Motor Coaches page 1

Custom Motor Coaches by PowerHouse Coach Powerhouse Coach tm CustomMotor Coaches Built The Way You Want Them Home Page Custom Coaches Toters & Emergency Take A Test Drive Traveling Demo's For Sale Contact Info Compare Prices Testify Floor plans Facts Warranty Powerhouse Coaches Are NADAListed With Great Financing Available OAC Model Ultra Coach 52 Four Slide Silver, Gold& Platinum New For 2006 Four slide out FULLY UPGRADED motor coach wide body 7.5 foot interior height full R25 ceiling insulation R10 vacuum bondedwalls compare this is one of the best in the industry This floor plan will accommodate a 50 inch Tv Bumper to bumper measurement on this motor coach approximately 52feet Model Ultra Coach 46 Triple Slide Silver, Gold & Platinum Also Available As A Four Slide For 2006 Triple slide outs with a converted day cab truck & no rounded backcap Upgraded wide body top of the line custom coach very wellbuilt and luxurious This floor plan will accommodate a 50 inch Tv Bumper to bumper measurement on this motor coach approximately46 feet Model Ultra Coach 50 Triple Slide Silver, Gold &Platinum Also Available As A Four Slide For 2006 Triple slide out FULLY UPGRADED motor coach wide body 7 foot interior height full R25 ceiling insulation R10 vacuum bondedwalls compare this is one of the best in the industry This floor plan will accommodate a 42 inch Tv Bumper to bumper measurement on this motor coach approximately 50feet Model Ultra Coach 45 Triple Slide Silver, Gold & Platinum Also Available As A Four Slide For 2006 Triple slide outs with shorter living room area and converted day cabtruck Upgraded wide body top of the line custom coach very wellbuilt and luxurious Bumper to bumper measurement on this motor coach approximately45 feet This floor plan will accommodate a 42 inch Tv Model Ultra Coach 45 Triple Slide Silver, Gold &Platinum Triple slide outs with shorter living room slide and full size cab Upgraded wide body top of the line custom coach very wellbuilt and luxurious Bumper to bumper measurement on this motor coach approximately45 feet Model Ultra Coach 40 Triple Slide Silver, Gold &Platinum Triple slide outs with shorter living room slide and converted daycab truck Upgraded wide body top of the line custom coach very wellbuilt and luxurious Bumper to bumper measurement on this motor coach approximately 40feet Models Custom Coach 51 Silver & Gold Double Slide Double slide out large with large 770 cab area this cab can be configured different ways e.g.. sofa, closets, desk/office, bunk beds youdecide Bumper to bumper measurement on this motor coach approximately 51 feet approximately 11 inches less when excluding rounded rear fiberglasscap Models Custom Coaches 43 & 45 Silver & Gold Double Slide Double slide out shorter living room area and converted day cab truck Bumper to bumper measurement on this motor coach approximately 43 feet approximately 11 inches less when excluding rounded rear fiberglasscap amount of reduction in length can be varied at any point from the 51 foot design above down to the 43 foot shown here you decide Models Custom Coaches 46 Gold & Silver Slide Single slide out large with large 770 cab area this cab area can beconfigured several different ways e.g.. sofa, closets, desk/office, bunk bedsyou decide Bumper to bumper measurement on this motor coach approximately 46.3feet add approximately 11 inches when adding rounded rear fiberglass cap Models Custom Coaches 41 Gold & Silver Slide Single slide out shorter living room area and converted day cab truck Bumper to bumper measurement on this motor coach approximately 41 feet approximately 11 inches less when excluding rounded rear fiberglasscap amount of reduction in length can be varied at any point from the 46 foot design above down to the 41 feet shown here you decide Model Custom Ultra Coach Garage Double Slide Model Custom Ultra Coach Bed Garage Double Slide Available in Silver ,Gold & Platinum Option Packages New double slide garage motor coach wide body the garage areacan be varied from 14 to 18 feet giving an overall length from 46feet to 52 feet this floor plan can sleep 2 on the hide a bed sofa and 2 more withan optional make down dinette booth with a dedicated garage area and an optional full rear hydraulic bedroom drops down whenneeded Back to Custom Motor Coaches page 1

Rent Motor Home

Travelhome,The RV Marketplace-Specializes in RV Sales, RV Rentals & RV Service for Motorhomes, Fifth Wheels and Travel Trailers - Langley, Vancouver, BC, Canada Rent RV Camper Motorhomes in Vancouver Canada View Used Diesel Bus Motorhomes View Used Class A Motorhomes View Used Class C Motorhomes View Used Class B Motorhomes View Used 5th Wheel Trailers View Used Travel Trailers View Used Tent Trailers View Our Other Used Vehicles View Star Wagons & Star Bus Try The Revenue RV Vacation Club Sell Your RV On Consignment $136,000 Motorhome investment can earn you up to $2,000 a month... Click here for more details. Travelhome RV is pleased to announce our RV Auction . This auction lists New and Used Travel Trailers, Fifth Wheels and Motorhomes. Rent RV camper motorhomes in Vancouver Canada Travelhome, The RV Marketplace specializes in renting , sales and service of used and new motorhomes , travel trailers and 5th Wheels in Vancouver, British Columbia, Canada. When you rent a motorhome in Vancouver B.C. from Travelhome you can go rving anywhere in Canada and the USA. Weekly and monthly rental rates along with all inclusive mileage packages help you save on your next camping trip. Each RV comes with a free BCAA membership that provides discounts and benefits from participating CAA and AAA companies every where you go camping. Travelhome features new and used Class A , Class C, Class B and Diesel Bus motorhome sizes from 21 to 38 feet with names like, SunVoyager , Conquest , Independence, BT Cruiser and Crescendo all made by Gulfstream . Georgetown by Forest River is another Class A motorhome that has fast become a sales leader for Travelhome. Used and new 5th wheel trailers in western Canada have become very popular and Travelhome The RV Marketplace has attributed much of the sales volume to top brand names such as Prairie Schooner , Titanium , Rockwood , Travel Supreme and Alpenlite. These factories specialize in custom building your trailer with Polar Pak 4 season standards to suit the most experienced RV users. Selling new and used travel trailers in British Columbia has become a primary part of Travelhome’s business in the past few years with quality products such Nomad , Rockwood , Innsbruck and Amerilite . Travelhome has also become a primary supplier to film production companies for Star Buses and Star Wagons in Vancouver BC Canada. Try the Revenue RV Vacation Club For 15 years Travelhome has offered a Revenue RV Vacation Club that has been providing hundreds of RV owners the opportunity to earn thousands of dollars in rental revenue for their own motorhome or 5th Wheel trailer when they are not using it. Travelhome provides all inclusive servicing, house keeping, storage, Insurance and condition guarantees. The owner has full freedom to use their own RV when they want but when they are not it earns revenue along with the appropriate tax deductible expenses and taxes. Wholesale Login click here --

Vacation Vehicle

GEICO Prepare Your Car for Vacation Home Page | Privacy Policy | Contact Us | Site Map Search -- Shop for Auto Insurance Manage My Auto Policy Auto Insurance Claims Overseas Auto Insurance About GEICO Auto Insurance Auto Safety Make Sure Your Car is Ready for the Trip Your family vacation is getting close. You are excited about spending quality time with your family and getting away for a few days. However, before hitting the open road don’t forget to make sure that your car is up to the task. This checklist provides you with peace of mind and could alert you to any trouble as you get ready to head down the highway: Check engine oil — level should be between the "add" and "full" marks. If it’s low, add a quart, but don’t overfill. If oil appears to be dark or opaque, it’s probably time for an oil change. Check coolant — coolant keeps your car from overheating. Make sure that the level is between "high" and "low." Remember that the cooling system operates best when the coolant is a 50/50 mixture of water and antifreeze. Check belts and hoses — look for cracks and signs of wear, especially on the fan belt. Check the coolant hoses for leakage and cracks. Replace if they appear to be worn. Check tires — make sure there are no cuts or bulges and that the tires still have good tread. Check the pressure with a pressure gauge and add air if needed (maximum amount of pressure is noted on the outside of the tire). Also, don’t forget to check your spare tire, just in case. Check lights — turn on all your lights and walk around your car to make sure that all lights are functioning properly. Also, ask someone to stand behind your car while you test your brake lights. Just to be on the safe side, you should also include an emergency kit in your car comprising of a quart of oil, a gallon of water, some basic tools, jumper cables, gloves, a flashlight with spare batteries, duct tape, a first aid kit, flares, and the most important tool of all...your cell phone. If you encounter any trouble while checking out your car, make sure to have a professional mechanic inspect your vehicle prior to your departure. We're here 24 hours a day, 7 days a week, 365 days a year. Sales: 1-800-861-8380 ratequotes@geico.com Service: 1-877-206-0215 Log-in for Policy Changes Safety Belt Poster Contest Vehicle Safety/Recall Information Insurance Terms © 2003-2006 GEICO | Terms of Use | States of Operation | Company Addresses

Mobile home insurance developed

American Association of Insurance Services This article appeared in the Summer 2004 Vol. 29, No. 1 issue of Viewpoint. BACK TO VIEWPOINT ARTICLES Manufactured Housing A new term does not eliminate old distinctions Precise use of language is essential in insurance underwriting. Unfortunately, people in other fields can sometimes adopt terminology that can be misleading for property/casualty professionals. Residential property insurers have long understood the distinction between site-built (or stick-built) homes constructed at permanent locations, and mobile (or trailer) homes constructed in factories and hauled to a site. That distinction in how homes are constructed leads to different property loss experience for site-built and mobile homes, and provides the basis for the separate Homeowners and Mobile-Homeowners insurance programs offered by AAIS. Beyond the loss experience, however, standardized homeowners and mobile-homeowners programs are very similar. AAIS uses largely identical forms in both. Confusion can arise, however, when the term manufactured housing is used to identify mobile homes, as the mobile home industry has done in recent years. That term was adopted by mobile home trade groups to improve the image of mobile homes and reflect the enhanced size and features offered in today's mobile homes. Manufactured housing, however, also refers to modular housing, residences constructed from modules that are assembled in manufacturing facilities, shipped to permanent locations, and permanently affixed to a foundation and adjoining modules. Modules can arrive at a site completely pre-assembled, with plumbing and wiring included. Manufactured housing, therefore, encompasses structures ranging from million-dollar estate homes to traditional trailers. Beyond that, virtually all new residential construction has some manufactured elements. What is happening is that all new dwellings have some degree of pre-assembly, says Tom Underwood, president and COO of Utility Body Works, Elkhart, Ind., a mobile home manufacturer. Even stick-built structures have trusses that are pre-assembled. It used to be that everything was either stick-built or a mobile home. Now there's more of a continuum. While that may be true for residential construction techniques, the old distinction between site-built and mobile homes still appears to be valid for property insurance purposes. The challenge is to make sure that residences are properly classified. Mobile homes stand apart Mobile homes have long been defined as a unique subset of owner-occupied residences, and that is still the case. For example, American Modern Insurance Group, a carrier that specializes in insuring manufactured housing, defines a mobile home to be a factory-built structure at least eight feet in length that is constructed on its own chassis. According to Jerry Wachter, vice president for manufactured housing, the requirement that the structure be built on its own chassis ensures that a mobile home policy cannot be written to cover other types of manufactured housing. The American Modern definition of a mobile home explicitly includes expansions and additions to mobile homes, as well as fixtures. The purpose, says Wachter, is to allow for the full range of possibilities in modern mobile homes, without applying mobile home coverage to structures that have different loss characteristics. A fire safety study conducted by Foremost Insurance, Grand Rapids, Mich., indicated that the fire rate for mobile homes was less than that for site-built homes. The better fire rate is attributed in part to implementation of a national building code by the U.S. Dept. of Housing and Urban Development (HUD) in the 1970s. Mobile homes are more susceptible to windstorm loss, however. As the American Modern definition suggests, there are three characteristics that can be used to define a mobile home: Off-site construction in a factory setting; Construction on its own chassis; and Construction to HUD building standards, as opposed to local building codes. Does method matter? As for establishing other categories of manufactured housing for insurance purposes, there is little evidence of statistically significant distinctions in loss experience between modular and completely site-built homes. Modular homes are treated the same as site-built homes in terms of financing and insurance, says Bruce Savage, spokesman for the Manufactured Housing Institute. I'm not aware of any statistics showing they perform (in loss situations) differently than site-built homes. Also, modular housing must generally be built to standards in local building codes, even if the modules are constructed out of state. The growth in modular construction would not be possible without widespread use of standardized building codes. Thus, when a carrier receives an application for a manufactured home, the first order of business is to determine if it meets the characteristics of a mobile home. Many manufactured homes would be better classified with site-built homes. The construction of the residence--frame, masonry, etc.--will, of course, be a key factor in determining the premium, but there is no indication to date that the method of construction, in itself, alters the risk. (As a practical matter, most manufactured homes that are not mobile homes will be frame construction.) Enduring distinction Property/casualty professionals accustomed to using identical forms to write homeowners and mobile-homeowners coverage may be surprised to learn how differently the two lines started out. Mobile home insurance developed from the identity of mobile homes as chattel property rather than real property, says Wachter of American Modern. Early trailer homes had axles with wheels and could be literally hauled away at a moment's notice. Given the character of early mobile homes, the insurance policy [covering a mobile home] was really a takeoff on auto physical damage coverage, Wachter says. That steadily changed as mobile homes came to be permanently affixed at locations and developed risk characteristics similar to those of site-built homes. For decades now, the basic, broad, special, and limited perils forms, as well as the personal liability sections, have been largely identical in the AAIS Homeowners and Mobile-Homeowners Programs. The persistence of distinct homeowners and mobile-homeowners programs lies in two related factors: rating and valuation of structures. Perhaps the last vestige of the original auto character of mobile homes is the fact that their structures depreciate faster than they accumulate real estate value, if they accumulate any real value at all. With mobile homes, the depreciation is greater than the growth in replacement cost, says Werner Kruck, executive vice president of American Superior Ins. Co., Plantation, Fla., a company that specializes in residential property insurance. With traditional site-built homes, replacement cost usually grows faster than the depreciation of the home. Replacement cost Every student of insurance learns that the market value of a home should not be confused with replacement cost, but it frequently is because mortgage lenders often insist that residential property insurance be written to cover the balance on a mortgage loan. Also, the appreciation in market value has often been considered a factor in calculating replacement cost, the assumption being that the cost of living drives the cost of construction. Whatever the reason, depreciation is rarely a major consideration in home owners insurance, except for older homes in areas with relatively low real estate values. For that reason, replacement cost loss settlement, with a coinsurance requirement, is a standard feature of most homeowners policies written in the U.S. Standard homeowners forms explicitly state, however, that replacement cost terms do not apply to mobile homes, whether or not on a permanent foundation, but without otherwise defining the term mobile home. Actual cash value loss settlement automatically applies to mobile homes; replacement cost settlement, if desired, must be added by endorsement. 'Gap' coverage In practice, the underwriting of a replacement cost endorsement on a mobile home policy is analogous to the underwriting of gap coverage on a personal auto, says Jeffrey Holaway, AAIS manager of personal lines pricing. According to Holaway, car owners frequently buy coverage that will pay what it costs to replace a vehicle that has been effectively destroyed, even if the amount of insurance exceeds the book value of the vehicle being insured. Replacement cost coverage for a mobile home is written on a stated value basis in some states, says Kruck. This raises the possibility that an owner can collect an insurance payment for a total loss, replace the damaged home with a used one at less cost, and pocket the rest of the money. Apart from the settlement terms, the distinction between homeowners and mobile-homeowners insurance lies in the distinction between loss costs for the two lines, and subsequently the information used to rate policies. Insurers should be cautious about applying loss costs derived from mobile home experience to manufactured housing that may be more appropriately classified with site-built housing. Joseph Harrington Editor Christi DeBrock Design Reprinting Viewpoint Articles Articles generally may be reproduced, provided the appropriate credit is given and a copy is sent to the Editor. For details, please call or write. Viewpoint welcomes your comments. Write us at: American Association of Insurance Services 1745 S. Naperville Road | Wheaton, IL 60187-8132 630-681-8347 | 800-564-AAIS | Fax 630-681-8356 Phone: 630-681-8347 | Fax: 630-681-8356 e-mail: info@aaisonline.com Top

RV Accessory and Repair

Freedom Hitches the RV Accessory and Repair Industries Next Profit Center Home - Members Area - Login - Help PR News Now : News at the Speed of Now. Freedom Hitches the RV Accessory and Repair Industries Next Profit Center HFreedom Hitches - the RV, Accessory, and Repair Industries' Next Profit Center <!-- Freedom Hitches - the RV, Accessory, and Repair Industries' Next Profit Center -- Freedom Hitches - the RV, Accessory, and Repair Industries' Next Profit Center As RVs sell in record numbers, freedom hitches that quickly switch from 5th wheel to gooseneck to open truck bed allow installers, dealers, and repair shops to profit by providing quick installation and cross-sell opportunity. BRONSON, MICHIGAN -- A new type of "freedom" trailer hitch adapter (named for its ability to completely free up a truck bed) that allows rapid conversion from a gooseneck trailer hitch to a 5th wheel trailer hitch, or to vacate the truckbed entirely, now provides dealers and shop owners an opportunity to gain a competitive edge and tap into the growing RV market of baby boomers eager to hit the road while maintaining full use of their pickup bed. Since this trailer hitch covers the bases, news of its existence is already starting to drive customers to request this latest trailer hitch accessory. As a result, installers, dealers, and repair shops are not only finding freedom hitches profitable to install, but that they also act as a platform to cross sell further products and services. "The freedom hitch is helping us sell to a wider audience," says Sasha Kuzmanovic, co-owner of Classic Automotive Expressions a truck, van, and car accessory retailer/wholesaler. "Horse owners use it as a gooseneck hitch during the week, then to haul fifth wheel motorhomes on weekends. It's giving us a chance to cross sell other items they may need, such as nerf bars, running boards, bug shields and box covers. It's opening doors for us as a wholesaler as well." Realizing the crossover sales potential, repair shop owners that work on brakes, bodies, suspension, shocks, radiators, tires, mufflers and transmissions-who wouldn't ordinarily perform a truck trailer hitch or RV trailer hitch installation-are now considering entrance into the hitch installation market as a way to generate new business. The promise of generating traffic into an installers' garage stems from the new freedom hitches that are so light, that a single person of average strength can easily swap hitches (from fifth wheel trailer hitch to gooseneck), or remove the trailer hitch entirely. "For people towing multiple trailer types who want full use of the truckbed, the freedom hitch by Putnam sets us apart from the competition," says Al Ackerman, co-owner of PSA Inc., a Bad Axe, Mich.-based retailer/installer of car and truck accessories. "Rather than the bulky traditional fifth-wheel, this frees up the truckbed and can easily be changed by your wife or grandmother." Putnam Hitch Products ( www.putnamhitch.com ), a national trailer hitch manufacturer based in Bronson, Mich., offers a freedom hitch unlike any other because it mounts the fifth wheel gear upside down from the trailer pin box. All that's left in the truckbed is a lightweight (35 pound), low-profile kingpin. This removes in less than a minute to completely clear out the truckbed, and can just as easily convert to a gooseneck hitch. Ackerman has found the underbed installation for the new hitch simpler and faster than other trailer hitches, which translates into better use of labor and greater profits. "Some hitch installs take as much as a foot square of material from the truckbed, or may put a 4-plus inch square-cut hole in it. I stay away from those," says Ackerman. The freedom hitch by Putnam requires only a 3 1/8-inch hole. "It's the smallest hole in the truckbed I'm aware of," says Ackerman. "The system also preserves the truck's original structure. Wherever possible, they use factory access holes rather than drilling into the frame. You don't have to raise or remove the pickup bed, either." For more info about trailer hitch sales, contact Putnam Hitch at 211 Industrial Ave., Bronson Michigan 49028; 800-336-4271 or www.putnamhitch.com . Want to Get your own Write a Press Release to better promote your website. Just click on Write a Press Release and join today. 1811 readers online... 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