to access My Fleetwood] My Fleetwood Luxury Coaches American Heritage American Eagle American Tradition Diesel Coaches Revolution Revolution LE Excursion Providence Discovery Bounder Diesel Expedition Gas Motor Homes Pace Arrow Southwind Bounder Flair Storm Terra Fiesta Mini Motor Homes Tioga Tioga SL Tioga SLX Jamboree Jamboree GT Jamboree GTX Travel Trailers Triumph Pride Terry Prowler Wilderness Mallard Pioneer Pegasus Orbit Toy Haulers GearBox Nitrous Hyperlite RedLine Folding Camping Trailers Destiny Americana Highlander Scorpion Evolution Element Download Library Welcome to the Fleetwood RV Download Library Download information about our recreational vehicles. Fleetwood RV provides two types of product literature: brochure and flyers, both in PDF form. Prefer printed brochures? Request Fleetwood RV literature via mail. Choose a Fleetwood Brand - Choose One - - Luxury Coaches - American Eagle American Heritage American Tradition - Diesel Motor Homes - Bounder Diesel Discovery Excursion Expedition Providence Revolution LE - Gas Motor Homes - Bounder Fiesta Flair Pace Arrow Southwind Storm Terra - Mini Motor Homes - Jamboree Jamboree GT Jamboree GTX Tioga Tioga SL Tioga SLX - Travel Trailers - Mallard Orbit Pegasus Pioneer Prowler Prowler Lynx Terry Terry Dakota Wilderness Wilderness Yukon Pride Prowler Regal AX6 Terry Quantum AX6 Triumph Wilderness Advantage AX6 - Toy Haulers - GearBox Nitrous Hyperlite - Folding Camping Trailers - Americana Destiny Element Evolution Highlander Scorpion FLEETWOOD RV BROCHURES: full color interior and exterior product photography, highlights of key features. FLEETWOOD RV FLYERS: all available floorplans and complete technical specifications. 2006 Prowler brochure (2.4 MB) 2005 Prowler flyer (2.3 MB) 2004 Prowler brochure (4.5 MB) 2004 Prowler flyer (2 MB) 2003 Prowler flyer (933 KB) 2002 Prowler brochure (3.2 MB) 2002 Prowler flyer (1022 KB) 2001 Prowler flyer (472 KB) 2000 Prowler brochure (903 KB) 2000 Prowler flyer (472 KB) 1999 Prowler flyer (997 KB) Fleetwood RV brochures and flyers require Adobe Acrobat Reader . Home | Contact Us | Owners Clubs | Plant Tours | Your Privacy | About this Site Fleetwood RV Store | Fleetwood.com | Employment | Website Feedback

Mobile Home Sales

Wiers Manufacturing Expanding Sales of Toter Mobile Home Movers, Towmasters Back Issues December 1, 2005 August 1, 2005 July 1, 2005 June 1, 2005 May 1, 2005 April 1, 2005 March 1, 2005 February 1, 2005 January 1, 2005 December 1, 2004 November 1, 2004 October 1, 2004 September 1, 2004 August 1, 2004 July 1, 2004 June 1, 2004 May 1, 2004 April 1, 2004 March 1, 2004 February 1, 2004 January 1, 2004 December 1, 2003 November 1, 2003 October 1, 2003 September 1, 2003 August 1, 2003 July 1, 2003 June 1, 2003 May 1, 2003 April 1, 2003 March 1, 2003 February 1, 2003 January 1, 2003 December 1, 2002 November 1, 2002 October 1, 2002 September 1, 2002 August 1, 2002 July 1, 2002 June 1, 2002 May 1, 2002 April 1, 2002 March 1, 2002 February 1, 2002 January 1, 2002 December 1, 2001 November 1, 2001 October 1, 2001 September 1, 2001 August 1, 2001 July 1, 2001 June 1, 2001 May 1, 2001 April 1, 2001 March 1, 2001 February 1, 2001 January 1, 2001 December 1, 2000 November 1, 2000 October 1, 2000 September 1, 2000 August 1, 2000 July 1, 2000 June 1, 2000 May 1, 2000 April 1, 2000 March 1, 2000 February 1, 2000 January 1, 2000 December 1, 1999 October 1, 1999 September 1, 1999 August 1, 1999 June 1, 1999 May 1, 1999 April 1, 1999 March 1, 1999 February 1, 1999 January 1, 1999 December 1, 1998 November 1, 1998 October 1, 1998 September 1, 1998 August 1, 1998 July 1, 1998 June 1, 1998 May 1, 1998 April 1, 1998 March 1, 1998 February 1, 1998 January 1, 1998 December 1, 1997 November 1, 1997 October 1, 1997 September 1, 1997 August 1, 1997 July 1, 1997 May 1, 1997 Home Buyers' Guide Subscribe Trailer Output Snow & Ice Directory Product Info Newsletter Truck/Trailer Locator Media Kit E-mail Updates Rent Our Lists American Trucker Fire Chief Fleet Owner Modern Bulk Transporter Refrigerated Transporter About Us Contact Us Home Magazine Articles -- Wiers Manufacturing Expanding Sales of Toter Mobile Home Movers, Towmasters Jul 1, 1998 12:00 PM Mark Nutter WIERS MANUFACTURING Inc is establishing a national dealer network for itscustomized Toter tractors that pull manufactured housing units such assingle-, double-wide, and sectional homes. The manufacturer is a sister company of Wiers International, a truckdealership in Plymouth, Indiana. Wiers Manufacturing builds the vehicles ina 50,000-sq-ft shop at the International dealership. Toters are Class 6, Class 7, or Class 8 tractors modified by Wiers forpulling manufactured housing such as single-, double-wide or sectionalhousing, says Tom Wiers, president of Wiers Manufacturing Inc and WiersInternational Trucks Inc. Equipment installed on Toter tractors normallyincludes a hitch available in three different models, a mirror assemblywith three different power options, and a small, bin-type truck body forcarrying spare tires for mobile homes and tool boxes. Another customized truck built by Wiers is the Towmaster, which is acustomized low-profile Navistar chassis with a crew cab for pullingrecreational vehicles. "We're expanding our dealer network because of requests from Totercustomers and sales growth of 25% to 30% over the last four years forToters," Wiers says. "Wiers plans to have nationwide distribution and isdrastically increasing production of the Toter and Towmaster." Each year, Wiers and its dealers sell about 300 Toters and 150 Towmasters,says Matt Garver, information technology manager at Wiers. The Toter isused only to transport manufactured housing units. Wiers has already signed up about 20 Toter dealers in the southwestern,southern, and southeastern United States, Garver says. All factory branchesof Fontaine Truck Equipment carry Wiers Toter kits that have all theequipment Wiers installs on tractors modified in its shop. Toter International TrucksThe tractors usually have a 136- to 146-inch wheelbase and a single-driveaxle, Wiers says. Most of the tractors are specified with a 300- to 400-hpengine. As the weight of manufactured housing continues to increase, somenew tractors are using tandem drive axles. "Some of the units Toters transport weigh up to 40,000 lb," Wiers says."The largest single-wides measure 16 by 80 feet, and in Texas they can beup to 20 feet wide." Sideview mirror assemblies on the trucks are eight feet wide in the stowedposition and telescope to an overall length of 18 to 20 feet for the largerhomes allowed in Texas, Wiers says. The telescoping mirrors are offered aselectrically powered, manually operated, or hydraulically powered. Yellowflashing lightbars are mounted in the center on top of the mirrortelescopes. Toters are primarily purchased by transporters or manufactured homedealers, Wiers says. A transporter delivers manufactured homes from thefactory to the dealer's lot. This generally only requires a two-way ballhitch that moves up and down hydraulically. Multi-Directional HitchesManufactured home dealers and their contractors use more sophisticatedhitches with mobile homes, Garver says. These multi-directional hitches areused on Toter trucks to set a mobile home on a concrete pad or footings. Besides the basic two-way hitch used by transporters, these hydraulichitches come in a four-way and six-way model, Garver says. The hitches areoffered in a Magnum version with 40 inches of left-and-right travel or aSuper version with 22 inches of left-and-right travel. The four- and six-way hitches have a High-Tower option with a two-stagelift that increases the up-and-down movement of the hitch to 72 inches,Garver says. A four-way hitch has vertical and lateral travel. Four- and six-way hitches move laterally on three-inch diameterhigh-tensile steel bars built into the rear frame of the hitch, he says. Inaddition to four-way movement, a six-way hydraulic hitch moves in and out20 inches from the rear of the chassis frame. The hitch frame extends six feet from the rear, forward on top of thechassis frame rails and is built to handle heavy weight, Garver says. TheMagnum six-way hitch has up to 60,000 pounds of pushing or pulling power. High-Tower Hitch OptionThe six-way hitch, 72-inch tower, and six-ft frame extension are needed todeliver and set trailer homes on hillsides or in deep hollows, he says.This configuration for Toters is popular in southern states where manymanufactured homes are often placed in hilly, rural areas. Wiers began building Toters in 1982, and is near many of its customersbecause of the concentration of manufactured housing plants in Elkhart,Indiana, Wiers says. Part of the demand for Toters is because an increasingnumber of first-time home buyers are purchasing manufactured homes. "About 25% of first-time buyers are purchasing manufactured homes," Wiers says. Sales of Towmasters, the other major product line of Wiers Manufacturing,also are increasing, Wiers says. Towmasters are built on an International4700 low-profile crew-cab chassis and offered to International dealersthrough Navistar. Demand is increasing for Towmasters because of their automotive appeal inthe recreational vehicle industry, says Jan Anderson, a Towmastersalesperson at Wiers. The trucks have an upgraded, customized cab interiorand 23-ft turning radius, which is tighter than most dual-wheel pickuptrucks. Towmaster Recreational TruckThe demand for a heavy-duty recreational towing vehicle has never beenadequately filled until Wiers introduced the Towmaster in 1990, Andersonsays. Many Towmaster customers are at least 60 years old and purchasing atruck similar to the Towmaster would be difficult were it not offered as acomplete package. "The Towmaster is marketed primarily as a product similar to the FordExpedition because of its automotive appeal," Anderson says. Most Towmasters have an Allison MD-3060-P automatic transmission and a275-hp diesel engine that generate pulling capacity with 800 foot-pounds oftorque, Anderson says. This power is needed to pull recreational trailersthat can weigh up to 25,000 lb and are furnished with washers and dryers,solid wood trim, and full-size appliances such as refrigerators. "The Towmaster provides the horsepower and braking needed to pull today'sfifthwheel recreational vehicles," Anderson says. Because new recreational vehicle trailers are heavier, about 80% of thetrailers that are 34-ft long will overload one-ton pickup trucks, many ofwhich are rated to only pull 14,000 lb, Anderson says. Any recreationalvehicle trailer 35-ft long will overload a one-ton pickup truck. Besides recreational vehicles, the Towmaster is well suited for pullinggooseneck or fifthwheel trailers, Garver says. However, most are purchasedfor pulling recreational vehicles. "Occasionally, we pick customers up at their house who've purchased aTowmaster, sold everything, and moved into a recreational vehicle trailer,"Wiers says. "The Towmaster is built more for a way of life." Want to use this article? Click here for options! © 2006 Prism Business Media Inc. Back to Top Key: Paid Content Enhanced for the Web Contact Us For Advertisers For Search Partners Privacy Policy Subscribe © 2006 Prism Business Media Inc. All rights reserved.

Luxury RV Market Date:

Fractional Ownership Comes to High End Luxury RV Market | Power PR home about us news services clients contact newsletter PR Articles PR Today Publicity tips that can help you increase your sales leads Email: PowerPR: Articles Fractional Ownership Comes to High End Luxury RV Market Date: 07/25/2005 The following release was created by Power PR, a business to business marketing public relations firm based in Torrance, California. (PRWEB) November 12, 2004 -- For the first time, fractional ownership of luxury RVs ranging in price from $250,000 to well over a million dollars is possible, with national delivery, pick up, provisioning, repair/maintenance, storage/cleaning, and roadside service included. Like fractional jet ownership—which has made VIP business jets available to executives and corporations—fractional RV owners enjoy use of a luxury capital good while jointly sharing expenses such as depreciation, maintenance, storage, and insurance. Once the typical three-year ownership agreement is completed, these high end RVs are typically sold, and the proceeds returned to fractional owners to further recoup their expenses. The result: individuals who only expect to use an RV for a portion of the year can buy into ownership of a million dollar palace on wheels at a fraction of the full cost of ownership. Companies such as Burr Ridge, Ill.-based American QuarterCoach (AQC), the first to introduce fractional ownership of luxury RVs on a national scale, are lowering costs as much as ten-fold compared to sole-ownership, while making the RV experience sheer vacationing pleasure. AQC, for instance, not only delivers deluxe RVs worth from a quarter-million to over a million dollars to the fractional owners doorstep from coast to coast, but also picks them up on return, plus stores, cleans, repairs, maintains, and outfits them. All the details, such as insurance, licensing, and even roadside service are included, as is an initial drivers training program/orientation to ensure maximum safety and comfort. Fractional owners can purchase shares from one-eighth (5 weeks annual usage) to one-half of a desired luxury RV (24 weeks annual usage) or a combination of shares depending on how much annual usage time they desire. There are three levels of RVs to choose from, including multi-million dollar units with amenities like 42 plasma TVs, Corinthian leather, monogrammed linens, and custom-inlaid Italian marble flooring and bath. On a still deluxe but less lavish scale, in the several hundred thousand-dollar vehicle price range, are 40-foot motor coaches such as the Monaco Camelot with in-motion, satellite TV and multiple slide-outs for extra living space. I bought a 5-week a year share for about one-tenth the annual cost I wouldve spent on my own RV, says Chris Turner, an Ann Arbor, Mich. helicopter company owner. AQC allowed us to own a $300,000 motor home at a price we could justify. With the savings freed up, we can take both deluxe RV and non-RV vacations as the mood strikes, with no waste or guilt. High Cost, High Headache Traditional RV Ownership Until now, hard-working professionals wanting a quality RV experience have had little choice in the marketplace. Theyve typically had to tie up from a quarter-million to a million dollars or more to buy an RV they may use just several weeks a year. Rental RVs, because they are a mass-market product, simply dont offer the size, style, or features desired. Before turning to fractional RV ownership, Chris Turner faced the dilemma confronting many upscale professionals wanting to provide a quality RV experience for themselves and their loved ones. Though Turner treasured the togetherness, natural beauty, and variety that RV-ing brought his family, he found it hard to justify the purchase of a high-end RV for the occasional family outing. When he bit the bullet and finally bought one, he found his family used it no more than several weeks a year. The total expense - including provisioning, depreciation, maintenance, storage, insurance, and licensing, as well as the hard work of prepping it for each trip and cleaning/storing it afterward began to grate on my nerves, explains Turner. I felt guilty every time I drove past my storage facility, with $300,000 of RV sitting there, unused. Turner sold his RV. He didnt miss the thousand-dollar repair/maintenance bills, paying for insurance, or licensing. He didnt miss the full day of work it took to prep the RV for use, including pulling it from storage, sanitizing the tanks, loading fresh water and supplies, and checking the air, oil, fluids, battery, and generator. He certainly didnt miss cleaning the entire RV, including linen and utensils, plus winterizing it for storage on the return trip. What Turner missed were the look in his wife and daughters eyes when they were on the road, in the midst of an adventure, when their focus was on each other, and not the never-ending to do list in each of their lives. I tried renting an RV, says Turner, but we ended up with a bottom-of-the-line, 25-foot, class C unit. It was completely unequipped, with just 100 miles a day for mileage. That wasnt what we were looking for. Turner was about to buy another high-end RV, with the caveat that RV-ing would be the familys primary vacation experience. Cruises, flying to Mexico, and other more typical vacations, would be out, to avoid keeping a quarter-of-a-million dollar RV sitting around unused. Turners wife, Sherri, was not pleased with having to choose between RV-ing and taking other types of vacations. We realized we wanted the quality RV experience, but without the expenses and responsibilities of a full-time, lifestyle commitment, explains Turner, who found what he was looking for through fractional RV ownership with AQC. High-End, Worry-Free RV Ownership In traveling to locations such as Californias Sequoia National Park from his home in Ann Arbor, Mich., Turner discovered that AQCs RV drop off and pick up capability is a major benefit for those living far from their destinations. At Turners request, the company arranged to have his motor home waiting for him in California, so he was able to fly in from Michigan, board his fully-equipped RV, with gas tank topped off, and hit the road bound for redwood country. While driving the RV is fun anywhere, my pressed schedule doesnt allow me to drive for thousands of miles to and from a destination, says Turner. Because we were able to fly to California, board our ready-to-go RV, and spend most our time enjoying the scenic route and destination, our trip was that much more memorable. On leaving, AQC picked up our RV, allowing us to simply fly home, while they took care of the details. On other trips, such as a family jaunt to enjoy a Nascar race, the company has delivered the motor coach right to Turners door in Ann Arbor, Mich. What Turner enjoys is that fractional ownership has taken the hassle and cost out of RV-ing. Everything we need is right there, whether dishes, towels, grills, or lawnchairs, says Turner. Theres nothing to forget, and no mechanical problems to speak of because the coach is superbly maintained. If theres ever a problem, we just call AQC and they send someone to fix it. Its worry-free with no out-of-pocket costs, other than what you spend on gas and groceries. RV-ing that Suits Your Lifestyle Now and into Retirement Those new to RV-ing are finding that fractional ownership fits their needs as well. Norm Yop, a realty company owner in Salinas, Cal., was looking for a way to test if RV-ing was right for he and his wife. My family and friends loved RV-ing and I was intrigued by it, but reluctant to tie up a large amount of capital in a venture that might not suit us, says Yop. Like Turner, Yop found renting a turnoff because he could not find a RV in the size, style, or with the amenities he wanted. Jointly, with his real estate business partner, Yop purchased 5-week a year fractional RV ownership through AQC. Yop appreciated the RV training program, which helped him get up to speed quickly on driving the vehicle and its use. So far, Yop and his wife have RVed to Banff, Canada and Glacier National Park, and love the experience. The program allows us to own a first-class motor home that suits our schedule, without tying up capital, says Yop. We can use the RV for a few weeks and not worry about maintaining it all year long. As I wind down the pace of my business in the next few years, Im planning to buy a larger fractional share with even more deluxe amenities, concludes Yop. Its the perfect way to enjoy RV-ing both when youve got a demanding career, and when you want to ease into retirement. # # # For additional information about the client, the release or for photography please contact Power PR. Power PR is a business to business marketing publicity firm. Additional client articles can be found at www.powerpr.com . back to index For more information regarding our marketing publicity services or any sales questions please contact John Elliott . To view our current job listings go here: jobs . For information regarding using articles from our news section, editor request and the like, please contact press . 2005 PowerPR. All rights reserved. Sitemap Read our privacy policy .

RV Dealer Services Marine/RV

Marine/RV Dealer Services - Corporate - National City Corporation Choose... exact4web SponsorWorks Online WebConnect Stock Access ............................... See Small Business See Personal -- Online services Business Financing Global Treasury Management Asset Management Capital Markets International services Government & Public Services -- Recreation Finance Economic Insight Help Contact us Locations Search Corporate Banking Recreation Finance Marine/RV Dealer Services Marine/RV Dealer Services National City is among the countrys top recreation finance lenders, with an experienced and dedicated sales and support staff to serve marine and recreational vehicle dealers. Contact us Find out more information about our Marine/RV Dealer Services. Go National City has over 50 years of experience addressing the special concerns of marine, RV and recreational water sport dealers. We help you stay up on inventory and present you with a broad range of products to accommodate your financial needs. Floorplan financing Our dealer floorplan financing ensures that your dealership has the new and used and specialized RV, boat and yacht inventory you need and the financial expertise to move it. You can also count on us for: • Equipment leasing • Construction loans • Real estate loans • Capital loans Treasury management National City delivers solutions to maximize the power of your working capital, control and track payments, streamline receivables direct cash flow and handle transactions. Options include: • Controlled disbursement • Online banking • Cash concentration for multiple locations • Investment sweep • Commercial Card • Direct deposit ACH Retail financing National City helps you close deals with customers through flexible financing alternatives. We offer flexible financing alternatives and a variety of reserve options. Insurance services* Your National City risk management package could include these and other insurance options: • Property • Business Income • Crime • Glass and signage • Inventory protection • Garage liability More information Seminars Learn about current topics from industry experts. Corporate Insights magazine Information and strategies for continued financial success. Economics Get the latest economic commentary from National City. 2005 National City Corporation All Rights Reserved. Online accessibility -- Careers Site map Terms of use Privacy notice *Not all products are available in all states. Insurance products are underwritten by a third-party insurance company and are: