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Article Insider - Used Motorhome HOME ABOUT US CONTACT US NEWSLETTER ADVERTISE Tuesday, January 24th, 2006 Articles Recreational Vehicles RV RVS RV's Online New RV Motorhome Used RV Luxury RV Motor Home RVS For Sale Used RVS Pre Owned RV Travel Trailers Motorhome RV Motorhome Sales Class A Motorhome Class C Motorhome Used Motorhome 5th Wheel Travel Trailers RV Classifieds Advertising Tent Trailer Fifth Wheel Tow Vehicles Diesel Pusher Trailers Used Motor Homes Motor Home RV Motorhome Dealers RV Tent Trailer Winnebago RV Camper RV Motor Home Motorhome For Sale Truck Camper Class B Motorhome New Recreational Vehicles Travel Trailer Used Travel Trailer Pop Up Camper Keystone RV Fleetwood RV GMC Motorhome Monaco Motorhome Country Coach More Recreational Vehicles Resources Home > Auto > RV Recreational Vehicles Used Motorhome by Jill Morrison Purchasing a used motorhome will help your family to save money on the cost of vacationing. You will initially save money on the cost of the motorhome by buying used. You will also save money on expenses such as hotel, airfare, and meals by using an RV for vacations. Finding a Used Motorhome You can find a used motorhome that is appropriate for your family from many different locations. RV dealerships offer many new and used vehicle options. You may also want to look at ads in the newspaper and on the Internet. It is often a good idea to research and purchase a used motorhome from and online site. Websites often offer great deals that you would not find at dealerships. Most websites include pictures of the vehicle and all the statistics you need to know before purchasing. There are many different motorhome styles to choose from. You can choose a luxury, Class A motorhome if your family vacations often and if you can afford it. Other options are available for families with limited budgets, such as compact motorhomes, campers, and trailers. Get all RV articles via v. 5.0154 © 2002 - 2006 InfoSearch Media, Inc . All Rights Reserved. Privacy Policy



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Insurance - the truth about online insurance deals Search 30,000 pages on the Future --------------------------- Home Site Intro (Movie) Mailing List - News --------------------------- Building a Better Business - and the $20,000 challenge --------------------------- Bird Flu Crisis Tsunami Warning Future of Banking Outsourcing Digital Future Human Cloning Health and Ethics Human Genetics Future Management --------------------------- Dr Patrick Dixon Bio Video of Lectures List of Clients Press Radio and TV Future Trends Slides, Pictures and Videos from 200 Events / Lectures --------------------------- 9m unique visitors 6 Free Online Books Patrick Dixon Blog --------------------------- Contact Dr Dixon Global Change Ltd Help with Videos Web Cams ---------------------------- Keynote Speakers Conferences Corporate Governance Convergence Business Ethics Employee Motivation Strategic Planning Marketing Plan Virtual Office Leadership Styles Stem Cells Terrorism ---------------------------- Trend Analysis by Dr Patrick Dixon Futurist Video / Articles by Patrick Dixon - 24 million requests in year - 9 million visitors - Conference Speech/Event? Insurance The truth about online insurance brokers People look for all kinds of insurance products online but are these insurance companies really offering good value? Where are the best insurance deals? These pages independent of the insurance industry, by Dr Patrick Dixon, Chairman of Global Change Ltd. Insurance companies work by averaging risk , and taking a cut of premiums. Web-based insurance applications in theory allow insurance brokers to cherry-pick lowest risks and offer low premiums. But it is still hard to be sure your insurance quote really is the best. Motor insurance, house buildings insurance, house contents insurance, health insurance, holiday insurance, life insurance - all these should be easy to fix online with instant quotes, electronic insurance contracts, e-mail confirmation. It's getting better for people living in some countries but there's a long way to go. Problems with online insurance quotes Price of insurance may be given as guide only - not binding. Some insurance companies quote only by e-mail or phone. Insurance policies issued online may be invalid in law in some countries Insurance may only apply to only one country - but is it yours? Few global insurance brokers so far in terms of being able to offer for example auto cover in any territory with online application. Difficult to get a one-click comparison of all policy premiums from different insurance companies, all with correct insurance data, and able to issue temporary cover immediately on payment of first insurance premium by credit card. Sites offering quotes from many insurance companies rarely include the whole market - because some insurance companies are not prepared to pay them a commission. And that means the cheapest commission-free deals may not be on these insurance "portals". You have no guarantee that all the best insurance deals are being presented fairly. Are the commission rates the same? Is the website steering you towards insurance policies which give the broker the highest return? A good site will show you exactly how much of your insurance premium will go to the broker - indeed a legal requirement in some countries. Some companies accept processing of a credit card payment as proof of insurance cover. In other words, if the insurance company takes payment on a certain day, it will appear on your statement as proof that they have agreed the policy. However there is still a problem for the insurance company to be sure you are who you say you are, that your address is correct, the details accurate. This is particularly an issue with payouts for insurance claims. Problems with online insurance claims Same problem of signing an insurance claim form. Once again insurance companies fear online fraud. 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Mobile Home Sales

How to Buy a Manufactured Home Manufactured Housing Institute in Cooperation with The Federal Trade Commission's Office of Consumers & Business Education [Graphic Omitted] [Graphic Omitted] Manufactured Housing Institute 1745 Jefferson Davis Highway Arlington, Virginia 22202 703-979-6620TABLE OF CONTENTS1. WARRANTIES & OTHER PROTECTIONS FOR THE HOME PURCHASER Federal Construction and Safety Standards The Manufacturer's Warranty The Retailer's Warranty Appliance Warranties2. PLACEMENT & SELECTION OF YOUR MANUFACTURED HOME Placing Your Manufactured Home Placing Your Home on Your Own Land Placing Your Home in a Rental Community Buying a Manufactured Home in a Planned Community Choosing a Manufactured Home Buying a Manufactured Home3. SITE PREPARATION, TRANSPORTATION & HOME INSTALLATION Site Preparation Transporting Your Home Installing Your Home4. INSPECTION OF YOUR NEW MANUFACTURED HOME Installation Inspection General Inspection5. YOUR MANUFACTURED HOME SUMMARY Warranty Protection Placing Your Home Choosing Your Home Installing Your Home Inspecting Your HomeINTRODUCTIONA home is probably the single most important purchase you will make inyour lifetime. In recent years, nearly one-third of all newsingle-family homes bought have been manufactured homes. TheManufactured Housing Institute and the Federal Trade Commission's Officeof Consumer and Business Education developed this booklet to guide youthrough this very critical purchasing decision.If you are thinking about buying a manufactured home, this guide is foryou. It will tell you about manufactured homes and how to go aboutchoosing one that meets your needs and your pocketbook. You will learnhow a home is transported to a site, how the site must be prepared, andhow the home is installed on the site. You also will learn aboutmanufactured home warranty protection. By following the guide'ssuggestions, you should be able to avoid some possible pitfalls whenbuying a manufactured home.The term "manufactured home" was adopted in 1980 by the the UnitedStates Congress to describe a type of house that is constructed in afactory to comply with a building code developed by the Department ofHousing and Urban Development (HUD). In the past, manufactured homeswere called "mobile homes," a term that many people still use. However,"mobile" is no longer an accurate name because fewer than five percentof such homes are ever moved off the owner's original site.WARRANTIES & OTHER PROTECTIONS FOR THE HOME PURCHASERFederal standards and written warranties protect buyers of manufacturedhomes.Every manufactured home now offered for sale has a small red and silverseal that certifies that the home has been inspected during constructionand meets federal home construction and safety standards. Thesestandards were developed to assure a suitable level of performance inevery manufactured home constructed in the U.S. Such standards, togetherwith the manufacturers' warranties, serve to protect you -- the homebuyer.FEDERAL CONSTRUCTION AND SAFETY STANDARDSSince mid-1976, all manufactured homes have been constructed to meet thefederal building standards adopted and administered by the U.S.Department of Housing and Urban Development. This national code iscalled the National Manufactured Home Construction and Safety Standards.The code regulates manufactured home design and construction, strengthand durability, fire resistance, and energy efficiency. It alsoprescribes the performance standards for the heating, plumbing, airconditioning, thermal, and electrical systems.The National Manufactured Housing Construction and Safety Standards Actalso requires that you receive a home owner's manual when you buy yourhome. This manual will explain, among other things, what to do ifsomething goes wrong with your home. Some of the important subjectscovered in the home owner's manual include: * general maintenance; * safety (including a fire safety checklist); and * state agencies involved in enforcing the federal manufactured home standards.THE MANUFACTURER'S WARRANTYWarranties vary among different manufacturers. Ask to see the warrantieson the manufactured homes that interest you and compare them before youbuy. All retailers are required to have copies of the manufacturers'warranties that are offered on the homes they sell, and they will makethem available to you if you ask to see them. By reading the warrantybefore you buy your home, you can make sure the home you buy is coveredby the kind of warranty protection you want.[Graphic Omitted]When you buy your manufactured home, you will receive the manufacturer'swritten warranty from your retailer. The manufacturer's written warrantyusually covers substantial defects in: * workmanship in the structure; * factory-installed plumbing, heating, and electrical systems; and * factory-installed appliances (these also may be covered by appliance warranties).It is important, however, to understand that the manufacturer's warrantywill not provide coverage for problems resulting from: * lack of proper installation or maintenance; * accidents; * owner's negligence; or * unauthorized repairs.Therefore, to make sure that your home's warranty will be honored,carefully follow the manufacturer's instructions for installing,maintaining, and repairing your home.In many cases, the retailer will perform service under themanufacturer's warranty. However, it is the manufacturer who has thefinal responsibility. Be aware that if the retailer must order partsfrom the manufacturer to make a warranty repair, shipping and deliveryof those parts may affect the amount of time it takes to get service.Before you buy your manufactured home, ask to see the written warrantiesoffered on the homes the retailer sells.Manufacturers warranties cover many, but not all, types of potentialproblems.The answers to the following questions should help you get the kind ofwarranty protection you want: * What warranties come with the manufactured home? You may get warranties from the home manufacturer, the retailer, the transporter, the installer, and the appliance manufacturers. * What exactly does each of these warranties cover? What do they not cover? * Do the manufacturer's or retailer's written warranties on the home cover transportation and installation? If not, are installation and transportation covered by separate written warranties? * How long do the warranties last? * How do you get warranty service? * Who will provide service under the warranties? * Where will the warranty service be performed?Consider these important questions about warranty coverage before youdecide which home to buy.Implied warranties are unspoken, unwritten promises created by statelaw.Ask to see all warranties in writing. Make sure you understand whooffers the warranty, who performs the service, and what is and is notcovered before selecting and buying your manufactured home.In addition to any written warranty offered by the manufacturer, you mayhave certain "implied warranties" when you buy a manufactured home. Animplied warranty is an unspoken, unwritten promise that a product is fitto be sold and used for its intended purposes--for example, that amanufactured home is fit to be sold and lived in. These impliedwarranties protect you even if no written warranty is offered by themanufacturer or retailer. Most states allow sales that exclude impliedwarranties ("as is" sales). However, some states do not permit a sellerto exclude or limit implied warranties. Contact your state or localconsumer protection office to ask about implied warranty protections inyour state. When buying a manufactured house, especially a used one,make sure you know whether it is being sold "as is" -- with no impliedor written warranty.[Graphic Omitted]THE RETAILER'S WARRANTYA retailer may offer a written warranty on a home. Written warrantiesare not alike. But, typically, the retailer's warranty will tell you: * the terms of the warranty; * what you must do to keep the warranty in effect; * what you can reasonably expect from the retailer; and * that the home has been installed according to manufacturer specifications and local regulations.The warranty also will guarantee that the home has a HUD inspection sealand that optional appliances and equipment have been properly installed.Remember, ask to see the retailer's warranty before buying to check onwhat it does and does not cover.You should know that a retailer's warranty will not provide coverage forproblems that arise from: * owner's negligence; * owner's failure to provide proper notice for service; and * unauthorized repairs.[Graphic Omitted]APPLIANCE WARRANTIESThe appliances in your home also will be covered by warranties. In manycases, these warranties, along with use and care manuals, are providedby the individual appliance manufacturers. In addition, some statesrequire that the home manufacturer's warranty cover the appliances thatcome with your home.Read the appliance warranties and note the duration and terms. Inaddition, check instructions in the warranty about how to get service.In most cases, the quickest service can be obtained from the appliancemanufacturer's authorized service centers. Check the use and careinformation on the appliance warranties for a list of such servicecenters or service agents. However, if warranty service is not availablefrom the appliance manufacturer or its servicer, contact your retailerfor assistance. The home manufacturer's warranty, if any, may providewarranty service for your problem.The retailer may offer a written warranty, but not everything will becovered.PLACEMENT & SELECTION OF YOUR MANUFACTURED HOMEManufactured homes offer a wide variety of styles and prices.There is a manufactured home to fit almost every pocketbook. Some modelsare designed for those whose budget limits them to a lower-cost home.Other models have such higher-priced features as cathedral ceilings,formal dining rooms, and woodburning fireplaces. The home can be asingle-section unit or a larger multi-section unit. Multi-section homescome from the factory in two or more parts that are joined at the site.A single-section home comes from the factory as one complete unit. Withmore than 150 companies building manufactured homes in more than 400factories, and with manufactured home sales centers located throughoutthe United States, you have an opportunity to choose from a wide varietyof home styles.PLACING YOUR MANUFACTURED HOMEBefore you select and buy your home, you should decide where it will belocated. There are three basic options you can consider. First, youcould plan to place your manufactured home on land you own or intend tobuy. If you choose this option, you must consider zoning laws,restrictive covenants, and hookup regulations. Such restrictions mayprevent you from placing a manufactured home on a particular piece ofland. Second, you could plan to place your manufactured home on a leasedhomesite in a manufactured housing development, in which case thecompany managing the development will normally take care of theseconsiderations. Third, you could decide to buy a home already on ahomesite in a planned community. Then, of course, you would not be facedwith the typical placement concerns.PLACING YOUR HOME ON YOUR OWN LANDIf you own or plan to buy land for your manufactured home, there areseveral matters you should consider.Zoning. In cities and suburban areas, and in some semirural areas, youmay face zoning requirements that must be met. In certain areas, theremay be a prohibition against manufactured homes, or certain requirementsregarding their size and exterior appearance. You can find out if thereare any restrictions or requirements by contacting the local community'splanning and land use department. Consult your local telephone directoryfor the office nearest you.Restrictive Covenants. Restrictive covenants are limitations in propertydeeds that control how you can use the land. These may include arequirement that homes be a certain size or a prohibition that lands notbe used for certain purposes. The title search, conducted when you buythe land,may reveal information about such restrictions. Sometimes,however, the restrictions are described in ways that are difficult tounderstand. You may want to check with an experienced real estateattorney to see if there are any restrictive covenants that would keepyou from placing your home on the land you are considering.Utilities. Although a manufactured home comes complete with plumbing,electrical, and heating systems, it must, like all homes, be connectedto electrical,. water, and sewerage facilities. If your site is in awell-developed area, all necessary utilities may be available, subjectto connection charges. Find out exactly what utilities are available andhow much it will cost to connect your home to all utility sources.Contact your local public utilities division for information aboututility services in your area.[Graphic Omitted]Make sure the the applicable zoning laws and the deed on your land willallow a manufactured home to be placed there.[Graphic Omitted]There are a number of important questions to consider when placing yourmanufactured home in a rental community.Electrical Facilities. Electricity is usually available in all areas.But if the area where you plan to live does not have ready access toelectric power, connection could be quite expensive. Check with thelocal power company to find out whether electricity is readilyaccessible.Water Facilities. In many locations, there may not be localgovernment-supplied water lines. If there is no water, you may have todrill a well. Do not assume that all drilling will provide water. Checkwith a local well-drilling company about costs and whether success isguaranteed. Also, check with local health authorities to make certainthere are no problems with the quality of the water in the area.Sewerage Facilities. Many areas still rely on septic tank systemsinstead of a city or county sanitary sewerage system. If you cannotconnect your home to a sewerage system, you must check with localauthorities about installing a septic tank. Properly installed septicsystems can work quite well. But sometimes they cannot be used; forexample, where the soft is not able to absorb the discharged waste. Formore information, contact the local health department or the officeresponsible for granting building permits.PLACING YOUR HOME IN A RENTAL COMMUNITYYou may want to place your home on a leased site in a communityespecially planned for manufactured housing. Placing your home in such acommunity usually involves fewer practical problems.If you are interested in a rental community, visit the ones in the areawhere you wish to live. In addition, some manufactured home retailersmay operate their own rental communities, so you may wish to ask theretailer for information and advice about them. Find out what eachcommunity offers and the differences among them, including the financialaspects, such as rental and installation costs and any miscellaneousservice charges.There also are several questions you will want to ask before decidingupon a particular rental community. * Is a written lease required and, if so, for how long? * What are the charges for utility connections or other services? * Do the community's rules require that it be responsible for installing your home, or can you let your retailer do the job? * What charges will be made for installation? Who will be responsible for ground maintenance, snow removal, refuse collection, street maintenance, and mail? * What are the community's rules and regulations? For example, are pets prohibited? Can you accept and live with such rules? * Are there any special requirements or restrictions when you sell your home? * Are there any provisions to protect you if the owner of the manufactured home community where you lease your homesite sells the property for another purpose? If you must move because of a sale, will the owner help with relocation expenses, or is private or public assistance available?[Graphic Omitted]Buying a home in a planned community is another option to consider.BUYING A MANUFACTURED HOME IN A PLANNED COMMUNITYYou may want to consider another alternative and buy a home that alreadyis located in a planned community. As with a rental community, there arefewer practical problems involved because you do not have to concernyourself about placement.But be sure to check into the costs, services, and rules of any plannedcommunity before you buy. You should consider the matters mentioned onpages 10-11, such as who is responsible for utility connections, ifthere will be any restrictions on resale of your home, and whether youcan live with that community's rules.[Graphic Omitted]Check the community's rules to see if you can live with them.CHOOSING A MANUFACTURED HOMEThere are several matters you may want to consider when choosing a home.How do I want my home to look? You may select from a variety of exteriordesigns, depending upon your taste and your budget. External sidingoptions come in a variety of colors and materials including metal,vinyl, wood, or hardboard. You also may select such outside designfeatures as a bay window, a gable front, or a pitched roof withshingles. Awnings, enclosures around the crawl space, patio covers,decks, and steps also are available.What size home and floor plan do I want or need? Manufactured homes areavailable in a variety of floor plans that include spacious livingrooms, dining rooms, fully equipped kitchens, one or more bedrooms,family rooms, and utility rooms. Depending upon your needs and the sizeof your lot, you can choose a single-section home plan or a largermulti-section design. Homes range in size from 400 to 2500 square feet.[Graphic Omitted]Check state laws; they may limit the movement of your home afterinstallation.Can I move my home to another location or even another state? If thereis a chance that you might relocate your home to another state, find outabout state laws covering transportation of manufactured homes. Somestates, particularly eastern states, have certain regulations, such asweight, size, or width limitations, that may prevent you from movingyour home. Before you purchase, check with the appropriate authoritiesin the states through which you may want to transport your home.Of course, if you do move your home you will be faced with extraexpenses. Besides transporting costs, which include licensing fees totake your home through a state, you again will have the cost offoundation construction, installation, and utility hookups.What interior options and features are available? Manufactured homeshave many options and features for a variety of floor plans. You alsocan choose color and quality options for carpets and wall coverings; andyou can choose other features such as custom cabinets, window designs,and wood-burning fireplaces. Some home models and manufacturers offermore custom options than others. Ask your retailer what options areoffered on homes he sells.What appliance packages are available? Most manufactured homes are soldwith a refrigerator and range. But some appliance packages may includemicrowave oven, trash compactor, garbage disposal, washer/dryer, andbuilt-in indoor grill. Central air conditioning also is an option.[Graphic Omitted]Be sure your energy package is designed for the climate zone where yourhome is located.What energy-efficiency options are available? The National ManufacturedHome Construction and Safety Standards require separate energyefficiency levels for the three different temperature zones of theUnited States. However, you may wish to increase your home's energyefficiency. There are a variety of optional energy packages available,such as increased insulation, double- and triple-glazed windows,sheathing products, self-storing storm windows, and "high-efficiency"water heaters, furnaces, refrigerators, and air conditioners. Ask yourretailer about available energy-saving features and their costs. Youespecially should note the "heating certificate," which specifies thetemperature zone for which the home is designed, and the "comfortcooling certificate," which specifies the appropriate central airconditioning system for the home. Both certificates are located on theinside of the home. You should not place your home in a climate zone forwhich it was not designed.[Graphic Omitted]What written warranty coverage is offered on the home, itstransportation, and its installation on the homesite? Nearly allmanufacturers offer a written warranty on the home itself. There are,however, important differences among warranties. For example,manufacturers' warranties may exclude coverage of installation andtransportation (although reliable retailers or contractors usually offerwritten warranties on these services). Although you may never need suchwarranty services, it is a good idea to check the coverage of anywarranties that are offered before you buy.BUYING A MANUFACTURED HOMEMost likely you will buy your home from a retail sales center, althoughtoday, in some states, you also could buy your manufactured home from areal estate agent if the home is already located in a community. Someretail sales centers are owned and operated by a home manufacturingcompany, but most retail businesses are independently owned andoperated. They sell homes built by several manufacturers.You should. use as much care in choosing your retailer as you do inchoosing your home and its features. This is because the retailer willhelp you choose your home and, if you wish, custom order it from thefactory. In addition, the retailer usually will be the one responsiblefor having your home delivered and installed. The retailer also mayarrange for financing and insurance for your home. Finally, after youmove into your home, your retailer often will be the person you contactfor warranty service.One of the best ways to find a reputable retailer is to talk withfriends who live in manufactured homes and get their recommendations.You also might ask them to recommend a home manufacturer. You may wishto contact your local Better Business Bureau to find out if a particularretailer or manufacturer has a record of unsettled or unresolvedcomplaints on file. You also may wish to contact your state manufacturedhome association and request the names and addresses of manufacturers orretailers in your area.Compare warranties offered by various manufacturers and retailers.SITE PREPARATION, TRANSPORTATION & HOME INSTALLATIONProper site preparation and installation are necessary for comfort,durability, and correct functioning of your home.Make sure the transporting company warrants its services in writing.Before your home is installed, you must ensure that the site has beenprepared properly. If you are placing your home on your own land, yourretailer can provide advice on how to prepare the site.If you will be living in a rental community, the community manager willprobably take care of site preparation. Before signing your lease, askabout this and any other costs.SITE PREPARATIONIf you are having your home installed on your own land, you areresponsible for site preparation. However, it is a good idea to ask yourretailer (or whoever is going to install your home and warrant theinstallation) to inspect the site prior to installation to make surethat everything has been prepared properly.Here are some guidelines that must be followed in preparing the site. * The site must be accessible by the truck transporting your home. * The site must be as level as possible. * The precise site area must be cleared of trees, rocks, and any other surface debris. * The soil must be graded and sloped for water runoff. * The soil must be compacted so that the foundation will not sink or shift on loose earth fill.Although you may be able to do some work yourself, such as removingtrees and shrubs, most site-preparation tasks, such as grading andcompacting the soil, require technical expertise. You will need tocontract for expert assistance to ensure that your home is installed onfirm land that adequately drains.TRANSPORTING YOUR HOMEIn most instances, your home will be transported first from the factoryto the retail sales center. At the center, your retailer will use achecklist to make sure your home arrived undamaged, and if any problemoccurred while your home was being transported from the factory, it willbe repaired before delivery to your homesite.If any damage occurs while the home is being transported to your site,the company transporting your home is usually responsible. Therefore,you should check for damage as soon as your home is delivered. If youfind any damage, contact the transporting company immediately.[Graphic Omitted]If you allow your home to be transported by a company that does notprovide a written transportation warranty, it may be difficult to obtainfree repairs, if any are necessary. Therefore, before you purchase yourhome, make certain that the transporting of your new home is protectedby a written warranty.INSTALLING YOUR HOMEAfter you have chosen the retailer and your home, have complied withlocal building and zoning requirements, have obtained state inspectionswhen necessary, have properly prepared the site, and have gotten goodwarranty protection on the home and its transportation and installation,you are ready to have your home installed on a homesite. This alsorequires. careful attention.[Graphic Omitted]Every manufacturer is required by the federal standards to provideinstructions for installing your home. However, the actual installationtypically is not within the manufacturer's control. Therefore, theinstallation of your manufactured home is not covered by themanufacturer's warranty.These cautions are not designed to worry you, but rather to alert you tothe importance of installation. Hundreds of thousands of manufacturedhomes are installed on sites each year without major problems. Youshould not have problems if your home is installed by a reliableretailer or by a company that specializes in manufactured homeinstallation.Check for damage as soon as you receive your home and report anyproblems to the retailer or transporter as soon as possible.The manufacturer's written warranty on the home usually will not coverproblems that are caused by improper installation.Usually, the retailer will install your home or contract with aprofessional installation crew to do the work. In most cases, the priceof your home will include the cost of installation by such qualifiedprofessionals. Be sure to check this with your retailer before you signthe sales contract. If installation is not included in the price, youmay have to contract with a separate company to install your home. Askyour retailer for the names of such companies.[Graphic Omitted]Clarify in writing what installation services are provided, who isproviding them, and who warrants the work.The retailer should spell out in writing the full scope of installationservices that are included in the price of your home. This should assureyou that everything is covered and that there will be nomisunderstandings about who is responsible for what.Regardless of whether the retailer or a separate company installs yourhome, you should follow several guidelines. * Discuss with the contractor the steps involved in installation so you understand them. * Have the contractor write these steps into the contract. * Ask if there is a written warranty covering your home's installation. If not, then ask to have it put in writing.By following these guidelines, you will know exactly what you are payingfor, how to check your home to see that the work has been done properlyand, equally important, what kind of warranty protection covers eachstep.Installing your home involves six steps. The price of your home usuallyincludes all of these steps. Therefore, ask to see an itemized list inwriting before signing the contract to purchase your home.[Graphic Omitted]1. Transporting Your Home From the Retailer's Sales Center to Your Homesite. As noted earlier, the manufacturer normally is responsible for transporting the home from the factory to the retailer, and the retailer is usually responsible for getting the home to your land. However, if the roads are not adequate or there are obstacles that will make it difficult to get the home to your site, your retailer may be unable to accept responsibility for delivering your home. Be sure to check the route to your homesite for such things as low-hanging tree limbs and loose rocks.[Graphic Omitted]2. Constructing a Foundation for Home Placement. In addition to following the manufacturer's instructions and complying with local law, find out if the institution financing your home (or the rental community in which you place your home) has foundation requirements. The Federal Housing Administration (FHA) and Veterans Administration (VA) also have special foundation requirements. Remind your retailer about the kind of financing you are using so that all applicable foundation requirements will be met. If you place your home on your own property, you have the option of choosing from a number of different foundation types. Several types of foundations are available, from concrete slabs to full basements. Remember, local codes reflecting the different climates and soil conditions must be followed. A professional installer will know which foundation codes are required by local law or what is required by your financing institution.3. Leveling Your Home. It is essential that an experienced crew installs your home to assure that it is leveled correctly. Leveling is one of the most important steps in setting up your home. It must be done according to the manufacturer's specifications. If your home is not level on its foundation, the weight of the home will not be distributed evenly. Poor leveling could result in such problems as doors that do not open and close easily or floors or walls that buckle. If any of these problems do occur because your home was not properly leveled, the manufacturer's warranty will not cover the repairs. Remember, the manufacturer's warranty only covers problems resulting from faulty construction. Insist on walking through the home before the installation crew leaves to check for signs that your home may not be level. Guidelines for checking whether your home is level and properly installed are provided on page 21. Leveling is critical and must be performed by a professional crew. Walk through your home before the installation crew leaves to assure that the home is level. After installation has been completed and you have checked out the installed home, it is very important to periodically recheck the leveling of your home. This is important because, over time, such things as foundation supports may settle unevenly and create an un-level condition. Such conditions can, in extreme cases, cause serious damage to the walls and floors. Normally, you should recheck leveling about 60 to 90 days following installation and, perhaps, once a year after that.[Graphic Omitted] Anchoring your home to the ground should be done by experts.4. Securing Your Home to the Foundation. It is not sufficient merely to place your home on a properly constructed foundation. There are certain minimum requirements that should be met. To ensure that your home does not shift and become damaged, it must be anchored to the ground according to the manufacturer's instructions or as required by local codes. Anchoring should prevent severe winds from damaging your home. Although your home will come with instructions for properly securing it to its foundation, anchoring is not a do-it-yourself project. Talk with your retailer about anchoring, and be sure that your home's installation includes this very necessary step.5. Finishing Your Home. Once your home is secured to the foundation, finishing work may be needed, such as an enclosure around the crawl space or landscaping. If your home is a multi-section, finishing may include applying molding and joining carpet on the interior or completing work on the exterior siding.6. Connecting Your Home to Utilities. Installation services should include connecting your home to the necessary water, electrical, gas, and sewerage lines. If this is not included in your installation price, you will have to contract for these services yourself. Your retailer can tell you how to make arrangements for utility connections. Alternatively, you can obtain the information from the local government agency that oversees building permits. This chapter outlined the process of site preparation, transportation, and installation. The installation guide that comes with your home provides more detailed information. The important point to remember, however, is that although this guide is informative and detailed, it is not designed to enable you to install your home yourself. Leave installation to the professionals.INSPECTION OF YOUR NEW MANUFACTURED HOMEWhen you take possession of your new home, the first thing to do is tocheck it over thoroughly. It is important to discover problems early andreport them to the retailer or the installer within the warranty's timelimits.INSTALLATION INSPECTIONFirst, check to see that your home was installed properly. If you arepresent during installation, ask the installation crew manager to walkthrough your home with you to assist in identifying problems and toanswer your questions.Listed below are some areas you should check to make sure your home wasinstalled properly.Open and close all interior and exterior doors. If a door does not openand close smoothly, it may indicate a need for a minor hinge adjustment,but it also may be a sign that the home is not level. Immediately callthis to the attention of the person responsible for installation.Examine the entire house. Look at the walls, the floors, and theceilings. Be certain that all faucets and appliances work.GENERAL INSPECTIONYou will want to make your inspection of the home in an organized way. Agood strategy is to inspect the outside of your home first and thencheck the interior, carefully going through each room. Manymanufacturers provide a checklist in the owner's manual of items youshould inspect. You should fill out the checklist and return it to themanufacturer as soon as possible.As you make your inspection, jot down on paper every item you thinkrequires service. When you are finished, make copies of the list -- onefor you, one for your retailer, and an extra copy for the manufacturer.It is also a good idea to put the date of your inspection on the list.[Graphic Omitted]Carefully inspect your home for any problems as soon as it is installed;make sure that it is level-check doors, windows, and drawers.YOUR MANUFACTURED HOME SUMMARYThis checklist can help you remember all the points to consider inchoosing, buying, and installing your home.Read and compare all warranties offered on the homes that interest youbefore deciding to buy.The following is a summary of "How to Buy a Manufactured Home." Itprovides you with some questions to ask the retailer or yourself beforemaking your purchase. You can find more information about the questionsbelow by referring to the listed page numbers.WARRANTY PROTECTION * What warranties are offered by the home manufacturer, the retailer, the transporter, the installer, and the appliance manufacturers? (pp. 4-7) * Are the warranties in writing? (pp. 4-7) * Do you know what is and is not covered by the warranties? (pp. 4-7) * Who performs the service under the warranties? (pp. 4-7)PLACING YOUR HOME * If you intend to place your home on your own land, are there zoning regulations or restrictive covenants that prohibit the location of a manufactured home? (pp. 8-9) * Are electric, gas, water, and sewerage lines available on your homesite, or will you have to make other arrangements to provide necessary utilities? (pp. 9-10) * If you locate your home in a rental community, who will be responsible for ground maintenance, snow removal, and other such services? (pp. 10-11)CHOOSING YOUR HOME * How do you want your home to look? (p. 12) * What size home and floor plan do you want or need? (pp. 12-13) * Will state laws on transporting oversize loads prevent you from moving your home? (pp. 13-14) * What custom options and features are available? (p. 14) * What appliance packages are available? (p. 14) * What energy-efficiency options are available? (p. 14)INSTALLING YOUR HOME * Will someone inspect your site prior to installation to see that everything has been prepared properly? (p. 16) * Is your site accessible by the trucks transporting your home? (p. 16) * Who will transport your home to the homesite? (pp. 16-17, 18) * Does the transporting company provide a written warranty for any damage that occurs during transporting? (pp. 16-17) * What foundation options are available and required? (p. 19) * Will there be an experienced installation crew to ensure that your home is properly leveled and secured to the foundation? (pp. 19-20) * Will your home need any finishing touches, such as landscaping? (p. 20) * Who is responsible for securing utility connections? (p. 20)[Graphic Omitted]Remember that installation is the key to durability and properfunctioning of your home.INSPECTING YOUR HOME * Have you thoroughly checked over your home, both inside and out? (p. 21) * Do all the doors, windows, and drawers close properly? (p. 21) * Do all appliances and faucets work? (p. 21) * Did you make a list of all problems when you moved in, and did you report them to your retailer and manufacturer? (p. 21)



Mobile Home Sales Ltd.

RE PARK MOBILE HOME SALES LTD. v. LE GREELY 278 RE PARK MOBILE HOME SALES LTD. RE PARK MOBILE HOME SALES LTD. v. LE GREELY [1978] C.N.L.B.(No.4) 25 British Columbia County Court, MacDonald C.C.J., 12 May 1976 (Appealed to British Columbia Court of Appeal, infra p.283) Park Mobile Home Sales Ltd. (hereinafter called "Park") applied under s .54(1 ) ofthe Landlord and Tenant Act , R.S.B.C. 1974, c.45, for a review of an order made bythe rentalsman under that statute. Park owned and operated a business renting out mobile home pads on Indianreserve land. The lands had earlier been surrendered and then leased out for the abovepurpose. Park rented a pad to Le Greely - a non-Indian. Park sought to increase therent. Le Greely applied to the rentalsman for an order disallowing the proposedincrease. The rentalsman made the order asked for. Park argued that, while the arrangement it had entered into with Le Greely was a"tenancy agreement" under the statute, it had the same effect in law as a lease and,accordingly, created an estate in the land covered by it. Accordingly, it contended thatthe Act purported to regulate the use of reserve land and was unconstitutional, asinfringing upon s.91(24) of the British North America Act, 1867 , 30 & 31 Vict.,c.3. Held : (MacDonald C.C.J.) 1. The Act is one of general application and applied throughout the province. 2. The Act governs and regulates relationships between landlord and tenant and isconcerned primarily with the contractual rights of the parties under their tenancyagreement. It is not concerned with Indians as such, nor is it concerned with theIndian lands. It does not purport to regulate either. 3. The jurisdiction of the rentalsman was upheld . MACDONALD C.C.J.: This is an application under s.54(1) of the Landlord and Tenant Act , R.S.B.C. 1974, c.45, for a review of the order ofthe rentalsman of the province of British Columbia, made on the 13th ofAugust 1975, wherein he decided that the provisions of the Landlord andTenant Act , were applicable to a tenancy agreement in existence between theapplicant landlord and the respondent tenant, and that the rentalsman hadjurisdiction to hear any dispute between the applicant and the respondent. . . The land on which the Toussawasket Mobile Home Estates is located islot No.31 and No.32 in the Tsinstikeptum Indian Reserve No.9, OsoyoosDivision, Yale District, province of British Columbia. On July 1st, 1971,Her Majesty Queen Elizabeth II, represented by the minister of Indian affairsand northern development, entered into a lease with Wes Kel Holdings Ltd.,wherein the said lots 31 and 32 were leased to Wes Kel Holdings Ltd. for aterm of fifty years. On the 12th day of October 1972 Wes Kel Holdings 27 9 Ltd. leased the aforesaid property to Park Mobile Home Sales Ltd., theapplicant landlord herein, for the period of the balance of the duration of theabove-mentioned lease. At all material times Park Mobile Homes Ltd. wasoperating a business under the firm name and style of Toussawasket MobileHome Estates. On or about the month of August 1975 and at all materialtimes herein the respondent tenant John Le Greely rented a mobile home padfrom the applicant pursuant to the terms of a residential tenancy agreement,the pad being more particularly known and described as No.37 - 1999Highway No. 97 South. A dispute arose between the applicant and respondent and a hearing washeld on same before the rentalsman on August 7th, 1975. At the hearingcounsel for the applicant argued that the rentalsman was without jurisdictionto hear the dispute as the mobile park was located on Indian land belongingto the federal government. The rentalsman reserved his decision and onAugust 13th ruled that he did have jurisdiction to hear the dispute. . . .Park Mobile Home Sales Ltd., the applicant herein, claims immunityfrom the provisions of the Landlord and Tenant Act and regulationsthereunder on the grounds that they are inapplicable to the lands within anIndian reserve. The applicant argues that the Landlord and Tenant Act , so faras it purports to apply to the Indian reserve lands in question, isunconstitutional as infringing on the exclusive legislative jurisdiction of theParliament of Canada, derived from s.91(24) of the British North ArnericaAct , 1867, 30 & 31 Vict., c.3. The material before the court would indicate that in this case neither thelandlord, an incorporated company, nor the tenant, Mr. Le Greely, wereIndians. I have perused the Landlord and Tenant Act and note that it is divided intonine parts. Part 1 refers to the fact that the Act is to apply to residentialpremises which, according to the Interpretations section of the Act, wouldinclude the premises with which this court is concerned. Part 2 of the Actis concerned with the application of the common law principles to thetenancy agreement and regulations to be contained therein. Part 3 of the Actis concerned with primarily the forms of notice of termination and timelimitations for the notice, the landlord's requirement to give reasons fortermination, renewal of tenancy agreements, and the review of terminationby the rentalsman. Part 4 of the Act is primarily concerned with the RentReview Commission, its functions and powers and the steps the landlordmust follow before collecting an increase in rent. Part 5 is concerned withthe landlord's duty to repair and provide essential services and the tenant'sduty to maintain the premises. Part 6 regulates the terms and requirementsof security deposits. Part 7 is headed Abandonment of Residential Premisesand Chattels and sets out certain regulations that apply when premises areabandoned by a tenant. Part 8 is headed Rentalsman and Courts and isconcerned with the appointment and jurisdiction and other functions of therentalsman and makes provision for judicial review of the rentalsman's 280 RE PARK MOBILE HOM E SALES LTD. decisions. Part 9 is headed Miscellaneous and Transitional and makesprovision for penalties for offences committed under the Act. It also makesprovisions for amendments of certain Acts and sets out that the Act is tocome into force on a date to be fixed by proclamation. The Act is an Act of general application and I would think applies tolandlords and tenants as such throughout the province. It is certainly notdirected to any class of persons or to any particular lands. It is apparentfrom a reading of the Act that it governs and regulates relationships betweenlandlord and tenant. It is concerned primarily with the contractual rights ofeach of these parties under their tenancy agreement and with the provisionsfor termination of same. It is concerned with provisions for increase of rentand with certain statutory requirements to ensure that landlords provideservices reasonably related to the tenant's use and enjoyment of the property. The applicant argues that the Act is concerned with the use of land andrefers the court to certain sections of the Act and in particular ss.11, 20 and31 thereof. He refers to the fact that s.11 sets out that a tenancy agreementmay contain reasonable obligations and restrictions upon the tenantrespecting his use and maintenance of the residential premises. This sectionsimply outlines what obligations and restrictions may be placed in a tenancyagreement, and it would seem to me that those obligations and restrictionsare upon the tenant and not upon the use of the land. The applicant arguesthat s.20 regulates the landlord's change of use of the land and in that senseregulates the use of the land, but in essence this is not so. What the sectionsays is that if the landlord requires the residential premises for some otherpurpose then he must give the tenant 120 days termination notice on theexisting tenancy agreement. This section does not regulate the use of land,it sets out notice of termination requirements should the landlord require thepremises for some other purpose. It does not designate in any way to whatother purpose or what other use the landlord or tenant may or must put theland. The applicant argues that s.31 obligates the landlord to provide certainservices that affect the use of the land. Under this section the landlord isrequired to provide and maintain residential premises in a state of repair thatwill comply with health and safety standards required by law. The tenant isrequired to maintain ordinary health and sanitary standards throughout thepremises and repair damage caused by his wilful negligence. In the eventthe land is used to provide residential premises, then landlords mustmaintain the premises within certain standards. I find difficulty in sayingthat a statute requiring a landlord to keep a house he is renting to a tenant inreasonable state of repair regulates the use of the land. I suppose s.31 of theAct does to some extent in an indirect sense affect the use of the land,however, the section itself relates, I would think, primarily to the obligationof the landlord and the tenant to keep the premises in a state of repair. The applicant has submitted that a tenancy agreement and a lease are oneand the same thing and that this being the case the law as set out in Cricklewood Property and Investment Trust Ltd. v. Leightons InvestmentTrust Ltd. , [1945] A.C. 221, [1945] 1 All E.R. 252, would apply. In that 28 1 case Lord Russell stated [at 258, All E.R.]: "A lease is much more than acontract. It creates and vests in the lessee an estate or an interest in land, achattel interest it is true, but a vested interest or interest nonetheless." On the authority cited it may well be that the respondent tenant in thisparticular case does have at least a chattel interest in the land. I question,however, that the court has to concern itself with what interest the landlordor the tenant may have had in these lands. It would seem to me that the realissue here is, does the Landlord and Tenant Act relate to these Indian lands insuch a way that it infringes upon and derogates from the right of theParliament of Canada, as set out in s.91(24) of the British North AmericaAct,1867 , to pass laws relating to Indians and lands reserved for Indians. If the Landlord and Tenant Act does infringe on the right of theParliament of Canada to pass laws relating to land reserved for Indians, thenin that respect and to the degree that it does so, it would be unconstitutionalas being ultra vires the powers of the provincial legislature. To determinethis question the court must, I feel, look to the purpose of this legislation.I have found that the purpose of the Act is to govern and regulate therelations, contractual and otherwise, between landlords and tenants in theprovince of British Columbia. The Landlord and Tenant Act is a statute ofgeneral application, it is not directed to any one group of people, Indians orotherwise, but to all of the people in British Columbia who are eitherlandlords or tenants.... It would seem to this court that the whole pith and substance of thesections of the Landlord and Tenant Act contained in Parts 1 - 9 consists inestablishing statutory regulation over relations between landlords and tenantsin the province of British Columbia. It is concerned primarily, if nottotally, with property and civil rights. It is not concerned with Indians assuch, nor is it concerned with Indian lands. It does not purport to regulateeither. I cannot see how it can be said to infringe on Parliament's power topass laws in relation to Indians and Indian lands. On the contrary, the Landlord and Tenant Act is concerned in a general sense with property andcivil rights, an area in which the provinces under s.92 (13) of the BritishNorth America Act have the exclusive right to pass laws.... Bull J. (in Sammartino v. A.-G. of British Columbia , [1972] 1 W.W.R.24, 22 D.L.R. (3d) 194, [7 C.N.L.C. 437], held that the tax legislation inquestion was not concerned with Indian lands but with imposing a tax onthe occupier of the land. On the authority of Sammartino v. A.-G. ofBritish Columbia , it could be said in this case that, in passing the Landlordand Tenant Act , the legislature of the province of British Columbia had notpurported to legislate with respect to lands reserved to Indians, but merelypurported to govern relations between the occupiers of these lands whohappen to be in this case a landlord and a tenant. In Corporation of Surrey et al v. Peace Arch Enterprises Ltd. andSurfside Recreations Ltd. (1970), 74 W.W.R. 380, [6 C.N.L.C. 59], theappellants, who were constructing an amusement park within the municipallimits of the District of Surrey, appealed a judgment declaring that their acts 282 RE PARK MOBILE HOME SALES LTD. were in breach of the zoning bylaws of the municipality and of the HealthAct , R.S.B.C. 1960, c.170, and restraining them from proceeding with theconstruction of same. Maclean J.A. stated at page 383 [W.W.R.]: In my view the zoning regulations passed by the municipality, and theregulations passed under the Health Act are directed to the use of the land. Itfollows, I think, that if these lands are "lands reserved for the Indians" within themeaning of that expression as found in sec.91 (24) of the B.N.A. Act, 1867 , thatprovincial or municipal legislation purporting to regulate the use of these "landsreserved for the Indians" is an unwarranted invasion of the exclusive legislativejurisdiction of Parliament to legislate with respect to "lands reserved for theIndians." Maclean J.A. stated further on page 387: My conclusion is that the exclusive legislative jurisdiction over the land inquestion remains in the Parliament of Canada, and that provincial legislation(including municipal bylaws) which lays down rules as to how these lands shallbe used, is inapplicable. In this case the legislation actually affected the land in a direct sense inthat it purported through the zoning bylaws to actually designate what usethe land could be put to. The legislation was concerned primarily with theland itself, it affected, or related to land as land and, as it was Indian land,Maclean J.A. felt the legislation infringed upon the exclusive legislativejurisdiction of Parliament. The applicant to some extent relies on this caseto support his contention that the Landlord and Tenant Act , as it applied tothe landlord and tenant in this particular case on this particular Indianreserve, infringed on the exclusive legislative jurisdiction of Parliament.With respect, I cannot agree with this contention in this regard and for thereasons heretofore set out and on the authorities cited, this court would rulethat the Landlord and Tenant Act , R.S.B.C. 1974, c.45 governs andregulates the relationship between the applicant landlord herein and therespondent tenant herein and that the rentalsman and Rent ReviewCommission of the province of British Columbia has jurisdiction to hearand determine the dispute between the applicant and respondent in respect tothe respondent's leased premises located at lot 37 - 1999 Highway 97 South,Kelowna, British Columbia.



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