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RV Dealers Used RV

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Mobile Home Sales

How to Buy a Manufactured Home Manufactured Housing Institute in Cooperation with The Federal Trade Commission's Office of Consumers & Business Education [Graphic Omitted] [Graphic Omitted] Manufactured Housing Institute 1745 Jefferson Davis Highway Arlington, Virginia 22202 703-979-6620TABLE OF CONTENTS1. WARRANTIES & OTHER PROTECTIONS FOR THE HOME PURCHASER Federal Construction and Safety Standards The Manufacturer's Warranty The Retailer's Warranty Appliance Warranties2. PLACEMENT & SELECTION OF YOUR MANUFACTURED HOME Placing Your Manufactured Home Placing Your Home on Your Own Land Placing Your Home in a Rental Community Buying a Manufactured Home in a Planned Community Choosing a Manufactured Home Buying a Manufactured Home3. SITE PREPARATION, TRANSPORTATION & HOME INSTALLATION Site Preparation Transporting Your Home Installing Your Home4. INSPECTION OF YOUR NEW MANUFACTURED HOME Installation Inspection General Inspection5. YOUR MANUFACTURED HOME SUMMARY Warranty Protection Placing Your Home Choosing Your Home Installing Your Home Inspecting Your HomeINTRODUCTIONA home is probably the single most important purchase you will make inyour lifetime. In recent years, nearly one-third of all newsingle-family homes bought have been manufactured homes. TheManufactured Housing Institute and the Federal Trade Commission's Officeof Consumer and Business Education developed this booklet to guide youthrough this very critical purchasing decision.If you are thinking about buying a manufactured home, this guide is foryou. It will tell you about manufactured homes and how to go aboutchoosing one that meets your needs and your pocketbook. You will learnhow a home is transported to a site, how the site must be prepared, andhow the home is installed on the site. You also will learn aboutmanufactured home warranty protection. By following the guide'ssuggestions, you should be able to avoid some possible pitfalls whenbuying a manufactured home.The term "manufactured home" was adopted in 1980 by the the UnitedStates Congress to describe a type of house that is constructed in afactory to comply with a building code developed by the Department ofHousing and Urban Development (HUD). In the past, manufactured homeswere called "mobile homes," a term that many people still use. However,"mobile" is no longer an accurate name because fewer than five percentof such homes are ever moved off the owner's original site.WARRANTIES & OTHER PROTECTIONS FOR THE HOME PURCHASERFederal standards and written warranties protect buyers of manufacturedhomes.Every manufactured home now offered for sale has a small red and silverseal that certifies that the home has been inspected during constructionand meets federal home construction and safety standards. Thesestandards were developed to assure a suitable level of performance inevery manufactured home constructed in the U.S. Such standards, togetherwith the manufacturers' warranties, serve to protect you -- the homebuyer.FEDERAL CONSTRUCTION AND SAFETY STANDARDSSince mid-1976, all manufactured homes have been constructed to meet thefederal building standards adopted and administered by the U.S.Department of Housing and Urban Development. This national code iscalled the National Manufactured Home Construction and Safety Standards.The code regulates manufactured home design and construction, strengthand durability, fire resistance, and energy efficiency. It alsoprescribes the performance standards for the heating, plumbing, airconditioning, thermal, and electrical systems.The National Manufactured Housing Construction and Safety Standards Actalso requires that you receive a home owner's manual when you buy yourhome. This manual will explain, among other things, what to do ifsomething goes wrong with your home. Some of the important subjectscovered in the home owner's manual include: * general maintenance; * safety (including a fire safety checklist); and * state agencies involved in enforcing the federal manufactured home standards.THE MANUFACTURER'S WARRANTYWarranties vary among different manufacturers. Ask to see the warrantieson the manufactured homes that interest you and compare them before youbuy. All retailers are required to have copies of the manufacturers'warranties that are offered on the homes they sell, and they will makethem available to you if you ask to see them. By reading the warrantybefore you buy your home, you can make sure the home you buy is coveredby the kind of warranty protection you want.[Graphic Omitted]When you buy your manufactured home, you will receive the manufacturer'swritten warranty from your retailer. The manufacturer's written warrantyusually covers substantial defects in: * workmanship in the structure; * factory-installed plumbing, heating, and electrical systems; and * factory-installed appliances (these also may be covered by appliance warranties).It is important, however, to understand that the manufacturer's warrantywill not provide coverage for problems resulting from: * lack of proper installation or maintenance; * accidents; * owner's negligence; or * unauthorized repairs.Therefore, to make sure that your home's warranty will be honored,carefully follow the manufacturer's instructions for installing,maintaining, and repairing your home.In many cases, the retailer will perform service under themanufacturer's warranty. However, it is the manufacturer who has thefinal responsibility. Be aware that if the retailer must order partsfrom the manufacturer to make a warranty repair, shipping and deliveryof those parts may affect the amount of time it takes to get service.Before you buy your manufactured home, ask to see the written warrantiesoffered on the homes the retailer sells.Manufacturers warranties cover many, but not all, types of potentialproblems.The answers to the following questions should help you get the kind ofwarranty protection you want: * What warranties come with the manufactured home? You may get warranties from the home manufacturer, the retailer, the transporter, the installer, and the appliance manufacturers. * What exactly does each of these warranties cover? What do they not cover? * Do the manufacturer's or retailer's written warranties on the home cover transportation and installation? If not, are installation and transportation covered by separate written warranties? * How long do the warranties last? * How do you get warranty service? * Who will provide service under the warranties? * Where will the warranty service be performed?Consider these important questions about warranty coverage before youdecide which home to buy.Implied warranties are unspoken, unwritten promises created by statelaw.Ask to see all warranties in writing. Make sure you understand whooffers the warranty, who performs the service, and what is and is notcovered before selecting and buying your manufactured home.In addition to any written warranty offered by the manufacturer, you mayhave certain "implied warranties" when you buy a manufactured home. Animplied warranty is an unspoken, unwritten promise that a product is fitto be sold and used for its intended purposes--for example, that amanufactured home is fit to be sold and lived in. These impliedwarranties protect you even if no written warranty is offered by themanufacturer or retailer. Most states allow sales that exclude impliedwarranties ("as is" sales). However, some states do not permit a sellerto exclude or limit implied warranties. Contact your state or localconsumer protection office to ask about implied warranty protections inyour state. When buying a manufactured house, especially a used one,make sure you know whether it is being sold "as is" -- with no impliedor written warranty.[Graphic Omitted]THE RETAILER'S WARRANTYA retailer may offer a written warranty on a home. Written warrantiesare not alike. But, typically, the retailer's warranty will tell you: * the terms of the warranty; * what you must do to keep the warranty in effect; * what you can reasonably expect from the retailer; and * that the home has been installed according to manufacturer specifications and local regulations.The warranty also will guarantee that the home has a HUD inspection sealand that optional appliances and equipment have been properly installed.Remember, ask to see the retailer's warranty before buying to check onwhat it does and does not cover.You should know that a retailer's warranty will not provide coverage forproblems that arise from: * owner's negligence; * owner's failure to provide proper notice for service; and * unauthorized repairs.[Graphic Omitted]APPLIANCE WARRANTIESThe appliances in your home also will be covered by warranties. In manycases, these warranties, along with use and care manuals, are providedby the individual appliance manufacturers. In addition, some statesrequire that the home manufacturer's warranty cover the appliances thatcome with your home.Read the appliance warranties and note the duration and terms. Inaddition, check instructions in the warranty about how to get service.In most cases, the quickest service can be obtained from the appliancemanufacturer's authorized service centers. Check the use and careinformation on the appliance warranties for a list of such servicecenters or service agents. However, if warranty service is not availablefrom the appliance manufacturer or its servicer, contact your retailerfor assistance. The home manufacturer's warranty, if any, may providewarranty service for your problem.The retailer may offer a written warranty, but not everything will becovered.PLACEMENT & SELECTION OF YOUR MANUFACTURED HOMEManufactured homes offer a wide variety of styles and prices.There is a manufactured home to fit almost every pocketbook. Some modelsare designed for those whose budget limits them to a lower-cost home.Other models have such higher-priced features as cathedral ceilings,formal dining rooms, and woodburning fireplaces. The home can be asingle-section unit or a larger multi-section unit. Multi-section homescome from the factory in two or more parts that are joined at the site.A single-section home comes from the factory as one complete unit. Withmore than 150 companies building manufactured homes in more than 400factories, and with manufactured home sales centers located throughoutthe United States, you have an opportunity to choose from a wide varietyof home styles.PLACING YOUR MANUFACTURED HOMEBefore you select and buy your home, you should decide where it will belocated. There are three basic options you can consider. First, youcould plan to place your manufactured home on land you own or intend tobuy. If you choose this option, you must consider zoning laws,restrictive covenants, and hookup regulations. Such restrictions mayprevent you from placing a manufactured home on a particular piece ofland. Second, you could plan to place your manufactured home on a leasedhomesite in a manufactured housing development, in which case thecompany managing the development will normally take care of theseconsiderations. Third, you could decide to buy a home already on ahomesite in a planned community. Then, of course, you would not be facedwith the typical placement concerns.PLACING YOUR HOME ON YOUR OWN LANDIf you own or plan to buy land for your manufactured home, there areseveral matters you should consider.Zoning. In cities and suburban areas, and in some semirural areas, youmay face zoning requirements that must be met. In certain areas, theremay be a prohibition against manufactured homes, or certain requirementsregarding their size and exterior appearance. You can find out if thereare any restrictions or requirements by contacting the local community'splanning and land use department. Consult your local telephone directoryfor the office nearest you.Restrictive Covenants. Restrictive covenants are limitations in propertydeeds that control how you can use the land. These may include arequirement that homes be a certain size or a prohibition that lands notbe used for certain purposes. The title search, conducted when you buythe land,may reveal information about such restrictions. Sometimes,however, the restrictions are described in ways that are difficult tounderstand. You may want to check with an experienced real estateattorney to see if there are any restrictive covenants that would keepyou from placing your home on the land you are considering.Utilities. Although a manufactured home comes complete with plumbing,electrical, and heating systems, it must, like all homes, be connectedto electrical,. water, and sewerage facilities. If your site is in awell-developed area, all necessary utilities may be available, subjectto connection charges. Find out exactly what utilities are available andhow much it will cost to connect your home to all utility sources.Contact your local public utilities division for information aboututility services in your area.[Graphic Omitted]Make sure the the applicable zoning laws and the deed on your land willallow a manufactured home to be placed there.[Graphic Omitted]There are a number of important questions to consider when placing yourmanufactured home in a rental community.Electrical Facilities. Electricity is usually available in all areas.But if the area where you plan to live does not have ready access toelectric power, connection could be quite expensive. Check with thelocal power company to find out whether electricity is readilyaccessible.Water Facilities. In many locations, there may not be localgovernment-supplied water lines. If there is no water, you may have todrill a well. Do not assume that all drilling will provide water. Checkwith a local well-drilling company about costs and whether success isguaranteed. Also, check with local health authorities to make certainthere are no problems with the quality of the water in the area.Sewerage Facilities. Many areas still rely on septic tank systemsinstead of a city or county sanitary sewerage system. If you cannotconnect your home to a sewerage system, you must check with localauthorities about installing a septic tank. Properly installed septicsystems can work quite well. But sometimes they cannot be used; forexample, where the soft is not able to absorb the discharged waste. Formore information, contact the local health department or the officeresponsible for granting building permits.PLACING YOUR HOME IN A RENTAL COMMUNITYYou may want to place your home on a leased site in a communityespecially planned for manufactured housing. Placing your home in such acommunity usually involves fewer practical problems.If you are interested in a rental community, visit the ones in the areawhere you wish to live. In addition, some manufactured home retailersmay operate their own rental communities, so you may wish to ask theretailer for information and advice about them. Find out what eachcommunity offers and the differences among them, including the financialaspects, such as rental and installation costs and any miscellaneousservice charges.There also are several questions you will want to ask before decidingupon a particular rental community. * Is a written lease required and, if so, for how long? * What are the charges for utility connections or other services? * Do the community's rules require that it be responsible for installing your home, or can you let your retailer do the job? * What charges will be made for installation? Who will be responsible for ground maintenance, snow removal, refuse collection, street maintenance, and mail? * What are the community's rules and regulations? For example, are pets prohibited? Can you accept and live with such rules? * Are there any special requirements or restrictions when you sell your home? * Are there any provisions to protect you if the owner of the manufactured home community where you lease your homesite sells the property for another purpose? If you must move because of a sale, will the owner help with relocation expenses, or is private or public assistance available?[Graphic Omitted]Buying a home in a planned community is another option to consider.BUYING A MANUFACTURED HOME IN A PLANNED COMMUNITYYou may want to consider another alternative and buy a home that alreadyis located in a planned community. As with a rental community, there arefewer practical problems involved because you do not have to concernyourself about placement.But be sure to check into the costs, services, and rules of any plannedcommunity before you buy. You should consider the matters mentioned onpages 10-11, such as who is responsible for utility connections, ifthere will be any restrictions on resale of your home, and whether youcan live with that community's rules.[Graphic Omitted]Check the community's rules to see if you can live with them.CHOOSING A MANUFACTURED HOMEThere are several matters you may want to consider when choosing a home.How do I want my home to look? You may select from a variety of exteriordesigns, depending upon your taste and your budget. External sidingoptions come in a variety of colors and materials including metal,vinyl, wood, or hardboard. You also may select such outside designfeatures as a bay window, a gable front, or a pitched roof withshingles. Awnings, enclosures around the crawl space, patio covers,decks, and steps also are available.What size home and floor plan do I want or need? Manufactured homes areavailable in a variety of floor plans that include spacious livingrooms, dining rooms, fully equipped kitchens, one or more bedrooms,family rooms, and utility rooms. Depending upon your needs and the sizeof your lot, you can choose a single-section home plan or a largermulti-section design. Homes range in size from 400 to 2500 square feet.[Graphic Omitted]Check state laws; they may limit the movement of your home afterinstallation.Can I move my home to another location or even another state? If thereis a chance that you might relocate your home to another state, find outabout state laws covering transportation of manufactured homes. Somestates, particularly eastern states, have certain regulations, such asweight, size, or width limitations, that may prevent you from movingyour home. Before you purchase, check with the appropriate authoritiesin the states through which you may want to transport your home.Of course, if you do move your home you will be faced with extraexpenses. Besides transporting costs, which include licensing fees totake your home through a state, you again will have the cost offoundation construction, installation, and utility hookups.What interior options and features are available? Manufactured homeshave many options and features for a variety of floor plans. You alsocan choose color and quality options for carpets and wall coverings; andyou can choose other features such as custom cabinets, window designs,and wood-burning fireplaces. Some home models and manufacturers offermore custom options than others. Ask your retailer what options areoffered on homes he sells.What appliance packages are available? Most manufactured homes are soldwith a refrigerator and range. But some appliance packages may includemicrowave oven, trash compactor, garbage disposal, washer/dryer, andbuilt-in indoor grill. Central air conditioning also is an option.[Graphic Omitted]Be sure your energy package is designed for the climate zone where yourhome is located.What energy-efficiency options are available? The National ManufacturedHome Construction and Safety Standards require separate energyefficiency levels for the three different temperature zones of theUnited States. However, you may wish to increase your home's energyefficiency. There are a variety of optional energy packages available,such as increased insulation, double- and triple-glazed windows,sheathing products, self-storing storm windows, and "high-efficiency"water heaters, furnaces, refrigerators, and air conditioners. Ask yourretailer about available energy-saving features and their costs. Youespecially should note the "heating certificate," which specifies thetemperature zone for which the home is designed, and the "comfortcooling certificate," which specifies the appropriate central airconditioning system for the home. Both certificates are located on theinside of the home. You should not place your home in a climate zone forwhich it was not designed.[Graphic Omitted]What written warranty coverage is offered on the home, itstransportation, and its installation on the homesite? Nearly allmanufacturers offer a written warranty on the home itself. There are,however, important differences among warranties. For example,manufacturers' warranties may exclude coverage of installation andtransportation (although reliable retailers or contractors usually offerwritten warranties on these services). Although you may never need suchwarranty services, it is a good idea to check the coverage of anywarranties that are offered before you buy.BUYING A MANUFACTURED HOMEMost likely you will buy your home from a retail sales center, althoughtoday, in some states, you also could buy your manufactured home from areal estate agent if the home is already located in a community. Someretail sales centers are owned and operated by a home manufacturingcompany, but most retail businesses are independently owned andoperated. They sell homes built by several manufacturers.You should. use as much care in choosing your retailer as you do inchoosing your home and its features. This is because the retailer willhelp you choose your home and, if you wish, custom order it from thefactory. In addition, the retailer usually will be the one responsiblefor having your home delivered and installed. The retailer also mayarrange for financing and insurance for your home. Finally, after youmove into your home, your retailer often will be the person you contactfor warranty service.One of the best ways to find a reputable retailer is to talk withfriends who live in manufactured homes and get their recommendations.You also might ask them to recommend a home manufacturer. You may wishto contact your local Better Business Bureau to find out if a particularretailer or manufacturer has a record of unsettled or unresolvedcomplaints on file. You also may wish to contact your state manufacturedhome association and request the names and addresses of manufacturers orretailers in your area.Compare warranties offered by various manufacturers and retailers.SITE PREPARATION, TRANSPORTATION & HOME INSTALLATIONProper site preparation and installation are necessary for comfort,durability, and correct functioning of your home.Make sure the transporting company warrants its services in writing.Before your home is installed, you must ensure that the site has beenprepared properly. If you are placing your home on your own land, yourretailer can provide advice on how to prepare the site.If you will be living in a rental community, the community manager willprobably take care of site preparation. Before signing your lease, askabout this and any other costs.SITE PREPARATIONIf you are having your home installed on your own land, you areresponsible for site preparation. However, it is a good idea to ask yourretailer (or whoever is going to install your home and warrant theinstallation) to inspect the site prior to installation to make surethat everything has been prepared properly.Here are some guidelines that must be followed in preparing the site. * The site must be accessible by the truck transporting your home. * The site must be as level as possible. * The precise site area must be cleared of trees, rocks, and any other surface debris. * The soil must be graded and sloped for water runoff. * The soil must be compacted so that the foundation will not sink or shift on loose earth fill.Although you may be able to do some work yourself, such as removingtrees and shrubs, most site-preparation tasks, such as grading andcompacting the soil, require technical expertise. You will need tocontract for expert assistance to ensure that your home is installed onfirm land that adequately drains.TRANSPORTING YOUR HOMEIn most instances, your home will be transported first from the factoryto the retail sales center. At the center, your retailer will use achecklist to make sure your home arrived undamaged, and if any problemoccurred while your home was being transported from the factory, it willbe repaired before delivery to your homesite.If any damage occurs while the home is being transported to your site,the company transporting your home is usually responsible. Therefore,you should check for damage as soon as your home is delivered. If youfind any damage, contact the transporting company immediately.[Graphic Omitted]If you allow your home to be transported by a company that does notprovide a written transportation warranty, it may be difficult to obtainfree repairs, if any are necessary. Therefore, before you purchase yourhome, make certain that the transporting of your new home is protectedby a written warranty.INSTALLING YOUR HOMEAfter you have chosen the retailer and your home, have complied withlocal building and zoning requirements, have obtained state inspectionswhen necessary, have properly prepared the site, and have gotten goodwarranty protection on the home and its transportation and installation,you are ready to have your home installed on a homesite. This alsorequires. careful attention.[Graphic Omitted]Every manufacturer is required by the federal standards to provideinstructions for installing your home. However, the actual installationtypically is not within the manufacturer's control. Therefore, theinstallation of your manufactured home is not covered by themanufacturer's warranty.These cautions are not designed to worry you, but rather to alert you tothe importance of installation. Hundreds of thousands of manufacturedhomes are installed on sites each year without major problems. Youshould not have problems if your home is installed by a reliableretailer or by a company that specializes in manufactured homeinstallation.Check for damage as soon as you receive your home and report anyproblems to the retailer or transporter as soon as possible.The manufacturer's written warranty on the home usually will not coverproblems that are caused by improper installation.Usually, the retailer will install your home or contract with aprofessional installation crew to do the work. In most cases, the priceof your home will include the cost of installation by such qualifiedprofessionals. Be sure to check this with your retailer before you signthe sales contract. If installation is not included in the price, youmay have to contract with a separate company to install your home. Askyour retailer for the names of such companies.[Graphic Omitted]Clarify in writing what installation services are provided, who isproviding them, and who warrants the work.The retailer should spell out in writing the full scope of installationservices that are included in the price of your home. This should assureyou that everything is covered and that there will be nomisunderstandings about who is responsible for what.Regardless of whether the retailer or a separate company installs yourhome, you should follow several guidelines. * Discuss with the contractor the steps involved in installation so you understand them. * Have the contractor write these steps into the contract. * Ask if there is a written warranty covering your home's installation. If not, then ask to have it put in writing.By following these guidelines, you will know exactly what you are payingfor, how to check your home to see that the work has been done properlyand, equally important, what kind of warranty protection covers eachstep.Installing your home involves six steps. The price of your home usuallyincludes all of these steps. Therefore, ask to see an itemized list inwriting before signing the contract to purchase your home.[Graphic Omitted]1. Transporting Your Home From the Retailer's Sales Center to Your Homesite. As noted earlier, the manufacturer normally is responsible for transporting the home from the factory to the retailer, and the retailer is usually responsible for getting the home to your land. However, if the roads are not adequate or there are obstacles that will make it difficult to get the home to your site, your retailer may be unable to accept responsibility for delivering your home. Be sure to check the route to your homesite for such things as low-hanging tree limbs and loose rocks.[Graphic Omitted]2. Constructing a Foundation for Home Placement. In addition to following the manufacturer's instructions and complying with local law, find out if the institution financing your home (or the rental community in which you place your home) has foundation requirements. The Federal Housing Administration (FHA) and Veterans Administration (VA) also have special foundation requirements. Remind your retailer about the kind of financing you are using so that all applicable foundation requirements will be met. If you place your home on your own property, you have the option of choosing from a number of different foundation types. Several types of foundations are available, from concrete slabs to full basements. Remember, local codes reflecting the different climates and soil conditions must be followed. A professional installer will know which foundation codes are required by local law or what is required by your financing institution.3. Leveling Your Home. It is essential that an experienced crew installs your home to assure that it is leveled correctly. Leveling is one of the most important steps in setting up your home. It must be done according to the manufacturer's specifications. If your home is not level on its foundation, the weight of the home will not be distributed evenly. Poor leveling could result in such problems as doors that do not open and close easily or floors or walls that buckle. If any of these problems do occur because your home was not properly leveled, the manufacturer's warranty will not cover the repairs. Remember, the manufacturer's warranty only covers problems resulting from faulty construction. Insist on walking through the home before the installation crew leaves to check for signs that your home may not be level. Guidelines for checking whether your home is level and properly installed are provided on page 21. Leveling is critical and must be performed by a professional crew. Walk through your home before the installation crew leaves to assure that the home is level. After installation has been completed and you have checked out the installed home, it is very important to periodically recheck the leveling of your home. This is important because, over time, such things as foundation supports may settle unevenly and create an un-level condition. Such conditions can, in extreme cases, cause serious damage to the walls and floors. Normally, you should recheck leveling about 60 to 90 days following installation and, perhaps, once a year after that.[Graphic Omitted] Anchoring your home to the ground should be done by experts.4. Securing Your Home to the Foundation. It is not sufficient merely to place your home on a properly constructed foundation. There are certain minimum requirements that should be met. To ensure that your home does not shift and become damaged, it must be anchored to the ground according to the manufacturer's instructions or as required by local codes. Anchoring should prevent severe winds from damaging your home. Although your home will come with instructions for properly securing it to its foundation, anchoring is not a do-it-yourself project. Talk with your retailer about anchoring, and be sure that your home's installation includes this very necessary step.5. Finishing Your Home. Once your home is secured to the foundation, finishing work may be needed, such as an enclosure around the crawl space or landscaping. If your home is a multi-section, finishing may include applying molding and joining carpet on the interior or completing work on the exterior siding.6. Connecting Your Home to Utilities. Installation services should include connecting your home to the necessary water, electrical, gas, and sewerage lines. If this is not included in your installation price, you will have to contract for these services yourself. Your retailer can tell you how to make arrangements for utility connections. Alternatively, you can obtain the information from the local government agency that oversees building permits. This chapter outlined the process of site preparation, transportation, and installation. The installation guide that comes with your home provides more detailed information. The important point to remember, however, is that although this guide is informative and detailed, it is not designed to enable you to install your home yourself. Leave installation to the professionals.INSPECTION OF YOUR NEW MANUFACTURED HOMEWhen you take possession of your new home, the first thing to do is tocheck it over thoroughly. It is important to discover problems early andreport them to the retailer or the installer within the warranty's timelimits.INSTALLATION INSPECTIONFirst, check to see that your home was installed properly. If you arepresent during installation, ask the installation crew manager to walkthrough your home with you to assist in identifying problems and toanswer your questions.Listed below are some areas you should check to make sure your home wasinstalled properly.Open and close all interior and exterior doors. If a door does not openand close smoothly, it may indicate a need for a minor hinge adjustment,but it also may be a sign that the home is not level. Immediately callthis to the attention of the person responsible for installation.Examine the entire house. Look at the walls, the floors, and theceilings. Be certain that all faucets and appliances work.GENERAL INSPECTIONYou will want to make your inspection of the home in an organized way. Agood strategy is to inspect the outside of your home first and thencheck the interior, carefully going through each room. Manymanufacturers provide a checklist in the owner's manual of items youshould inspect. You should fill out the checklist and return it to themanufacturer as soon as possible.As you make your inspection, jot down on paper every item you thinkrequires service. When you are finished, make copies of the list -- onefor you, one for your retailer, and an extra copy for the manufacturer.It is also a good idea to put the date of your inspection on the list.[Graphic Omitted]Carefully inspect your home for any problems as soon as it is installed;make sure that it is level-check doors, windows, and drawers.YOUR MANUFACTURED HOME SUMMARYThis checklist can help you remember all the points to consider inchoosing, buying, and installing your home.Read and compare all warranties offered on the homes that interest youbefore deciding to buy.The following is a summary of "How to Buy a Manufactured Home." Itprovides you with some questions to ask the retailer or yourself beforemaking your purchase. You can find more information about the questionsbelow by referring to the listed page numbers.WARRANTY PROTECTION * What warranties are offered by the home manufacturer, the retailer, the transporter, the installer, and the appliance manufacturers? (pp. 4-7) * Are the warranties in writing? (pp. 4-7) * Do you know what is and is not covered by the warranties? (pp. 4-7) * Who performs the service under the warranties? (pp. 4-7)PLACING YOUR HOME * If you intend to place your home on your own land, are there zoning regulations or restrictive covenants that prohibit the location of a manufactured home? (pp. 8-9) * Are electric, gas, water, and sewerage lines available on your homesite, or will you have to make other arrangements to provide necessary utilities? (pp. 9-10) * If you locate your home in a rental community, who will be responsible for ground maintenance, snow removal, and other such services? (pp. 10-11)CHOOSING YOUR HOME * How do you want your home to look? (p. 12) * What size home and floor plan do you want or need? (pp. 12-13) * Will state laws on transporting oversize loads prevent you from moving your home? (pp. 13-14) * What custom options and features are available? (p. 14) * What appliance packages are available? (p. 14) * What energy-efficiency options are available? (p. 14)INSTALLING YOUR HOME * Will someone inspect your site prior to installation to see that everything has been prepared properly? (p. 16) * Is your site accessible by the trucks transporting your home? (p. 16) * Who will transport your home to the homesite? (pp. 16-17, 18) * Does the transporting company provide a written warranty for any damage that occurs during transporting? (pp. 16-17) * What foundation options are available and required? (p. 19) * Will there be an experienced installation crew to ensure that your home is properly leveled and secured to the foundation? (pp. 19-20) * Will your home need any finishing touches, such as landscaping? (p. 20) * Who is responsible for securing utility connections? (p. 20)[Graphic Omitted]Remember that installation is the key to durability and properfunctioning of your home.INSPECTING YOUR HOME * Have you thoroughly checked over your home, both inside and out? (p. 21) * Do all the doors, windows, and drawers close properly? (p. 21) * Do all appliances and faucets work? (p. 21) * Did you make a list of all problems when you moved in, and did you report them to your retailer and manufacturer? (p. 21)

Motorhome

Winnebago Rialta Motor Home RV Winnebago/VW Rialta Motor Home If you plan on buying one of these, READ THIS FIRST I bought mine on 4-28-2000. So far as of May 25,2000 I haven't beenable to use it at all. On the way home from the Winnebago Dealership that I bought it from,the check engine light came on. I looked in the warranty pack that comes withthe new home and found that this was a problem for the Volkswagen people. Thewarranty states I could go to any Volkswagen dealer in the U.S. to have thewarranty repairs done. DON'T YOU BELIEVE IT!!!! I phoned all the VW dealerships in the Capital District(Albany NY) and none of them would work on the vehicle. After getting in touch with VW customer relations, the closestdealership was 125 miles away, that's a 250 mile round trip to have the problemchecked. I complained to both VW and Winnebago about this, and they just didn'tseem to care. The Winnebage stooge even told me that is not what the warrantysays, like I can't read!!!. I finally got an appointment with the VW dealer inOneonta NY (125 miles each way) on May 17, 2000, that's right, 20 days from thetime I bought the vehicle. I left the vehicle there on May 17, 2000 to have thefollowing problems fixed. Check Engine Light Engine Overheating light blinking with coolantloss in my driveway The power door locks didn't work at all Thewindshield rubber seal was coming off and inside the window the plastic waspoping off The right side running board feels and sounds like it is about tocrumble. The screen in the entrance door is coming apart Thepanels under the doors and just behind the doors had paint runs that lookedlike something my 12 year old had painted. Missing door seal near thelatch On May 22, 2000 I picked up the vehicle. The door lock wiring hadbeen burned beyond recognition, they fixed that. They replaced the O2 sensorwhich shut off the check engine light. They repaired leaking coolant lines atthe transmission. The rest of the stuff was either on order, or needed to beapproved by Winnebago. I was kind of satisfied that at least it was driveablenow. Well not quite. On the way home from the dealership, about 25 milesup the road, the check engine light came back on. We also noticed an odor and apst - pst - pst noise when we stopped for coffee. Seems like now the vehiclehas an exhaust leak, wonderbar!!!!. In the meantime I called the VW repairshopin Oneonta, and hopefully will be able to bring it back down in a week or twoto have it checked out and the other warranteed items replaced. For now it sitsin my driveway, 4 or 5 weekends gone without being able to use it. The customer relations gal at VW at least seemed to care, and did getme a VW dealer to work on it, but the winnebago people are simply fools. Theycould give a darn less about my problems. I phoned them on May 24, 2000 andasked if I could simply get a replacement vehicle (Read Lemon). The answer waswe don't replace vehicles. I now have about 500 miles on it, all driving fromthe selling dealer, and to and from the repair shop. I am now contacting alawyer concerning the lemon law. The vehicle has been basically out of servicesince the day I bought it. Counting today May 25, 2000, that's 28 days. By the way, I hold no ill against the VW dealership in Oneonta, theyhave been more than helpful in at least trying to work on the vehicle for me. Isimply dread driving all that way every time I have a warranty problem, majoror minor. I will continue the saga in the next few days, after I talk to anattorney. In the meantime, think twice about buying a Rialta. Call all your VWdealerships locally and make sure they can work on it. Get a list ofdealerships that can work on it nationwide if you plan on going anywhere otherthan to the local market. June 7, 2000 Update: VW sent a tow truck to my house on June 2nd. Thedriver never saw a Rialta before and said they would guarantee damage freetowing. He suggested it be flat bedded to the dealer, but he didn't want to doit as he thought it may be too tall for the underpasses. Hmmm I thought theywere sending a flat bed in the first place, so did VW. On June 6th they finallysent another towing company to see if they could tow it to Oneonta, N.Y. Thisguy is a heavy equipment mover, so he suggested it be put on a low boy trailer,the same type of trailer they mover heavy equipment with. The only problem is,they are too busy during the week, so they hopefully will pick it up on Fridayevening June 9th and bring it to the dealers on June 10th. Well maybe I willget to use this thing for 4th of July with much luck. In the meantime I received a list of VW dealers that will actuallyperform warranty service on the Rialta. There are only about 40 in the entireU.S. - Remember the warranty states "Any Volkswagen Dealer" This reallygives me confidence for a long trip huh?. Some states don't have any!!!. Sad thing is, if I lived in Oneonta NY, I never would have found thisout until I was in the middle of that long trip to Colorado. I bet there arequite a few owners out there who are lucky enough to be living close to aservicing VW dealer that don't know about this. All along Winnebago is the oneat fault here. June 9, 2000 - The Rialta was picked up and towed to the VW dealer inOneonta, NY June16, 2000 - Still waiting for the repairs to be made and theRialta returned to me. June 18, 2000 - Still waiting, it has been 9 days since it was towedto Oneonta, NY The saga will continue when (if) the Rialta is returned to me inrunning order. June 21, 2000 - The Rialta was delivered to my house. Everything thatwas broken, seems to be fixed. The VW Dealer in Oneonta, NY is excellent. Wehave only taken it on local trips, but the check engine light seems to bestaying off, so far. We will be taking it on a 4 day trip (about 1500 miles)next week. I just hope that if it breaks down, there will be a VW dealer thatwill work on it with a few miles (Ha Ha!!) June 25, 2000 - We decided to make the trip shorter, no confidence ingetting it repaired if had a breakdown. Put about 700 miles on it. Thank God,no breakdowns. I will keep everyone informed on a weekly basis. August 24, 2000 - Still in a holding pattern -- Went to GloucesterMA. this weekend. Checked the list of VW repair centers, but found no VW shopscapable of doing any repairs in NEW ENGLAND. So the Rialta sits in thedriveway. We took to car and stayed at a motel. We are seriously considering doing some planters and maybe some mulcharound the outside of the Rialta. What the hell, if it is going to become apermanent fixture in the driveway, we may as well make it look like it belongsthere. September, 2000 THE END !!!!! VW has refunded the entire purchase price including taxes andlicense fees and Attorney fees .. Questions or comments can beentered on our Rialta Bulletin Board Click here for the Message Board withcomments from owners Any comments on Rialta or Winnebago, you can email me at mailto:dscott2@nycap.rr.com Trail - Lite seems to have a great floor plan andreliable service Check it out at: http://www.trail-lite.com/b+floorfr.asp

Luxury RV Market November

Fractional Ownership Comes to High End Luxury RV Market Home - Members Area - Login - Help PR News Now : News at the Speed of Now. Fractional Ownership Comes to High End Luxury RV Market November 12, 2004 -- For the first time, fractional ownership of luxury RVs ranging in price from $250,000 to well over a million dollars is possible, with national delivery, pick up, provisioning, repair/maintenance, storage/cleaning, and roadside service included. Like fractional jet ownership - which has made VIP business jets available to executives and corporations - fractional RV owners enjoy use of a luxury capital good while jointly sharing expenses such as depreciation, maintenance, storage, and insurance. Once the typical three-year ownership agreement is completed, these high end RV's are typically sold, and the proceeds returned to fractional owners to further recoup their expenses. The result: individuals who only expect to use an RV for a portion of the year can buy into ownership of a million dollar "palace on wheels" at a fraction of the full cost of ownership. Companies such as Burr Ridge, Ill.-based American QuarterCoach (americanquartercoach.com) (AQC), the first to introduce fractional ownership of luxury RVs on a national scale, are lowering costs as much as ten-fold compared to sole-ownership, while making the RV experience sheer vacationing pleasure. AQC, for instance, not only delivers deluxe RVs worth from a quarter-million to over a million dollars to the fractional owner's doorstep from coast to coast, but also picks them up on return, plus stores, cleans, repairs, maintains, and outfits them. All the details, such as insurance, licensing, and even roadside service are included, as is an initial driver's training program/orientation to ensure maximum safety and comfort. Fractional owners can purchase shares from one-eighth (5 weeks annual usage) to one-half of a desired luxury RV (24 weeks annual usage) or a combination of shares depending on how much annual usage time they desire. There are three levels of RVs to choose from, including multi-million dollar units with amenities like 42" plasma TVs, Corinthian leather, monogrammed linens, and custom-inlaid Italian marble flooring and bath. On a still deluxe but less lavish scale, in the several hundred thousand-dollar vehicle price range, are 40-foot motor coaches such as the Monaco Camelot with in-motion, satellite TV and multiple slide-outs for extra living space. "I bought a 5-week a year share for about one-tenth the annual cost I would've spent on my own RV," says Chris Turner, an Ann Arbor, Mich. helicopter company owner. "AQC allowed us to own a $300,000 motor home at a price we could justify. With the savings freed up, we can take both deluxe RV and non-RV vacations as the mood strikes, with no waste or guilt." High Cost, High Headache Traditional RV Ownership Until now, hard-working professionals wanting a quality RV experience have had little choice in the marketplace. They've typically had to tie up from a quarter-million to a million dollars or more to buy an RV they may use just several weeks a year. Rental RVs, because they are a mass-market product, simply don't offer the size, style, or features desired. Before turning to fractional RV ownership, Chris Turner faced the dilemma confronting many upscale professionals wanting to provide a quality RV experience for themselves and their loved ones. Though Turner treasured the togetherness, natural beauty, and variety that RV-ing brought his family, he found it hard to justify the purchase of a high-end RV for the occasional family outing. When he bit the bullet and finally bought one, he found his family used it no more than several weeks a year. "The total expense - including provisioning, depreciation, maintenance, storage, insurance, and licensing, as well as the hard work of prepping it for each trip and cleaning/storing it afterward began to grate on my nerves," explains Turner. "I felt guilty every time I drove past my storage facility, with $300,000 of RV sitting there, unused." Turner sold his RV. He didn't miss the thousand-dollar repair/maintenance bills, paying for insurance, or licensing. He didn't miss the full day of work it took to prep the RV for use, including pulling it from storage, sanitizing the tanks, loading fresh water and supplies, and checking the air, oil, fluids, battery, and generator. He certainly didn't miss cleaning the entire RV, including linen and utensils, plus winterizing it for storage on the return trip. What Turner missed were the look in his wife and daughter's eyes when they were on the road, in the midst of an adventure, when their focus was on each other, and not the never-ending "to do" list in each of their lives. "I tried renting an RV," says Turner, "but we ended up with a bottom-of-the-line, 25-foot, class C unit. It was completely unequipped, with just 100 miles a day for mileage. That wasn't what we were looking for." Turner was about to buy another high-end RV, with the caveat that RV-ing would be the family's primary vacation experience. Cruises, flying to Mexico, and other more typical vacations, would be out, to avoid keeping a quarter-of-a-million dollar RV sitting around unused. Turner's wife, Sherri, was not pleased with having to choose between RV-ing and taking other types of vacations. "We realized we wanted the quality RV experience, but without the expenses and responsibilities of a full-time, lifestyle commitment," explains Turner, who found what he was looking for through fractional RV ownership with AQC. High-End, Worry-Free RV Ownership In traveling to locations such as California's Sequoia National Park from his home in Ann Arbor, Mich., Turner discovered that AQC's RV drop off and pick up capability is a major benefit for those living far from their destinations. At Turner's request, the company arranged to have his motor home waiting for him in California, so he was able to fly in from Michigan, board his fully-equipped RV, with gas tank topped off, and hit the road bound for redwood country. "While driving the RV is fun anywhere, my pressed schedule doesn't allow me to drive for thousands of miles to and from a destination," says Turner. "Because we were able to fly to California, board our ready-to-go RV, and spend most our time enjoying the scenic route and destination, our trip was that much more memorable. On leaving, AQC picked up our RV, allowing us to simply fly home, while they took care of the details." On other trips, such as a family jaunt to enjoy a Nascar race, the company has delivered the motor coach right to Turner's door in Ann Arbor, Mich. What Turner enjoys is that fractional ownership has taken the hassle and cost out of RV-ing. "Everything we need is right there, whether dishes, towels, grills, or lawnchairs," says Turner. "There's nothing to forget, and no mechanical problems to speak of because the coach is superbly maintained. If there's ever a problem, we just call AQC ( www.americanquartercoach.com ) and they send someone to fix it. It's worry-free with no out-of-pocket costs, other than what you spend on gas and groceries." RV-ing that Suits Your Lifestyle Now and into Retirement Those new to RV-ing are finding that fractional ownership fits their needs as well. Norm Yop, a realty company owner in Salinas, Cal., was looking for a way to test if RV-ing was right for he and his wife. "My family and friends loved RV-ing and I was intrigued by it, but reluctant to tie up a large amount of capital in a venture that might not suit us," says Yop. Like Turner, Yop found renting a turnoff because he could not find a RV in the size, style, or with the amenities he wanted. Jointly, with his real estate business partner, Yop purchased 5-week a year fractional RV ownership through AQC. Yop appreciated the RV training program, which helped him get up to speed quickly on driving the vehicle and its use. So far, Yop and his wife have RVed to Banff, Canada and Glacier National Park, and love the experience. "The program allows us to own a first-class motor home that suits our schedule, without tying up capital," says Yop. "We can use the RV for a few weeks and not worry about maintaining it all year long." "As I wind down the pace of my business in the next few years, I'm planning to buy a larger fractional share with even more deluxe amenities," concludes Yop. "It's the perfect way to enjoy RV-ing both when you've got a demanding career, and when you want to ease into retirement." Want to Get your own News Servers to better promote your website. Just click on News Servers and join today. 1824 readers online... 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